Dayton, Springfield & Miami Valley                    COMPLIMENTARY
Visit us at
• New Rules for Medicare

           • Living Options Checklists

           • Alzheimer’s Articles

           • Homecare...

HOME HEALTH CARE PROVIDERS                                             5

• Personal care assistance            • Compa...
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People Make When
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12                                     HOME HEALTH

CARE PROVIDERS                                                                                                            ...

   Only one hospice has been here for families since 1978

         THE HOS...
HOME HEALTH CARE PROVIDERS                                                                15

  H o m e H e a l t h C a...

            When it comes to hospice care in the Miami Valley
HOME HEALTH CARE LISTINGS                                                                     17

18                           H O M E H E A LT H
                       Comfort Keepers® provides in-home care–such as meal...
CARE LIS T I N G S                                                                        19

20                         H O M E H E A LT H
                   Nurses Care, Inc., located in the Cincinnati-Dayton area,...
CARE LI S T I N G S                                                                                    21
Aging in PlAce
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24                          PRODUCTS & SERVICES

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26                                                                            PRODUCTS & SER
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Home Care Source April 2010 Issue


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Home Care Source April 2010 Issue

  1. 1. Dayton, Springfield & Miami Valley COMPLIMENTARY FREE HOMECARE e Brought to you by the Seniors Guide Sourc There’s no place like home for your loved one Z April - September 2010 Bring Hospice Home. 937-299-5379 | 1-800-93-VITAS | See our ad on page 16. Visit us at
  2. 2. Visit us at
  3. 3. • New Rules for Medicare • Living Options Checklists • Alzheimer’s Articles • Homecare Articles • Terms & Definitions • Frequently Asked ?’s • And So Much More! Visit us at
  4. 4. HS C 4 index There is no place like HOME for your loved one. H O M E H E A LT H C A R E P R O V I D E R S I N D E X Family Bridges Home Care ............................. 5 Spectrum Home Care, Inc. ........................... 15 Hospice of Dayton ....................................... 14 VITAS Innovative Hospice Care ..... Cover & 16 P R O D U C T & SERVICE PROVIDERS INDEX Advanced Medical Equipment.................... 24 Long Term Care Insurance Agency, LLC ..... 25 Bankers Life and Casualty Company .......... 24 U.S. Benefits Analysts ................................. 25 Grab Bar Man™ ........................... Back Cover CONTENTS Home Care Defined ..................................................................................................................... 6-7 Useful Phone Numbers & Websites..................................................................................................8 What to Ask When Interviewing Worksheet .....................................................................................9 Editorial - “10 Biggest Mistakes People Make When Hiring a Caregiver” ................................. 10-11 Home Care Providers Options Grid.......................................................................................... 12-13 Home Care Listings .................................................................................................................. 17-21 Editorial - “Aging In Place”....................................................................................................... 22-23 Product & Service Listings ........................................................................................................ 26-28 Editorial - “Senior Friendly Remodeling” ........................................................................................29 Editorial - “New Rules. How Medicare Pays Suppliers for Oxygen Equipment” ....................... 30-31 RY COMPLIMENTA FREE & Miami Valley HOMECARE Dayton, Springfield Source Brought to you by the Seniors Guide loved one Z April - September 2010 For information on like home for your There’s no place how to advertise, please Bring Hospice Home. Toll Free: 866-774-8433 • Fax: 804-674-6318 contact Tami today. Online: P.O. Box 4130, Midlothian, VA 23112 937-299-5379 | 1-800-93-VITAS Visit us at omeCa www.H www.Ho | See our ad on meCareS page 16. 937-603-8469 Visit us at
  5. 5. HOME HEALTH CARE PROVIDERS 5 • Personal care assistance • Companionship and conversation • Errands and shopping • Incidental transportation • Medicine reminders • Hourly, overnight or live in • Meal preparation • Temporary or long term • Light housekeeping/laundry • Respite care All our caregivers are thoroughly screened and experienced. 937-299-1600 • Visit us at
  6. 6. H ome H ea HOME HEALTH CARE agencies allow seniors to receive personal care and maintain independence while remaining in their own home. These home health care services can be a viable alter- native to outside of the home treatment including Companion Care, Non-Medical Home Care, Medical Home Healthcare, Respite Care and Skilled Nursing. NON-MEDICAL HOME CARE / PERSONAL CARE may require a license depending on your state’s requirements. These agen- cies could offer a range of services including: companion care services shown above, assistance with bathing, incontinence care, mobility assistance, dressing & grooming, transferring & positioning, oral hygiene, feeding, etc… Visit us online at Visit us at
