This document provides information about the Load Mo Sarili Mo (LMSM) business opportunity, which allows members to self-load airtime credits onto their mobile phones through a partnership with Smart Communications. It describes how members can earn commissions from self-loading and recruiting other members, with higher commissions available at higher membership tiers. Sample computations show the potential passive income that can be earned from recruiting a number of members and from their ongoing self-loading and recruitment activities.

1. BUSINESS PRESENTATION

2. Naranasan mo na bang MAUBUSAN NG LOAD at WALANG malapit na reloading station? May NAPALAGPAS NA OPPORTUNITY dahil WALA KANG LOAD ? o kaya ay…

3. muenchen SMART Accredited Key Account Self-loading program in partnership with:

4. EMPOWERS their members to load themselves ANYTIME/ANYWHERE LOAD MO SARILI MO LOAD FUND E-LOAD No Expiration convert Once converted to E-load, it will follow Smartload validity

5. How to Self-load? SEND TO LMSM NUMBERS : 0920-8180222 or 0908-9115555 Text : Me<space>amount of load<space>PIN Text : Celfone no. of recipient<space>amount of load<space>PIN Me 30 1234 How to share load? 09195008888 30 1234 TIP : SAVE LMSM numbers to your Phonebook

6. How to Replenish Load Fund? Transfer to LMSM Smart Money Account # 5299 6710 1347 2102 Amount transferred will automatically be converted to Loadfund Will be credited to the celfone no. linked to the member’s Smart Money Deposit to LMSM BDO Account : Load Mo Sarili Mo Inc. S/A : 132-013-798-7 Call LMSM office to credit Loadfund Buy Loadfund Tickets from LMSM Stockist Centers / other members 3 denominations : P50, P100, P300 Transfer of Loadfund from Uplines / other LMSM members Text : Recipient’s mobile no.<space>LFamount of loadfund<space>PIN example : 09198881111 LF500 1234 NO EXPIRATION

7. YES! IF U R A RETAILER ILANG TAON NA BA AKO MAY CELFONE? MAY KINITA NA BA AKO??? PAANO KUNG HINDE??? … GASTOS ! EXPENSE !

8. Naniniwala ba kayo na kayang magkaroon ng DAGDAG kabuhayan sa Paggamit at Pagpromote ng SMART products??? EARNING OPPORTUNITY : LOAD MO SARILI MO

9. LMSM uses a “Member-gets-Member” concept Applies the Unilevel Marketing System M1 M2 M3 M4 M5 M6 Mn ... MEMBER A MEMBER WHO ENJOYS THE CONVENIENCE OF SELF-LOADING WILL DEFINITELY SHARE IT TO OTHERS – LAW OF DUPLICATION Self loading Self loading Self loading Self loading Self loading Self loading Self loading Self loading Member EARNS commission on his/her load and the load of his/her members Member EARNS referral fee for all his/her Direct Referrals

10. Level 2 Level 3 Level 4 Level 5 EARN UP TO THE 5 TH LEVEL ONLY – SAFETY NET OF THE COMPANY M1 Earn Commission M2 M4 Mn M1 M2 M4 Mn M1 M2 M4 Mn M1 M2 M3 M4 Mn ... Level 1 INFINITE ! M4 M4 M4 M4 M4 M4 INFINITE ! INFINITE ! INFINITE ! INFINITE ! YOU M4 M3 M3 M3 Earn Referral Fee from Level 1 members

11. REGULAR P250/mo. BRONZE P500/mo. SILVER P750/mo. GOLD/OFW P1000/mo. Types of Membership PLATINUM P1250/mo. YOU LEVEL 1 LEVEL 2 LEVEL 4 LEVEL 3 LEVEL 5 0.5% 1% 1.25% 1.5% 1.75% 0.5% 1% 1.25% 1.5% 1.75% 0.5% 1% 1.25% 1.5% 1.75% 0.5% 1% 1.25% 1.5% 1.75% 0.5% 1% 1.25% 1.5% 1.75% 0.5% 1% 1.25% 1.5% 1.75%

