Farz Foundation Methodology Presentation

1. 1 First Islamic Microfinance in Pakistan

2. FARZ METHODOLOGY 2

3. Vision “To bring social change through poverty alleviation by improving productivity and capacity of clients and staff” 3 First Islamic Microfinance in Pakistan

4. Mission Empowering the poor through innovative products and diverse business opportunities, by integrating social performance focused microfinance with collaborative community health and education partnerships. 4

5. An Integrated Approach 5 First Islamic Microfinance in Pakistan

6. TARGET MARKET 6 First Islamic Microfinance in Pakistan

7. Product Packages for Each Market Lower 7 First Islamic Microfinance in Pakistan

8. Murabaha First Islamic Microfinance in Pakistan 8

9. MurabahaTarget for One Social Center (Branch) First Islamic Microfinance in Pakistan 9 Year 1st

10. Clients Graduation Strategy 10

12. To allocate the Potential working areas for social center

13. Product need assessment.

14. Potential businesses.

15. Cash flow of different businesses.

16. Size of micro trade.11 First Islamic Microfinance in Pakistan

18. Collection of CVs as per given date.

20. Conduct 1st interview12 First Islamic Microfinance in Pakistan

22. Farz Methodology

23. Basic Selection criteria of FARZ FOUNDATION

24. Area survey

25. Effective Mobilization skills

26. Clients appraisal training

27. Cluster formation steps

28. Conduct of community meetings

29. Customer relationship management

30. Social performance management

31. Delinquency management

32. Monitoring13

34. Basic Selection criteria of FARZ FOUNDATION

35. Area survey

36. Effective Mobilization skills

37. Clients appraisal training

38. Cluster formation steps

39. Conduct of community meetings

40. Customer relationship management

41. Social performance management

42. Monitoring

43. Islamic banking & finance . Conventional microfinance

44. Farz Methodology

45. Interview and selection for one month internship

46. Selection for 11 month on a contract.

47. After 11 month, contract extension / permanent employee. 14

49. Mobilization15 First Islamic Microfinance in Pakistan

50. Kicking of Operations Branch Structure Office Boy 16 First Islamic Microfinance in Pakistan

51. Cluster structure 17 First Islamic Microfinance in Pakistan Cluster Committee

52. Delivery Process 18 First Islamic Microfinance in Pakistan

54. Identification of the potential businesses. 19 First Islamic Microfinance in Pakistan

55. 20 First Islamic Microfinance in Pakistan

57. Systems and procedures for taking our product.

58. Your and our responsibilities for managing social performance at cluster level.

59. Introduction of program.21 First Islamic Microfinance in Pakistan

61. Information Collection (Home Related)22 First Islamic Microfinance in Pakistan

62. 23 First Islamic Microfinance in Pakistan

63. 24 First Islamic Microfinance in Pakistan

64. 25 First Islamic Microfinance in Pakistan

65. 26 First Islamic Microfinance in Pakistan

67. Financial Analysis

68. Repayment Capacity

69. Business Information Collection 27 First Islamic Microfinance in Pakistan

70. 28 First Islamic Microfinance in Pakistan

71. 29 First Islamic Microfinance in Pakistan

72. 30 First Islamic Microfinance in Pakistan

73. 31 First Islamic Microfinance in Pakistan

75. 33 First Islamic Microfinance in Pakistan

76. 34 First Islamic Microfinance in Pakistan

78. To Purchasing of Asset / Stock as per demand of Client’s Business 35 First Islamic Microfinance in Pakistan

79. 36 First Islamic Microfinance in Pakistan

81. Transfer of Ownership37 First Islamic Microfinance in Pakistan

82. 38

83. 39 First Islamic Microfinance in Pakistan

84. MONITORING & EVALUATION 40 First Islamic Microfinance in Pakistan

86. Field visits of bottom to top Management.

87. Fortnightly Meetings with 100% Clients.

88. Social Performance Management.41 First Islamic Microfinance in Pakistan

89. 42 First Islamic Microfinance in Pakistan

90. 43 First Islamic Microfinance in Pakistan

91. Asset Building 44 First Islamic Microfinance in Pakistan

92. Farz Committee 45 First Islamic Microfinance in Pakistan

93. Committee Group 46 First Islamic Microfinance in Pakistan

94. First Islamic Microfinance in Pakistan 47 1st Month of Committee 1st Total Collection of Committee Pool goes to Farz Foundation Share PKR:200 In Committee Pool Farz Foundation as a Member Committee Pool and Total Collection= PKR: 2,200 Farz Foundation as Committee Manager (FF) 10 Members of Community from One Cluster Each Member Share PKR:200 In Committee Pool

95. First Islamic Microfinance in Pakistan 48 2nd Month of Committee Share PKR:200 In Committee Pool 2nd month Total Collection of Committee Pool goes to Committee Group Organizer Farz Foundation as 1 Member Committee Pool and Total Collection= PKR: 2,200 Committee Group Organizer 10 Members of Community from One Cluster PKR: 2,200 PKR: 2,200 +220 in one year Members become partner of FF Members get PKR: 2,440 after one Year or Monthly PKR:20 Each Member Share PKR:200 In Committee Pool Investment Poolof Farz Foundation (FF & Community are partner in MURABAHA Business)

96. First Islamic Microfinance in Pakistan 49 3rd to 11th Month of Committee 3rd to 11th, every month Total Collection of Committee Pool goes to Committee Members through Lucky Draw Share PKR:200 In Committee Pool Farz Foundation as 1 Member Committee Pool and Total Collection= PKR: 2,200 Committee Group Member 10 Members of Community from One Cluster PKR: 2,200 +220 in one year PKR: 2,200 Members get PKR: 2,440 after one Year or Monthly PKR:20 Members do partnership with FF Each Member Share PKR:200 In Committee Pool Investment Poolof Farz Foundation (FF & Community are partner in MURABAHA Business)

97. 50 First Islamic Microfinance in Pakistan

98. Health Care 51 First Islamic Microfinance in Pakistan

100. Health Awareness Program52 First Islamic Microfinance in Pakistan

101. 53 First Islamic Microfinance in Pakistan

102. Future Protection Program 54 First Islamic Microfinance in Pakistan

104. Entrepreneur Development Program 56 First Islamic Microfinance in Pakistan

105. Clients Capacity Building Strategy 57

106. 58 First Islamic Microfinance in Pakistan