All you need to know about buying a used car

before buying
the car
Read all about insuring your used car, here:
https://www.coverfox.com/articles/car-insurance/buying-a-second-hand-car/

step one

inspect
the car &
papers

o The insurance papers for signs of previous accidents and claims
o If the engine number and chassis number match in the registration papers
o Air, fuel, transmission and oil filters - If they look clean, you'd know the car is well
maintained
o Brakes - Any vibration or noise from the brake pedals could mean that rotors need
replacement
o All tyres should be worn evenly, match and be aligned. If not, get them changed!
o Don't be shy to look under the hood for any sign of damage, dent or rust
check

while buying
the car

step two

transfer RC to
your name

o Fill up and submit forms 29 &30 in the nearest RTO - The transfer of ownership gets
registered (You will receive the RC copy in hand by 45 days!)
o Forms 32 & 35 to ensure there are no pre-existing, pending loans on the car
o The service book for a history of service records
o Road tax receipts until the last updated payment
o For bi-fuel certification if car is CNG/LPG fitted
o For a valid Pollution Under Control certificate
check

step three

get it insured
to your name

o The policy has to be transferred from the previous owner to your name using photocopies
of Forms 29/30 to you simultaneously with the RC name transfer.
o Assuming that this isn't necessary, many sellers/buyers ignore this procedure. In such
cases, the insurance is nullified and no claims can be made in the future!
o If the previous owner doesn't own a policy, then without a question of choice, get a policy
to your name!
o This can be done once the RC is transferred to your name. It's as easy as buying or
renewing a policy and can be done easily with the help of Coverfox.com. A policy is issued
after a quick inspection of the vehicle!
You will need the policy in your name

o Get a fresh policy of your choice issued in your name!
o This could be the best option as it leaves you the choice of selecting the company and
pricing that you are comfortable with. You do not have to worry about carrying forward
any issues on the previous policy and can even negotiate for a better price on the car with
the seller since you are getting your own insurance!
or even yet...

step four

transfer no
claim bonus

The No Claims Bonus discount
is attached to the insurer and
not the policy

o If previous owner has NCB and he is transferring the policy to you, the discount will not be
carried over to you
o If you have accumulated NCB from your last car, with the help of a reserving letter from
the previous insurer, you can transfer on to the new car
o If your NCB amount is greater than the seller's, you will not get a refund
o So, that's another reason to get a fresh policy!
hence

after buying
the car

step five

clean & fix

o Meticulously clean-up the car
o Steam clean and sanitize your car. A new car's gotta shine!
o Change all fluids before use
o Regular changing and cleaning of fluids increases a car's life expectancy
o Get the quick-fixes done
o Fix lights, spark plugs, seat belts and tie all those loose ends together
finally

are you ready?

Visit www.coverfox.com to renew/buy an insurance policy for your used car

All you need to know about buying a used car

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All you need to know about buying a used car