  7. 7. altH C are D efined MEDICAL HOME HEALTHCARE ADULT DAY CARE AGENCIES is generally considered an alternative to require a state license to operate. long-term care and rehabilitation. There These agencies can allow a senior to are two general types of adult day care receive facility like care in their own programs - a medical model and a so- home. Services provided can include: cial model. The medical model provides all non-medical services listed previ- comprehensive medical, therapeutic and ously, in-home CNA’s, physical therapy, rehabilitation day treatment. The social occupational therapy, administration model offers supervised activities, peer of medication and other medical care support, companionship and recreation. approved by your doctor. Both models assist seniors and can provide respite to their caregivers. COMPANION CARE AGENCIES can provide: companionship, personal HOSPICE CARE shopping, light housekeeping, meal programs provide relief to terminally ill preparation, transportation, errand patients while attending to the emotional running, etc. needs of their family at an inpatient facility or at the patient’s home. PHYSICAL THERAPY / REHABILITATION can be provided on either an outpatient basis or as an in-home service. These services can help patients recover from an injury or medical emergency. Visit us online at Visit us at
  8. 8. USEFUL PHONE NUMBERS AND WEBSITES Useful NUMBERS Area Agency on Aging, PSA2 . . . . . . . . . . . . . . . . .800-258-7277 Serving Champaign, Clark, Darke, Greene,Logan, Miami, Montgomery, Preble & Shelby Counties AARP . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .800-424-3410 Alzheimer’s Association . . . . . . . . . . . . . . . . . . . . .937-291-3332 American Cancer Society . . . . . . . . . . . . . . . . . . . .800-227-2345 American Red Cross . . . . . . . . . . . . . . . . . . . . . . . .937-222-6711 Dayton Area Chamber of Commerce . . . . . . . . . . .937-226-1444 Diabetes Association of Dayton . . . . . . . . . . . . . . .937-220-6611 Federal Government Information Center . . . . . . . . .800-333-4636 Helplink (24 hr. Information & Referral line) . . . . .937-225-3000 Local Events & Tourism. . . . . . . . . . . . . . . . . . . . . .800-282-5393 Medicare Hotline . . . . . . . . . . . . . . . . . . . . . . . . . .800-633-4227 Ohio Department of Aging . . . . . . . . . . . . . . . . . . .614-466-5500 Ohio Senior Services . . . . . . . . . . . . . . . . . . . . . . . 937-223-8246 Social Security Administration. . . . . . . . . . . . . . . . .800-772-1213 State of Ohio Information . . . . . . . . . . . . . . . . . . . .937-285-6600 United Way of Greater Dayton . . . . . . . . . . . . . . . .937-225-3001 Voter Registration . . . . . . . . . . . . . . . . . . . . . . . . . .937-225-5656 Useful WEBSITES Alzheimer’s Association . . . . . . . . . . . . . . . . . . . . . American Association of Retired Persons. . . . . . . . American Society on Aging . . . . . . . . . . . . . . . Health Care Financing Administration (Medicare) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Helping You Help the People You Love . . . . . . . . . . . . . . . . . . . National Council on Aging . . . . . . . . . . . . . . . . . . National Senior Citizens . . . . . . . . . . . . . . . . . . . . Ohio Department of Aging . . . . . . . . . . . . Senior Law Home Page . . . . . . . . . . . . . . . The Seniors Guide. . . . . . . . . . . . Social Security Administration. . . . . . . . . . . . . . . . . U.S. Administration on Aging . . . . . . . . . . . . . U.S. Department of Health & Human Services . . . . . . . . . . . . . . . . . . . . . . . . . Visit us online at Visit us at
  9. 9. What to ask when interviewing... 1. What type of Home Care do you offer? 2. Are you licensed by the state? 3. Does your agency have professional liability insurance? 4. How is your staff trained? 5. Are your aides bonded? Yes No 6. Do you carry Workmen’s Compensation insurance? 7. What is your agency’s minimum care level requirement? 8. How are your caregivers screened? Download more copies of this form from the Resource Library at Visit us at
  10. 10. 10 The Biggest Mistakes 1. They don’t check references. It is very common for people to believe that they are a good judge of character and fail to perform reference checks. Failure to per- form these vital checks can result in the hiring of someone who is unreliable and undesirable. 2. Failure to expect a caregiver to dress professionally for an interview and a care giving job. Tight-fitting clothes, jeans, tank tops, high heels, facial jewelry are all forms of inappropriate attire for a caregiver. Failure to set a standard will result in a caregiver who will be led to think that anything she wears or does will be acceptable. 3. They don’t run a background check. Running a background check is very important these days. There are tons of sweet-looking, sweet-talking people out there with felony records. You don’t want to make a mistake by not taking this step and installing such a person into your home with your frail or confused parent. 4. They are not strict about punctuality. Reliability is one of the most important factors in evaluating a caregiver. You don’t want someone who will be chroni- cally late. It creates tension and insecuri- ty to the elder and their family members. A person who comes to an interview late and doesn’t call should probably not be hired unless there are some reasonable extenuating circumstances. Visit us at
