PacNet offers global payment processing solutions for e-commerce and multi-channel businesses, including credit card, direct debit, bank transfer, check, and outbound payment processing. They provide merchants with the ability to accept payments in multiple currencies through a single account. PacNet's services allow for fast, online payments with options for dynamic currency conversion and integration with common shopping cart platforms. Account setup is quick, typically 1-3 days for approval and 1-14 days for full service activation depending on the options selected.
The document discusses security literacy and evidentiality in discourses. It summarizes a study on the construction and deconstruction of the Iraq war in media before the war. Key findings show politicians' framings dominated without challenging qualitative evidence. Media served as animators of politicians' soundbites rather than advocates seeking good reasons. Reasons for lack of evidence-based reporting included commercial pressures and making information easily accessible. Tools for security literacy include analyzing situations, actors' framings, practices, effects and creating interpretive explanations. The CIA's new rules aim to guarantee high quality information through processes ensuring diversity and scrutiny of experts' views and sources.
Studi ini melakukan tinjauan awal terhadap pemahaman, interpretasi, dan implementasi konsep negara hukum (rule of law) oleh negara-negara anggota ASEAN dalam kaitannya dengan penguatan hak asasi manusia. Studi ini menganalisis sumber-sumber sekunder untuk menilai sejauh mana negara-negara ASEAN telah berhasil menerapkan rule of law sesuai penafsiran lembaga-lembaganya. Studi ini juga menggunakan indikator-indikator
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' G...BCV
The document provides financial and operational data for various gold mining companies. It includes metrics such as market capitalization, debt, revenue, earnings, growth estimates, credit ratings and other financial details for over 20 gold mining stocks. The document appears to be an analysis of gold mining companies to evaluate their performance and investment potential.
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' G...BCV
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' Gold Miners Flexible Index tracks companies involved in the Gold Mining Industry
This document provides information about various tenses in English including examples and explanations of how and when each tense is used. It discusses the simple present, present continuous, present perfect, past, past continuous, future, future continuous, and future perfect tenses. Examples are given for each tense along with notes on formation and common time indicators used with each one.
PacNet offers global payment processing solutions for e-commerce and multi-channel businesses, including credit card, direct debit, bank transfer, check, and outbound payment processing. They provide merchants with the ability to accept payments in multiple currencies through a single account. PacNet's services allow for fast, online payments with options for dynamic currency conversion and integration with common shopping cart platforms. Account setup is quick, typically 1-3 days for approval and 1-14 days for full service activation depending on the options selected.
The document discusses security literacy and evidentiality in discourses. It summarizes a study on the construction and deconstruction of the Iraq war in media before the war. Key findings show politicians' framings dominated without challenging qualitative evidence. Media served as animators of politicians' soundbites rather than advocates seeking good reasons. Reasons for lack of evidence-based reporting included commercial pressures and making information easily accessible. Tools for security literacy include analyzing situations, actors' framings, practices, effects and creating interpretive explanations. The CIA's new rules aim to guarantee high quality information through processes ensuring diversity and scrutiny of experts' views and sources.
Studi ini melakukan tinjauan awal terhadap pemahaman, interpretasi, dan implementasi konsep negara hukum (rule of law) oleh negara-negara anggota ASEAN dalam kaitannya dengan penguatan hak asasi manusia. Studi ini menganalisis sumber-sumber sekunder untuk menilai sejauh mana negara-negara ASEAN telah berhasil menerapkan rule of law sesuai penafsiran lembaga-lembaganya. Studi ini juga menggunakan indikator-indikator
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' G...BCV
The document provides financial and operational data for various gold mining companies. It includes metrics such as market capitalization, debt, revenue, earnings, growth estimates, credit ratings and other financial details for over 20 gold mining stocks. The document appears to be an analysis of gold mining companies to evaluate their performance and investment potential.
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' G...BCV
Fundamental Equity Analysis - QMS Gold Miners FlexIndex - The QMS Advisors' Gold Miners Flexible Index tracks companies involved in the Gold Mining Industry
This document provides information about various tenses in English including examples and explanations of how and when each tense is used. It discusses the simple present, present continuous, present perfect, past, past continuous, future, future continuous, and future perfect tenses. Examples are given for each tense along with notes on formation and common time indicators used with each one.
