2. 2
Business Overview
Since its launch in 2005, Small World has expanded rapidly across
Europe, North America, Africa and Asia
• Global Financial Technology business model – multi-channel physical/digital
• European headquarters in Madrid
• North American headquarters in New York
• Buy-and-Build Model. 10 successful acquisitions and integrations, 7 strong local sub brands*
• More than $10,0 billion transferred to date (May 2015)
• Backed by FF&P Private Equity, and MMC Ventures, leading UK PE funds
• Selected by UK Government as part of the “FutureFifty Programme”, a group of 50 high growth,
high potential UK based businesses
• Partner network of 250,000+ locations in more than 188 countries
• Market leading, scalable, proprietary technology platform
• Outstanding regulatory compliance
• Highly experienced management team
• Global Financial Technology business model – multi-channel physical/digital
• European headquarters in Madrid
• North American headquarters in New York
• Buy-and-Build Model. 10 successful acquisitions and integrations, 7 strong local sub brands*
• More than $10,0 billion transferred to date (May 2015)
• Backed by FF&P Private Equity, and MMC Ventures, leading UK PE funds
• Selected by UK Government as part of the “FutureFifty Programme”, a group of 50 high growth,
high potential UK based businesses
• Partner network of 250,000+ locations in more than 188 countries
• Market leading, scalable, proprietary technology platform
• Outstanding regulatory compliance
• Highly experienced management team
(1) * 7 Sub brands: Universal de Envíos, LCC, Choice, UNO, Swiss Transfers, Express Funds, Global Link
3. 3
Global Diversified Footprint
Significant scale built to date with huge untapped potential
62%
36%
2%
Europe
North America
New Growth
Markets
(1) Europe includes Portugal, Spain, Switzerland, Belgium, Germany, Luxembourg, Netherlands, France, UK and Ireland. New Growth Markets include the recently launched
territories of Africa, Brazil, Greece and Sweden. North America includes the U.S. and Canada.
(2) Based on CY2014 reported transaction volume in GBP.
(3) Based on CY2014 reported send volume.
69%
30%
2%
Europe
North America
New Growth
Markets
Send & Receive
Receive Only
Disbursement (Receive Market)(3)Origination by Send Volume in GBP(1,2)Origination by # of Transactions(1)
40%
30%
13%
10%
7%
Central and South America
Asia & Pacific
Africa
Caribbean
Other
With a
presence in 17
states, Small
World covers
60% of the US
migrant
population
4. 4
Leading Value Proposition
Small World’s globally trusted brand is recognized by customers for its convenient, rapid and
low-cost solution
Simple
Seamless and convenient customer experience
“Small World gives amazing customer service that responded and
explained everything to me. I have found Small World to be low
cost, easy and fast in comparison to others but most importantly
transparent and secure.”
“I sent money to Venezuela without problem. Quick and easy as it
should be with these services.”
Trusted
• Single, global brand strategy across all channels
• Team of service specialists ensuring customer satisfaction
Long-track record, visible presence and trusted
reputation in ethnic markets
Differentiated Service
• Many traditional money transfer players rely heavily on a
cash-to-cash payment proposition
• Small World’s service is differentiated from many competitors
as a result of its +330 exclusive correspondent relationships
offering direct-to-bank payments in +80 countries
• These relationships provide direct integration between Small
World and the bank’s operating platform, enabling cheap and
rapid bank deposit transfers direct to account
Rapid instant bank deposits
International payments value chain
Full ownership of the value chain
Distribution
Branding/Marketing
Licensing
Fund Collecting
Risk
Compliance
Pay-out
FX/settlement