  11. 11. People Make When Hiring a Caregiver. By Shirley Cohen2 5. They don’t insist on getting someone 8. They work with undocumented aliens be- with plenty of experience. Sometimes con- cause of the cost savings. While there may cern with costs may trump common sense be cost savings at first, it may be costlier in but it shouldn’t. A care provider who has no the end because you will not be able to get experience with your relative’s condition can the deductions on your taxes for which you cause more harm than good, especially, for may be qualified and you could get enor- instance, if they are taking care of a diabetic mous fines if audited. and they don’t really know what the optimum diet should be. People who have worked as 9. They don’t bother to get Worker’s Comp a caregiver with their own parents or who in place. Since one can never predict who have just volunteered to help some seniors will slip and fall when, it behooves consum- somewhere are not necessarily qualified to ers to make sure their home owner policy work with your relative. has a worker’s comp rider in it which covers household help. Failure to take care to have 6. They don’t plan for caregiver absences. proper Worker’s Comp insurance in place Eventually everyone needs to be late or ab- can be very costly when it comes time to sent for good reason. But, when a caregiver respond to a claim. doesn’t show up, and you’re at work and your parent is waiting in a wheelchair for 10. They don’t carry Liability or Dishon- them to come and help them with their per- esty Insurance. When you have a parade sonal care, it could be a huge problem. You of caregivers coming through your house, need to develop a backup person or plan so it’s sometimes extremely difficult to identify that you can call upon an experienced and who took what when.The loss of jewelry and kindly person to fill in when the need arises. other valuables can not only be extremely aggravating, it can be very costly. If manag- 7. They don’t pay payroll taxes. It is very ing any or all of these responsibilities seems tempting to try to work with caregivers who too much to handle for you or your family, will accept straight pay without any deduc- consider working with a reputable home tions, but that often comes back to haunt the care aide agency in your area. employer. Not only is it illegal, it is also not a very smart thing to do because payroll taxes include unemployment insurance, social se- curity and Medicare benefits for the worker and act as proof that you had legitimate health care expenses for your taxes. Visit for more articles like this. Visit us at
  12. 12. 12 HOME HEALTH Cooking/Meal Preparation Cleaning/ Housekeeping OPTIONSGRID Medication Reminders Private Pay/Insurance Medicare Accepted Medicaid Accepted Companion Care Home Care Aides Therapy Services Hospice Services Skilled Nursing Transportation VA Benefits Page Company 17 American Nursing Care 4 4 4 4 4 4 4 4 4 Angel Hearts Home Health 17 Care Companies 4 4 4 4 4 4 4 4 4 4 4 17 Assured Health Care, Inc. 4 4 4 4 4 17 Brightstar Care of Dayton 4 4 4 4 4 4 4 17 Caring Senior Services 4 4 4 4 4 4 4 4 18 Comfort Keepers 4 4 4 4 4 4 4 4 4 18 Community Mercy Home Care 4 4 4 4 4 4 4 4 18 Definitive Home Health Care 4 4 4 4 4 4 4 4 4 4 4 5 Family Bridges Home Care 4 4 4 4 4 4 4 18 Gabriel Staffing Associates 4 4 4 4 4 4 4 4 19 Home Helpers 4 4 4 4 4 4 4 4 Visit us at
  13. 13. CARE PROVIDERS 13 Cooking/Meal Preparation Cleaning/ Housekeeping OPTIONSGRID Medication Reminders Private Pay/Insurance Medicare Accepted Medicaid Accepted Companion Care Home Care Aides Therapy Services Hospice Services Skilled Nursing Transportation VA Benefits Page Company 19 Hometime Home Care, LLC 4 4 4 4 4 4 4 14 Hospice of Dayton 4 4 4 4 4 4 4 19 J & K In-Home Care, Inc. 4 4 4 4 4 4 4 4 4 19 Masonic Helping Hands 4 4 4 4 4 4 4 4 20 Nurses Care, Inc. 4 4 4 4 4 4 4 4 4 4 4 4 20 ResCare HomeCare 4 4 4 4 4 4 20 Senior Helpers 4 4 4 4 4 4 4 4 Senior Independence 20 Home Care 4 4 4 4 4 4 4 4 20 Seniors Helping Seniors 4 4 4 4 4 21 Spectrum Home Care, Inc. 4 4 4 4 4 4 4 4 4 Cover & VITAS Innovative 16 Hospice Care 4 4 4 4 4 4 4 4 4 4 Visit us at
  14. 14. 14 HOME HEALTH CARE PROVIDERS Only one hospice has been here for families since 1978 THE HOSPICE OF DAYTON Our highly trained specialists and professionals deliver a wide array of services guaranteeing the quality of life and quality of care you want for the ones you love. • The Hospice of Dayton The Hospice of Butler & Warren Counties 937-256-4490 513-422-0300 1-800-653-4490 1-800-653-4490 Visit us at
  15. 15. HOME HEALTH CARE PROVIDERS 15 H o m e H e a l t h C a r e & Private Duty Services Our Services Skilled Nursing Rehabilitation Therapy (Physical, Occupational & Speech) Personal Care Assistance Medical Social Services Nutritional Counseling Look what’s being said about Wound Care Services SPECTRUM HOME CARE Disease Management Medication Education Our Private Duty Services Serving 24 Hours / 7 Days a Week Morning and Bedtime Help Custom Designed Home Care Programs “ DEAR MRS. RICH, I WANTED TO TAKE THE TIME TO COMMEND YOU AND YOUR STAFF ON THE GREAT JOB AND EXTRA EFFORT THAT YOU ALL HAVE DEMONSTRATED IN THE CARE THAT YOU HAVE GIVEN Registered Nurses TO MY WIFE AND I. IT IS NOT OFTEN IN THIS DAY AND AGE Licensed Practical Nurses DO WE ENCOUNTER A PERSON SUCH AS YOURSELF AS THE Occupational Therapists ADMINISTRATOR, THAT PERFORMS IN THE HIGHEST STANDARDS Physical Therapists IN THEIR CHOSEN FIELD. NOT ONLY IN YOUR POSITION OF Speech Therapists NURSING BUT YOUR DEMEANOR IN BEING SO CHEERFUL AND Home Health Aides UPBEAT. MY WIFE AND I WISH TO THANK YOU AND SPECTRUM Companions / Home Makers HOME CARE….GOOD WORK DESERVES GOOD PRAISE. SINCERELY, THOMAS WORKMAN ” SPECTRUM HOME CARE, INC. Contact us today for more 5020 Philadelphia Drive / Suite 100 / Dayton, Ohio 45415 information and if you or a (937) 279-0641 / Fax: (937) 279-0860 / loved one quality for Home Medicare & Medicaid Certified / Most Private Insurance / VA Health Care under Medicare Visit us at
