The document presents a net worth template for O'Connells OBM covering the years 2009 to 2013, detailing assets, liabilities, and net worth trends. Total assets increased from $810,000 to $1,225,000 while total liabilities rose from $350,000 to $610,000, resulting in a net worth growth from $460,000 to $615,000. The document emphasizes that it is not a substitute for professional financial advice.

1. NET WORTH TEMPLATE
O'Connells OBM
2009 2010 2011 2012 2013
Assets
Cash & Debentures Westpac 10,000 15,000 15,000 20,000 25,000
Term Deposit 100,000 100,000 100,000 100,000 100,000
Property!Residence Home Street Address 700,000 700,000 700,000 700,000 700,000
Property!Investments Investment Property 1 Address 400,000 400,000
Business Assets
Shareholdings ! Listed
Shareholdings!Unlisted
Unitholdings ! Listed
Unitholdings !Unlisted
Loans Receivable
Superannuation
Life Insurance ! Whole of Life Policy / Cash Value
Motor Vehicles
Personal Possessions
Total Assets 810,000$ 815,000$ 815,000$ 1,220,000$ 1,225,000$
Liabilities
Credit Cards Westpac Credit Card
Bank Overdraft
Home Loan Residential Street Address 350,000 340,000 330,000 320,000 310,000
Property Loans Investment Property 1 Address 300,000 300,000
Business Liabilities
Loans Payable
Life Assurance Loans
Motor Vehicle Finance
Other
Tax Payable(excl. Prov Tax)
Total Liabilities 350,000$ 340,000$ 330,000$ 620,000$ 610,000$
Net Worth 460,000$ 475,000$ 485,000$ 600,000$ 615,000$
$ Change 460,000 15,000 10,000 115,000 15,000
% Change #DIV/0! 3.26% 2.11% 23.71% 2.50%
Gearing Ratio 0.76 0.72 0.68 1.03 0.99
(total liabilities / net worth)
This downloadable tool/calculator/information does not give business, accounting, taxation, investment or financial
planning advice. It is intended to provide information in a summary form and is general in nature. The contents do not
constitute business, accounting, taxation, investment or financial planning advice and should not be relied upon as such.
Formal business, accounting, taxation, investment or financial planning advice should be sought in particular matters.
O'Connells OBM Pty Ltd accepts no liability in respect of this information and any person acting solely on the information
contained within does so entirely at their own risk.
M:AdministrationMarketingWebsite MarketingNet_Worth_Web_Template.xls