Southwest Funding is a privately held mortgage lender established in 1993 and based in Dallas, Texas. They offer various mortgage products including FHA, VA, USDA, conventional, jumbo, and reverse mortgages. They provide support to branch offices through marketing, compliance, HR, IT, and other services. Branch managers are given flexibility and can earn up to 400 basis points on funded loan amounts.

2. Who We Are
 Established in 1993
 Based in Dallas, Texas
 Mortgage branching since 1999
 Privately held
 Mortgage banker offering FHA, VA, USDA, HECM, Conventional, Jumbo
 INC Magazine − fastest growing private companies
 The industry leader in mortgage branch opportunities
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved

3. Company Overview
 HUD approved since 1996
 Direct Endorsement lender
 Delegated underwriting for FHA, VA, USDA, Conventional
 Multiple warehouse lines with capacity to triple current production
 Three funding channels:
 Southwest Funding Banking
 Mini correspondent
 Multiple wholesale lenders
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved

4. How We Fund Loans
Mini
Correspondent
www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Funding Channels
Southwest
Funding
Banking
Wholesale
Lenders

5. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Southwest Funding Banking
 In-House paperless underwriting to AUS findings
 Online product and pricing engine
 FNMA, FHLMC, FHA, VA, USDA, Jumbo
 24-48 hour turn times
 Aggressive rates and first class service
 Speak directly to underwriters
 Up to 400bps branch margin
 Multiple Appraisal Management Companies

6. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Mini Correspondent
 Mortgage Banking with investor underwriting loan file
 Well known industry investors
 No SRP/premium disclosure
 Up to 400bps branch margin

7. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Wholesale Lenders
 275bps lender paid compensation (less $350 and 25bps fee)
 Expansive list of well known wholesale lenders
 Available for exception products (<600 FICO, Non warrantable condos, etc.)

8. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Our Mortgage Products
 FHA – including sub 600 FICO & 203(k)
 VA
 Conventional - FNMA/FHLMC
 USDA Rural Refinance Pilot Program
 Reverse/HECM
 Jumbo
 FNMA Homepath
 Manufactured Housing
 Condos – including limited review
 HARP (DU Refi Plus)
 Texas Cash-Out 50(a)(6)

9. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Support You
Mortgage
Banking
Marketing/
Advertising
Compliance/
Licensing
Human
Resources
Payroll/
Accounting
Information
Technology
Loan
Scenarios
BRANCH
OFFICE

10. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Hear What our Branch Managers Have to Say
“Being a part of Southwest Funding is amazing. I love the energy and enthusiasm while we work
on getting loans to the finish line. The turn times can’t be beat and I am pleased with the ease,
stability and consistency. In this business, it is hard to find the perfect mix of willingness to get
the loan done while keeping an eye on the quality of the loans that we close. I have found the
perfect combination with Southwest Funding!”
Stacy Statler, Branch Manager #1013

11. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Compensate You
 You control branch P&L
 Up to 400bps branch margin
 Revenue credited at time of loan funding
 Multiple compensation plans
 CFPB compliant

12. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Licensed in 12 States
 Alabama
 Arkansas
 Florida
 Indiana
 Kentucky
 Louisiana
 Michigan
 Mississippi
 New Mexico
 Oklahoma
 Tennessee
 Texas

13. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
How We Are Better
 Reserve account not required
 Loans credited prior to being sold off warehouse line
 Direct access to underwriters
 Calyx LOS and proprietary technology
 Staff, contract, in-house or self processing
 Multiple funding channels and product diversity
 24/7 online access to your branch revenue
 Industry leading and unmatched Branch Resource Center
 Proven track record in mortgage branching for over 14 years

14. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
What Our People Say
“I have been with Southwest Funding
since 2008 and can honestly say they
are great to work with. Go with
Southwest Funding and you will not
regret it!”
Steve Ferguson, Branch Manager #842
“I have been with Southwest Funding
since 2003. During this time I have
seen continual growth, product
expansion, improved processes and
excellent support!”
Wemdy Davis, Branch Manager #584
“Our excellent resources and corporate
team help me be more successful and I
cannot imagine being in this industry
and not working for Southwest
Funding! The entire organization is
TOPS and I’ve been here since 2003!”
Mickey Smith, Branch Manager #621
“Since 2007 Southwest Funding has
allowed us to give dreams to people
who were either turned down or not
given a chance at the dream of owning
a home. They truly are a blessing!”
Paul Guerrero, Branch Manager #790

15. www.branchsouthwest.com / © 2014, Southwest Funding, LP, All rights reserved
Contact Us Today
Toll Free: 1-877-878-8989
Southwest Funding, LP
8848 Greenville Avenue
Dallas, Texas 75243
Fax: 214-710-2163
Email: careers@southwestfunding.com