The document summarizes the financial situations and spending habits of 6 students living together in an on-campus house at Marist College. It describes each student's family background, including parents' jobs and how the economy has impacted them. It then discusses how each student handles money based on their family situation, whether they work, and what brands and items they tend to purchase. Overall, the students come from a range of financial backgrounds from middle to upper class and have different levels of financial support from their families, but all must learn to budget as college students.
In my Web Advertising and Design class we were tasked with coming up with user profiles, also known as persona types, for a mock website called Jewelry for All.
In my Web Advertising and Design class we were tasked with coming up with user profiles, also known as persona types, for a mock website called Jewelry for All.
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
The Fundraising Myth That Should Scare You The MostBloomerang
https://bloomerang.co/resources/webinars/
Jeff Brooks will share some of the most deadly — yet commonly believed — myths in fundraising that chase away your donors and squash your fundraising revenue.
Community College Students face a Very Long Road to Graduation.Mr..docxfathwaitewalter
Community College Students face a Very Long Road to Graduation.
Mr. Vladimir’s goal is attaining a bachelors and masters degree from Hunter College to accredit him ignite his passion for teaching studio art and art history. He has made up his mind to pursue a major in fine art at bachelors and masters level. He once told Ginia Bellafante that “All I care about is art and global history” while they were on Roosevelt island in the apartment that he share with his father and stepmother and this proof that he is still not near his goal yet.
After the death of Mr. de Jesus’ mother and sister they moved to their native home, Puerto Rico for several years. This subjected them to hardship, living in cars and shelters before they resolved to travel back to New York. He was admitted to Washington Irving High School where due to dismal performance he opted to drop out earning himself an equivalence diploma. Mr. de Jesus was in a disturbed mental state, he was not able to give his studies as much attention as they demanded and this hindrance was greatly influenced by his past that had affected him psychologically. A majority of community college students have work and child rearing as the barriers to consistent class attendance causing an imbalance. Mr.de Jesus has a six year old daughter called Svetlana who he takes to school in the morning using the F and D trains and then he takes the B42 bus to commute to LaGuardia community college for his class. Mr.de Jesus, along with other community college students, faces the longest commuting distance, and this affects his timely presence in class.
The government should not neglect but come up with initiatives to set up agencies mandated with addressing the welfare of low-income families and vulnerable groups in the United States of America. This organization should offer psychological counseling to affected people as this would actually assist them in forgetting past Tragedies. Provision of proper and modern housing facilities as well as financial aid to empower them as a form of an equalization fund is of paramount importance. Subsidizing fees further in community colleges and increasing scholarships to prestigious private colleges to act as motivation for better performance by children from low-income families. Another focus should Educating community college students on the importance of having children after school or even waiting until marriage by informing them on the use of different birth control methods to avoid early child rearing which will interferes with their studies. This will also protect them from the larger Aids epidemic.
I will say that Mr. Vladimir de Jesus will succeed and I see him of teaching studio art and art history in the near future. He is a bright student with a high GPA the only things that are limiting his completion are his responsibilities as a father and his economic background. He had dropped out of school and came back after four years and this show a lot of determination on.
Life Of A College Student Essay
Successful Student Essay
Essay about My Life
International Students Essay example
My Life As A Student
Student Life Is Golden Life
Are you considering homeschooling your children? What are the pros and cons of homeschooling? Know the good and the bad so you can make an informed decision.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
The Fundraising Myth That Should Scare You The MostBloomerang
https://bloomerang.co/resources/webinars/
Jeff Brooks will share some of the most deadly — yet commonly believed — myths in fundraising that chase away your donors and squash your fundraising revenue.
Community College Students face a Very Long Road to Graduation.Mr..docxfathwaitewalter
Community College Students face a Very Long Road to Graduation.
Mr. Vladimir’s goal is attaining a bachelors and masters degree from Hunter College to accredit him ignite his passion for teaching studio art and art history. He has made up his mind to pursue a major in fine art at bachelors and masters level. He once told Ginia Bellafante that “All I care about is art and global history” while they were on Roosevelt island in the apartment that he share with his father and stepmother and this proof that he is still not near his goal yet.
After the death of Mr. de Jesus’ mother and sister they moved to their native home, Puerto Rico for several years. This subjected them to hardship, living in cars and shelters before they resolved to travel back to New York. He was admitted to Washington Irving High School where due to dismal performance he opted to drop out earning himself an equivalence diploma. Mr. de Jesus was in a disturbed mental state, he was not able to give his studies as much attention as they demanded and this hindrance was greatly influenced by his past that had affected him psychologically. A majority of community college students have work and child rearing as the barriers to consistent class attendance causing an imbalance. Mr.de Jesus has a six year old daughter called Svetlana who he takes to school in the morning using the F and D trains and then he takes the B42 bus to commute to LaGuardia community college for his class. Mr.de Jesus, along with other community college students, faces the longest commuting distance, and this affects his timely presence in class.
