The deck explains the scenario for average cost of Health Insurance in California. There are insights based upon the trends of average cost of health insurance in California which would help to choose the citizens of California the right Health Insurance policy based on their earnings. It also includes insights based on overall yearly/monthly expenses and the average cost. If you find this deck interesting do share it within your network and help your friends and family to choose their medical plans based on their average costs. Also, hit that follow button if you would like to receive notifications for the upcoming guides on Health Insurance policies in California.

1. What is the average cost
of health insurance in
California?
Get a quick breakdown of all the health
insurance California pricing details.

2. Health Insurance in California
 In the state of California, everything related to health insurance is overseen by
the health insurance California marketplace – Covered California.
According to a recently published study by the National Center for Health
Statistics, Only 7% of California’s population across all ages was uninsured by
September 2017.
 According to the same study, California was one of the lowest ranking states in
terms of percentage uninsured, and this number had fallen a further 0.2% over
the previous year.
 California’s own version of affordable care – Medi-Cal has often been cited to be
at the heart of this increase in numbers for people insured.

3. How Much Is Health Insurance Per Month
for a Single Person?
 Personal health insurance in California costs vary from individual to individual
based on a multitude of factors that include scope of coverage required, income,
location, and more.
 However, according to an article published by the California Health Care
Foundation (CHCF), in 2016 the average monthly individual health insurance
California premium including a company contribution amounted to $597.

4. What Is the Cheapest Health Insurance
in California?
 High deductible health plans with savings options, commonly know as HDHP/SO
are traditionally the cheapest plans available everywhere across the nation.
 California is no different, including employer contribution the average HDHP/SO
health insurance in California for individuals costs $517. And the average
family health insurance in California is $1,485.

5. What Would It Cost To Have
Comprehensive Healthcare Coverage?
 The Preferred Provider Organization, or PPO, plan is the most expensive of family
or individual health Insurance California options.
 According to the CHCF report, in 2016 the premium charges for this type of
preferred provider network based plan (on a monthly plan) cost $689 for
individuals and $1,839 for families.

6. What Health Insurance Can I Get Without
a Job?
 If you have lost your job and become unemployed or have outgrown the Children’s Health
Insurance Program (CHIP), you can apply for Medi-Cal.
 In California, there is a Medi-Cal option for those living in the state with low incomes. The
Department of California Healthcare Services estimates that approximately 1/3rd of the
state’s entire population is enrolled in this program.
 You may be asked to fill in your annual income estimate, even if you have no income
currently. The federal health insurance website gives you guidelines for this:
“It’s hard to predict your annual income if you’re unemployed. Still, it’s important to
make your best estimate based on all current or expected sources of income for the
year.”
 Types of income to include on your application:
 Unemployment compensation
 All household members’ income (not just yours)
 Additional types of income, including interest income, capital gains, cash support, and
alimony
 Most withdrawals from traditional IRAs and 401ks.

7. Pick The Right Health Insurance Plans
For Your Needs and Budget!
 The information provided in this slideshow can help you decide the right
insurance plan based on your budget and income.
 Remember, these are average figures and individual plan costs will change
from year to year.
 Costs also change based on your income, age, employer coverage, and
location.
 Good luck!
SOURCES:
 NATIONAL CENTER FOR HEALTH STATISTICS STUDY – https://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201802.pdf
 CALIFORNIA HEALTH CARE FOUNDATION REPORT – https://www.chcf.org/publication/california-employer-health-benefits-prices-up-
coverage-down/
 DEPARTMENT OF CALIFORNIA HEALTHCARE SERVICES –
http://www.dhcs.ca.gov/dataandstats/statistics/Pages/Medi-Cal-Certified-EligiblesRecentTrends.aspx
 FEDERAL HEALTH INSURANCE WEBSITE – https://www.healthcare.gov/unemployed/coverage/