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Brawny Fieldguide
The document provides instructions for becoming a better man based on the example of the Brawny Man. It suggests activities like chopping wood and completing chores will help men become dependable, strong and caring. The Brawny Academy teaches men how to adopt characteristics like doing tasks for their partner by saying "Honey, let me do that." The document includes tips for completing household repairs and chores.
E Discovery V2.Pdf
The document discusses the risks companies face regarding electronically stored information (ESI) in litigation. It notes that ESI volumes are massive and growing, but many companies are unprepared for e-discovery. Failure to properly manage ESI risks severe penalties from courts. The document provides steps for risk managers to gain control of ESI, including developing clear retention policies, implementing legal hold procedures, and efficiently handling e-discovery requests. It stresses that risk management must take ownership of this issue to develop strategies and ensure compliance.
Bridging The P & C Gap
This document discusses the benefits financial advisors can provide by bridging gaps in their clients' property and casualty insurance coverage. It notes that major life events often reveal needs for insurance reviews. The document outlines signs that indicate a client may need a property and casualty review, such as owning high-risk properties or assets. It also discusses types of insurance like employee practices liability insurance, differences between homeowner's policies, and factors to consider when determining appropriate umbrella policy limits.
Insta cart (1)
Instacart is developing a new feature called "InstaSwitch" to improve the substitution process for customers. It will allow customers to rank their preferred substitutes and save them as favorites. This could help reduce issues around wrong or unwanted substitutions that are currently a top customer pain point. Instacart plans to partner with Fooducate to integrate healthier substitution options and launch InstaSwitch within 6 weeks if the partnership is established. The success of InstaSwitch will be measured by factors like substitutions successfully made and time spent on substitutions.
Bridging The P & C Gap
The document discusses bridging the gap between financial planning and property and casualty insurance for clients. It provides reasons for financial planners to advise on basic property and casualty issues, including nurturing client assets and avoiding lawsuits. It also identifies common life events and circumstances that should trigger a review of a client's property and casualty insurance policies. Additionally, it discusses types of Texas homeowners policies, factors in determining insurance coverage amounts, and recommendations for personal umbrella policy limits.
Pelatihan Online LMS
Dokumen memberikan instruksi langkah demi langkah untuk mendaftar dan mengikuti kursus online di platform elearning SEAMOLEC, mulai dari mendaftar akun, aktivasi akun melalui email, memilih kategori dan kursus yang diinginkan, hingga login dan mengikuti kursus yang dipilih.
Hub Overview 2009
Hub International is a large insurance brokerage with over $400 million in revenue and 3,000 employees across North America. Their personal insurance division focuses exclusively on insuring individuals, managing over $500 million in premiums. They take a consultative approach to uncover clients' needs and risks and customize comprehensive personal insurance programs. Their portfolio includes products like homeowners, auto, watercraft and specialty insurance as well as ongoing reviews to ensure policies stay up to date.
The Consumer Defection Dilemma
This document summarizes a study on consumer defection from consumer packaged goods (CPG) brands. The study found that 52% of consumers highly loyal to a brand in 2007 had reduced loyalty or defected by 2008. On average, 1/3 of a brand's high loyal consumers defected to another category brand. While loyalty varies by brand and category, switching and defection are consistent issues. The downturn is accelerating loss of high loyal consumers. Precision marketing can help engage at-risk consumers and improve retention, which is more cost-effective than trying to regain defected consumers.
Recommended
Brawny Fieldguide
The document provides instructions for becoming a better man based on the example of the Brawny Man. It suggests activities like chopping wood and completing chores will help men become dependable, strong and caring. The Brawny Academy teaches men how to adopt characteristics like doing tasks for their partner by saying "Honey, let me do that." The document includes tips for completing household repairs and chores.
E Discovery V2.Pdf
The document discusses the risks companies face regarding electronically stored information (ESI) in litigation. It notes that ESI volumes are massive and growing, but many companies are unprepared for e-discovery. Failure to properly manage ESI risks severe penalties from courts. The document provides steps for risk managers to gain control of ESI, including developing clear retention policies, implementing legal hold procedures, and efficiently handling e-discovery requests. It stresses that risk management must take ownership of this issue to develop strategies and ensure compliance.