The government should not neglect but come up with initiatives to set up agencies mandated with addressing the welfare of low-income families and vulnerable groups in the United States of America. This organization should offer psychological counseling to affected people as this would actually assist them in forgetting past Tragedies. Provision of proper and modern housing facilities as well as financial aid to empower them as a form of an equalization fund is of paramount importance. Subsidizing fees further in community colleges and increasing scholarships to prestigious private colleges to act as motivation for better performance by children from low-income families. Another focus should Educating community college students on the importance of having children after school or even waiting until marriage by informing them on the use of different birth control methods to avoid early child rearing which will interferes with their studies. This will also protect them from the larger Aids epidemic.
I will say that Mr. Vladimir de Jesus will succeed and I see him of teaching studio art and art history in the near future. He is a bright student with a high GPA the only things that are limiting his completion are his responsibilities as a father and his economic background. He had dropped out of school and came back after four years and this show a lot of determination on.
Life Of A College Student Essay
Successful Student Essay
Essay about My Life
International Students Essay example
My Life As A Student
Student Life Is Golden Life
Are you considering homeschooling your children? What are the pros and cons of homeschooling? Know the good and the bad so you can make an informed decision.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
1. The Average Marist House A look into the spending of college students as affected by the current economy Communication 255L_111
2. At Marist College in Poughkeepsie, NY, 48% of students are in-state, while 52% are out of state. 56% of students are women, while 44% are men. The tuition for one year, including housing, is approximately $40,000. The maximum academic scholarship given is $12,000 per year. 77% of students have their aid needs met, and the average need-based loan is $3,507. The Marist College Student Center in Poughkeepsie.
3. An average Marist household in Gartland’ssophomore housing complex is made up of six students of the same sex living in double rooms. In one house, there are six girls from different families and different homes that all became best friends their freshman year of college. Gartland Complex along the Hudson River.
4. The familial financial situations of the residents have given them each different limitations and advantages regarding the handling of their money here at Marist. On-campus jobs, shopping, and social activities are all factors that are affected by our monetary situations. Each factor is encountered regularly as a student living in Gartland, and they all have to handle them differently. The residents of the Gartland house being discussed.
5. Resident # 1 One resident’s father lost his high-paying job as the COO of a growing lumber distribution company one week before she graduated high school as a class scholar and had already committed to coming to Marist, whose financial aid package and academic scholarships were not quite as generous as other colleges she was accepted by. Her mother is a preschool teacher, making a middle class salary. Her father was unemployed for the majority of her first year, turning their upper middle class standing to middle class, and though he now has a job, he is making about half of what he was. A photo representing the decline in the economy that affected the resident’s family.
6. Resident #1 This resident’s financial situations at home due to the economy has caused her to spend differently while at college and will have many more loans than originally anticipated. She works as a multicultural writing tutor and study session-leader a few hours a week between classes and activities so she has a little pocket money week to week but still finds that the cost of groceries and finding fun things to do on the weekends goes way over her weekly paycheck. She is not a brand-name-shopper and finds herself being very thrifty and hunting for the bargains when she must indulge in a shopping trip. Examples of the inexpensive clothing and generic groceries the resident tends to shop for.
7. Resident #2 This resident’s father is the Commissioner of Assessment and Taxation of the City of Albany, and her mom is an office manager at Albany Neuropsychological Associates. Overall, she’d consider her family middle class. She'd say they’re comfortable and have enough money to pay for the necessary things and still have some to enjoy. The recession didn’t hit them directly, but they still have to balance their money properly to remain at a stable level to avoid being affected. The official seal of the city of Albany, which the resident’s father works for.
8. Resident #2 This resident said, “I'm fortunate enough that my parents are paying for my college tuition, and they have no problem being financially responsible for my education, but I don't think they should be responsible for my social life on campus. Any money I spend is money I have saved up from working over the summer so I understand that I have to make decisions on what I choose as top priorities to spend my money on.” This resident is brand loyal to foods, like her cereal and coffee, but she chooses whatever works and looks best when it comes to makeup, clothes, and accessories (whether they’re cheap or pricy) like the Coach and generic clutches, and Chanel and NYC face powders.
9. Resident #3 This next resident describes her financial situation as follows:“My mom is currently an elementary school teacher, a stable job. I would consider her to be more upper-middle class. She is keeping up with payments without too much obvious strain from the economy. My dad is laid off due to his work. He cooks at a country club, so it is a seasonal lay off. The economy has hit him a little harder, but he is getting by.” Preschool blocks and a chef hat representing the resident’s parents’ careers.
