http://www.arkagency.com Horse activities are reasonably safe compared to many other activities people participate in.  Yet, horse-human activities do carry inherent risks.  Accidents do happen when people at different stages of capability attempt to touch, handle, train, ride, drive and control large animals that are unpredictable even when well trained.  And some horse-human accidents are serious.  Even with the best of intentions and management practices anyone can have a claim made against them and be sued.

1. Professional Horse Insurance Specialists
Founded in 1978, Ark Agency Animal Insurance Services has
been successfully pairing clients with quality horse insurance
coverages they can depend on. We specialize in finding quality,
comprehensive coverage for your prized equines, as well as other
valuable livestock. Licensed to service clients in all 50 states, we
place a high importance on finding the coverage you need for
your investment. Along with the Horsemen of North America
Purchasing Group and the North American Horsemen’s
Association, Ark Agency is a division of the Ark International
Group.
Protect your horse, animals and property with Ark Agency!
Many people insure their animals to protect them from risk. In particular, horse insurance
involves one or more common policies that are taken out for various reasons. Individuals
might need horse health insurance, horse mortality insurance, horse medical insurance,
equine insurance, horse major medical insurance, horse life insurance, horses insurance,
livestock insurance, horse liability insurance, horse farm insurance, equine liability
insurance, and horse stable insurance. These policies provide protection for your horses,
livestock, cattle, activities, and/or horse farm property.
Dedication to Excellence
At Ark Agency, we appreciate that every one of our clients has unique needs when it comes
to their specific horse insurance coverage. Not only do our experienced associates and
friendly staff strive to meet those needs, but we also uphold our high standards for providing
exceptional customer service.

2. Equine Coverage Without Involving a Broker
At Ark Agency, we are concerned with the specific equine insurance needs that you have,
and not what your broker thinks you have. Often times, insurance agents and brokers will
come up with a list of risks that they assume you have, without looking directly at your
unique needs. The outcome is often horse insurance that is unfavorable for you.
Our experience with equine insurance allows us to provide our individual customers with
top quality coverage that is tailored to their exact needs. Through person-to-person service,
you are better able to get the secure coverage you are looking for.
Dedication to Excellence
At Ark Agency, we appreciate that every one of our clients has unique needs when it comes
to their specific horse insurance coverage. Not only do our experienced associates and
friendly staff strive to meet those needs, but we also uphold our high standards for providing
exceptional customer service.
Our top insurance companies provide premium plans that cater to livestock, horse and
animal owners who need dependable, affordable coverage.

3. Insure Your Horse Breeding Business for Liability
If you raise horses and / or own a stallion that you use to service your own mares or those
owned by other people, you have several moderately high and unique liability exposures that
will not be covered by your Homeowners Policy, and may not be by your Farm Insurance
Policy. If you have a money making motive with your horses, you have a commercial horse
venture that requires commercial liability insurance.
Those who breed their own horses may have these commercial
exposures or activities:
Horse sales, open house events, visitors to your farm, advertising & promotion, and showing,
exhibiting, riding or driving of your horses for promotional purposes both on and off
premises.
If you stand a stallion at public stud:
You also have a Horse Boarding and Care, Custody & Control Liability Insurance (CCC)
exposure because you care for mares and foals owned by others. Some farms also provide
foaling services which is another CCC exposure.

4. Exotic Animal Insurance
Insure The Life of Your Exotic Animals (Elk, Bison, Llamas, Alpacas, Camels)
Full Mortality & Theft Insurance
A type of insurance for your valuable exotic animals that is similar to a term life policy on a
person. The Full Mortality policy insures against financial loss due to the death of an insured
animal that is caused by or necessitated by both natural and accidental causes. Proven Theft
coverage is also included.
To qualify, your animals must be physically sound and in good health. A current veterinary
certificate of health is usually required. Some age and value restrictions may apply.
Ark Agency
310 Washburne Ave., P.O. Box 223 Paynesville,
MN 56362 Phone: 320-243-7250
http://www.arkagency.com