[Värkki / Energia] Tomi Mäkipelto, YIT

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GBC Finland

This document provides an overview of the military's economic impact in North Carolina and the work of the North Carolina Military Business Center (NCMBC). It notes that the Department of Defense (DoD) has a $23.4 billion annual impact on North Carolina's economy. The NCMBC aims to leverage military and federal business opportunities for economic development through various programs that engage businesses, support defense-related recruitment, and maximize job creation from federal contracts. In fiscal year 2009, North Carolina received $4 billion in DoD procurement contracts.

[Vihreä Foorumi 29.11.] Senaatti Kiinteistöt - Sisäympäristöklinikan esittelyGBC Finland

MCB Camp Lejeune Energy Briefing

NC Military Business Center

The document provides an update on the energy program for MCB Camp Lejeune and MCAS New River in October 2012. It outlines the federal goals for energy reduction, renewable energy production, and water usage reduction. It also lists several ongoing projects, including steam decentralization projects at various locations that have been awarded, BEQ renovations, lighting system upgrades, HVAC controls improvements, LED street lighting installation, and ongoing energy audits.

NC SB Resource Guide

NC Military Business Center

This document provides information about resources for small businesses in North Carolina, including counseling, capital, contracting, and disaster assistance. It highlights the SBA's record lending levels in 2011 and its focus on helping entrepreneurs start and grow small businesses. The document contains contact information for the North Carolina District Office and resource partners like SCORE and SBTDCs that provide free counseling and training.

Sycor GmbH

Cisco Case Studies

EeMAP: Comments to Energy Efficient Mortgages - Juho Maalahti, Nordea

GBC Finland

1. Commercial and residential buildings represent an important opportunity for mitigating climate change through increased energy efficiency, as they account for 40% of primary energy consumption and 30% of CO2 emissions in the EU. 2. Nordea Bank recognizes opportunities to create positive environmental impacts through green products that encourage energy efficiency and cleaner energy consumption among homeowners. 3. As about half of Nordea's lending is for households, and it has a 30% market share of the Finnish mortgage market, the bank is well positioned to influence energy use given most household loans are for properties in urban areas.

EeMAP: Story so far – James Drinkwater, WorldGBC

GBC Finland

This document summarizes the progress and timeline of the EeMAP initiative, which aims to leverage mortgages to improve the energy efficiency of European buildings. It discusses that mortgages represent a large portion of EU banking and notes key financial institutions' support. Consumer research found energy efficiency is an important factor for Italian homebuyers. The initiative will pilot guidelines in 2018 and collect anonymized loan performance data to demonstrate lower risk to lenders. National workshops will provide feedback to refine proposals before the June pilot launch.

The document discusses sustainable finance in Finland. The Financial Sector Entities (FFI) in Finland represents 180 member organizations in the financial sector with 26,000 employees. In 2017, the FFI Board decided to support limiting global warming to below 2 degrees Celsius and to collaboratively develop climate change indicators for reporting. An ad hoc working group was formed to draft a sustainable development commitment and guidelines on indicators. The FFI also generally supports projects combating climate change and sees integrating a green supporting factor into capital regulations as a way to influence matters, but cautions it needs more assessment first.

EeMAP: Energy Efficient Morgages Initiative - Marie Louise Andersen, EMF/ECBC

GBC Finland

This document summarizes the Energy Efficient Mortgages Initiative. It discusses how improving the energy efficiency of housing stock can provide benefits to borrowers, lenders, investors and society. The initiative aims to create a pan-European private financing mechanism to encourage energy renovations through incentives linked to mortgages. This would support the EU's energy savings targets. The mechanism would offer interest rate discounts for new highly efficient buildings or existing buildings that improve their efficiency. Technical committees are examining data and guidelines to support piloting energy efficient mortgage products.

Robert McGrath: WELL & Hyvinvoiva tila

GBC Finland

This document discusses two phases of sustainability and well-being certification for buildings. The first phase focuses on resource efficiency through metrics like energy, water, and materials use. The second phase focuses on occupant well-being through assessing air quality, light, nourishment, activity, comfort, and mental well-being. The WELL building standard addresses these factors through preconditions and optimizations. Certification requires assessing current performance, developing improvement plans, implementing actions, and ongoing monitoring to enhance occupant satisfaction, retention, and financial outcomes.

Elias Härkönen: Energiankäytön tehostamiskeinojen elinkaarikustannusvertailu ...

GBC Finland

Lilja Mustila: Monikäyttöinen koulu

GBC Finland

Sakari Leimi - Materiaalivalmistajia koskevat vaatimukset (Vihreä Foorumi)

GBC Finland

Laura Sariola - RTS-ympäristöluokitus (Vihreä Foorumi)

GBC Finland

Konsta Tuokko - WELL (Vihreä Foorumi)

GBC Finland

Karin Bergbom - Joutsenmerkitty talo (Vihreä Foorumi)

GBC Finland

Tytti Bruce-Hyrkäs - Hiilijalanjäljen laskenta ja luokitustyökalut (Vihrea...

GBC Finland

Karoliina Lietonen - BREEAM NC2016 ja RFO2015 (Vihreä Foorumi)

GBC Finland

BUILD UPON: Teppo Manninen - Korjausvelkaa kuriin ESCO/EPC-hankkeilla ja niid...

GBC Finland

BUILD UPON: Luca Bertalot - Road Map for an Energy Efficient Mortgage

GBC Finland

Buildings are responsible for 40% of EU energy consumption and 36% of CO2 emissions. 75-90% of the existing building stock will still be standing in 2050, so improving energy efficiency is key to meeting EU energy and emissions targets. This document proposes a pan-European financing mechanism to incentivize households to retrofit buildings for energy efficiency through financial incentives linked to mortgages. This would support private investment in energy efficiency improvements estimated to be €100 billion per year, helping the EU meet its 2020 energy savings target.

BUILD UPON: Monica Ardeleanu - Green homes & mortgages: quality, health and f...

GBC Finland

The document discusses the benefits of green homes and mortgages, including lower costs, health benefits, and financial returns compared to traditional homes. It provides examples of green housing projects in Romania that have achieved certification. Government policies like property tax reductions for green buildings could further incentivize deep energy renovations. Moving forward, engagement is needed from mortgage underwriters, real estate appraisers, insurers and national banks to recognize the financial benefits of energy efficiency and lower total homeownership costs.

BUILD UPON: Sami Vallinkoski - Energiatehokkuuskorjausten rahoitusmahdollisuudet

GBC Finland

BUILD UPON: Rami Tuokko - Millaiset prosessit palvelevat parhaiten korjausrak...

GBC Finland

BUILD UPON: Juha-Pekka Ketola - Kuntarahoituksen vihreä rahoitus

GBC Finland

BUILD UPON: Pasi Tainio - Yhteishankinta: Energiahankkeita edullisesti ja hel...

GBC Finland

BUILD UPON: Pekka Huovila - Kestävän korjausrakentamisen hankintamallit

GBC Finland

BUILD UPON: Tiina Sekki - Korjausrakentaminen Helsingissä - käytännön kokemuksia

GBC Finland

[Värkki / Energia] Tomi Mäkipelto, YIT

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