The document discusses English grammar tenses. It provides an overview of 12 basic tenses in English: present, present continuous, present perfect, present perfect continuous, past, past continuous, past perfect, past perfect continuous, future, future continuous, future perfect, and future perfect continuous. For each tense, it examines both structure (how to form the tense) and use (when to use the tense). It emphasizes that while tense terminology is useful for learning English, native speakers often do not consciously think about tenses and aspect when speaking.
Сборник, опубликованный по итогам конкурса поэтического перевода, организованного компанией iTrex при информационном участии ЗУБРЫ.РУ и других партнёров
This document summarizes Teach For India's mission to eliminate educational inequity in India. It discusses how Teach For India recruits and trains university graduates to teach for two years in under-resourced schools. Fellows receive ongoing support and training. The program has shown success in improving student performance and building school infrastructure. Past fellows have gone on to leadership roles in education and social change. Teach For India aims to create a movement to ensure all Indian children receive an excellent education.
Evolving Distribution Grid article in Electric Perspectives magazine Jan-Feb 2015 edition. Article discusses emerging business opportunities for a utility Distribution Services Provider.
This document discusses categorizing words in minimalist syntax. It begins by outlining traditional criteria for assigning words to grammatical categories based on their semantic, morphological, and syntactic properties. Morphologically, nouns inflect for number while verbs have inflectional forms like past tense and third person singular. Syntactically, different categories occupy different positions. The document then discusses using words' morphological and syntactic properties to determine their category. While morphology provides initial clues, it is not always reliable due to irregularities and restrictions. Categorizing words precisely requires considering both their morphological and syntactic behavior.
This document discusses English verb tenses and aspects. It explains that tenses indicate the time of an action in relation to the time of speaking, including present, past, and future. The key verb tenses are then defined in more detail, including how they are formed and the contexts in which they are used. Specifically, it outlines the simple, continuous, and perfect forms of the present, past, and future tenses.
This document provides an overview of resources for researching corporate crime law in the United Kingdom. It outlines the legal research process and identifies relevant secondary sources, legislation, cases, and commentary. Specifically, it recommends using Halsbury's Laws of England, Hansard records, and key cases like Tesco Supermarkets v Nattrass to understand corporate criminal liability under UK law. A variety of database and research tools are also introduced, including Westlaw, Lexis, i-Law, and Google Scholar to locate applicable legislation, cases, journal articles, and news on this topic.
The document discusses the differences between active and passive voice. It notes that most transitive verbs can be used in either the active or passive voice. The passive voice is less common and used for special discourse functions. Some examples of sentences in both the active and passive voice are provided. The document also discusses short and long passives, verbs that are commonly used in the passive voice, verbs that rarely use the passive voice, and combinations of voice and aspect.
di buat oleh Samuel Liputra (09120210124)
Banu Basworo (09120210043)
Charles Ivan (09120210342)
Devina Sanusi (09120210223)
Yuriko Oliver (09120210059)
The document discusses dimensional modeling and data warehousing. It describes how dimensional models are designed for understandability and ease of reporting rather than updates. Key aspects include facts and dimensions, with facts being numeric measures and dimensions providing context. Slowly changing dimensions are also covered, with types 1-3 handling changes to dimension attribute values over time.
A tense is a grammatical category that locates a situation in time, to indicate when the situation takes place. Some typical tenses are present, past, and future.
Tense can make finer distinctions than simple past-present-future; past tenses for example can cover general past, immediate past, or distant past, with the only difference between them being the distance on the timeline between the temporal reference points. Such distinctions are not precise: an event may be described in the remote past because it feels remote to the speaker, not because a set number of days have passed since it happened; it may also be remote because it is being contrasted with another, more recent, past event. This is similar to other forms of deixis such as this and that.
In absolute tense, as in English, tense indicates when the time of assertion, time of completion, or time of evaluation occurs relative to the utterance itself (time of utterance). In relative tense, on the other hand, tense is relative to some given event.
The number of tenses in a language may be disputed, because the term tense is often used to represent any combination of tense proper, aspect, and mood. In many texts the term "tense" may erroneously indicate qualities of uncertainty, frequency, completion, duration, possibility, or whether information derives from experience or hearsay (evidentiality). Tense differs from aspect, which encodes how a situation or action occurs in time rather than when. In many languages, there are grammatical forms which express several of these meanings (see tense–aspect–mood).
