1. Latest News
Independent General Insurance Consultants
Directors: M Webster, D R Christ Cert PFS, D Shelley Cert PFS, JM Churchill Cert PFS, Burwood Sage Insurance Services Ltd is an appointed representative of Burwood Sage & Brookridge Ltd
which is authorised and regulated by the Financial Services Authority. Burwood Sage Insurance Services Ltd is registered in England and Wales at 36 Station Road, Orpington, Kent BR6 0SA
Commercial
Professional Service
Directors & Officers
Professional Indemnity
Office
Commercial Combined
We provide you with full cover
for your business
Manufacturing
Efficient Claims Handling
Product Recall
Deterioration of Stock
Goods In Transit
Personal Accident
An easy solution to your
package insurance needs
Industrial
Quality Products
Machinery & Plant
Engineering
Combined Liability
Inspection
Competitive products and
reduced handling costs
Spring 2010 Edition
MYTH OF THE MONTH
There's nothing you can do about
slips and trips and they don't really
hurt anyone anyway!
Most slips and trips are preventable
and many happen when spills aren't
cleared up or clutter tidied away.
Last year, there were four fatalities
and more than 10 000 employees
were seriously injured when they
had a slip or trip at work. This
results in broken bones and time
off work, costing the economy
around £800 million per year.
Simple mistakes can shatter lives
…your actions could help stop them
from happening. Don't take things
for granted, cut corners or wait for
someone else to do it. Clear up!
A Bradford property developer was fined £10,000 for serious safety failings that endangered the lives of
workers on a refurbishment project in Hull.
HQ Leisure Limited, of Park Drive, Bradford, pleaded guilty to six charges at Hull Magistrates Court, one
breach of the Health and Safety at Work Act 1974, two breaches of the Construction (Design and
Management) Regulations 2007 and three breaches of the Work at Height Regulations 2005.
Magistrates heard that inspectors from the Health and Safety Executive (HSE) found a number of safety
problems that could have caused a serious injury or fatality at a site on Albion Street, Hull, in October 2007,
where a row of four-storey terrace buildings was being converted into 28 apartments.
The problems included: Rear scaffolding had not been properly inspected, and was found to be
dangerously unstable. Roofing materials were being thrown from a 15 metre high platform into an area where
other contractors were working below. Unsuitable ladders were being used to access upper floors. No toilet
had been provided for the workers and washing facilities were inadequate.
In addition to the £10,000 fine, HQ Leisure was also ordered to pay £10,000 costs.
Bradford property developer fined for failings at Hull site
Motor Fleet
Tailored Insurance Solutions
Full European Cover
Any Driver
Business & Pleasure
Haulage
Efficient high quality claims
management
On Your Doorstep!
Welcome
Page 2
Products
Page 3
Useful
Page 4
Contact Us
Page 5
Inside this
issue:
2. Welcome
The Directors have between them over 100 years of dedicated service to a loyal and growing
clientèle, derived from all walks of life, but all with a common expectation - they have come to
expect a professional working partnership with their Adviser.
It is a given fact that information is freely available and whether it be obtained through websites,
newspapers, television or even "a man in the pub", you could, if you wanted, get a broad answer
to most insurance questions and we fully understand that.
Where we pride ourselves on our difference is that we bring a professional, skilled and qualified
approach to meeting your general insurance needs. It could be searching or the right liability
Insurance, corporate insurance, commercial, property, motor fleet, hi-net worth, or general
insurance - you name it! We are on hand to "read the small print for you" offering unbiased
professional Independent Insurance Advice.
Burwood Sage Insurance Services continues to grow by a constant stream of recommendations.
We receive referrals from satisfied clients and professional intermediaries.
Burwood Sage Insurance Services holds dear to the concept of Treating Customers Fairly. In our
dealings with you we will be open, concise and always put your best interests at the forefront of
our actions.
We believe that our commitment to providing a first class quality and reliable customer service
will ensure that we continue to grow.
Marina Webster
Marina specialises in and
advises on Corporate and
Commercial Insurance
products including:
Property portfolios,
Engineering, Haulage,
Security Industry,
Professional Indemnity,
Directors & Officers Liability,
Motor Fleet, Inspection,
Professional Liabilities
Manufacturing & Industrial
Sector, Education, Charities &
Care Sector
In addition Marina advises
clients on:
Personal Lines Products
Julia Churchill
Julia specialises in:
Compliance
Accounts
Office management
Marketing
Denise Shelley
Dee advises and
specialises in:
Life assurance
Business protection
Income protection
Mortgages
Portfolio management
Daniel Christ
Danny advises on a wide
range of services,
including :
Investments and long term
financial planning
Pensions – individual,
corporate and self-Invested
plans
Inheritance taxation
Life assurance and ancillary
products
In addition, for corporate
clients:
Commercial funding
Directors and partnership
share protection
Key man and employee
benefits
Peter Wheadon
Peter is a Chartered
Financial Planner and
specialises in:
Investments and long term
financial planning
Pensions – individual,
corporate and self-invested
plans
Inheritance taxation
Life assurance and ancillary
products
In addition, for corporate
clients:
Commercial funding
Directors and partnership
share protection
Key man and employee
benefits
3. General Commercial
Insurance
Professional Insurance Solutions
Directors & Officers
Professional Indemnity
Marine & Cargo
www.burwoodsageinsurance.co.uk
Products
Commercial Insurance
Just some of the products we are able to
provide quotations and terms for.