12. 5 recruits x P500 x 1% 2 3 4 5 P5 P25 P125 P625 P3,125 P15,625 SAMPLE COMPUTATION : 5 DIRECT REFERRALS ONLY (1 ST LEVEL) BRONZE member assuming all REFERRALS ARE ALSO BRONZE 5 X 5 recruits x P500 x 1% 5 X 5 X 5 recruits x P500 x 1% 5 X 5 X 5 X 5 recruits x P500 x 1% 5 X 5 X 5 X 5 X 5 recruits x P500 x 1% 1 P19,530 TOTAL commission Levels Genealogy Commission YOU P500 x 1%

13. 5 recruits x P500 x 1.25% 2 3 4 5 P9.35 * P31.25 P156.25 P781.25 P3,906.25 P19,531.25 SAMPLE COMPUTATION : 5 DIRECT REFERRALS ONLY (1 ST LEVEL) SILVER member assuming all referrals are ONLY BRONZE 5 X 5 recruits x P500 x 1.25% 5 X 5 X 5 recruits x P500 x 1.25% 5 X 5 X 5 X 5 recruits x P500 x 1.25% 5 X 5 X 5 X 5 X 5 recruits x P500 x 1.25% 1 P24,415.60* TOTAL commission Levels Genealogy Commission YOU Rounded off to the nearest centavo P750 x 1.25%

14. 5 recruits x P500 x 1.5% 2 3 4 5 P15 P37.50 P187.50 P937.50 P4,687.50 P23,437.50 SAMPLE COMPUTATION : 5 DIRECT REFERRALS ONLY (1ST LEVEL) GOLD/OFW member assuming all referrals are ONLY BRONZE 5 X 5 recruits x P500 x 1.5% 5 X 5 X 5 recruits x P500 x 1.5% 5 X 5 X 5 X 5 recruits x P500 x 1.5% 5 X 5 X 5 X 5 X 5 recruits x P500 x 1.5% 1 P29,302.50 TOTAL commission Levels Genealogy Commission YOU P1000 x 1.5%

15. 5 recruits x P500 x 1.75% 2 3 4 5 P21.85 P43.75 P218.75 P1,093.75 P5,468.75 P27,343.75 SAMPLE COMPUTATION : 5 DIRECT REFERRALS ONLY (1ST LEVEL) PLATINUM member assuming all referrals are ONLY BRONZE 5 X 5 recruits x P500 x 1.75% 5 X 5 X 5 recruits x P500 x 1.75% 5 X 5 X 5 X 5 recruits x P500 x 1.75% 5 X 5 X 5 X 5 X 5 recruits x P500 x 1.75% 1 P34,190.60 TOTAL commission Levels Genealogy Commission YOU P1250 x 1.75% *rounded off to the nearest centavo

16. SAMPLE COMPUTATION ASSUMPTION : 10 BRONZE DIRECT REFERRALS (1 ST LEVEL) * Rounded off to the nearest centavo LEVEL # OF MEMBERS BRONZE (1%) SILVER (1.25%) GOLD (1.5%) PLATINUM (1.75%) YOU 1 P5 P9.35* P15 P21.85* 1 10 P50 P62.50 P75 P87.50 2 10 X 5 P250 P312.50 P375 P437.50 3 10 X 5 X 5 P1,250 P1,562.50 P1,875 P2,187.50 4 10 X 5 X 5 X 5 P6,250 P7,812.50 P9,375 P10,937.50 5 10 X 5 X 5 X 5 X 5 P31,250 P39,062.50 P46,875 P54,687.50 PASSIVE INCOME EVERY MONTH P39,055 P48,821.85 P58,590 P68,359.35

17. SAMPLE COMPUTATION ASSUMPTION : 20 BRONZE DIRECT REFERRALS (1 ST LEVEL) * Rounded off to the nearest centavo LEVEL # OF MEMBERS BRONZE (1%) SILVER (1.25%) GOLD (1.5%) PLATINUM (1.75%) YOU 1 P5 P9.35* P15 P21.85* 1 20 P100 P125 P150 P175 2 20 X 5 P500 P625 P750 P875 3 20 X 5 X 5 P2,500 P3,125 P3,750 P4,375 4 20 X 5 X 5 X 5 P12,500 P15,625 P18,750 P21,875 5 20 X 5 X 5 X 5 X 5 P62,500 P78,125 P93,750 P109,375 PASSIVE INCOME EVERY MONTH P78,105 P97,634.35 P117,165 P136,696.85