In languages which have tenses, they are normally usually indicated by a verb or modal verb. Some languages only have grammatical expression of time through aspect; others have neither tense nor aspect. Some East Asian isolating languages such as Chinese express time with temporal adverbs, but these are not required, and the verbs are not inflected for tense. In Slavic languages such as Russian a verb may be inflected for both tense and aspect together.
El documento describe el servicio Al@nia de la Universidad del Atlántico, el cual permite a los estudiantes realizar trámites académicos y financieros en línea a través de Internet. Al@nia ofrece servicios como actualización de datos, solicitud de certificados, gestión académica, gestión financiera y admisiones especiales. El sistema busca mejorar el tiempo de respuesta a las solicitudes de los estudiantes y facilitar los trámites universitarios sin necesidad de hacer filas presencialmente.
The document discusses English grammar tenses. It provides an overview of 12 basic tenses in English: present, present continuous, present perfect, present perfect continuous, past, past continuous, past perfect, past perfect continuous, future, future continuous, future perfect, and future perfect continuous. For each tense, it examines both structure (how to form the tense) and use (when to use the tense). It emphasizes that while tense terminology is useful for learning English, native speakers often do not consciously think about tenses and aspect when speaking.
Сборник, опубликованный по итогам конкурса поэтического перевода, организованного компанией iTrex при информационном участии ЗУБРЫ.РУ и других партнёров
This document summarizes Teach For India's mission to eliminate educational inequity in India. It discusses how Teach For India recruits and trains university graduates to teach for two years in under-resourced schools. Fellows receive ongoing support and training. The program has shown success in improving student performance and building school infrastructure. Past fellows have gone on to leadership roles in education and social change. Teach For India aims to create a movement to ensure all Indian children receive an excellent education.
Evolving Distribution Grid article in Electric Perspectives magazine Jan-Feb 2015 edition. Article discusses emerging business opportunities for a utility Distribution Services Provider.
This document discusses categorizing words in minimalist syntax. It begins by outlining traditional criteria for assigning words to grammatical categories based on their semantic, morphological, and syntactic properties. Morphologically, nouns inflect for number while verbs have inflectional forms like past tense and third person singular. Syntactically, different categories occupy different positions. The document then discusses using words' morphological and syntactic properties to determine their category. While morphology provides initial clues, it is not always reliable due to irregularities and restrictions. Categorizing words precisely requires considering both their morphological and syntactic behavior.
This document discusses English verb tenses and aspects. It explains that tenses indicate the time of an action in relation to the time of speaking, including present, past, and future. The key verb tenses are then defined in more detail, including how they are formed and the contexts in which they are used. Specifically, it outlines the simple, continuous, and perfect forms of the present, past, and future tenses.
This document provides an overview of resources for researching corporate crime law in the United Kingdom. It outlines the legal research process and identifies relevant secondary sources, legislation, cases, and commentary. Specifically, it recommends using Halsbury's Laws of England, Hansard records, and key cases like Tesco Supermarkets v Nattrass to understand corporate criminal liability under UK law. A variety of database and research tools are also introduced, including Westlaw, Lexis, i-Law, and Google Scholar to locate applicable legislation, cases, journal articles, and news on this topic.
The document discusses the differences between active and passive voice. It notes that most transitive verbs can be used in either the active or passive voice. The passive voice is less common and used for special discourse functions. Some examples of sentences in both the active and passive voice are provided. The document also discusses short and long passives, verbs that are commonly used in the passive voice, verbs that rarely use the passive voice, and combinations of voice and aspect.
di buat oleh Samuel Liputra (09120210124)
Banu Basworo (09120210043)
Charles Ivan (09120210342)
Devina Sanusi (09120210223)
Yuriko Oliver (09120210059)
The document discusses dimensional modeling and data warehousing. It describes how dimensional models are designed for understandability and ease of reporting rather than updates. Key aspects include facts and dimensions, with facts being numeric measures and dimensions providing context. Slowly changing dimensions are also covered, with types 1-3 handling changes to dimension attribute values over time.
