The document shows a graph with three categories on the x-axis - money lenders, banks, and MFI's - and their corresponding interest rates on the y-axis. Money lenders have the highest interest rates while banks have the lowest. It also includes a pie chart that shows that banks have only penetrated 20% of the market while 80% remains unexplored, indicating significant growth opportunities.

2. 20%
80%
Bank Penetration
Explored
Unexplored
0
50
100
150
MoneyLenders Banks MFI's
Interest Rates
Interest Rates