There are several types of state-maintained secondary schools in England, including community schools run by the local authority, foundation schools with more autonomy over staffing and admissions, and trust schools supported by charitable foundations. There are also specialist schools that focus on a particular subject area like arts or science, as well as academies intended to raise standards and schools for students with special educational needs. Independent schools are privately funded and not required to follow the national curriculum.
The document summarizes faculty development days focused on the "Year of eLearning" at Central Ohio Technical College. It includes quizzes about social media tools and usage as well as videos and resources about incorporating social media into education. Faculty are encouraged to strategize a plan for using social media in their classrooms and are provided examples of tools like PowerPoint, YouTube, and personal dashboards/start pages that can be used for sharing and collaboration. Support from the college's technology center is offered to help with social media integration.
The document discusses developing an email marketing strategy. It recommends defining objectives for the email campaign, managing contact lists by segmenting into groups like clients and prospects, and crafting compelling content and offers. It also emphasizes optimizing the design and layout of emails, following best practices for email sending, and measuring results to improve future campaigns. The overall goal is to expand sales conversations and build loyalty through strategic email communication.
Football is a popular sport, however the summary criticizes the performance of the Michigan football team. In just 3 sentences, the document discusses football in general and then states that the Michigan team is not good.
1) The candidates in the Pennsylvania midterm Senate election are Democrat Joe Sestak and Republican Pat Toomey.
2) Joe Sestak is a retired Navy admiral and current Congressman who defeated incumbent Arlen Specter in the Democratic primary. Pat Toomey is a former Congressman who overwhelmingly won the Republican primary.
3) Recent polls show Toomey with an 8 point lead over Sestak, as Pennsylvania voters have become disgruntled with the Obama administration. The key issues are the economy and government spending.
There are several types of state-maintained secondary schools in England, including community schools run by the local authority, foundation schools with more autonomy over staffing and admissions, and trust schools supported by charitable foundations. There are also specialist schools that focus on a particular subject area like arts or science, as well as academies intended to raise standards and schools for students with special educational needs. Independent schools are privately funded and not required to follow the national curriculum.
The document summarizes faculty development days focused on the "Year of eLearning" at Central Ohio Technical College. It includes quizzes about social media tools and usage as well as videos and resources about incorporating social media into education. Faculty are encouraged to strategize a plan for using social media in their classrooms and are provided examples of tools like PowerPoint, YouTube, and personal dashboards/start pages that can be used for sharing and collaboration. Support from the college's technology center is offered to help with social media integration.
The document discusses developing an email marketing strategy. It recommends defining objectives for the email campaign, managing contact lists by segmenting into groups like clients and prospects, and crafting compelling content and offers. It also emphasizes optimizing the design and layout of emails, following best practices for email sending, and measuring results to improve future campaigns. The overall goal is to expand sales conversations and build loyalty through strategic email communication.
Football is a popular sport, however the summary criticizes the performance of the Michigan football team. In just 3 sentences, the document discusses football in general and then states that the Michigan team is not good.
1) The candidates in the Pennsylvania midterm Senate election are Democrat Joe Sestak and Republican Pat Toomey.
2) Joe Sestak is a retired Navy admiral and current Congressman who defeated incumbent Arlen Specter in the Democratic primary. Pat Toomey is a former Congressman who overwhelmingly won the Republican primary.
3) Recent polls show Toomey with an 8 point lead over Sestak, as Pennsylvania voters have become disgruntled with the Obama administration. The key issues are the economy and government spending.
The document discusses Central Ohio Technical College's "Year of eLearning" faculty development event. It includes quizzes about social media tools and usage as well as videos and discussions around defining social media and examining its uses in education. Faculty are encouraged to strategize a plan for incorporating social media into their teaching through sharing resources and tools like PowerPoint, YouTube, and developing a personal dashboard. The event aims to help faculty get more familiar with social media and consider how it can have a place in the classroom.
The document discusses developing an email marketing strategy. It recommends defining objectives for the email campaign, managing contact lists by segmenting into groups like clients and prospects, crafting compelling content and offers, following best practices for email design and frequency, measuring results through metrics like click-through rates and open rates, and maximizing content across other marketing channels. The goal is to expand sales conversations, build loyalty, and generate more leads through strategic and personalized email communications.
Using WPS (PyWPS) with Taverna OrchestrationJorge Mendes
Presentation made in Luxemburg for workshop Web Processing Service (WPS) technologies for Integrated Assessment Modelling in Urban Areas
COST Action: TU0902 – 21-24 Jan 2014, Luxemburg
The document discusses anchor chains and anchoring systems used aboard ships. It describes the types of anchors commonly used, including stockless and lightweight anchors. It explains that modern anchor chains consist of studded steel links arranged in 90-foot sections. The chains are secured together by detachable links and stored in bins called chain lockers in the ship. The document also discusses the vertical and horizontal shaft anchor windlasses used to lift anchors aboard ships.
