Melvin Feller outlines 7 secrets to success and wealth according to interviews with truly rich people: 1. Take total responsibility for your success and stop blaming external factors. Your thoughts, choices, and habits determine your outcomes. 2. Enlarge your "psychological wallet" by becoming comfortable with wealth and improving your self-image. Many people subconsciously avoid wealth. 3. Examine religious beliefs that may be hindering wealth like romanticizing poverty or relying too much on God. Take initiative and action. 4. Be completely committed to your dreams by writing them down daily and believing you can achieve them. Become the scriptwriter of your life. 5. Raise your financial IQ

1. Secrets of the Truly Rich and How They Believe by Melvin Feller MA
Melvin Feller asks, what are the Success Secrets of the rich and happy? Is there a universal
formula to lifelong happiness? Is there an ancient scroll with the secret to accumulating piles of
cash and laughing all the way to the bank? If there truly were such a hidden "scroll to success,"
it would not include financial spreadsheets and stock tips. It would not talk about exactly what
to do to become rich and happy.
Instead, I imagine it would include more noble lessons on who you need to be in order to
attract wealth, influential people, resources and opportunities. This scroll would tell curious
minds basic principles of the universe, so they can
work with the laws of nature instead of against
them. In order for such an ancient scroll to have
value in today's world, it would have to discuss
humanity on a basis that would last generations.
Therefore, a discussion about which technology
stock to invest in or the latest tax loophole would
not have much value in the long term. Melvin Feller
is all about value and adding value to people’s lives
no matter who they are!
Whenever, Melvin Feller is asked to speak, he always asks these questions; what do you really
want? Seriously, take a moment and think about what specifically would make your life
wonderful! What would make you leap out of bed early everyday with jubilance and
anticipation equal to a six-year-old on Christmas morning? What are your passions? Is there
anything you love to do frequently just because it is fun? What if you have the power within
your own mind to create the things you want most in life. What would you create for yourself?
Therefore, here are Melvin Feller’s Secrets of the Truly Rich:
Secret no. 1: Be Totally Responsible for your Success
 Stop the Blame
 Stop Blaming the Government
 Stop Blaming your Family for yourPoverty
The Rich and How ThyBelieve byMelvin Feller MA

2.  Stop Blaming God for your Misfortunes
Blaming robs you of your power to determine your life. It leads you to inaction. Instead of
looking for ways to improve your situation you are paralyzed and you never stop on blaming
others for your misery. Do not wait for prosperity from anyone. If you want prosperity, you
have to create it yourself. Only you and God working in you can create the wealth you want.
 You are the product of your Thoughts, Choices, and Habits
Each one of us was given the free will to think, to choose, and to act. Remember that you alone
are responsible for your actions. You create your
life. You create your dreams. Only you have the
power over yourself.
 Use this to create a new pattern of success.
Your future is in your hands. Start now by changing
your destructive habits and create a new pattern of
success. Concentrate on the things that you have
influence over. Concentrate on what you can do for
yourself.
Secret No. 2: Enlarging your psychological wallet.
Most of us are poor because psychologically we do not want to be rich. Our minds have been
programmed to resist money. Our money problems are actually mind problems. Here are some
situations why this could be so:
 Your mind has been conditioned to thinkthat receiving a lot of money is shameful and
is against the will of God.
 You are uncomfortable with money. So when you receive more than what you usually
earn, you try to get rid of the excess amount as soon as possible.
 You parents (the people you grew up with) have made you come to believe that you
are poor. Most parents would reprimand their kids telling them not toinsist on buying
this or that stating that 'we don't have money and we are poor' as the main reason.
This somehow conditions the mind of the child to think that he/she is poor.
 Subconsciously, you could be believing that money is bad, that rich people are evil,
and that doing business is dirty. Subconsciously, you are avoiding wealth.
The Rich and How ThyBelieve byMelvin Feller MA

