A short article to explain the role of an insurance broker

1. The Role of an Insurance Broker

2. •Conduct a risk/needs analysis and advise our recommendations on the correct covered required to protect the individual or business’s assets and liabilities
•Recommend the appropriate insurer to match the risk
•Only recommend financially secure and stable insurers
•provide alternatives on your risk retentions through various excess options
•provide alternatives to pay premiums in monthly instalments
•prompt and timely serving of all requests to ensure that our clients are adequately informed of issues that may affect their individual / business needs
The Role of an Insurance Broker

3. In the event of a claim, we provide support when you need it most:
•provide you with support completing the claim from
•arrange a loss adjuster, if required
•submit the claim form to the insurer
•provide advice to ensure that you have received full entitlements
In the Event of a Claim

4. As a requirement under the FSRA 2002, we are obligated to provide all our clients with a Financial Services Guide which contains information about our services and charges, including our clients rights as a client and other matter such as how an complaints are dealt with.
We are paid commission for the insurers which can range for 5% -22.5% and also charge a broker fee which varies dependant on the type on insurance cover.
How do we get Remunerated?

5. http://www.linkedin.com/company/optimum-insurance
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http://www.youtube.com/user/OptimumInsurance
https://twitter.com/#!/Optimum_Online
http://www.optimuminsurance.com.au/Blog.aspxhttps://plus.google.com/u/0/100198722059770097421/about#100198722059770097421/about
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6. Phone+61 1300 739 861
Fax+61 1300 732 225
Hours 9.00am to 5.00pm (EST)
Monday –Friday
Emailservice@optimuminsurance.com.au
Websitewww.optimuminsurance.com.au
Office Location
Level 1, 27 Belgrave Street,
Manly NSW 2095
Contact Us
Presentation Disclaimer––“This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by contacting our office on 1300 739 861;”
Disclosure Statement –“Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”

7. THANK YOU
for your time