The document discusses stresses in soil due to external loads. It describes how stresses are important for predicting settlements of buildings, bridges, embankments, and bearing capacity of soils. It presents the equations of static equilibrium for normal and shear stresses in Cartesian coordinates. Later, it summarizes Boussinesq's formula for determining vertical stresses below a surface point load and Westergard's modified formula. It also discusses stress isobars (pressure bulbs) and significant depth, and provides methods for plotting isobars and determining stresses below irregularly shaped loaded areas using Newmark's influence charts.