3. How do you overcome this?
 You must increase your money comfort zone. You must learn to be comfortable to
receive money.
 One way is to visualize and imagine receiving money. See yourself earning double of
what you are earning now. Get comfortable with that.
 Improve your self-image. At the end of the day, who you are does not count. It is who
you THINK you are that determines your SUCCESS.
 Align your desires with the results that you want. Contradicting desires create
contradicting results.
 Rip out your negative family labels.
 After you have changed your mindset, it is time to enlarge yourskills to match the size
of your psychological wallet. Read financial books, ask financial mentors, read
personal finance blogs like this one, learn how to invest, start your own business, and
reap the benefits of earning passive income.
Secret No. 3: Get rid of religious beliefs that may be hindering you from accepting money and
becoming financially free. More than you know
it, your religious beliefs actually contribute in
determining your wealth.
Melvin Feller states, "Religious beliefs are so
deep, so wedged to your core identity, you
follow them even if you're not aware that
you're following them."
Point #1: Have you romanticized Poverty?
Religion can romanticize poverty. We can be led to think that to be poor is better than to be
rich because God favors the poor. We can believe that poor people go to heaven and that rich
people go to hell. We must not think this way. Instead, it is true that God loves the poor and
The Rich and How ThyBelieve byMelvin Feller MA

4. favors them but that is because he wants to accompany them in their difficult journey so that
they can RISE FROM POVERTY. God does not want you to remain poor!
Point #2: Do you believe that the Rich will not enter
Heaven?
God did not say that it is impossible for the rich to
enter heaven. God also needs the godly people
who will run businesses, give jobs, and bless the
world with great services and great products.
Point #3: Do you practice the "I hate myself" Spirituality?
Some people remain poor because they believe they are being punished, that it is the will of
God. When God sees us in poverty, He weeps. He does not want to see us suffer.
Point #4: Have you relied on God too much?
Melvin Feller believes that "one of the biggest reasons why we don't receive God's blessings is
because we rely on Him too much. We surrender to Him what He doesn't want us to surrender:
our stewardship." Do not expect God to do the very things He expects YOU to do.
Point #5: Do you disguise your laziness as faith?
Most of us wants God to hand us everything on a silver platter, to the extent that we do not
exert enough effort to get what we want anymore. Do not confuse faith with your
laziness. Faith requires action. God usually uses the sweat, the effort, the tears and the
struggle you go through to form your character and give you what you need.
Point #6: Are you obsessed with the Purely Miraculous?
Sometimes we get too obsessed with receiving miracles in our lives. We tend buy lottery
The Rich and How ThyBelieve byMelvin Feller MA

5. tickets and ask God to let us win. Although God sometimes grant these wishes, it would be too
much to ask of this every day and simply do nothing in exchange.
Point #7: If your favorite phrase is “I Leave it up to You”.
Religion can cause us to rely on fate too much, leaving everything to God. We must learn to do
our parts as well in order to allow God to do his miracles in our lives. God designed us to work
and trust - not simply to trust.
The first three Secrets deal with changing our mindsets when it comes to money, wealth, and
being rich. The secret will focus on how you can achieve your goals by being committed to your
dreams.
Secret No. 4: Be Completely Committed to Your Dreams
Melvin Feller defines three levels of desire: Wish, Want, and Commitment. When we WISH we
just hope for something to happen but actually do
nothing to fulfill that wish. Usually, nothing happens
at this level. When we WANT something, we put in a
little action to fulfill that want. Unfortunately,
though, the passion does not last that long and we
abandon the goal after a while. The third level
is COMMITMENT. When we are committed, we start
to believe what we say and we work towards
achieving that dream for the long run. If we want to
be rich, we have to be COMMITTED.
Melvin Feller also defines three types of living: Moviegoer, Actor, and Actor-
Scriptwriter. Moviegoers watch the movies of their lives, admiring some parts and criticizing
other parts but aside from that, they do not do anything else. Actors are those that do not only
watch the movie of their lives but also realize that they can control a big part of their lives. They
enjoy some level of control but they realize that they have no say in such things as deciding the
ending of the movie. Actor-Scriptwriters are those that do not only watch, do not only act, but
also actually create the entire movie from their minds. They determine what they will say and
how the movie will end.
The Rich and How ThyBelieve byMelvin Feller MA

