How CheckTrack improves your cash flow. CheckTrack converts eligible deposited items that are returned for insuffi cient (NSF) or uncollected (UCF) funds into electronic transactions and re-presents them through the Automated Clearing House (ACH) network. Your customer’s account is debited for the face amount of the check plus the returned-check fee. We’ll even make two collection attempts, if necessary. Once funds are collected, the full face amount is electronically credited to your checking account through another ACH transaction.

1. B B & T P A Y M E N T S O L U T I O N S
L E T B B & T I M P ROV E YO U R N S F R E C OV E RY R AT E
W I T H C H E C K T R AC K
Now you can receive 100% of a check’s face amount at no additional cost to your business. With CheckTrack from BB&T Payment Solutions,
you can have eligible consumer-returned items electronically processed at no additional cost and receive 100% of the check’s face amount.
There’s no additional equipment or software required, and best of all, no need to call and track down your customers.
How CheckTrack improves your cash flow.
CheckTrack converts eligible deposited items that are returned for insufficient (NSF) or uncollected (UCF) funds into electronic transactions and
re-presents them through the Automated Clearing House (ACH) network. Your customer’s account is debited for the face amount of the check plus
the returned-check fee. We’ll even make two collection attempts, if necessary. Once funds are collected, the full face amount is electronically
credited to your checking account through another ACH transaction.
Focus on your business without the expense of in-house NSF collection.
Trying to collect on returned items the traditional way takes time away from your business and costs you money. Plus, you run the risk of
discouraging repeat business from customers who have simply made a banking error. With CheckTrack, there’s no longer a need for
uncomfortable phone calls or demand letters to process and track.
Key Benefits
Improve your check recovery
rates without tracking down
your customers
Receive 100% of face amount
for each collected item
Pay no set-up costs
Recover more funds
Improve your cash flow
Receive a $7 refund on your
returned deposited-item fee
for all collected service fees
Minimize in-house
collection efforts
No equipment or
software needed
Receive an automatic daily
deposit of collected items
View images of returned
items on demand
Accept customer checks confidently
while saving time and money

2. ©2009 BB&T. Member FDIC.
BBT.com
CheckTrack does the work so you don’t have to.
All you need to do is display our sign where your customers can see it at the point of sale or
provide notification on your billing statement or invoice, and we’ll do the rest. With ChekTrack,
you can accept and deposit a consumer check in your BB&T checking account. If a check is
returned for insufficient funds (NSF), CheckTrack re-presents the item up to two times
through the ACH network and credits you 100% of the face amount, plus a $7 refund of
your returned deposited-item fee in your monthly analysis for all collected service fees.
CheckTrack from BB&T Payment Solutions saves you time and money and lets you accept
customer checks with confidence. To learn more, please call our CheckTrack support team today
at 1-888-262-3785, and select Option 1.
CheckTrack collects your funds electronically.
CheckTrack’s user-friendly web reporting tool makes it easy to view images of your returned items and automatically track daily deposits. All
you need is a computer and Internet connection to access everything you need to know about your returned checks. There’s no additional
software or hardware needed. And with our completely electronic system, there’s no easier way to recover your funds and improve your cash flow.
BB&T • 233 W. Nash Street, Wilson, NC 27893 • Phone: 1-888-262-3785
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