The document presents a scorecard for small businesses focusing on cash flow and debt levels, highlighting that many owners have limited extra cash for opportunities or emergencies. It compiles data from micro businesses (1-10 employees) in the U.S., with an emphasis on their general economic optimism and financial health. Additionally, it notes a trend of increasing debt among small business owners who may need to cut costs or staff to stabilize their finances.

1. SMALL BUSINESS SCORECARD
How is Your Cash Flow?
How Much Debt Do Small Business Owners
Have on the Balance Sheet?
How Many Small Business Owners
Are Optimistic About the Economy?
Main Street Matters
The number of small business
owners who say they have extra
cash available to pursue new
opportunities or to deal with
an emergency.
Contact: Stefan Schumacher | 847-676-8420 ext. 7173 | stefan.schumacher@surepayroll.com
Copyright © 2015 SurePayroll. A Paychex Company. All rights reserved.
SurePayroll's Scorecard compiles data from small businesses nationwide, and
exclusively reflects the trends affecting the nation's "micro businesses" — those
with 1-10 employees. The average business reflected has 6 employees.
JANUARY 2016
BALANCE SHEET
MONTHLY SURVEY
YTD OPTIMISM TREND
0
20
40
60
80
100
52%
YEAR-OVER-YEAR
10
July AugMar Apr May JuneJan JanFeb Sep Oct Nov Dec
40
60
80
100
68%
84%
78%
they are operating
with debt.
they need to reduce
costs and/or cut
staff.
they don’t have any
debt, but they don’t
have extra cash.
1110 38
say ... say ... say ...