This document provides tips for fitting exercise into a busy schedule. It begins by assessing one's current physical fitness level and health risks. It then offers several suggestions for short, simple exercise programs that can be done 3-4 times per week in 20-30 minute sessions. These include options for cardio, weights, and stretching. It emphasizes varying activities and gradually increasing intensity over time. The document also provides ideas for incorporating exercise when traveling for work or during daily activities like household chores. The overall message is that small amounts of regular physical activity can provide health benefits even for those with little time.