2. QUICK FACTS
ADFITECH meets all agency requirements ( Fannie Mae,
Freddie Mac, FHA, VA, etc. )
All work is completed onsite at our Edmond, Oklahoma
location.
No outsourcing and no offsite temp contractors.
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
3. Currently ADFITECH services over 600 Clients
Banks Servicers
Mortgage Companies Sub-Servicers
MI Companies Housing Authorities
GSEs Investors
Litigation Support Credit Unions
CLIENT BASE
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
4. THREE TIER COMPARISON
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
File REALITY
Third party re-verification
EXTERNAL SOURCES
FILE
Documentation in the file
IMAGES,PAPER
DATA
Delivered Data
TAPE,LOS, MISMO,ULDD
5. SERVICING OVERSIGHT
Full-Scope Servicing QC
Delinquent Servicing QC
Program Compliance Servicing
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
ADFITECH offers a suite of Servicing Oversight Products
designed to provide compliance with all guidelines and
regulations within individual loan portfolios.
6. FULL SCOPE SERVICING QC
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
Covers all operational and servicing practices for compliance
with:
Fannie Mae
Freddie Mac
FHA
VA
State
Federal
CFPB
7. DELINQUENT LOAN SERVICING QC
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
Covers all stages of delinquency until a settled loss mitigation
alternative has been reached, specifically measuring compliance
within:
Collections
Loss Mitigation
Property Preservation
Foreclosure
Bankruptcy
8. PROGRAM COMPLIANCE SERVICING QC
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
An in-depth review of all selected loss mitigation alternatives
including but not limited to:
Modifications
Short Payoffs
Deed-in-Lieu
HAFA
HARP
Assumptions
This includes a re-calculation of all:
Borrower Income Documents
Liabilities
Interest Rate Reductions
Waterfall Calculations
9. DATA EXPORT OPTIONS
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
Unlimited data export options such as:
– CSV
– Fixed file length
– XLS
– XML
10. REPORTING
This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
Loan Level Reporting
PDF/Adobe reports from a real-time internet connection
You can save, print, or e-mail all reports and supporting documents
Trending Reports
PDF/Adobe reports available on-line for you to save, print, or e-mail
Delimited data (client can load this data into their own database or spreadsheet for analysis)
Drift Reporting
Report to track gross and net score changes due to rebuttals, trailing docs, etc.
Trending Reports
Letters are available and will report any requested variances from standard diligence scope.
11. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
12. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
13. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
FINDINGS SPREADSHEET
14. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
FINDINGS SPREADSHEET
15. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
DRIFT REPORTING
16. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
17. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
SAVE TO YOUR PC AS A PDF
18. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
19. This information is confidential and proprietary and may not be reproduced in whole, or in part without written authorization of ADFITECH, Inc.