  16. 16. 16 HOME HEALTH CARE PROVIDERS When it comes to hospice care in the Miami Valley You have a choice CHOOSE compassionate care right in the home. CHOOSE the program with clinical staff available 24/7, 365 days a year. CHOOSE VITAS. VITAS brings hospice care right to our patients’ homes, even when symptoms require Intensive Comfort Care®. 937.299.5379 or 1.800.93.VITAS Contact Tami Derr 937-603-8469 Visit us at
  17. 17. HOME HEALTH CARE LISTINGS 17 We provide RNs, LPNs, HHAs, Therapists and Social Workers for in Home Care. We accept all Medicare, Insurance, Private Pay, Va and Medicaid. We offer services from 2-24 hours a day 7 days a week. We have support staff on call after office hours. All of our employees are bonded and have had thorough back ground and 800-223-5273 reference checks. We are proud of the quality of care we provide to our clients. Our staff is appropriately licensed and trained. We are committed to ensuring the reliability and dedication you and your family deserves. We accept Medicaid, Medicare, Passport, Comcare, Caresource, Waiver, AARP Medicare, Secure Horizons, 937-263-6194 Banner Head Size = 23.75 x 7.625 and Evercare Insurances, and Private Pay. Member of the Better Business Bureau. Free in-home evaulations. Assured Health Care is celebrating 15 years of excellent services to the community! 937-294-2803 We provide both skilled medical and non medical in home care for seniors and children. All assessments are conducted by a licensed nurse. On call 24/7 937-619-3111 Caring Senior Service offers education and companion care services that allow seniors and their families to make aging in place their first option. Since 1991, Caring has been dedicated in making positive changes in the lives of others by providing trusted service and support for our loved ones. We help mature adults 937-886-4284 maintain their independence. Rates are all inclusive – nights, weekends & Holidays - one flat rate for easy budgeting. Visit us at
  18. 18. 18 H O M E H E A LT H Comfort Keepers® provides in-home care–such as meal preparation, light housekeeping, incidental transportation, companionship, and personal care–to help people maintain quality, independent lives in the comfort of their own homes. We provide care and assistance to our clients wherever home may be–a private home, assisted or 937-299-5555 independent living apartment, nursing facility, or even during a stay in a hospital or rehab facility– from 2 hours/week to 24/7. Exceptional Home Care 24 hrs/day, 7 days/week. Specialties include Wound Care, Orthopedics, Cardiac Care, Infusion and Nutrition Team. One Call-We do the rest! 937-328-5113 Definitive Home Health Care provides caring, reliable, high Definitive Home quality services rendered by skilled and non-medical home health Health Care care professionals. Our services include: Skilled Nursing Services, Therapy (Physical, Occupational, and/or Speech Therapy). We also provide assistance with: Personal Care, Medication Reminders, Com- 937-276-3099 panionship Errands, Shopping, Light Housekeeping, Meal Preparation, Social Services. We are licensed and bonded. Call for an evaluation. We provide non-medical homecare on a short term or long term basis. We can offer services between 2 and 24 hours/day. All of our Caregivers have at least one year professional experience and we offer an opportunity to interview your Caregiver before we start services. We are a drug free workplace. Serving the Tri-state area 937-299-1600 with pride. Please call for more info. Gabriel Staffing Associates strives to help Seniors stay in their Luke 1:19 homes, providing quality care 24 hours/day, 7 days/ week. Also, GABRIEL STAFFING providing minor home modifications for Seniors, Since 1997! ASSOCIATES 937-237-8021 Visit us at
  19. 19. CARE LIS T I N G S 19 Today, many families need help providing day-to-day care and companionship their loved ones need. Work, personal obligations and geographical distance can make caring for family and friends difficult, if not impossible. Home Helpers provides personal and non-medical Senior Care, care for New Moms, Recuperative Care and Continuing 937-886-9013 Care for families throughout the Miami Valley in a private residence, retirement community, nursing home or rehabilitation center. Companionship, light housekeeping, meal preparation, errands and shopping, medication reminder, complete lawn care and landscaping, interior and exterior painting, interior and exterior repairs, maintenance Hometime and remodeling, electrical and plumbing repair, and complete handy- Home Care, LLC man services. 24 hour care, 7 days a week. Bonded and insured. Family owned and operated. $16 per hour for personal care services. 