FHA G Product •Minimum FICO 560 •Non Occupant Co-Borrowers Allowed •High Balance Allowed minimum 600 FICO •First Time Home Buyers Allowed •100% Gift Funds Allowed

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FHA G Product
• Minimum FICO 560 Under 6 months Cashout/Delayed Finance Option
• Non Occupant Co-Borrowers Allowed • No Title Seasoning
• High Balance Allowed minimum 600 FICO • Must be Arm's Length transaction
• First Time Home Buyers Allowed • Transaction Must be documented with HUD-1 showing
• 100% Gift Funds Allowed no Mtg Financing was used to obtain subject property
• Source of Funds Must be properly documented with
Under 90 day Flips Increased More than 20% paper trail
• Minimum fico 560
• Max Financing allowed Streamlines
• Non Occupant Co-Borrowers Allowed • Non credit qualifying
• No Income documents Required
FHA High Balance • No Appraisal Required
• Minimum FICO 600
• Max LTV 96.5% Short Refi's
• Non Occupant Co-Borrowers Allowed • FHA Refinance of Borrowers in Negative Equity Positions
• Cash Out Allowed
Conventional and High Balance
FHA GR$$N Product • Min 620 FICO
• Premium Pricing • Follow AUS findings
• Minimum FICO 680
• Streamlines Allowed
Intended for use by real estate and lending professionals only and not for distribution to consumers. This document is Name:
not an advertisement as defined in 12 CFR 226.2 (a) (2). All products are subject to credit and property approval.
Program terms and conditions are subject to change without notice. Other restrictions and limitations may apply.
Email:
California DOC CFL 6053971, CRMLA # 4150081, #NMLS-2221, Pacific Union Financial, LLC. Subject to change Ph #:
without notice. All rights reserved. Equal Housing Lender.