18. Referral Fee If you convince enough people to self-load per month, you don’t need to buy your Load Fund anymore !!!  REGULAR P250/mo. BRONZE P500/mo. SILVER P750/mo. GOLD/OFW P1000/mo. PLATINUM P1250/mo. YOU P50.00 P100.00 P200.00 P300.00 Referral fees are credited outright as Load Fund P500.00

19. Pay-Out Methods LOAD FUND All commissions and referral fees are credited as Load Fund Commission cycle : 21 st of the previous month to the 20 th of the current month Can be CONVERTED TO CASH thru LFout text command on the 27 th of the month Disbursement of cash commissions will be via the ff : (credited at the end of the month) SMART MONEY Transfer to member’s Smart Money from LMSM CHEQUE Needs personal appearance at the LMSM Office LFout<space>amount<space>PIN LFout 1000 1234

20. How to be a member? Purchase LMSM kit, pay for one-time membership fee REGULAR P199 P50 Load Fund 1 Red SIM -Activation ID -LMSM handouts BRONZE P499 P200 Load Fund 1 Buddy SIM Activation ID LMSM handouts SILVER P1,990 P250 Load Fund 1 Smartbro kit 1 Buddy SIM 1 TalknText SIM Activation ID LMSM handouts GOLD P2,990 P300 Load Fund 2 Smartbro kits 1 Buddy SIM 1 TalknText SIM Activation ID LMSM handouts GOLD OFW P2,990 P500 Load Fund 1 Pinoy OFW SIM 1 Plug N Talk kit 1 Smart SIM Activation ID LMSM handouts BRONZE OFW P499 P200 Load Fund 1 Pinoy OFW SIM Activation ID LMSM handouts PLATINUM P5,990 P500 Load Fund 1 Surf TV 1 TalknText SIM Activation ID LMSM handouts For Filipinos abroad :

21. How to be a member? Text to 09208180222 or 09089115555 Reg<space>ActivationID * Sponsor’s mobile number * PIN * Full name * Address 3. Refer members to earn referral fees and commissions!  Reg ABC123456789*09188881111*1234*Lesley Perez*249 Alley Rd. Quezon City Register via TEXT Register via WEB www.loadmosarilimo.com Log on to: www.loadmosarilimo.com and enter member’s area Start loading yourself and share business to others!

22. Sample Computation - Return of Investment Assuming that you joined as Regular member REGULAR Investment P 199.00 P 50 loadfund =P39 P 89.00 Returns Referral fees P50 P50 P50 = P150 less tax ----------- P135 Total of P224 Assuming you recruit 3 Regular members only Commissions (0.5% - 1.75%) for every self-load of your downlines

23. What is an Ideal Business? (e-zine article by Michael Ledeboer) Is LMSM an Ideal Business? Geographically - Flexible Low Cash Outlay, Low Risk Can be Started in Your Spare Time Has No Employees Has Low Overhead Product is Highly Consumable Minimum Spoilage Price of Product is Inelastic Does Not Require a Warehouse Will Provide PASSIVE Income, Give you FREE Time

25. Advantages Simple and straightforward (single product = “eload”, single network = “SMART” ) Product is highly consumable and is actually considered basic commodity. Fast, efficient and convenient self-loading, anytime/anywhere Open to international membership since Filipinos abroad also use SMART e-load through roaming Pinoy SIMs and Plug N Talk You get the full commission which you don’t have to share with a downline because your downline has its own allocation of commission. Provides web access for online registration, load fund checking, genealogy checking/tracking

26. muenchen SMART Accredited Key Account www.loadmosarilimo.com

27. PIN

28. Register Member via web

29. Purchase Load via Web

30. Monitor Genealogy

31. Next Steps Be an LMSM member now. Apply for Smart Money thru LMSM or your Upline. List all the people that you would like to help and who you think can also help you grow your business. Plan your actions. Set goals. Organize groups then request for LMSM speaker.

