1. WEX rapid! PayCard
We see paying
employees
DIFFERENTLY.
WITH THE WEX RAPID! PAYCARD
rapid! PayCard ® Visa ® Payroll Card – the free alternative to paying employees which eliminates
paper paycheck distribution. Our epayroll debit card program is a proven winner for
franchisees and their employees across the country.
With the WEX rapid! PayCard, Franchisees Nationwide are…
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Reducing costs
Eliminating paper paychecks and paystubs through epayroll
Improving efficiencies
Saving employees time and money
Allowing managers to focus on operations & not pay distribution
Case Study: Quick Service Restaurant
WENDY’S FRANCHISE SAVES $50,000, ACHIEVES 100% E-PAY
WITH WEX RAPID! PAYCARD.
Overview
With 65% of its employees lacking bank accounts, Western Restaurants needed a flexible way
to deliver pay while reducing costs. With 52 Wendy’s franchise locations across Kentucky,
Illinois, Tennessee and Virginia, they employ roughly 1,650 workers.
The Problem & Goal
• Western Restaurants had always relied on paper checks for pay delivery.
• With 43,000 checks, paper had become time-consuming and expensive.
• Annual $148,000 payroll costs kept spiraling higher
• Location managers were distracted by manual distribution of paychecks
• Only 35% of Western Restaurants’ employees had bank accounts
As part of a company-wide effort to go paperless, Human Resources Manager Carla Cooper
decided to investigate electronic-payroll solutions that could replace paper checks.

2. Case Study:
Quick Service Restaurant
“WEX rapid! PayCard is secure,
flexible and reliable, and it
eliminates the payday drama for both
our managers and employees alike. I
can’t imagine going back to paper
checks. In fact, I can’t believe we
waited this long to switch!”
Carla Cooper
HR Manager
Western Restaurants
Paperless Made Painless
Cooper first heard about WEX rapid! PayCard through favorable referrals from colleagues.
“We’d looked into other paycard companies, but none had the overwhelmingly positive
references that rapid! did,” she says.
Enrollment was quick and painless and occurred in weeks, not months. Cooper was impressed
with the high service level. “I’ve been in HR for twenty years, and the WEX rapid! PayCard
team was the easiest, most responsive group I’ve worked with on a program roll-out.”
Benefits were realized immediately. Western Restaurants shaved administrative time, and more
than $50,000 from annual payroll expenses. Also, non-banked employees got new financial
freedoms. “My employees love it because they don’t have to wait for their pay,” says Cooper.
“And my managers tell me, ‘I can run my store now and focus on customers.’”
Solution at Work
By switching to WEX rapid! PayCard, Western Restaurants eliminated paper checks entirely,
and created long-lasting benefits, including:
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100% e-pay enrollment - cut out 42,900 paper checks annually
Saved 34% on annual payroll costs—roughly $50,000
Eliminated payday confusion and improved overall payroll efficiency
Provided unbanked employees new financial benefits
LEARN WHY FRANCHISEES NATIONWIDE ARE MAKING THE SWITCH TO
WEX RAPID! PAYCARD
VISIT WWW.RAPIDPAYCARD.COM
Now celebrating 30 years in the payments industry.
We see corporate payments differently.
The rapid! PayCard® Visa® Payroll Card is issued by The Bancorp Bank pursuant to license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC.
*Cardholders have free and clear transactions to access their card balance.