Specialist Insurance
We have a wide range of experience in a
number of specialist sectors.
Care Sector
Construction
Education Sector
Security Industry
Personal Lines
We have online instant quotations and
cover for the following.
Caravans
Residential Property Owners
Shop Insurance
Office Insurance
Household
Boat & Yacht
Property Owners
Commercial Property Owners
OUR COMMITMENT
We won't pass you from department to department or leave you in a call-hold queuing system. We will provide our best levels of service
and treat all of our clients fairly. Whether your business is large or small we will work with you to meet your needs and expectations. We
are here to provide a first class service and to deliver expert advice for you and your business.
We have access to a number of niche Insurers, Wholesale Brokers and Lloyds Brokers which enables us to provide you with
comprehensive products tailored to suit you and your business, regardless of your annual turnover, gross profit or number of employees.
We also have vast experience in a number of specialist sectors.
Question: Who are Burwood Sage Insurance Services Ltd?
Answer: We are a Professional Independent Insurance Broker. We offer a range of products to suit both the
Private Client and Corporate Business.
We provide competitive premiums, quality service and experienced staff who are able to help you with your
enquiry.
Telephone: 01689 839417
Email: clientservices@bsandb.co.uk Fax: 01689 820669
Manufacturing
Marine & Cargo
Inspection
Industrial
Employers Liability
Motor Fleet
Engineering
Public Liability
Goods In Transit
Professional Indemnity
Directors & Officers
Whether your business is large or small we will work with you to meet your needs and expectations. We are here to
provide a first class service and to deliver expert advice for you and your business.
4. Productivity and Efficiency
The health and wellbeing of your employees can make a significant difference to your company's productivity and efficiency.
Stress and accidents at work are two of the biggest causes of absence from work today.
Short unscheduled absences, long - term illness and work-related accidents and incidents have a significant impact on achieving
your business objectives. This, in turn, has a knock-on effect, reducing productivity and profits. Your business is dependent on
your employees to deliver the company objectives. If members of your staff cover for an absent colleague it can put additional
pressures on them instead, contributing to increased absence in the longer term.
The disruption that staff absence can have to service delivery can be serious and having a high standard of health and safety in
the workplace can help combat these problems.
Improved health and safety can lead to better productivity if employees are able to carry out their work with less difficulty and less
danger. Good levels of health and safety standards within the workplace will help maximise the amount of uptime your business
enjoys. Working days lost due to injury or illness can be reduced, while at the same time morale and productivity are increased.
Your employees will appreciate improvements made to their working environment so not only could it save you money, but it could add
to your profitability in the long run.
Reputation Damage
You have worked hard to establish a positive and respectable image for your business and your business thrives on good public
relations – increasing sales and generating more leads. But when bad things happen to your good name, it can be a costly
experience, resulting in a loss of revenue and depressed profits. It can take time to recover from this difficult situation and get the
business up and running once more.
It's easy to think of companies who have experienced a bad reputation leading to a media grilling which brings negative public
opinion, fines, unwanted attention from pressure groups and disastrous sales. Whether your business is large or small, a bad
reputation puts people off. It's vital that your business maintains a good name.
If your company comes into disrepute for any reason, including avoidable injury or accidents in the work environment, or
continued employee ill health, it can cost you more than merely replacing that member of staff. Negative brand association is
very hard to reverse.
However, it's easy to prevent damage to your health and safety reputation by implementing a simple and effective programme of
control to manage the risks. Preventing accidents and ill health at work saves you time and money and contributes to a continuing
high level of health and safety and a good reputation with your workers, their friends and associates.
(Information provided by www.hse.gov please visit the website for further information).
Directors & Officers Liability Insurance
This Insurance policy provides protection in the event of any actual or alleged error, mis-
statement, omission, misleading statement, or breach of duty. In addition, some policies
extend the same coverage to employees.
For a no obligation quotation call us now:
01689 839417
Professional Indemnity Insurance
Professional Indemnity Insurance protects you against damages you may become liable for
in respect of mistakes such as errors of judgement, administration errors, mislay or damage
to clients' documents etc resulting in loss of business and damage to reputation.
For a no obligation quotation call us now:
01689 839417
Useful Information
5. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
01689 839417
01689 820669
clientservices@bsandb.co.uk
Enquiry Form
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Best Daytime Contact number (s):
Email Address:
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Contact us
Burwood Sage Insurance Services Ltd
36 Station Road
Orpington
Kent
BR6 0SA
