This document outlines several first time home buyer programs available in Lubbock, Texas, including FHA and USDA mortgages that require down payments as low as 3.5% or offer 100% financing, a Texas Mortgage Credit Certificate program, the My First Texas Home program, home loans for Texas veterans, and a conventional loan option with a 3% down payment.

1. First Time Home Buyer Programs | BuyerPrograms.net
Lubbock First Time Home Buyer Programs
FHA MORTGAGE: 3.5% DOWNPAYMENT
USDA MORTGAGE: 100% FINANCING
TEXAS MORTGAGE CREDIT CERTIFICATE (MCC) PROGRAM
MY FIRST TEXAS HOME PROGRAM
HOMES FOR TEXAS HEROS
CONVENTIONAL 97: 3% DOWNPAYMENT
VA LOAN: 100% FINANCING