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Boprisindikatorn
      Juni 2011
                SEB

           2011-06-03
Prisutveckling på villor och bostadsrätter
                  det närmaste året
                                                            Boprisindikatorn                          Öka              Minska                 Oförändrat                  Vet ej 
 %
80


60
                                                                                                                                                                                                                                   51
40
                                                                                                                                                                                                                                   29
20                                                                                                                                                                                                                                 22
                                                                                                                                                                                                                                   20

                                                                                                                                                                                                                                    7
 0




                                                                                                                                                                                         Okt




                                                                                                                                                                                                                    Okt
                                                                                                                                  Okt




                                                                                                                                                              Okt
                                                                           Okt




                                                                                                       Okt
                     Okt




                                                Okt




                                                                                                                                                                                                                                 Juni
                                                                                                                                                       Juli




                                                                                                                                                                                  Juli




                                                                                                                                                                                                             Juli
                                                                                               Juli




                                                                                                                           Juli




                                                                                                                                                                                                                                April
              Juli




                                         Juli




                                                                    Juli




                                                                                                                                               April




                                                                                                                                                                          April




                                                                                                                                                                                                     April
                                                                                       April




                                                                                                                   April
      April




                                 April




                                                            April




                                                                                                                                                                                                                          Jan
                                                                                                                                        Jan




                                                                                                                                                                    Jan




                                                                                                                                                                                               Jan
                                                                                 Jan




                                                                                                             Jan
                           Jan




                                                      Jan




‐20
              2003                   2004                       2005                       2006                        2007                        2008                       2009                       2010               2011

‐40


‐60


‐80




Juni 2011
                                                                                                                   2
Typ av lån på sin bostad

                                         Fast ränta                  Rörlig ränta                    Kombination av fast och rörlig                              Har inga lån                 Vet ej
     %
40

35

30
                                                                                                                                                                                                                                  29

25

20                                                                                                                                                                                                                                20
                                                                                                                                                                                                                                  19

15

10

5
                                                                                                                                                                                                                                   4

0
                    Okt




                                               Okt




                                                                          Okt




                                                                                                     Okt




                                                                                                                                Okt




                                                                                                                                                           Okt




                                                                                                                                                                                        Okt




                                                                                                                                                                                                                   Okt
             Juli




                                        Juli




                                                                   Juli




                                                                                              Juli




                                                                                                                         Juli




                                                                                                                                                    Juli




                                                                                                                                                                                 Juli




                                                                                                                                                                                                            Juli




                                                                                                                                                                                                                                Juni
     April




                                April




                                                           April




                                                                                      April




                                                                                                                 April




                                                                                                                                            April




                                                                                                                                                                         April




                                                                                                                                                                                                    April




                                                                                                                                                                                                                               April
                          Jan




                                                     Jan




                                                                                Jan




                                                                                                           Jan




                                                                                                                                      Jan




                                                                                                                                                                   Jan




                                                                                                                                                                                              Jan




                                                                                                                                                                                                                         Jan
             2003                   2004                       2005                       2006                        2007                      2008                         2009                       2010               2011




 Juni 2011
                                                                                                                  3
Andel av de som har rörlig ränta som tror de
              kommer att binda räntorna inom tre månader

                                                                                       Tror sig binda räntorna inom tre månader
  %
 30


 25


 20


 15


 10

                                                                                                                                                                                                                                  7
  5


  0




                                                                                                                                                                                                   April




                                                                                                                                                                                                                              April
                                                                                                                                             April




                                                                                                                                                                        April
                                                                                       April




                                                                                                                  April
      April




                                 April




                                                            April




                                                                                                                                                                                       Okt




                                                                                                                                                                                                                  Okt
                                                                                                                                 Okt




                                                                                                                                                            Okt
                                                                           Okt




                                                                                                      Okt
                     Okt




                                                Okt




                                                                                                                                                                                                           Juli




                                                                                                                                                                                                                               Juni
                                                                                                                                                     Juli




                                                                                                                                                                                Juli
                                                                    Juli




                                                                                               Juli




                                                                                                                          Juli
              Juli




                                         Juli




                                                                                                                                                                                             Jan




                                                                                                                                                                                                                        Jan
                                                                                                            Jan




