The document outlines the major life stages of a human and some of the typical costs incurred at each stage, including child care, education, housing, food, healthcare, transportation, marriage, children, insurance, and leisure activities for babies, children, adolescents, adults, and the elderly. It notes that babies require diapering, feeding, clothing, medicine, and toys after birth, while children learn to walk and talk and need housing, food, healthcare, childcare, and education. Adolescents engage in extracurricular activities and need allowances, and adults face costs of marriage, children, insurance, loans, and holidays. In old age, the elderly need healthcare, medical equipment, prescription drugs, and leisure activities