This document discusses different learning styles, separating styles into concrete versus abstract dimensions and sequential versus random dimensions. It pairs different concepts such as dog, grass, love, and happiness with the different learning styles, suggesting people may process information in different ways depending on whether they are more concrete or abstract, and sequential or random in their thinking.
This Hospital Skills Program (HSP) module has been developed to support the professional development of doctors working in a hospital generalist role in NSW hospitals.
Doctors participating in the HSP will have at least two years of clinical postgraduate experience and not be currently participating in a specialist vocational training program.
This HSP module has been developed by CETI on behalf of NSW Health as part of the Hospital Skills Program for generalist doctors. It aims to guide doctors, their employers and educators with regard to learning and professional development needs, workplace responsibilities and clinical tasks.
This module is one of several that have been developed by CETI to support the implementation of the HSP.
This document is a curriculum vitae summarizing Szabolcs Papp's work experience and qualifications. It shows that he has over 10 years of experience in marketing, public relations, and business administration. His roles have included marketing campaign support, market analysis, copywriting, social media marketing, online advertising, and content management for various companies in Hungary. He also holds a Bachelor's degree in Business Administration and a Master's degree with a thesis focused on viral marketing and social media.
The document outlines the agenda and components for starting and running a business. It discusses establishing honesty, utilizing scripture, and living entrepreneurially. It also covers the anatomy of a business including starting with a vision and business plan, growing through client identification and team building, and marketing with a marketing plan and social media. Additionally, it discusses the core elements of business like business structure and type, as well as location and name. Finally, it provides information on a one-page business plan and resources and tools for entrepreneurs.
The document discusses Central Ohio Technical College's "Year of eLearning" faculty development event. It includes quizzes about social media tools and usage as well as videos and discussions around defining social media and examining its uses in education. Faculty are encouraged to strategize a plan for incorporating social media into their teaching through sharing resources and tools like PowerPoint, YouTube, and developing a personal dashboard. The event aims to help faculty get more familiar with social media and consider how it can have a place in the classroom.
The document discusses developing an email marketing strategy. It recommends defining objectives for the email campaign, managing contact lists by segmenting into groups like clients and prospects, crafting compelling content and offers, following best practices for email design and frequency, measuring results through metrics like click-through rates and open rates, and maximizing content across other marketing channels. The goal is to expand sales conversations, build loyalty, and generate more leads through strategic and personalized email communications.
Using WPS (PyWPS) with Taverna OrchestrationJorge Mendes
Presentation made in Luxemburg for workshop Web Processing Service (WPS) technologies for Integrated Assessment Modelling in Urban Areas
COST Action: TU0902 – 21-24 Jan 2014, Luxemburg
The document discusses anchor chains and anchoring systems used aboard ships. It describes the types of anchors commonly used, including stockless and lightweight anchors. It explains that modern anchor chains consist of studded steel links arranged in 90-foot sections. The chains are secured together by detachable links and stored in bins called chain lockers in the ship. The document also discusses the vertical and horizontal shaft anchor windlasses used to lift anchors aboard ships.
This document discusses different learning styles, separating styles into concrete versus abstract dimensions and sequential versus random dimensions. It pairs different concepts such as dog, grass, love, and happiness with the different learning styles, suggesting people may process information in different ways depending on whether they are more concrete or abstract, and sequential or random in their thinking.
This Hospital Skills Program (HSP) module has been developed to support the professional development of doctors working in a hospital generalist role in NSW hospitals.
Doctors participating in the HSP will have at least two years of clinical postgraduate experience and not be currently participating in a specialist vocational training program.
This HSP module has been developed by CETI on behalf of NSW Health as part of the Hospital Skills Program for generalist doctors. It aims to guide doctors, their employers and educators with regard to learning and professional development needs, workplace responsibilities and clinical tasks.
This module is one of several that have been developed by CETI to support the implementation of the HSP.
This document is a curriculum vitae summarizing Szabolcs Papp's work experience and qualifications. It shows that he has over 10 years of experience in marketing, public relations, and business administration. His roles have included marketing campaign support, market analysis, copywriting, social media marketing, online advertising, and content management for various companies in Hungary. He also holds a Bachelor's degree in Business Administration and a Master's degree with a thesis focused on viral marketing and social media.
