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have you wondered?
22
Meet Rajani
Photo credit: Hoang Long Ly, 2014 CGAP Photo Contest
33
1.2 Billion people
<3%pay income tax
70%under $2/ day
400 Million migrants
4
1 Billion mobile connections
350 Million Internet users
200 Million social media users
India is rapidly going digital
5
India spends huge
amount subsidizing her
life
6
₹300,000 crores
$50 Billion
2.5% of GDP
7
20-40% leakage
1% of GDP wasted
... but, leakages are massive
8
Due to lack of papers, the poor
often pays a poverty premium
Identity is a fundamental right
Identity provides access and
choice
9
why not existing IDs?
10
170 Million PAN cards
60 Million Passports
180 Million Driving licences
600 Million EPIC cards
Existing
identifiers are
neither
unique
nor
universal
11
hence ...
A number (no cards!)
Resident Identity
Digital
Verifiable
12
Name
DoB/Age
Gender
Address
Mobile/Email
1234 5678 9012
Unique
Lifetime
13
why does Rajani goes
to same fair price
shop?
14
Aadhaar
Authentication
NO MORE PHYSICAL
PRESENCE
Are you who you claim to be?
Only a yes/no answer
Anytime anywhere
15
Aadhaar
e-KYC
NO MORE PHOTOCOPIES!
Access ONLY via authentication
No more fake identities
No more paper
16
it's all in the
design!
17
1
keep it minimal
18
2
use of random
number
19
3
inclusive design
20
4
zero knowledge
system
DESIGNED
FOR
SCALE
21
First 10 Million in 270days
Now 10 Million every 10days
920 Million covered
1 Billion by end of 2015!
22
Aadhaar is like GPS
It's minimal and zero-knowledge system
All it does is confirm identity
All the innovations
happen outside!
AADHAAR
provides an
innovation
platform
23
Handheld Micro-ATMs
Iris enabled smartphones
Attachable fingerprint
scanners
AADHAAR
provides an
innovation
platform
24
Building entry systems
Examination and admission
applications
Placement and rating
systems
Credit Marketplaces
AADHAAR
provides an
innovation
platform
25
Financial Inclusion
Pension Systems
Social Security
Direct benefits Transfer
26
did you know you can send
money to Aadhaar number?!
DBT for LPG alone saved 12,000 Crin one year!
27
ANY BANK ACCOUNT
NPCI
Aadhaar
Payment
Bridge
210 Million
Portability
Mobility
Send
money to
an
Aadhaar
Number
28
Electronic Consent Architecture
Unified Payment
Digital Locker
e-Sign
Aadhaar e-KYC
Aadhaar AuthenticationIndia can
now leapfrog
29
It is time to reimagine and disrupt.
A billion people are ready!
30
Thank You!
@pramodkvarma
linkedin.com/in/pramodkvarma

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(TEDx) AADHAAR : Enabling access & choice using DIGITAL IDENTITY