1. This document is a transcript for Hafiz Muhammad Soheil Raheem who studied banking and finance from 2007-2009 at Bahauddin Zakariya University in Multan, Pakistan.
2. It lists the courses he took each semester, the credits earned, grades received and grade point averages.
3. Over the 4 semesters he maintained a cumulative grade point average of 3.30 out of 4.00, equivalent to 76.24%, and qualified for his comprehensive examination on June 13, 2009.