937-855-3019 No mileage fee. No contracts. The Hospice of Dayton has provided care for those in the Miami Valley with life-limiting illnesses for over 32 years. We provide hospice and palliative care specialists including physicians, nurses, a respiratory therapist, social workers, home health aides, chaplains and pharmacists. Patients are cared for in their homes, assisted and extended care living 937-781-4121 facilities, hospitals and our Care Centers. Services are available 24 hours a day, 7 days a week. We Provide non-medical home health service from as little as two hours J&K In-Home to maximum of 24 hours a day, 7 days a week to allow the individual to maintain other independence in the safety and security of their own Homecare,Inc. home by concentrating on their needs whether social, physical, or recreational. Call for your free in-home assessment. Proudly serving 937-223-1635 all of the greater Dayton and surrounding areas. Masonic Helping Hands provides the services you need to maintain productive independence in the comfort of your own home! We take pride in being able to provide direct in-home assistance in the form of companionship, homemaking and private home services. We do this in a fashion that allows seniors to remain independent longer in 877-564-0210 the least costly living option their own home. Special Pricing for 12 and 24 hour care! Visit us at
  20. 20. 20 H O M E H E A LT H Nurses Care, Inc., located in the Cincinnati-Dayton area, is dedicated to helping those in need of quality home health care. Our agency employs highly qualified professionals to serve you. Our goal at Nurses Care is to give your loved ones the same quality health care 513-424-1141 as we would our own. When you or your loved ones are in need of home health care, call the agency that cares-Nurses Care, Inc. At ResCare HomeCare, we offer options that enable seniors to remain active and independent within the comfort of their own homes. Our services are designed to meet your needs. Whether you require an extra hand with everyday tasks or more specialized care, our competent home care staff is committed to delivering the services you need with 937-439-7500 professionalism and respect. We consistently perform our duties with compassion, respect and loyalty. Senior Helpers provides caring and compassionate non-medical in-home care with services including companionship, meal preparation, housekeeping, laundry, transportation, and medica- tion reminders, through personal care such as bathing, walking and dressing assistance. We offer affordable care and flexible schedules and we are insured and bonded. Call for a free in-home 937-424-2280 assessment! Senior Independence is a non profit, faith based organization that is committed to serving older adults. We are the ONLY Home Care Continuum in southwest OHIO. Home Care, Home Health Care & Hospice. 937-415-5666 Seniors Helping Seniors in home services is an exceptional program of caring and receiving that matches seniors who want to help with seniors who are looking for help. Whether it’s mowing the lawn, taking you to a doctor’s appointment, shopping, cooking or cleaning, 937-387-6760 our helpers are there because they really want to be. They’re more than just a provider of service, they become your friend. Visit us at
  21. 21. CARE LI S T I N G S 21 When it comes to hospice care in the Miami Valley You have a choice home care professionals prides themselves on “family Our team of CHOOSE compassionate care right taking care of family” in the comfort of your own home, wherever in the home. home may be. 937-279-0641 CHOOSE the program with clinical staff available 24/7, 365 days a year. CHOOSE VITAS. VITAS brings hospice care right to our patients’ homes, even when symptoms require Intensive Comfort Care®. VITAS provides physical, emotional, spiritual support at the end of life. Services include: Intensive Comfort Care at home, bereavement support, and care in assisted living communities and nursing homes. 937.299.5379 or 1.800.93.VITAS When a higher level of medical attention is needed, the VITAS inpatient unit is designed to manage symptoms and help patients 937-299-5379 return home as soon as possible. Redefining the way Seniors and their families search for the senior resources they need. For advertising information, please call Tami Derr today! 937-603-8469 or Visit us at
  22. 22. Aging in PlAce And WhAt A ProfessionAl cAn do for You... A SAfe, AcceSSible Home for All AbilitieS And AgeS I If you’re like the majority of Americans over and maneuverability. These modifications range the age of 45, you want to continue living in from the installation of shower grab bars to adjust- a familiar environment throughout your ma- ment of kitchen countertop heights. turing years. According to the AARP, older homeowners overwhelmingly prefer to age in Who can you rely on to modify your home? place, which means living in your home safely, CAPS professionals have the answers to your independently and comfortably, regardless of questions. They have been taught the strate- age or ability level. gies and techniques for designing and build- The NAHB Remodelers of the National Asso- ing aesthetically enriching, barrier-free living ciation of Home Builders (NAHB) in collabora- environments. tion with the NAHB Research Center, NAHB 50+ Housing Council, and AARP developed The CAPS program goes beyond design to the Certified Aging-In-Place Specialist (CAPS) address the codes and standards, common program to address the growing number of remodeling expenditures and projects, prod- consumers that will soon require these modi- uct ideas, and resources needed to provide fications. While most CAPS professionals are comprehensive and practical aging-in-place remodelers, an increasing number are general solutions. CAPS graduates pledge to uphold contractors, designers, architects, and health a code of ethics and are required to maintain care consultants. their designation by attending continuing edu- To age-in-place you will probably need to mod- cation programs and participating in commu- ify your house as you mature to increase access nity service. Visit us at
