1. SOURCES OF SEED CAPITAL
Friends and family
- what’s their current interest rate?
- offer them a higher interest
- write a loan agreement
Syndicates
- find people with the same strategy
- don’t miss out on a deal through
pride

2. Bank & Personal Loans
- check the terms & conditions?
- check for redemption figures
- look at the VALUE of the investment
Pension Release
- each pension is different
- assess the cost vs value/returns
- speak to your IFA

3. Equity Release
- Your home - your decision
- Ask for Flexible Option mortgage - BOS
- Equity on investment properties
- Rent > Mortgage
Credit Cards
- use for buying assets
- manage them like a business
- shift money again and again

4. Sourcing Property
- Finders fees - £500, £1000…or more
up to you
- Learn to find and do the numbers
- Undervalue - assignable contract
Buying Off-Plan
- deposit with builder
- find a buyer (goldmine advert)
- assign contract to new buyer

5. Seller Finance
- Lender lends you 85% LTV
- Seller lends you 15% (deposit)
- You agree a term, interest rate and
contract
- The number MUST stack up
Ghosted/Gifted Deposit/Cash Back
- Seller offers 15% gifted deposit

6. Credit Union
- Community ‘bank’
- lend you 3 x savings
- Low A.P.R.
The Association of British credit
unions:-
www.abcul.org