10. Resident #3 Though this resident doesn’t work on campus currently, she is in the process of becoming an RA next year to drop tuition costs significantly. She finds herself passing up social events because of money from time to time. She prides herself in being a deal shopper and finds that sometimes, as a college student, those skills are even more essential. She can get money from her family when needed, mostly for essentials like groceries and gas, but it is not just handed to her. This resident isn’t brand loyal and buys what is cheap, like the pastas, body mist, and brown sweater shown above. Her name brand clothes and perfumes, like the AE vest and Victoria’s Secret perfume were all gifts.
11. Resident #4 This resident’s mother works as the primary bread winner as Director of Pharmacy & Nutrition at a hospital because her dad is a Navy veteran and recently injured his hand working one of his side jobs in a factory, and so he had to quit. He’s received 5-7 surgeries in the past year, but the resident says that her mother is making enough to support the family. This resident has a job at Marist Poll on campus, and though she was supposed to get work study for $1,000 dollars, she is barely working enough to make half of that by the end of the year. A hospital room and U.S. Navy seal, representing the resident’s parents’ jobs.
12. Resident #4 Though this resident isn’t making much weekly, she has enough to get by to allow her to go out when she pleases. She said, “If I work for my money I have it. My parents have always had me know the value of hard work and spending money on the right things.” She makes her own money to spend, but her parents give her money when she gets a bit too low. She does admit, however, to splurging every now and again on an expensive item from a high-end brand, but she typically tries to spend conservatively. A collection of inexpensive makeup and generic groceries purchased by the resident, as well as her splurges, the Coach brand shoes and Sephora makeup.
13. Resident #5 The next resident’s father is the District Manager of the Albany branch of Northwestern Mutual Financial Network. He is also a financial advisor and wealth management advisor. Her mother has been unemployed since she had kids. She would consider her family upper class because of the savings plans that are installed for all members of her family and because of the property that they rent to other people in addition to her father’s high salary. A branch of Northwestern Mutual Financial Network, where the resident’s father is a District Manager and financial advisor.
14. Resident #5 This resident, though her family makes a lot of money, understands the value of it. She doesn’t shop that much, but when she does, she tries to be budget-conscious. She regularly gets money from her parents for groceries, gas, and tanning. She feels absolutely financially stable because her parents take care of her necessities and a few extras, but she can budget her own money effectively as well. This resident does not shop often, but she values her more pricy name brand items, like her Guess bag, Biosilk hair product, and Nike sneakers above but also can shop less expensive brands like Dove when necessary.
15. Resident #6 The final resident’s father is President and CEO of H.J.Advisors. Her dad resigned his position at Goldman Sachs and retired but remains the head of H.J. Advisors. They do have substantial discretionary income to spend, and this resident represents the highest income in the house. She would describe her family as upper class. They do watch their money, but they do have freedom to spend it as they wish. The logo for Hugh Johnson (H.J.) Advisors, where the resident’s father is President and CEO.
16. Resident #6 At school, this resident claims that she is willing to shop generic or less popular brand names but finds herself being more brand loyal than others to certain items. She does get money from her parents about every week to every other week. She says, “Yes, I do probably have more money than the average college student, but a lot of that is spent on other people. Also, I have two credit cards, both in my parents’ names, which I use for gas and groceries.” She can spend freely but still tries to be responsible as a college student. A collection of high end and brand name items purchased by the resident that she considers her prized possessions, including her four pairs of Ray Bans sunglasses, iPod touch, keys to her Volkswagen Tiguan, Chanel perfume, Bobbi Brown makeup, and her favorite brand name apple juice, just for fun.
17. The descriptions of each housemate in E6 exhibit the differences from middle class to upper class in regards to college living. The spending habits depended mostly on financial situations and personal preferences while shopping, but each person found what worked best for them as a college student. Finances can make or break the college experience at times, but it really comes down to personal budgets and awareness of spending.
18. Photo Credits All photos besides picture of residents and pictures of members’ belongings, which belong to the author, are from: http://farm1.static.flickr.com/105/252577725_7143776aec.jpg http://farm5.static.flickr.com/4145/5183891098_2ce7b5740f.jpg http://seshdotcom.files.wordpress.com/2008/03/recession1.jpg http://www.albanyny.org/_images_content/city_seals/best_color.jpg http://umcmemorial.com/files/Gallery/Preschool.jpg http://www.ilovefoodtrucks.com/wp-content/uploads/2010/07/chef-hat.jpeg http://blogs.nature.com/nm/spoonful/hospital%2520bed.jpg http://cdawgownd.files.wordpress.com/2008/11/navy1.jpg http://images.businessweek.com/ss/09/12/1210_best_internship_companies/image/023_northwestern_mutual.jpg