iTitleTransfer provides an end-to-end closing process as an alternative to traditional title insurance that aims to lower costs for consumers. It uses a cloud-based system and proprietary risk scoring to streamline the purchase and sale transaction process for single-family homes. This includes services like document preparation, eSigning, and recording the transfer of ownership. The company aims to provide a safer, more reliable and lower-cost option compared to the existing title insurance industry, which is dominated by four large corporations and generates billions in revenue each year despite paying out low claims ratios. The existing industry model is seen as outdated and inefficient due to factors like high overhead costs, commissions, and lack of alternatives for consumers.

1. iTitleTransfer provides an end-to-end closing
process; providing consumer choice and an
alternative to inefficient, overpriced and often-
unnecessary title insurance. Our transformative
process correlates SFR ownership-transfer costs
to actual risk. Utilizing a cloud-based system,
iTitleTransfer’s ownership-transfer process
specializes in cash and mortgage loan Purchase &
Sale transactions, and includes theses services:
• Search and Examination
• Proprietary Risk Scoring
• Curative Services and Legal Opinion
• Escrow and Document Preparation
• eNotary and eSign
• Ownership Transfer and eRecording
• Deed Monitoring
iTitleTransfer provides a safe, reliable and low-cost
alternative to traditional closings.
The status quo title insurance industry, dominated
by a monopoly of four corporate conglomerates,
generated $25 Billion in revenue in 2021. Yet
incredibly, title insurers paid claims of only 3-5% of
premiums. The title industry’s outdated business
model is unchanged in 80 years.
The American Land Title Association (ALTA) states
75% of title searches reveal “clean title history”
rendering title insurance unnecessary to ownership-
transfer. Title insurers perform 85% of residential
foreclosures on their insured customers who may
be suffering temporary cash flow problems, job loss,
illness or divorce.
The inefficient title insurance industry status quo is
facing significant disruption, due to:
1. Excessive Brick & Mortar
2. High Direct Labor Costs
3. Pricing that is not Correlated to Risk
4. 80% Commissions Paid to Agents
5.
Federal (RESPA) Regulatory Laws to Control
Bribery and Kickbacks
6.
Controlled Business Agreements (CBAs) Protecting
Monopolization
7. Lack of Alternatives Providing Consumer Choice
8. Excessive Consumer Costs
For alternative program details, pricing and
for placing a new order, please contact
iTitleTransfer directly.
An Innovative New Ownership-Transfer Strategy
for Cash, iBuyer and Mortgage Loan Transactions
Theodore Sprink, Managing Director | 866-494-3727 | tsprink@iTitleTransfer.com
www.iTitleTransfer.com