6. You have the power to create the life you want. Be the scriptwriterof your life.
In committing to your goals and dreams, it is important to do the following:
1. Write down your Dreams!
2. Read your Dreams Every day!
3. Apply the Power of Focus.
4. Apply the Power of Attraction.
By writing your dreams, you open yourself to life's river of abundance. Be as detailed as you
can get. In addition, when you read what you wrote down daily, you multiply the power of that
river tenfold. If you will do this every day, you
will be surprised at how moneymaking
opportunities will open up before you. Actually,
they are already there, waiting for you to
discover them. The universe adjusts to your
expectations. So instead of you searching for
money, let money search for you. Attract
money and become and money magnet.
Secret No. 5: Raise Your Financial I.Q.
Some people think that buying books or attending seminars about finance / personal finance
are a waste of money. However, what these people do not know is that being financially
ignorant is actually more expensive! You may be an expert in your current profession but
knowing How money works is a totally different field of expertise.
Lesson 1: Avoid Bad Debt like Bad Bacteria
Robert Kiyosaki in his bestselling book Rich Dad, Poor Dad explained that bad debt is when we
buy things that take money away from our pockets.
Melvin Feller goes on to suggest the following crucial actions you need to make if you are
buried under a lot of debt.
The Rich and How ThyBelieve byMelvin Feller MA

7.  Declare your Freedom Day
Set a target date when you want to be debt-free and call if your Freedom Day. Read, think, and
pray about it daily. Focus on your freedom and not on all your debts.
 Create New Ways of Pleasure
Examine your lifestyle and cut back on your
expenses. Find new and simple ways of joy,
and pleasure. Preferably, find substitutes
that are free or much less expensive but
that can provide the same level of pleasure
or even more.
 Schedule Your Steps to Freedom
Schedule your debt payments. Start paying off high-interest loans first. Try looking for loans
with lower interests, where you can transfer your current high-interest loans.
 Do not Borrow When You Can't Afford it - Period!
Melvin Feller also suggests, "Don't borrow to buy consumer goods ever again. If you don't have
money right now to buy it, then don't buy it." If you cannot discipline yourself to use credit
cards then get rid of them.
 Negotiate with Your Creditors
Banks and other lending institutions are ran by human beings after all. Meet with them
regularly and assure them that you will pay. Negotiate with them. Ask them if they can lower
the interest rate. Do not back down simply because they say it is policy. Everything is
negotiable.
Secret No. 6: Ride Something to Wealth!
Melvin Feller encourages us to ride as many vehicles to wealth. We can choose to ride bicycles,
cars, or even airplanes to wealth!
The Rich and How ThyBelieve byMelvin Feller MA

8. By riding vehicles to wealth, Feller emphasizes the
importance of having multiple income streams. It
does not matter how small the income stream is as
long as there is an inflow of cash. Another point Feller
stresses is the importance of profit over
wages. Profit, of thought process, is achieved by
running your own business as opposed to receiving
wages as an employee.
Melvin Feller uses the analogy to going from one place to another to illustrate the importance
of riding vehicles to wealth. Let us say you want to get from point A to point B, one can either
walk, ride a bicycle, ride a car, or ride an airplane to reach point B. The difference is on how
fast each alternative will get you to your destination. Definitely walking will take you the
longest time to reach your destination while riding an airplane will most likely get you there
faster.
In our case as money magnets, our goal is to become financially free. We want to become
wealthy enough so that in the future we do not have to worry on a daily basis about where to
get money to spend for our daily needs. On certain occasions, we may also want extra money
for luxurious and leisurely activities. Walking to reach our goal equates to leaving our money in
regular savings accounts and time deposits. Although our money earns interest, it will take
years before the earnings become meaningful. On the other hand, Feller likens riding a bicycle
to investing our money in Investment funds. Investment funds can be either UITFs, Mutual
Funds, or Stocks. By investing our savings in Investment funds, we can potentially earn more
and reach our goal faster.
Secret No. 7: Create a bias for Action
This is the secret to just make things happen!
While we are taught to aim before we fire, Feller on the other hand uses "Ready ... Fire! Aim
...(And fire again ... Aim ...)" on his projects. Melvin Feller, of course, does not encourage
recklessness. That is why the first step is "Ready." He just wants to discourage what most of us
are likely to end up doing - that is to keep on aiming but never fire. As one of the Truly Rich
The Rich and How ThyBelieve byMelvin Feller MA

