2. I need your help to address the barbaric, inhumane treatment Travelers
Insurance Group imposes on injured workers within the Workers’
Compensation System! The “umbrella of coverage” folds as the State of
IL allows Travelers Insurance Group to deny legitimate wc claims.
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3. Immediate and necessary medical care, to resolve all the medical issues which
were a direct result of his work-related accident that occurred on April 10,
2004. The injured worker learns employer-chosen doctors will increase
disputes over appropriate medical care as cost-containment is Travelers’ top
priority!
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4. 1. Practiced deception to secure unfair or
unlawful gain.
2. Any act, expression, omission or concealment
that deceives another to their disadvantage.
3. Intent to deceive another; a trick.
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5. Several medical documents state,
“Right shoulder injury is due to
improper positioning on the surgical
table.”
The surgeon and other professionals
state, “The right shoulder injury is
part of the work-related accident
that occurred on April 10,2004.”
Patient’s first report of right shoulder
pain was Sept 6th, 2005, per wc
physician’s chart note.
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8. Denies legitimate claims—Insurance is a
business for profit.
Morals, ethics, and adhering to the law
become secondary considerations. The
injured workers’ quality-of-life is
meaningless.
Treats injured workers like statistics…Your
never respected as an individual or human
being.
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9. Heterosexual, bisexual/gay, transgender,
Catholic, Baptist, or Jewish: Healthcare,
something we all need, irrespective of race,
religion, creed or sexual orientation. The
silence has to be broken. Travelers Insurance
Group literally destroyed a human life. Injured
workers should not have to endure such
inhumane treatment. He trusted the
professionals…the professionals trust the dollar
bill! First lie: the right shoulder injury is a result
of the work-related accident on April 10, 2004.
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10. 1) A doctor who submits a falsified medical
report to hide the true injuries of an injured
worker and allow an insurer to deny benefits
to an injured worker is guilty of Workers’
Compensation fraud.
2) A doctor who falsifies medical records to
indicate that a worker has an occupational
injury when he does not, is committing
Workers’ Compensation fraud.
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11. IL Bureau of Disability Determination Travelers’ Second Opinion-Independent
Services-Medical Report Medical Evaluation
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12. Thus, claims for the right shoulder impingement should be paid by
Travelers, not Medicare. It’s time for the patient’s suffering to end…
The truth according to the documentation will be told.
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14. for claimant’s wheelchairs was not
completed by the prescribing physician.
The State of Il Insurance Commission fails
to address the issue…They uphold the
rights of the insurance carrier, Travelers!!
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16. Their loss ratio is 30%--For every dollar in premium collected from
employers, only 30 cents were paid out in benefits. Injured workers
innocently pay the price for Travelers’ financial success!!
10%
20%
70%
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17. Senator Dick Durbin was notified of the
loans originated with an interest rate--
45%--typical of a “loan shark” and
Congressman Joe Walsh was apprised of
Travelers unjust denial of legitimate
workers’ compensation claims. Although
it’s the job of state government to look-
out for injured workers, they chose to
simply “look the other way or pass-the-
buck!”
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