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3. Here are 4 common disability insurance myths
that you may have come across.
Disability insurance is very costly
Fact –By looking at the value received compared to the cost,
disability insurance is actually less expensive than any other
insurance. For just a few dollars a day, a person can insure
millions in tax-free income.
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4. Disability insurance will automatically pay
Fact – The majority of people trust that when they meet with
an accident or illness the disability insurance company will
automatically honor the policy and pay for them. Sadly, the
truth is that many claims are denied when they are first
submitted.
If my doctor says I can’t work, the insurance company
will approve my disability claim
Fact – Many limitations and conditions in the insurance
policy pave the way for the insurance company to deny your
claim. Good medical documentation from your doctor that
specially highlights why you can’t work will help your claim
along but there is no assurance that it will be approved.
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5. I will never get my benefits. It will take
forever
Fact – This is true in few cases, insurance
companies try to delay and deny your claim by
placing hurdles in front of you that you’re not
familiar with, but an experienced disability lawyer
in Toronto knows how to combat these tactics and
get results. The professionals at Share Lawyers are
well versed in the ins and outs of disability
insurance claims and guarantee that you will not
pay unless they win your case.
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