Bridging The P & C Gap
This document discusses the benefits financial advisors can provide by bridging gaps in their clients' property and casualty insurance coverage. It notes that major life events often reveal needs for insurance reviews. The document outlines signs that indicate a client may need a property and casualty review, such as owning high-risk properties or assets. It also discusses types of insurance like employee practices liability insurance, differences between homeowner's policies, and factors to consider when determining appropriate umbrella policy limits.
Insta cart (1)
Instacart is developing a new feature called "InstaSwitch" to improve the substitution process for customers. It will allow customers to rank their preferred substitutes and save them as favorites. This could help reduce issues around wrong or unwanted substitutions that are currently a top customer pain point. Instacart plans to partner with Fooducate to integrate healthier substitution options and launch InstaSwitch within 6 weeks if the partnership is established. The success of InstaSwitch will be measured by factors like substitutions successfully made and time spent on substitutions.
Bridging The P & C Gap
The document discusses bridging the gap between financial planning and property and casualty insurance for clients. It provides reasons for financial planners to advise on basic property and casualty issues, including nurturing client assets and avoiding lawsuits. It also identifies common life events and circumstances that should trigger a review of a client's property and casualty insurance policies. Additionally, it discusses types of Texas homeowners policies, factors in determining insurance coverage amounts, and recommendations for personal umbrella policy limits.
Pelatihan Online LMS
Dokumen memberikan instruksi langkah demi langkah untuk mendaftar dan mengikuti kursus online di platform elearning SEAMOLEC, mulai dari mendaftar akun, aktivasi akun melalui email, memilih kategori dan kursus yang diinginkan, hingga login dan mengikuti kursus yang dipilih.
Hub Overview 2009
Hub International is a large insurance brokerage with over $400 million in revenue and 3,000 employees across North America. Their personal insurance division focuses exclusively on insuring individuals, managing over $500 million in premiums. They take a consultative approach to uncover clients' needs and risks and customize comprehensive personal insurance programs. Their portfolio includes products like homeowners, auto, watercraft and specialty insurance as well as ongoing reviews to ensure policies stay up to date.
The Consumer Defection Dilemma
This document summarizes a study on consumer defection from consumer packaged goods (CPG) brands. The study found that 52% of consumers highly loyal to a brand in 2007 had reduced loyalty or defected by 2008. On average, 1/3 of a brand's high loyal consumers defected to another category brand. While loyalty varies by brand and category, switching and defection are consistent issues. The downturn is accelerating loss of high loyal consumers. Precision marketing can help engage at-risk consumers and improve retention, which is more cost-effective than trying to regain defected consumers.
Risk management 101
Risk management involves three key steps: 1) identifying potential risks, 2) assessing the likelihood and impact of those risks, and 3) taking actions to eliminate, mitigate, transfer, or accept the risks. It is important because risks are everywhere and failures to properly manage risks can lead to bad or catastrophic outcomes. However, humans are often poor at objectively assessing risks due to cognitive biases that cause us to misremember outcomes and misunderstand probabilities. Proper risk management requires accurately evaluating both the likelihood and consequences of potential risks.
E Discovery Risks for Risk Managers
This document discusses the risks of electronically stored information (ESI) and provides steps for risk managers to gain control of ESI. It notes that 93% of information is now digital and courts are imposing sanctions for ESI spoliation. It then outlines challenges of ESI including volume, proliferation of document types, inadequate retention policies, and inefficient storage. Finally, it recommends that risk management take ownership of developing an ESI strategy and policies to address preservation, retention, and production of ESI.
Discovering The Pivotal Point Consumer
1) The study analyzed purchases of 54 million American shoppers over 12 months and 1,364 brands to identify the Pivotal Point Consumers who drive 80% of brand volume.
2) It found that only 2.5% of shoppers account for 80% of the volume for the average CPG brand. For new brands and extensions, the Pivotal Point Consumer base is even smaller.
3) Reaching the Pivotal Point Consumers is challenging as traditional demographic targeting misses 76% of them. Brands must use more precise targeting and personalization.