  23. 23. hoW should You choose A reModeler? Determine how much money you have to Verify remodeler has the appropriate spend on the home modification project license(s) in your state Seek referrals from friends, family, Look for professional designations such neighbors, co-workers, etc who have had as CAPS, Certified Graduate Remodeler similar work done (CGR), or Graduate Master Builder (GMB) • Contact trade associations such as your Get a written estimate of the work to area’s local Home Builders Association or be done based on a set of plans and Remodelers Council specifications. Be prepared to pay for this Check your local or state office of consumer package. Select a professional remodeler with protection and the local Better Business plenty of experience with your type of project Bureau Remember, lowest price does not ensure a successful remodeling project! What is the CAPS designation? Keep in mind that A Certified Aging-in-Place when you hire a Certified Specialist (CAPS) has been Aging-in-Place Specialist, trained in: you are buying a service rather than a product. Each CAPS professional • The unique needs of draws from a different knowledge base and the older adult will approach your population project in a different • Aging-in-place home way. No matter where you start in the process, modifications you will eventually need • Common remodeling to hire a professional projects remodeler to actually make the modifications • Solutions to common to your home. barriers WhAt inforMAtion should i thinK ABout? n Do I want to add a bathroom and possibly a n Will remodeling increase the energy efficiency bedroom to the main level? of my home? n How can I make my kitchen more functional? n Where do I find a professional I can consult with about my needs? n Am I worried about preventing falls? n How much money can I budget for Make Your House a Home for a Lifetime! this project? Reprinted with permission from the National Association of HomeBuilders. n Will I need to get a home equity loan? Visit us at
  24. 24. 24 PRODUCTS & SERVICES Independence. Dignity. Security. 8 Wouldn’t You Prefer Home Care? There is insurance protection designed specifically for care in your home. Call today to learn more. 937-524-5127 LICENSED AGENTS: Jeff Mohlman • Steve Griffith • Barry Houston 17781 Founded 1879 2496 Technical Drive, Miamisburg, OH Visit us at
  25. 25. PRODUCTS & SERVICES 25 AFFORDABLE Long Term Care Insurance to Protect You and Your Family. 8 Our Ohio-based experts are trained and qualified to shop the top 18 companies – while protecting your assets and independence. • We shop just for you Contact us today to learn how • Specialize in Long Term Care the Ohio LTC Partnership Plan • Custom designed plans to will PROTECT your assets. meet your specific needs Local: 937-294-1415 • Discounts from 5% to 50% Toll Free: 1-800-254-5898 • Serving 2,200 LTC policy holders • Plans include home health care, Long Term Care Insurance Agency, LLC assisted living and nursing homes 4633 Presidential Way, Kettering, OH 45429 FORGOTTEN INCOME FOR FORGOTTEN PEOPLE ARE YOU A VETERAN OR THE WIDOW OF A VETERAN? RECEIVE UP TO 1,950 • With 90 days of active military service? $ • A discharge of any kind other than dishonorable? • Age 65 or older? per month TAX FREE! If you can answer “YES” to these questions, you should call TODAY! For more information please call LEARN HOW YOU MAY: Ron Baker: 888-311-8880 ext.149 • Qualify for a little known, little used VETERANS BENEFIT up to $1,950 per month TAX FREE! (Especially reserved for Veterans & their Widows) U.S. Benefits Analysts, Inc. is a public service company whose personnel have been U.S. Benefits Analysts is not a government trained to work with any Veteran or the Widow of a Veteran, in obtaining their allowable agency and is not in any way affiliated with benefits through the Department of Veterans Affairs. There is NO COST or endorsed by the Government or a Government agency. associated with our services. SUPPORT OUR TROOPS! Visit us at
  26. 26. 26 PRODUCTS & SER Our line of home medical products includes rehab equipment; access products; home safety products; mobility equipment; & respiratory therapy, training & support. 937-534-1080 Call for a free quote. Coverage for folks w/out Group Coverage: Dependents & Students, COBRA/Alternative, Self-Employed, Small Businesses, Early retires, Seniors 937-847-0234 When planning for the long term, it takes a strong partner. One that’s dependable and trustworthy… and that will be there when you need it most. That’s why many people choose long-term care insurance when planning for their futures. Insurance protection can help give you: independence to remain in your own home, financial security from high healthcare costs, and peace of mind from not relying on family caregivers. (17290-OH p.2) Visit us at AMERICARE 937-524-5127Home Care Services, owned and operated. As today and Beltone your are Hearing Test 937-671-3631 Service. Your local scheduleofficesFree family Inc. or Hearing Aid Call a senior or an adult child struggling to balance the demands of
