This presentation offers tips to help you get the best appraisal possible for your home.
Alan Kennedy
Senior Mortgage Banker, Cornerstone Home Lending, Inc.
phone: 706-206-0476
alankennedyloans@gmail.com
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Getting the Best Appraisal for Your Home
1.
tips to help you get the best appraisal for your home
2.
3. Your house appraisal value is
crucial when applying for a
refinance loan or trying to sell
your home. If your home is
appraised lower than its actual
value, you may find yourself
unable to refinance or lose
money on a sale.
4. Document the recent sales in your area, including the
sizes, rooms and amenities of the houses and the selling
prices. Be sure to include homes similar to your own.
Present this information to the appraiser for consideration.
5. Top-rated schools, libraries, shopping malls, fire and police
stations – these all have an impact on the price of your
property. Make sure your appraiser has a map with
important neighborhood attractions / conveniences marked
and explained. If your home is in a rural area, emphasize
that aspect and provide a map with nearby property
acreage and points of interest.
6. Turning unused space (attic, basement) into
finished, usable space is one way to improve the value of
your home, but you will get the biggest impact from
improvements to the kitchen and bathrooms. Make a list of
these improvements and any custom
cabinets, architecture, etc. to ensure the appraiser is aware
of them.
7. The appraiser should see your home in its best state, so
thorough cleaning, decluttering and staging are vital. Pay
special attention to the landscaping, garages and even
outdoor buildings. This is the time to show off your assets,
and if you are selling, keeping your home in this “show off”
condition will increase the likelihood of a satisfying sale.
8. Contact your mortgage banker to discuss
preparations you can make to ensure that your home
appraisal is as accurate as possible.