Mudra loan is a type of loan scheme introduced by the Government of India to support small business owners and entrepreneurs who require financial assistance to start or expand their businesses.

2. India’s largest online lending fintech platform*
An interactive ecosystem empowering borrowers and lenders
Digital approvals within 59 minutes
and disbursements within 7 -1 0 days
Digital Contactless Journey
*Credit Suisse Report on India Banks Sector (March 2019).
Strong partnerships with all public
sector & multiple private sector banks
Caters to the financial aspirations of
enterprises (MSMEs) & individuals
facilitating affordable loans in a quick &
hassle-free manner
Deeply integrated with multiple vendors
to get authentic data from source
Assists lenders in customer acquisition,
disbursement & monitoring ensuring
deeper customer penetration & improved
Sophisticated algorithms &
automation used to eliminate time-
consuming & tedious processes
Proposals processed with a rules-
based engine built using banks’
eligibility criteria

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Mudra Loan
up to 1 0 Lakhs
*digital approval only. loan disbursal subject to sanction
boost your business in
less than an hour*

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What is Mudra loan ?
The Micro Units Development and Refinance Agency (MUDRA) loan is a
flagship scheme introduced by the Government of India to provide financial
assistance to small and medium-sized enterprises (SMEs). The scheme aims
to promote entrepreneurship and support the development of the small
business sector in India.
The Mudra loan scheme was launched in 201 5, and since then, it has helped
thousands of small businesses across the country. The loan is available to both
new and existing enterprises, and the scheme covers a wide range of
business activities, including manufacturing, trading, and services.

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Use of Mudra Loan
Business expansion
Purchase of plant & machinery
Working capital needs
Infrastructure development
Technology upgrade
Purchase raw materials
Scaling operations
Business diversification

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Benefits of Mudra Loan
▸ No collateral or security
▸ Very low processing fee
▸ No minimum loan amount
▸ Flexible tenures with an affordable interest rate
▸ Provides financial assistance to rural and urban institutions
▸ Both new & existing businesses are eligible to get mudra loan
▸ Women entrepreneurs can avail mudra loan at lower interest rates
▸ Offers income-generating opportunities to micro and small enterprises

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Why avail mudra loan
from www.psbloansin59minutes.com
Fastest turnaround time
Real time decision making
Direct disbursement to
applicant’s account
Seamless integration with
statutory bodies/CGTMSE
Saves you time and money
Simple process with single
application
Digital loan approval in less
than 59 minutes
Advanced digital platform
with service-driven
architecture

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Process Flow
Get digital approval for mudra business loan up to 1 0 lac in just 59 minutes. Follow
these simple 5 steps:

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Types of Mudra Loan
▸ Shishu Loans: are for new entrepreneurs who are just starting their business.
The loan amount ranges from Rs. 50,000 to Rs. 1 ,00,000.
▸ Kishor Loans: are for businesses that have been operating for some time and
require funding for expansion or diversification. The loan amount ranges from
Rs. 1 ,00,000 to Rs. 5,00,000.
▸ Tarun Loans: are for well-established businesses that require substantial
funding for expansion, diversification, or modernization. The loan amount
ranges from Rs. 5,00,000 to Rs. 1 0,00,000.

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Eligibility & Documentation
▸ GST registered business: we will automatically fetch all your sales details from GST
portal using your GSTIN and GST username. If your business is not registered with
GST you can manually declare 1 2 months sales details.
▸ ITR for minimum one year in XML format: You will need to upload income tax return
proof in XML format which can be downloaded from income tax portal. If you do not
want to upload ITR file you can manually declare your income details for last year.
▸ Bank statements for the last 6 months in PDF format: which can be downloaded
from your bank's net banking portal or your bank's mobile app.
▸ Other business details: business & loan requirement details

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21 Partner Banks

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For more information:
▸ support@psbloansin59minutes.com
▸ 07 9-41 055999