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[object Object],[object Object],[object Object],Loans close to expiration Summary
Loans close to expiration Background: More than 60 loans are close to their expiration date Number of loans Days until expiration Number of loans Days until expiration Distribution of loans by days until expiration As of  23 Sep 2009 , end-of-day Distribution of loans by days until expiration As of  28 Sep 2009 , end-of-day ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loans close to expiration Background: Loan decay rate graph explanation  Fraction of loans still fundraising 1 Days since posted to kiva.org Day of month the loan was posted to kiva.org Loan decay rate graph July 2009 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],100% of loans are fundraising when they are posted No loans remain when the fraction of loans still fundraising = 0% Loans funded very quickly here
Loans close to expiration Loans in August funded more quickly then in July  ,[object Object],Fraction of loans still fundraising 1 Days since posted to kiva.org Day of month the loan was posted to kiva.org Loan decay rate graph July 2009 Fraction of loans still fundraising 1 Days since posted to kiva.org Day of month the loan was posted to kiva.org Loan decay rate graph August 2009 Loans funded more quickly toward the end of August Still, no loans approached expiration
Loans close to expiration Loans in September are funding more slowly than July or August  ,[object Object],Fraction of loans still fundraising 1 Days since posted to kiva.org Day of month the loan was posted to kiva.org Loan decay rate graph September 2009 Fraction of loans still fundraising 1 Days since posted to kiva.org Day of month the loan was posted to kiva.org Loan decay rate graph August 2009 The surface ends where the date is greater than 29 Sep
Loans close to expiration Loan funding rate has decreased significantly in September  Fraction of loans still fundraising 1 Days since posted to kiva.org Month of the year the loan was posted to kiva.org Loan decay rate graph Jan 2009 - Sep 2009 ,[object Object],[object Object],[object Object],[object Object],[object Object],A significant number of loans are nearing their expiration date, which hasnโ€™t happened yet this year Higher-than normal fraction of loans still fundraising Feb Apr Jun Aug Sep Jul May Mar Jan Amount posted  ($M) Month

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