Credit is extremely valuable in today's society, as it can enable people to obtain housing, vehicles, and even employment. Most Americans struggle financially and often overspend in good times or spend just to get by in bad times. Maintaining good credit is now a necessity rather than an option, as credit underpins many aspects of modern life.

1. The Value of Credit
How valuable is credit to you? Is it worth a house? A car? Or, even the ability to have a job at all?
Nearly eight out of ten Americans struggle with their finances. In good times we spend thinking
tomorrow's covered. In bad times we spend just to get through to tomorrow. Maintaining good
credit is no longer an option in our society, but a necessity.
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