                                                                                                                                       Jan




                                                                                                                                                                  Jan
                           Jan




                                                      Jan




                                                                                 Jan




              2003                   2004                       2005                       2006                       2007                       2008                       2009                       2010               2011




Juni 2011
                                                                                                                  4
0
                                  1
                                              2
                                                        3
                                                                  4
                                                                            5




                            0,5
                                        1,5
                                                  2,5
                                                            3,5
                                                                      4,5
                                                                                5,5
                                                                                      %




Juni 2011
              Juli 05
             Sep 05
             Feb 06
             Juni 06
              Juli 07
             Nov 07
             Feb 08
            Mars 08
              Apr 08
             Maj 08
             Juni 08
              Juli 08
             Aug 08
            Sept 08
              Okt 08
             Nov 08
             Dec 08
              Jan 09
             Feb 09
            Mars 09
              Apr 09
             Maj 09
                                                                                      Hushållens tro om reporäntan om ett år




5
             Juni 09
              Juli 09
             Aug 09
            Sept 09
              Okt 09
             Nov 09
                                                                                                                                                   om ett år




             Dec 09
              Jan 10
             Feb 10
            Mars 10
            April 10
             Maj 10
             Juni 10
             Juli 10 
                                                                                      Reporäntan vid resp mättillfälle




             Aug 10
            Sept 10
             Okt 10
             Nov 10
             Dec 10
              Jan 11
             Feb 11
            Mars 11
            April 11
             Maj 11
              Maj11
                                                  2,2


                                      1,75
                                                                                                                               Genomsnittet av hushållens tro om reporäntans nivå

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SEB:s Boprisindikator visar att hushållen är mindre positiva till bostadsmarknaden

  • 1. Boprisindikatorn Juni 2011 SEB 2011-06-03
  • 2. Prisutveckling på villor och bostadsrätter det närmaste året Boprisindikatorn Öka Minska Oförändrat Vet ej  % 80 60 51 40 29 20 22 20 7 0 Okt Okt Okt Okt Okt Okt Okt Okt Juni Juli Juli Juli Juli Juli April Juli Juli Juli April April April April April April April April Jan Jan Jan Jan Jan Jan Jan Jan ‐20 2003 2004 2005 2006 2007 2008 2009 2010 2011 ‐40 ‐60 ‐80 Juni 2011 2
  • 3. Typ av lån på sin bostad Fast ränta Rörlig ränta Kombination av fast och rörlig Har inga lån Vet ej % 40 35 30 29 25 20 20 19 15 10 5 4 0 Okt Okt Okt Okt Okt Okt Okt Okt Juli Juli Juli Juli Juli Juli Juli Juli Juni April April April April April April April April April Jan Jan Jan Jan Jan Jan Jan Jan 2003 2004 2005 2006 2007 2008 2009 2010 2011 Juni 2011 3
  • 4. Andel av de som har rörlig ränta som tror de kommer att binda räntorna inom tre månader Tror sig binda räntorna inom tre månader % 30 25 20 15 10 7 5 0 April April April April April April April April April Okt Okt Okt Okt Okt Okt Okt Okt Juli Juni Juli Juli Juli Juli Juli Juli Juli Jan Jan Jan Jan Jan Jan Jan Jan 2003 2004 2005 2006 2007 2008 2009 2010 2011 Juni 2011 4
  • 5. 0 1 2 3 4 5 0,5 1,5 2,5 3,5 4,5 5,5 % Juni 2011 Juli 05 Sep 05 Feb 06 Juni 06 Juli 07 Nov 07 Feb 08 Mars 08 Apr 08 Maj 08 Juni 08 Juli 08 Aug 08 Sept 08 Okt 08 Nov 08 Dec 08 Jan 09 Feb 09 Mars 09 Apr 09 Maj 09 Hushållens tro om reporäntan om ett år 5 Juni 09 Juli 09 Aug 09 Sept 09 Okt 09 Nov 09 om ett år Dec 09 Jan 10 Feb 10 Mars 10 April 10 Maj 10 Juni 10 Juli 10  Reporäntan vid resp mättillfälle Aug 10 Sept 10 Okt 10 Nov 10 Dec 10 Jan 11 Feb 11 Mars 11 April 11 Maj 11 Maj11 2,2 1,75 Genomsnittet av hushållens tro om reporäntans nivå