Manage Your Organization's Contract Risks Final
This document provides guidance on implementing a contract risk management program. It begins by outlining the importance of conducting a risk assessment of procurement and contracting controls. This involves examining existing contract policies, processes, terms and conditions to identify gaps. It then recommends formalizing contract requirements, standardizing terms and conditions based on risk levels, and implementing a standard review process. Exceptions should be made "exceptional" by requiring documentation and approval. The presentation concludes by emphasizing the need to train relevant parties, conduct audits, and communicate lessons learned to continuously improve the program.
Recount
The students went on a trip to Foxton Beach where they had fun and learned how to write a recount of the event. To write a successful recount, it needs to include who was there, what they did, where they went, and when it happened, with the events in chronological order and written in the past tense, concluding with a good ending.
WHATs NEW IN RISK ASSESSMENT
The document discusses various methods for conducting risk assessment, from qualitative to quantitative. It begins by explaining strategic risk assessment and how it is focused on identifying threats to organizational objectives. It then discusses different qualitative methods like risk maps and registers. The document spends significant time exploring different quantitative and temporal methods, including comparative analysis, scenario analysis, decision tree analysis, and modeling and simulation. It emphasizes that risk assessment needs to consider various factors like likelihood, impact, emerging issues, and effectiveness of controls to identify the correct actions for mitigating risks.
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Risk management 101
Risk management involves three key steps: 1) identifying potential risks, 2) assessing the likelihood and impact of those risks, and 3) taking actions to eliminate, mitigate, transfer, or accept the risks. It is important because risks are everywhere and failures to properly manage risks can lead to bad or catastrophic outcomes. However, humans are often poor at objectively assessing risks due to cognitive biases that cause us to misremember outcomes and misunderstand probabilities. Proper risk management requires accurately evaluating both the likelihood and consequences of potential risks.
E Discovery Risks for Risk Managers
This document discusses the risks of electronically stored information (ESI) and provides steps for risk managers to gain control of ESI. It notes that 93% of information is now digital and courts are imposing sanctions for ESI spoliation. It then outlines challenges of ESI including volume, proliferation of document types, inadequate retention policies, and inefficient storage. Finally, it recommends that risk management take ownership of developing an ESI strategy and policies to address preservation, retention, and production of ESI.
Discovering The Pivotal Point Consumer
1) The study analyzed purchases of 54 million American shoppers over 12 months and 1,364 brands to identify the Pivotal Point Consumers who drive 80% of brand volume.
2) It found that only 2.5% of shoppers account for 80% of the volume for the average CPG brand. For new brands and extensions, the Pivotal Point Consumer base is even smaller.
3) Reaching the Pivotal Point Consumers is challenging as traditional demographic targeting misses 76% of them. Brands must use more precise targeting and personalization.
Manage Your Organization's Contract Risks Final
This document provides guidance on implementing a contract risk management program. It begins by outlining the importance of conducting a risk assessment of procurement and contracting controls. This involves examining existing contract policies, processes, terms and conditions to identify gaps. It then recommends formalizing contract requirements, standardizing terms and conditions based on risk levels, and implementing a standard review process. Exceptions should be made "exceptional" by requiring documentation and approval. The presentation concludes by emphasizing the need to train relevant parties, conduct audits, and communicate lessons learned to continuously improve the program.
Recount
The students went on a trip to Foxton Beach where they had fun and learned how to write a recount of the event. To write a successful recount, it needs to include who was there, what they did, where they went, and when it happened, with the events in chronological order and written in the past tense, concluding with a good ending.
WHATs NEW IN RISK ASSESSMENT
The document discusses various methods for conducting risk assessment, from qualitative to quantitative. It begins by explaining strategic risk assessment and how it is focused on identifying threats to organizational objectives. It then discusses different qualitative methods like risk maps and registers. The document spends significant time exploring different quantitative and temporal methods, including comparative analysis, scenario analysis, decision tree analysis, and modeling and simulation. It emphasizes that risk assessment needs to consider various factors like likelihood, impact, emerging issues, and effectiveness of controls to identify the correct actions for mitigating risks.