This presentation is about LIC's JEEVAN SARAL. The USP of this plan is High cover at low premium.Extended cover for 1 year after 3 years of premium payment (Auto Cover).
The policyholder can choose a maximum term but can surrender at any time without any surrender penalty or loss after 5 years.
Any number of withdrawals through partial surrendering (after 4 years)
Eligible for Tax benefits under 80 C and returns under Section 10, 10(D) on maturity date
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LIC's JEEVAN SARAL PLAN (MINIMUM PREMIUM, MAXIMUM RETURNS)
1. LIC’s Jeevan Saral Policy – Table 165
By Ravi Kumar,
Financial Advisor
Blue Sapphire Financial Services
Mobile: 9900113820 / 9900253820
Email : ravi.kumar@bsfinancials.com
Web : http://www.bsfinancials.com/
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2. LIC’s Jeevan Saral Policy – Table 165
High cover at low premium
Extended cover for 1 year after 3 years of
premium payment (Auto Cover)
The policyholder can choose a maximum term
but can surrender at any time without any
surrender penalty or loss after 5 years
Any number of withdrawals through partial
surrendering (after 4 years)
Eligible for Tax benefits under 80 C and
returns under Section 10, 10(D) on maturity
date
Blue Sapphire Financial Services
3. LIC’s Jeevan Saral Policy – Table 165
Death Benefit: 250 times the monthly basic
premium + return of premiums (except 1st
year) + Loyalty Additions (if any)
Maturity Benefit: Maturity Sum Assured (MSA)
+ Loyalty Additions (if any)
Surrender Value: Policy can be surrendered
after it has been in force for at-least 3 years
Partial Surrender: Can be made anytime after
completion of 3 years or more from the
D.O.C. (provided all premiums are made)
Blue Sapphire Financial Services
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4. LIC’s Jeevan Saral Policy – Table 165
#
Title
Value
1
Minimum age of entry
2
Maximum age of entry
60 years
age nearer birthday
3
Maximum maturity age
70 years
age nearer birthday
4
Policy term
10 – 35 years
-
Rs. 250 p.m.
Age 12 - 49
Rs.400 p.m.
Age 50 - 60
12 years
5
Minimum Premium
6
Maximum Premium
Modes Allowed
Yly, Hly, Qly,
SSS, ECS*
age last birthday
No Limit
7
Comment (if any)
Yly – Yearly, Hly – Half
Yearly, Qly - Quarterly
*SSS – Salary Savings Scheme, ECS – Electronic Clearing Service
Blue Sapphire Financial Services
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5. LIC’s Jeevan Saral Policy – Table 165
India’s largest Insurance company
Winner of some of the most prestigious
awards such as CNBC Awaaz, Outlook Money,
Golden Peacock, etc.
Total Assets of Rs. 13,17, 416 crores
Life Fund in excess of Rs.11,51,200 crores
More than 53 different products
More than 16 crore customers
Blue Sapphire Financial Services
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