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Breakfast Briefing:  SMSFs and Borrowing Maddocks | Cleardocs | St George August 2009
Agenda ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Defining instalment warrants / ‘instalment warrant arrangements’ ,[object Object],[object Object],[object Object],[object Object],[object Object]
Structural requirements – Bank lending Diagram 1 Bank loans funds  to SMSF
Structural requirements - Non-bank lending Diagram 2 Related party  loans funds  to SMSF
Structural and documentary requirements ,[object Object],[object Object],[object Object],[object Object],[object Object]
Lending to SMSFs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Securing the Loan ,[object Object],[object Object],[object Object],[object Object]
Servicing the Loan ,[object Object],[object Object],[object Object]
Servicing the Loan ,[object Object],[object Object]
Case Study 1 – Commercial ,[object Object],[object Object],[object Object],[object Object],[object Object]
Case Study 1 – Security ,[object Object],[object Object]
Case Study 1 – Security ,[object Object],[object Object]
Case Study 1 – Income ,[object Object],[object Object],[object Object]
Case Study 1 – Serviceability ,[object Object],[object Object],[object Object],[object Object]
Case Study 1 – Serviceability (cont) ,[object Object],[object Object],[object Object]
Key Messages ,[object Object],[object Object],[object Object]
Compliance Imperatives and Risk ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Compliance Imperatives ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Compliance Imperatives ,[object Object],[object Object],[object Object]
Other (Non-super) Considerations ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Practical  Ti ps ,[object Object],[object Object],[object Object],[object Object]
SMSFs and ‘Instalment Warrant Arrangements’ Questions
Breakfast Briefing:  SMSFs and Borrowing Julian Smith   Christopher Balmford Maddocks | Partner Cleardocs | Managing  Director  Direct 61 3  9240 0864 Direct 61 3 9429 8944 [email_address] christopher.balmford@cleardocs.com  Fiona de Silva  | Senior Manager,  Industry Segments, St George Bank Direct 61 3 9274 4826 desilvaf@stgeorge.com.au

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SMSFs and Borrowing

  • 1. Breakfast Briefing: SMSFs and Borrowing Maddocks | Cleardocs | St George August 2009
  • 2.
  • 3.
  • 4. Structural requirements – Bank lending Diagram 1 Bank loans funds to SMSF
  • 5. Structural requirements - Non-bank lending Diagram 2 Related party loans funds to SMSF
  • 6.
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  • 10.
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  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23. SMSFs and ‘Instalment Warrant Arrangements’ Questions
  • 24. Breakfast Briefing: SMSFs and Borrowing Julian Smith Christopher Balmford Maddocks | Partner Cleardocs | Managing Director Direct 61 3 9240 0864 Direct 61 3 9429 8944 [email_address] christopher.balmford@cleardocs.com Fiona de Silva | Senior Manager, Industry Segments, St George Bank Direct 61 3 9274 4826 desilvaf@stgeorge.com.au