Insurance principles applications

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Finerva: Financial Wisdom

Economy & Finance Business

www.finerva.com | support@finerva.com | +91-9787-11-11-66
Insurance
Principles & Applications
J. Karthikeyan, Director, Finerva

www.finerva.com | support@finerva.com | +91-9787-11-11-66
History of Insurance
Insurance as a form originated during 13th and 14th
Century.
India…..
First Life Insurance company:
Sun Insurance Office Ltd. Kolkata (1710)
First Indian Insurance Company
Bombay Mutual Life Society Limited (1870)

www.finerva.com | support@finerva.com | +91-9787-11-11-66
Insurance
A Tool for Risk Management
Functions based on Principles
1. Law of Large Numbers
2. Law of Indemnity
3. Law of Utmost Good Faith
4. Law of Insurable Interest

www.finerva.com | support@finerva.com | +91-9787-11-11-66
Do I Need Insurance?
Do you love your loved ones till you are alive or
till they are alive?
Needs
1. Milestone Planning
2. Income Replacement
3. Retirement Planning

www.finerva.com | support@finerva.com | +91-9787-11-11-66
ULIPs – The Talk of Town (Industry)
Premium
MortalityAdmin Charges Investment

www.finerva.com | support@finerva.com | +91-9787-11-11-66
LifeTime Super
• Unique Selling Proposition
– Flexibility
• Premium Amount
• Life Cover
• Liquidity
• Premium Payment term

www.finerva.com | support@finerva.com | +91-9787-11-11-66
Closing Remarks
• Why I sell Insurance?
• What you can do?
– Be aware of risks
– Protect Yourself and Your Loved Ones
– Tell Others

www.finerva.com | support@finerva.com | +91-9787-11-11-66
Queries
• Thank you!!!
FINERVA TM

www.finerva.com | support@finerva.com | +91-9787-11-11-66

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Insurance principles applications

1. www.finerva.com | support@finerva.com | +91-9787-11-11-66 Insurance Principles & Applications J. Karthikeyan, Director, Finerva

2. www.finerva.com | support@finerva.com | +91-9787-11-11-66 History of Insurance Insurance as a form originated during 13th and 14th Century. India….. First Life Insurance company: Sun Insurance Office Ltd. Kolkata (1710) First Indian Insurance Company Bombay Mutual Life Society Limited (1870)

3. www.finerva.com | support@finerva.com | +91-9787-11-11-66 Insurance A Tool for Risk Management Functions based on Principles 1. Law of Large Numbers 2. Law of Indemnity 3. Law of Utmost Good Faith 4. Law of Insurable Interest

4. www.finerva.com | support@finerva.com | +91-9787-11-11-66 Do I Need Insurance? Do you love your loved ones till you are alive or till they are alive? Needs 1. Milestone Planning 2. Income Replacement 3. Retirement Planning

5. www.finerva.com | support@finerva.com | +91-9787-11-11-66 ULIPs – The Talk of Town (Industry) Premium MortalityAdmin Charges Investment

6. www.finerva.com | support@finerva.com | +91-9787-11-11-66 LifeTime Super • Unique Selling Proposition – Flexibility • Premium Amount • Life Cover • Liquidity • Premium Payment term

7. www.finerva.com | support@finerva.com | +91-9787-11-11-66 Closing Remarks • Why I sell Insurance? • What you can do? – Be aware of risks – Protect Yourself and Your Loved Ones – Tell Others

8. www.finerva.com | support@finerva.com | +91-9787-11-11-66 Queries • Thank you!!! FINERVA TM

9. www.finerva.com | support@finerva.com | +91-9787-11-11-66

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