A tense is a grammatical category that locates a situation in time, to indicate when the situation takes place. Some typical tenses are present, past, and future.
Tense can make finer distinctions than simple past-present-future; past tenses for example can cover general past, immediate past, or distant past, with the only difference between them being the distance on the timeline between the temporal reference points. Such distinctions are not precise: an event may be described in the remote past because it feels remote to the speaker, not because a set number of days have passed since it happened; it may also be remote because it is being contrasted with another, more recent, past event. This is similar to other forms of deixis such as this and that.
In absolute tense, as in English, tense indicates when the time of assertion, time of completion, or time of evaluation occurs relative to the utterance itself (time of utterance). In relative tense, on the other hand, tense is relative to some given event.
The number of tenses in a language may be disputed, because the term tense is often used to represent any combination of tense proper, aspect, and mood. In many texts the term "tense" may erroneously indicate qualities of uncertainty, frequency, completion, duration, possibility, or whether information derives from experience or hearsay (evidentiality). Tense differs from aspect, which encodes how a situation or action occurs in time rather than when. In many languages, there are grammatical forms which express several of these meanings (see tense–aspect–mood).
In languages which have tenses, they are normally usually indicated by a verb or modal verb. Some languages only have grammatical expression of time through aspect; others have neither tense nor aspect. Some East Asian isolating languages such as Chinese express time with temporal adverbs, but these are not required, and the verbs are not inflected for tense. In Slavic languages such as Russian a verb may be inflected for both tense and aspect together.
El documento describe el servicio Al@nia de la Universidad del Atlántico, el cual permite a los estudiantes realizar trámites académicos y financieros en línea a través de Internet. Al@nia ofrece servicios como actualización de datos, solicitud de certificados, gestión académica, gestión financiera y admisiones especiales. El sistema busca mejorar el tiempo de respuesta a las solicitudes de los estudiantes y facilitar los trámites universitarios sin necesidad de hacer filas presencialmente.
1. Expert Global
Payment Solutions
for Ecommerce
PacNet Services Ltd.
Boost sales in international
markets while simplifying
payment processing for your
online business.
2. PacNet provides streamlined international payment processing solutions for ecommerce
worldwide. Our end to end services allow ecommerce merchants to accept payment in
virtually any currency by EFT, credit card, direct debit, bank transfer, check, and more. Take
advantage of our full suite of services, including the MarketDirect Secure Hosted Payment
page, a secure virtual terminal and even send outbound payments, such as refunds and
rebates, by check or EFT.
Local Electronic Payments
Electronic payments ensure
that your business receives fast
p ay m e nt fo r g o o d s a n d
services. PacNet maintains an
international network of
company-dedicated accounts
for the purpose of collecting
local electronic transfers on
your behalf. All payment
activity is electronically
monitored so that we can
quickly acknowledge
payments received and
fo r ward f u n ds to yo u i n
whichever currency you prefer.
Credit Card Processing
PacNet o ers multi-currency merchant accounts, real-time authorization and fast
settlement of credit card transactions to the bank account you designate.
Our easy to integrate payments API allows full creative exibility for online sales and
rewards. Reasonable fees and short lead times mean that you can o er your customers
familiar local currency payment options without undue hassle and expense. PacNet allows
you to process local currency credit card transactions in over 130 countries.
1
3. Direct Debit
PacNet provides a wide range of
direct debit processing services
in North America and Europe.
Direct debit is the product of
choice for encouraging
customer loyalty, but must be
set up on a country by country
basis. Taking advantage of
PacNet’s broad suite of direct
debit capabilities, you can
collect payment directly from
your customers’ bank accounts
in countries around the world.
MarketDirect Secure Hosted Payment Page
The MarketDirect hosted payment page is a faster, easier way for ecommerce merchants to
accept local currency credit card payments from consumers around the world.
MarketDirect is an ideal solution for:
Merchants who wish to avoid the risks involved with accepting sensitive credit card
information on their own servers
Merchants who wish to sell their products to international markets without
investing heavily in website localization or establishing accounts with foreign banks
Virtual Terminal
PacNet's web based virtual terminal allows you to securely process individual credit card
transactions in virtually any currency without exposing sensitive credit card data to your
own company servers, thereby reducing risk and PCI compliance burdens. There is no need
to store cardholder data for refunds or continuity. PacNet provides a unique identi er for
each transaction that allows you to process subsequent transactions without the original
card number.
