SectorSurfer is an automated investment tool created by SumGrowth Strategies that uses algorithms and signal processing to identify market trends and rotate between trend-leading investments. It evaluates strategies daily and sends automated trade alerts up to 5 times a year when a new trend leader is identified. SectorSurfer addresses risks like market crashes, company collapse, strategy underperformance, and backtesting issues through features like StormGuard Armor, which anticipates downturns, true sector rotation between only trend leaders, and strategy of strategies evaluation. The tool allows both retail and institutional investors to create customized high-performance strategies and portfolios at an accessible price.

1. SumGrowth Strategies, LLC Seattle, WA www.SumGrowth.com sjuds@sumgrowth.com
What Is SectorSurfer?
SectorSurfer is an automated, web delivered, algorithmic investment advice tool that made its debut in 2010 after
more than two decades of fundamental research, development and testing through many bull and bear markets.
Deeply transparent and designed from the ground up, SectorSurfer rejects Modern Portfolio Theory’s deliberate
exclusion of time domain data and embraces engineering principles for optimally detecting market trends. This
enables the creation of automated investment strategies that simultaneously reduce risk and improve returns.
SectorSurfer is the brainchild of SumGrowth Strategies Founder and CEO Scott Juds, a Stanford
educated engineer, named inventor on over 40 US and foreign patents and author of Photoelectric
Sensors and Controls (Marcel Dekker, NY, 1988). Scott cracked the code for optimally extracting
price trends by employing the cross-disciplinary sciences of Matched Filter and Signal Processing
theories to create what he calls True Sector Rotation: owning only the trend leader in a strategy
while avoiding the laggards. This tried and proven platform improves with age, thanks to a steady
streamof new featuresand breakthroughs, including StormGuard Armor, which anticipates market downturns and
crashes.SectorSurferis accessibly pricedtolevel the playing field between the individual investor and Wall Street.
How Does SectorSurfer Work?
A SectorSurferstrategyconsists of a selection of
up to 12 ETFs, stocks or mutual funds. Each
strategyisautomatically updated and evaluated
at the end of the trading day to reflect current
prices and to determine which one is the trend
leader to own. When a new trend leader
emerges, anautomatedemail ortextTrade Alert
is sent – typically three to five times a year –
specifying what to buy and sell. The impressive
performance of the strategy in the adjacent
chart is achieved by owning only the trend
leader. SectorSurfers may import Strategies
created by the company and other subscribers,
or make custom Strategies according to their own ideas or the set of funds offered in their 401k, 403b or 457 plans.
SectorSurfer’s Strategyof Strategies(SOS) feature furtherbroadensthe selection funnel to help eliminate selection
biasrisk. Finally,automatedForwardWalkProgressiveTuningisemployedtoeliminate most backtesting deception.
 Never Ride to the Bottom of a Market Crash Again
 Own Only the Trend Leader in a Strategy: No Laggards
 Daily Updates, Automated Trade Alerts Allow Subscribers to Relax
Mutual Funds ETFs Stocks Safety Aggressive 401(k) Federal TSP

2. SumGrowth Strategies, LLC Seattle, WA www.SumGrowth.com sjuds@sumgrowth.com
Crowd Sourcing High-Performance Strategy Design
Each day, over 20,000 user strategies are evaluated and the top 30 in each of six categories – Safety, Mutual Fund,
ETF, Stocks,Ultra/Inverse andWidely Held – are posted on the Strategy Hall of Fame page. It’s a great place to find
and importhighperformance strategies, aswell as anexcellentway togetideasforbuildingstrategies of one's own.
Safety: Vanguard Income Mutual Funds: Fidelity Selects ETF: Ultra Regions + Sectors
Building High-Performance Low-DrawdownPortfolios
Riskisnot a one-dimensional problem cured by a single step of diversification. A multi-
step, layered approach is required to address the “Seven Faces of Risk” (right). The
portfolio(below,right)doesjustthatbyfocusingexclusively on risk – turning the typical
investor’s paradigm of pursuing greater returns on its head. Its unusually smooth and
steepequitycurve (yellow) is indicative of its exceptionally high Sharpe Ratio of 2.4, its
lowrollingdrawdownof 8%,and its average returnsinexcess of 25% since the strategy's
born-ondate – all of which leave the S&P 500 (white) in the dust. Addressing the Seven
Facesof Riskrequires(1) the delivery of returns
superior to those provided by treasuries or
bonds;(2) the move to the safety of cash during
a market crash with StormGuard; (3) protection
against company collapse by utilizing stock
funds and stock portfolios; (4) the employment
of True Sector Rotation to automatically select
and own the trend leader; (5) the automatic
replacementof poorlyperformingStrategies via
the deployment of a Strategy of Strategies; (6)
the elimination of the risk of backtesting with
Forward Walk Progressive Tuning algorithms;
and (7) the reduction of remnant strategy
volatilitybyowningmultipledivergentstrategies
withinaPortfolioof Strategies.While complexlooking,thisportfolio was created simply by assembling pre-existing
strategiesandportfoliosfromthe website,whichtogetheraddressthe SevenFacesof Risk.It’strue:Riskreduction is
a path to better returns. This process is about to take a great leap forward with the new StormGuard Armor.
Introducing StormGuardArmor – March 2016
In an effortto fulfill a promise to his subscribers, SumGrowth Strategies CEO Scott Juds created SectorSurfer's best
defense against a bear market to date by applying Fuzzy Logic and PID Algorithms (short for proportional, integral
and differential) to the additional market measures of daily volumes and new high/lows. The result is both
groundbreaking and stunning: StormGuard Armor is the yin to True Sector Rotation’s yang. One limits downside
losses while the other maximizes upside gains. When used in conjunction with a Bear Market Symbol (instead of
sittingincash),a SectorSurferstrategy isdoublyblessed.Ittakesonlyaclickof your mouse to enable it in a strategy.
Cost
SectorSurferisdesignforaccessibilitybyall classesof investorsinits effort to realize its motto: "Change the Game."
While there are numerous FREEstrategiesof moderate performance,premium strategies begin at just $10 a month.
Seven Faces of Risk
1. Not Enough to Retire
2. Market Shocks
3. Company Collapse
4. Fund Loses Favor
5. Strategy Gets Flat Tire
6. Backtesting Deception
7. Strategy Volatility

3. SumGrowth Strategies, LLC Seattle, WA www.SumGrowth.com sjuds@sumgrowth.com