The document outlines the agenda and components for starting and running a business. It discusses establishing honesty, utilizing scripture, and living entrepreneurially. It also covers the anatomy of a business including starting with a vision and business plan, growing through client identification and team building, and marketing with a marketing plan and social media. Additionally, it discusses the core elements of business like business structure and type, as well as location and name. Finally, it provides information on a one-page business plan and resources and tools for entrepreneurs.
3. Pensioenakkoord ilex novum
Pensioenstelsel in Nederland
1e pijler 2e pijler 3e pijler
Basispensioen AOW Aanvullend Pensioen Individueel Pensioen
Via overheid Via werkgever Zelf
Omslagfinanciering Kapitaaldekking Kapitaaldekking
Uitvoering Uitvoering Uitvoering
- SVB - Bedrijfstakpensioenfonds - Verzekeraar
- Ondernemingspensioenfonds - Bank
- Beroepspensioenfonds - PPI
- Verzekeraar
- PPI
3
4. Pensioenakkoord ilex novum
Pensioenstelsel in Nederland
1e pijler 2e pijler 3e pijler
Basispensioen AOW Aanvullend Pensioen Individueel Pensioen
Via overheid Via werkgever Zelf
Omslagfinanciering Kapitaaldekking Kapitaaldekking
Pensioenakkoord
Uitvoering Uitvoering Uitvoering
- SVB - Bedrijfstakpensioenfonds - Verzekeraar
- Ondernemingspensioenfonds - Bank
- Beroepspensioenfonds - PPI
- Verzekeraar
- PPI
4
5. Pensioenakkoord ilex novum
Financiële houdbaarheid pensioenstelsel zwaar onder druk
• Vergrijzing, langlevenrisico
• Lage rente, dure verplichtingen
• Premieverhoging lost niets op
• Schokbestendigheid is laag
Commissie Goudswaard, Frijns, Don
Pensioenakkoord sociale partners
Uitwerkingsmemorandum
Ministerie van SZW, STAR, Sociale Partners
5
6. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
• En nog wat andere dingen
6
7. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
AOW: koppeling aan levensverwachting • En nog wat andere dingen
• AOW leeftijd schuift op
• Vanaf 2013 0,6% extra verhoging
• Stoppen op 65 kan: 6,5% korting
• Doorwerken tot 70 kan: 6,5% verhoging per jaar
7
8. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Harde rechten (“oud “) • En nog wat andere dingen
• Geen onzekerheid (min of meer)
• Aangescherpt Financiëel ToetsingsKader (FTK1)
• Verplichte buffers
• Mogelijk (eenmalige) afstempeling: de prijs voor zekerheid
• Kans op indexatie (voorlopig) klein
Zachte rechten (“nieuw”)
• Wel onzekerheid
• Maar hoeveel onzekerheid?
• Hoogte meer variabel, voorwaardelijk
• Pensioenrichtleeftijd omhoog naar eerst 66, gekoppeld aan levensverwachting
• Nieuw “soepeler” FTK2
8
9. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Harde rechten (“oud “)
Instemming
• En nog wat andere dingen
• Geen onzekerheid (min of meer)
• Aangescherpt Financiëel ToetsingsKader (FTK1)
“Onaantastbare rechten” in huidige pensioenwet
• Verplichte buffers
• Mogelijk (eenmalige) afstempeling: de prijs voor zekerheid
Eigendomsrecht (voorlopig) klein
• Kans op indexatie
Zachte rechten (“nieuw”)
• Wel onzekerheid
• Maar hoeveel onzekerheid?
