"Knowledge Plus for Wealth + " will give you the overview of the recent happenings in the financial market. Everyone wants to have more wealth with them. So accumulating wealth is a stage where investments in long term can create wealth for an individual. Growing wealth with protecting downside risks through diversification and making speculative investments with additional money can help to accumulate wealth in the long term. In this issue, we will cover: - Latest Happenings in the Financial Markets - Introduction To Wealth Accumulation - Growth - 1st stage in Wealth Accumulation - Diversification - Speculation - 2nd stage in Wealth Accumulation - Conclusion Kindly Download the details from following Link: http://www.youtube.com/watch?v=uDqlg5UzWjA&feature=youtu.be Kindly share your valuable feedback at info@valueplusinv.com to help us serve you better.

1. VALUE PLUS - The Family Office
KNOWLEDGE PLUS
For Wealth Plus+
From
Research Desk
16th November 2013

2. Hot Topic Of The Week
Wealth Accumulation
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3. Last week at the Financial Markets!!!
News
Impact
• India’s CPI-inflation accelerates to •
10.09% in October 2013 as compared •
to 9.84% in the previous month
•
•
GDP growth will be adversely affected
Savings rate will be reduced
Investment cycle will be delayed
Rating agency may downgrade
economy
• RBI allows foreign investors to invest •
up to $5 billion in credit enhanced
bonds
•
Will attract higher capital inflow into
the country
A rise in capital inflow will help
support the rupee
May support to finance CAD
•
• SENSEX was down by 266 points (-1.29%) and closed to 20399 at end of
the week.
• (FIIs) remained net buyers in equity with net inflow of Rs. 1043.6 and net
sellers in debt segment with net outflow of Rs. 1153.8 crore.
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4. Last week at the Financial Markets!!!
Price Performance of Different Asset Class
1.50%
1.27%
1.03%
News specific movement
and mixed reaction was
seen in international
markets
0.97%
1.00%
0.22%
0.50%
0.00%
-0.50%
-1.00%
-1.50%
Dow
Jones
USDINR EURUSD
Gold
(Spot)
WTI
Crude
$/bbl
Sensex
LME
Copper
$/MT
Silver
$/t oz
(Spot)
-0.80%
-1.29%
-2.00%
-2.50%
-2.20%
-2.77%
-3.00%
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5. Next Week in the Financial Markets...?
• Merger & Acquisition guidelines for the telecom sector will
be announced after the Empowered Group of Ministers
meeting on November 22, 2013
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6. Hot Topic Of The Week
Wealth Accumulation
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7. Introduction
• After wealth protection strategies are in place, the focus should
be on accumulating wealth.
• For HNI’s wealth accumulation is achieved to a certain extent.
• There are two stages in Wealth Accumulation namely 1) Growth
& Diversification and 2) Speculation.
• Efforts are to be made to allocate the wealth which enables
achieving goals, preserving wealth, growth, diversification and
speculation.
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8. Growth
• Growth in wealth can take place if the returns are able to beat
the inflation. Thus, earning real returns can grow the wealth.
• Investing in traditional avenues like Equity, Mutual Funds, ETFs,
etc. and alternative investments namely Private Equity, Hedge
Funds, Arts & Antiques, etc. over longer period of time can
leverage the growth in wealth.
• Proper Asset allocation and Selection of investment avenues
based on Income, Age, Goals, Risk Profile and Time horizon of
investment can help to achieve wealth growth through proper
diversification.
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9. Diversification
• Diversification is necessary tool to reduce the downside risk of
portfolio.
• In case of improper diversification, underperformance in one
asset class can massively impact the overall returns of the
portfolio.
• There are two types of diversification strategies
– Time Diversification
– Diversification through Asset Allocation
• Even hedging strategies can be used for getting the benefit of
diversification.
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10. Speculation
• HNIs have excess of money available at their disposal after
taking care of everything. In this case, excess wealth can be
routed to speculative investments.
• Such investments can provide better returns thereby
tremendously increasing the net worth of an individual.
• Such investments focuses on short term profit with high risks.
• Examples of Speculative Investment avenues are Futures,
Options, Forex, Commodities, etc.
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11. Conclusion
• Sustainably accumulating wealth over long period of time is an
art as well as science.
• Not everyone can manage the same, and so the guidance of
experts is required.
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12. THANK YOU
Research Desk
@
VALUE PLUS - The Family Office
Office: (0265 -2324600,6629800)
Email:
info@valueplusinv.com
Website: www.valueplusinv.com
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