  27. 27. RVICES LISTINGS 27 Our knowledgeable and caring staff appreciates your consideration of our services and is dedicated to satisfaction. We offer private, personal consultations on the very latest durable medical equipment and ser- vices. Our goal is ensuring the professional services we provide will enhance your well being and peace of mind. If equipment or service is 937-390-9990 covered by insurance or another source we will submit the claims for you with proper billing documentation. Grab Bar Man ™ specializes in the delivery & installation of safety and comfort products that allow our seniors to stay in their home longer and achieve more independent living. We are ready to assist with expert installation and design knowledge. Our Certified Aging-In-Place Special- ists recommend home modification options free on every visit, including 937-438-3300 solutions addressing codes, standards and common barriers for our clients. All products and workmanship are fully warranted. Free Delivery within the Counties Surrounding Montgomery. Complete line of Medical Equipment and Supplies as well as Prescription Drugs 937-898-5803 ext 2127 IHS strives to be a leader in quality patient care and a vital resource in the health care network while giving back to the community. We service patients with a wide variety of respiratory conditions by providing a broad range of respiratory medications, equipment, and home medical equipment. For our patients convenience we offer free delivery, specialized drug packaging, free diabetes education and instruction, 937-407-4584 health fairs and public information. IGRAM & RAUCCI We provide life insurance and long term care insurance solutions Insurance & Financial Advisors for our clients. 937-434-8989 Visit us at
  28. 28. 28 PRODUCTS & SERVICES LISTINGS We are independent and licensed with 15 of the nation’s top-rated carriers. On staff are five certified long-term care specialists that specialize exclusively in long-term care planning. We have affordable, custom designed plans to meet your specific needs. Discounts and savings range from 5 to 50%. Do you have the assets to cover long-term care costs? The time has come to consider the advisability 937-294-1415 of long-term care insurance. If you suffer from painful and unsightly varicose veins, call the Midwest Vein and Laser Center for your free consultation with Ronald Bush MD FACS. Dr. Bush is a leader in the treatment of varicose and spider veins and trains physicians nationally and internationally. He recently was voted as one of the top 25 vein specialists in the world! Call today for your free consultation at 937-281-0200 937-281-0200 At “My Home, My Choice” we believe that aging brings on enough changes and moving doesn’t have to be one of them. We want to help you stay in your home. Our home modification remodeling packages focus on fall protection, safety and security. We offer a complimentary “Home Assessment and Safety Report” and affordable, reliable 877-496-1766 remodeling solutions from professionals you can trust. The Springfield Regional Wound Care Center has served the community since May 2008 providing advanced wound care therapy for hard to heal wounds. Diabetic wounds, pressure ulcers and non-healing surgical wounds are some of the most common wounds we treat with advanced technologies including hyperbaric oxygen. The Wound Center recently received an award for positive healing outcomes for 2009. No referral is necessary Please call to 937-525-2470 make an appointment” “Forgotten Income for Forgotten People” U.S. Benefits Analysts is dedicated to helping Veterans and their Widows with their Long Term Care or other Healthcare Expenses by qualifying for the VA’s “Aid and Attendance Benefit.” For a Veteran and Spouse the pension benefit pays up to $1,950/month tax-free! There’s NO FEE associated with 888-311-8880 our assistance to the Veteran, their Widow or their families in ext. 149 obtaining their allowable benefits through the VA. Visit us at
  29. 29. Senior-Friendly 29 REMODELING M O S T OLDER AMERICANS P L A N to stay in present homes, says survey... A survey of older Americans – 50 and older found that a majority plan to live in their current homes for the next five years but plan improvements or remodeling, The aging population will significantly influence the remodeling industry over the next five years, according to a recent survey of remodelers by the National Association of Home Builders (NAHB). Older Americans, who clearly state a preference for staying in their homes as they age, have not made their homes age-friendly. Key home improvement Key improvements in the Kitchen findings for consumers 50 & older include the following: 60 percent expect to live in their current residence during the next D-shaped drawer handles Under-cabinet lighting are easier to grasp five years. brighten countertops Lowered appliances for wheelchair access 65 percent plan to remodel or Lever handles for easy open doors improve their homes. Slide our drawers for Softer, natural easy access to pots & pans flooring reduces 42 percent of all home improvement back/foot strain projects will be done by outside contractors. 77 percent believe how their home Grab Bars to reduce fall risk Key looks is an important part of who they are. Bath/Shower chair for comfort Motion sensing faucets ideal improvements for arthritis 73 percent say the kitchen is the most in the important room for them. 17” toilet height Bathroom Sources: for ease & comfort Wheelchair accessible sink Visit us at