• Hoogte meer variabel, voorwaardelijk
• Pensioenrichtleeftijd omhoog naar eerst 66, gekoppeld aan levensverwachting
• Nieuw “soepeler” FTK2
9
10. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Nominaal contract Reëel contract • En nog wat andere dingen
• “Harde” nominale garantie • Expliciete indexatieambitie
• Streng FTK 1, markrente • Alles is zacht, volledig voorwaardelijk
• Specieker gericht op het risicoprofiel • In pensioentaal: hoogte van rechten en
van het pensioenfonds uitkeringen zijn sturingsinstrumenten
• Wel communiceren in “reële termen” • Minder streng FTK 2, verwacht
rendement
• (Kortings)maatregelen over maximaal 10
gespreid
Om indexatieambitie waar
te kunnen maken is risico
nemen nodig
Motie Omtzicht
Generatie effect: jong
- prudente discontovoet
betaalt voor oud
- forse egalisatiereserve
- perverse prikkel om meer risicovol te beleggen
wegnemen 10
11. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Nominaal contract Reëel contract • En nog wat andere dingen
• “Harde” nominale garantie combicontract indexatieambitie
• Expliciete
• Streng FTK 1, markrente • Alles is zacht, volledig voorwaardelijk
• Specieker gericht op het risicoprofiel • In pensioentaal: hoogte van rechten en
van het pensioenfonds uitkeringen zijn sturingsinstrumenten
• Wel communiceren in “reële termen” • Minder streng FTK 2, verwacht
rendement
• (Kortings)maatregelen over maximaal 10
gespreid
Om indexatieambitie waar
te kunnen maken is risico
nemen nodig
Motie Omtzicht
Generatie effect: jong
- prudente discontovoet
betaalt voor oud
- forse egalisatiereserve
- perverse prikkel om meer risicovol te beleggen
wegnemen 11
12. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Nominaal contract Reëel contract • En nog wat andere dingen
combicontract indexatieambitie
• “Harde” nominale garantie • Expliciete
OfStreng FTK 1, markrente huidige contractvolledig voorwaardelijk
• gewoon het • Alles is zacht, met een
aangescherpt risicoprofiel
• Specieker gericht op het
van het pensioenfonds
FTK • In pensioentaal: hoogte van rechten en
uitkeringen zijn sturingsinstrumenten
• Wel communiceren in “reële termen” • Minder streng FTK 2, verwacht
rendement
• (Kortings)maatregelen over maximaal 10
gespreid
Om indexatieambitie waar
te kunnen maken is risico
nemen nodig
Motie Omtzicht
Generatie effect: jong
- prudente discontovoet
betaalt voor oud
- forse egalisatiereserve
- perverse prikkel om meer risicovol te beleggen
wegnemen 12
13. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
De grote uitdaging • En nog wat andere dingen
• Laten we een UPO maken..
..en daarna een garagehouder over een oud en een nieuw stelsel vertellen
..en over de risico’s die hij loopt
..en over de keuzemogelijkheid die hij daarin heeft
..en over het beste pensioenstelsel ter wereld
13
14. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
De grote uitdaging • En nog wat andere dingen
• Laten we een UPO maken..
..en daarna een garagehouder over een oud en een nieuw stelsel vertellen
..en over de risico’s die hij loopt
..en over de keuzemogelijkheid die hij daarin heeft
..en over het beste pensioenstelsel ter wereld
14
15. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Vervolgstappen • En nog wat andere dingen
• Werkgroepen ministerie van SZW & STAR
Collectief invaren
Individueel invaren
FTK
Pensioencommunicatie
• Aanpassing Wet & Regelgeving; besluitvorming Pensioenfondsen
• Start nieuwe regeling
15
16. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Vervolgstappen • En nog wat andere dingen
Optimistisch Scenario
• Werkgroepen ministerie van SZW & STAR
Collectief invaren
Individueel invaren
Uitwerking Pensioenakkoord Besluitvorming Start Regeling
werkgroepen FTK pensioenfondsen
Pensioencommunicatie
Aanpassing Wet &
Regelgeving
• Aanpassing Wet & Regelgeving; besluitvorming Pensioenfondsen
Detailuitwerkingen
Wet & Regelgeving
• Start nieuwe regeling
16
17. Pensioenakkoord Wordt het reële contract niet nominaal?
ilex novum
- prudente discontovoet • De AOW
- forse egalisatiereserve • Over hard en zacht
• Over nominaal en reëel
- perverse prikkel om meer risicovol te
• Over communicatie
beleggen wegnemen • Tijdlijnen
• Motie Omtzigt, zoek de verschillen • En nog wat andere dingen
• Wat houdt besturen bezig?
• Afstempelen
• Wet versterking Pensioenfondsbestuur
Bestuursmodellen
“Paritair Plus” met intern toezicht Extern model
- Paritair bestuur (evenredige vertegenwoordiging) - Onafhankelijke bestuurders
- Jaarlijkse visitatiecommissie - Belanghebbendenorgaan
- Raad van Toezicht (verplicht bij bpf) - Jaarlijkse visitatiecommissie of
- 3 onafhankelijke personen in RvT - Raad van Toezicht
- 3 onafhankelijke personen in RvT
17
18. Pensioenakkoord ilex novum
• De AOW
• Over hard en zacht
• Over nominaal en reëel
• Over communicatie
• Tijdlijnen
Waar ging het ook al weer om? • En nog wat andere dingen
18
19. Pensioenakkoord ilex novum
Alles wat u hiervoor heeft gehoord blijft nog steeds:
• Onzeker
• Morgen weer anders dan vandaag
• Inleiding tot fundamentele veranderingen
• Voer voor discussie!
19
20. Pensioenakkoord ilex novum
Alles wat u hiervoor heeft gehoord blijft nog steeds:
• Onzeker
• Morgen weer anders dan vandaag
• Inleiding tot fundamentele veranderingen
• Voer voor discussie!
20