9. Principles, Feller explains, "For pioneers, perfectionism is never a good strategy." We must
allow ourselves to fail. Moreover, when we do, we must then learn to forgive ourselves and
bring ourselves to act again.
Not all success can be counted in dollars; not all richness is measured by money. "The great
secret of success is to go through life as a person who never gets used up," said Albert
Schweitzer.
"Retire upon yourself and look for the ultimate cause of things inside you." Look within yourself
for the ultimate inspiration, and follow the true feelings you discover. "One of my favorite
methods is to whisper," said Alfred Hitchcock.
"I've discovered the best work is done with sweet
reason."
Act upon your own conscience -that guides; that
judges your actions and signals your behavior.
"Conscience is the inner voice that warns us that
someone may be looking," wrote H.L. Mencken.
Accomplish what you desire; fulfill your inner yearnings. However, do not compromise your
deepest feelings. "We do our best that we know how at the moment, and if it doesn't turn out,
we modify it," said F.D. Roosevelt. Follow the paths that life offers you and live the fullest
existence you can.
Look. Look at yourself and look at those who have succeeded throughout history. Do you have
what it takes? Even if you have only a few of the qualities of the other great people, you can
achieve your heart's desire.
Reach for the highest, and then reach higher. Accomplish your steps one by one on a daily
basis, always moving forward, always making progress. Encourage yourself. Insist that you can
succeed and affirm these thoughts daily.
The Rich and How ThyBelieve byMelvin Feller MA

10. Keep a sense of proportion and judge for yourself. Then keep busy at the tasks you have set
out to accomplish. What is keeping you? "Genius is
one percent inspiration and ninety-nine percent
perspiration," said Albert Einstein.
Find inspiration wherever you can. Talk to people;
read about people; learn your business or craft.
Believe that you can do it and you will. The only way
to dispel the doubt that you can do something is to
finish it.
Always be the best you can be. Never fall short from fatigue or lethargy. Do not attempt to do
anything that you cannot give your all to.
There is no way to inner satisfaction without appealing to the higher consciousness. Search
within and without to find the paths that are meant for you and follow them with conviction
and a steady heart. Moreover, you will succeed to become as rich and full as you ever desired.
Harold Ickes wanted the "freedom to live one's life with the window of the soul open to new
thoughts, new ideas and new aspirations."
In addition, Woody Allen looked for a clear path. "If only God would give me some clear sign"
he said. "Like making a large deposit in my name at a Swiss bank."
Finally, Sophie Tucker sums up everyone's worldly outlook: "I've been rich and I've been poor,"
she said. "Rich is better."
Melvin Feller is known as “The Entrepreneur’s Mentor” because Melvin walks his talk. Melvin
Feller has been there and done that and more importantly, Melvin Feller knows how to transfer
the skill set for success. This is main reason that he has been the sought after coach to
hundreds of small business owners, entrepreneurs, Realtors, real estate investors and service
professional internationally. Melvin Feller’s main talent is to show you how the step by step
The Rich and How ThyBelieve byMelvin Feller MA

11. process to build and enjoy a successful 6-figure plus business while having a balanced life.
Melvin Feller maintains offices in Texas and Oklahoma.
MelvinFellerMAis inTexas and inOklahoma. MelvinFellerfoundedMelvinFellerBusinessGroupin
the 1970s to helpindividualsandorganizationsachieve theirspecificVictory.Victoryasdefinedbythe
individualororganizationare achievingstrategicobjectives,exceeding goals,gettingresultsordesired
outcomes.He has extensive experience assistingbusinessesachieve topandbottomline results.He has
broad practical experience creatingWINNERSinmanyorganizationsandindustries.He hashands-on
experience inexecutive leadership,operations,logistics,sales,programmanagement,organizational
development,training,andcustomerservice.He hascoachedteams
to achieve resultsinstrategicplanning,businessdevelopment,
organizational design,sales,andcustomerresponseandbusiness
processimprovement.He haspreparedandpresentedmany
workshopsnationallyandinternationally.
MelvinFeller MA Business Consultant, Business
Owner, Entrepreneur andMBA