2
4. Security
PacNet o ers numerous options in the ght against credit card fraud. Our RAVEN platform
gives you access to robust risk scoring capabilities that allow you to determine what
elements of a transaction are most meaningful to you, and what level of risk is acceptable to
your business.
PacNet helps to protect your business from data security risks by using payment data
tokenization. Data tokenization means that your company and PacNet can safely
communicate about speci c transactions using a unique reference number, or "token"
rather than the sensitive card holder data. Since your servers store only the token number,
any information available to hackers is worthless.
Simplify PCI Compliance
The Payment Card Industry Security Council (PCISC) has implemented clearly de ned rules
about secure acceptance, transmission and storage of credit and debit card information,
known as the Payment Card Industry Data Security Standard (PCI DSS). PacNet's credit and
debit card processing services are certi ed PCI compliant (DeepCove Labs designs and hosts
our proprietary solutions). To help clients who have not yet been certi ed PCI compliant,
PacNet has collaborated with Datassurant, a recognized expert in PCI compliance
consulting, to provide a Data Security package: a simple program that will help you assess
your company’s needs, address shortcomings, validate your status, and monitor to ensure
that you maintain your data security.
3
5. Currency Capabilities
PacNet o ers you access to a world of local-currency payment solutions. Consult our list of
currency capabilities to see what we can do in your company’s chosen markets.
Credit Bank Direct Check
Country Currency Check
Card Transfer Debit Issuing
Australia dollar
Austria euro *
Belgium euro
Brazil real * **
Canada dollar
Cayman
Islands
dollar * ** - -
Croatia kuna - - - -
Czech
Republic
koruna ** - -
Denmark krone
Estonia kroon - ** - -
Finland euro - -
France euro
Germany euro
Greece euro -
Hong Kong dollar - -
Hungary forint - ** - -
India rupee * ** -
Indonesia rupiah * ** - -
Ireland euro
Israel sheqalim - -
Italy euro -
Japan yen * - -
Lithuania litas - ** - -
Luxembourg euro -
continued on the next page
4
6. Currency Capabilities cont.
Credit Bank Direct Check
Country Currency Check
Card Transfer Debit Issuing
Malaysia ringgit * ** -
Malta euro * -
Mexico peso * ** -
Netherlands euro
New Zealand dollar -
Norway kroner
Philippines peso - ** - -
Poland zloty - ** -
Portugal euro -
Singapore dollar * ** -
Slovakia euro - -
South Africa rand * -
South Korea won - ** - -
Spain euro
Sweden krona
Switzerland franc
Thailand baht ** -
Turkey lira - - - -
UK pound sterling
USA dollar
* There are some speci c requirements as to payee names for these countries. Please contact us for more details.
** Charges are processed in the local currency but are settled in GBP, EUR or USD.
For the most up-to-date currency capabilities and for a more comprehensive list of countries, visit www.pacnetservices.com
5
7. Contact Us
PacNet o ers unparalleled international payments expertise. Call today for a risk-free
application.
In North America: In Europe:
PacNet Services Ltd. PacNet Services (Europe) Ltd.
4th Floor - 595 Howe Street Shannon Airport House
Vancouver, BC V6C 2T5 SFZ, Co Clare
Canada Ireland
Ph: +1 604 689 0399 Ph: +353 (0)61 714360
Fx: +1 604 689 0313 Fx: +353 (0)61 714369
info@pacnetservices.com info@pacnetservices.com
www.pacnetservices.com www.pacnetservices.ie
6
8. In North America:
PacNet Services Ltd.
4th Floor - 595 Howe Street
Vancouver, BC V6C 2T5
Canada
Ph: +1 604 689 0399
Fx: +1 604 689 0313
info@pacnetservices.com
www.pacnetservices.com
In Europe:
PacNet Services (Europe) Ltd.
Shannon Airport House
SFZ, Co Clare
Ireland
Ph: +353 (0)61 714360
Fx: +353 (0)61 714369
info@pacnetservices.com
www.pacnetservices.ie