32. Announcements LMSM joins Smart Fun Familia Event Enchanted Kingdom – April 10 and May 15 8 Waves – April 17 and April 24 Stockist centers (complete address available in LMSM website) Smart Makati Head Office – 12F canteen Smart ICON QC – Penthouse canteen LMSM Marikina LMSM Antipolo LMSM Naga LMSM Legaspi City LMSM Lucena City LMSM Romblon LMSM Lingayen, Pangasinan LMSM Orani, Bataan

33. LMSM Commands (send to 0908-9115555 or 09208180222) TEXT COMMAND TEXT FORMAT EXAMPLE Register Reg<space>Activation ID*Sponsor’s Mobile No.*PIN*Full Name*Complete Address Reg ABC123456789*09181234567*1234*Lesley Ann Perez*249 Alley Rd. Quezon City Load Yourself Me<space>Amount of load or Product code<space>PIN Me 30 1234 Me AT10 1234 Share Load Recipient’s Mobile No.<space>Amount of load or Product code<space>PIN 09181234567 30 1234 09181234567 AT10 1234 Transfer Loadfund Recipient’s Mobile No.<space>LFAmount<space>PIN 09181234567 LF500 1234 Check Loadfund balance BAL<space>PIN BAL 1234 Change PIN CPIN<space>Old PIN<space>New PIN CPIN 1234 8888 Encash Loadfund LFout<space>Amount<space>PIN LFout 1000 8888 Link SmartMoney LINK<space>16 digit Smart Money no.<space>PIN LINK 5299670112345678 8888 Order LMSM kits Order<space>details of order Order 20 bronze transferred payment to Smart Money *Smart Money payment for kits transfer to 5577-5139-8694-4100 Helpdesk Help<space>question Help where do I buy kits?

34. LMSM Product Codes LMSM Code Description Validity days 15 P15 15 30 P30 15 50 P50 15 60 P60 30 100 P100 30 115 P115 45 200 P200 Airtime load + 30 text msgs to all networks 60 300 P300 Airtime load + 33 text msgs to all networks 75 500 P500 Airtime load + 83 text msgs to all networks 120 1000 P1000 Airtime load + 250 text msgs to all networks 120 AT10 20 text msgs to all networks; 10 text msgs to Smart/TNT 1 AT20 100 text msgs to Smart/TNT; 10 text msgs to all networks 1 ATM30 200 text msgs/MMS to Smart/TNT; 10 text msgs to all networks 2 AT40 200 text msgs to Smart/TNT; 20 text msgs to all networks 2 AT50 300 text msgs to Smart/TNT; 30 text msgs to all networks 3 ATUP20 150 text msgs to Smart/TNT; 10 text msgs to all networks 1 LMSM Code Description Validity days LT20 100 text msgs to all networks 1 LT35 150 text msgs to all networks 1 AC20 10 mins Smart to Smart/TNT consumable calls; 5 text msgs to Smart/TNT 1 AC100 60 mins Smart to Smart/TNT consumable calls; 30 text msgs to Smart/TNT 5 ST100 Unlimited call to Smart/TNT 5 ST500 Unlimited call to Smart/TNT 30 SP100 Unlimited calls & texts to Smart/TNT from 10pm to 5pm the next day 5 UP20 P15 Airtime load; 30 text msgs to Smart/TNT 15 UP35 P30 Airtime load; 30 text msgs to Smart/TNT 15 UP70 P60 Airtime load; 60 text msgs to Smart/TNT 30 UP130 P115 Airtime load; 115 text msgs to Smart/TNT 45 FOR TALK N TEXT ONLY GT10 45 text msgs to TNT; 5 text msgs to all networks 1 GT20 95 text msgs to TNT; 10 text msgs to all networks 2 GU20 Unlimited text to TNT w/ 10 mins call 1 GU30 Unlimited text to TNT w/ 20 mins call 2 GU55 Unlimited text to TNT w/ 30 mins call 3 GU99 Unlimited text to TNT w/ 40 mins call 7

35. THANK YOU