This document provides tips for busy individuals on how to fit exercise into their schedule. It begins by discussing the importance of exercise for health and assessing one's current fitness level. It then offers several simple exercise program options that break workouts into smaller, more manageable components like 30 minutes 3-4 times per week split between cardio and weights. The document emphasizes gradual increases in intensity and provides ideas for including exercise when traveling or through daily activities like taking stairs. The overall message is that small amounts of regular physical activity are better than no exercise at all.