1. Leave your funds in the Plan?
Roll the Plan to an IRA ?
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2. Plan Guidelines can Restrict Access to your money
Investment Options are Limited G, F C, S, I ,and L Funds
Limited Distribution Flexibility - Children and Grandchildren
401(k) – TSP plans do not offer the Stretch Option
Most 401(k) plans do not offer the Roth Conversion
Copyright DLCA Enterprises, LLC 2012
3. Direct Rollover Avoids the 20% Mandatory Withholding
Your Money Continues to Grow Tax Deferred
You Control Where Your Money is Invested
IRAs offer the Stretch Option and Roth Conversion
IRAs Offer Guaranteed Lifetime Income
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4. 401(k) and TSP Planning
Eliminates Costly Mistakes
And your Family
For You
Copyright DLCA Enterprises, LLC 2012