  30. 30. Changes in th How does the recent law change the good working order and, furnish the equipment way Medicare pays for oxygen equipment and any necessary supplies and accessories, as and related supplies? long as you need it until the 5 year period ends. If you use oxygen tanks or cylinders that need Previously, the law stated that you would own delivery of gaseous or liquid oxygen contents, the oxygen equipment after you rented it for 36 Medicare will continue to pay each month for months. Under the new law, the rental payments the delivery of contents after the 36-month rental will end after 36 months, but the supplier con- period. The supplier that delivers this equipment tinues to own the equipment. The new law then to you in the last month of the 36-month rental requires your supplier to provide the oxygen period must provide these items, as long as you equipment and related supplies for 2 additional medically need it, up to 5 years. years (5 years total), as long as oxygen is still ★ medically necessary. Will Medicare pay for any maintenance and servicing after the 36-month period ends? How does Medicare pay for oxygen equipment and related supplies and If you use an oxygen concentrator or transfill- what do I pay? ing equipment (a machine that fills your portable tanks in your home), for 2009 only, Medicare will The monthly rental payments to the supplier pay for routine maintenance and servicing visits cover not only your oxygen equipment, but also every 6 months starting 6 months after the end of any supplies and accessories such as tubing or the 36-month rental period. a mouthpiece, oxygen contents, maintenance, servicing and repairs. Medicare pays 80% of the Why is the supplier not being separately paid rental amount, and the person with Medicare is for other maintenance and servicing such as responsible for any unpaid Part B deductible, and repairs if the equipment breaks down? the remaining 20% of the rental amount. By the end of 36 months, total payments from Medicare and you to your supplier would be more than Because under the new law, suppliers still own $7,000 (based on rental payments of about $200 the equipment after the rental payments stop and per month). are required to take care of the equipment they have been paid to furnish to you. The supplier What happens with my oxygen equipment can’t charge you for performing these services. and related services after the 36 months of This includes repairing the equipment and re- rental payments? placing any parts necessary to make sure that the equipment functions properly. If the equipment Your supplier has been paid over 36 months for must be replaced because it will no longer func- furnishing your oxygen and oxygen equipment tion properly, the supplier must replace it with the for up to 5 years, and your supplier is required same, or similar, make and model of equipment to continue to maintain the oxygen equipment in at no charge. Visit us at
  31. 31. he Law require Medicare to change the way it pays suppliers for oxygen equipment and supplies. What happens to my oxygen equipment your supplier can’t help you locate an oxygen after 5 years? supplier in the area where you are visiting or moving to,call 1-800-MEDICARE (1-800-633- At the end of the 5-year period, your supplier’s 4227). TTY users should call 1-877-486-2048. obligation to continue furnishing your oxygen ★ and oxygen equipment ends, and you may elect If you travel or move after the 36-month rental to obtain replacement equipment from any sup- period ends, your supplier has been paid for plier. Your current supplier will probably alert you furnishing your equipment for 5 years and is before the 5-year period is over so that you have generally responsible for ensuring that you are time to decide whether to obtain the replacement- provided with oxygen and oxygen equipment in equipment from them or from another enrolled the new area.Your supplier may choose to make supplier that you choose if you decide to switch arrangements for a different supplier in your new suppliers. A new 36-month payment period and area to provide the oxygen and oxygen equip- 5-year supplier obligation period start once the ment. However, a supplier may not charge you old 5-year period ends and the new oxygen and for the equipment, supplies, accessories or other oxygen equipment you require is furnished. All services identified abovethat are provided after of the other rules described in this fact sheet ap- the 36-month rental payment period. The only ply to the replacement equipment and supplier of exceptions tothis rule are noted above. that equipment. What if my supplier refuses to continue What if I’m away from home for an extended providing my oxygen equipment and period of time or I move to another area related services as required by law? during the 36-month period? If your supplier is not following Medicare laws If you travel away from home for an extended pe- and rules, call 1-800-MEDICARE (1-800-633- riod of time (several weeks or months)or perma- 4227). TTY users should call 1-877-486-2048. nently move to another area during the 36-month The customer service representatives will refer rental period, ask your current supplier if they your case to the appropriate area . ] ] can help you find a supplier in the new area. If For more information about Medicare’s coverage of durable medical equipment, visit to view “Medicare Coverage of Durable Medical Equipment and Other Devices.” Visit us at You can also call 1-800-MEDICARE. CMS Publication No. 11405 - December 2008
  32. 32. Ask Our Experts About Walk-In Tubs! Specialized In-Home Installation of Safety Comfort Products We Take Care Of It All...Big & Small! Grab Bars • Taller Toilets • Shower Seats • Safety Ramps • Tub-To-Shower Conversions • Walk-In Tubs Ask About Our Bathroom Fall Prevention 50 OFF & FREE $ And Comfort Packages ALL PRODUCTS ARE INSTALLED USING HOME SAFETY ADA (Americans With Disabilities Act) ASSESSMENT HSC (Home Safety Council)* 937.438.3300 or 1.877.972.2227 GUIDELINES AND INCLUDE Discount valid on Basic Fall Prevention Package which includes: 3 Grabs bars and non slip tub and/or shower texture. WORKMANSHIP WARRANTIES We offer a home safety assessment with every visit. Contact us today... 937.438.3300 • 1.877.972.2227 Visit us at *Home Safety Council,