The housing market in Frederick Md has seen a great recovery since 2012-ish...and we expect to see a healthy market in 2015. We expect increased sales, as the economy strengthens, and we expect normal moderate price increases throughout the year. Overall, economic indicators in Frederick County are good. Several sources report job growth. Frederick's proximity to Washington D.C. has always been a bit of a shelter from severe economic downturns, as a large number of people commute south for employment. Unemployment in Frederick is low. Nationally, economic indicators like rising consumer confidence, and mild job creation are leading real estate prognosticators to favor a better market in 2015. Rising rents are a predictor of more first time buyers getting into the market. rents have risen to a 7-year high, rising a huge 4.9% over 2014 alone. Many would-be homeowners will most likely decide it's cheaper for them to buy. Pent-up Demand will probably be unleashed. With average home prices on the rise, more homeowners have been able to put their homes on the market, so the inventory has increased. Buyers will have more choices in 2015. Mortgage rates are predicted to increase in the second half of the year. These predictions are always difficult, so...we'll see. Fannie Mae just lowered the minimum down payment for first-time buyers to 3%, (from 3.5%) which is great news.