Means of Communication
Design, Typesetting & Copywriting
 Jennifer Hearing
 1530 Greenscape Blvd.
 Westerville, OH 43081
 jhearing@choicecomposition.com
 www.linkedin.com/in/jenniferhearing
 740.644.8797
Design         CalBranch Realty
               Wanting to open new offices, CalBranch




                                                                          ConCept
               Realty sought to reach qualified realtors
               looking to expand their current office, start
               a new one or group together.




                                                                            OptiOns
               This brochure provides the necessary infor-
               mation yet keeps it concise and accessible.
                                                                                                                                                                                                      CAliforniA                          We are adding
                                                                                                                                                                                                      loCAtionS                           following loc
                                                                                                                                                                                                                                         the existing
                                                                                                                                                                                                                                                           more and mo
                                                                                                                                                                                                                                                        ations to determ
                                                                                                                                                                                                                                                                         re locations
                                                                                                                                                                                                                                                                         ine if you wo
                                                                                                                                                                                                                                                                                       each month.
                                                                                                                                                                                                                                                                                                       Review the
                                                                                                                                                                                                                                                       branch locatio                  uld like to sig
                                                                                                                                                                                                                                         time. If you                  ns. There is                    n up under
                                                                                                                                                                                                                                                       like, you can                 no obligation
                                                                                                                                                                                                                                                                      certainly wo                   to do desk-
                                                                                                                                                                                                                                         Utilize the bra                            rk from your
                                                                                                                                                                                                                                                         nch location                               home office.
                                                                                                                                                                                                                                                                       near you to me
                                                                                                                                                                                             Campbell                                                                                  et with your
                                                                                                                                                                                                                                                                                                      clients.
                                                                                                                                                                                                                                          Irvine



                                                                                                                    loCAtionS
                                                                                                                                                                                            900 E. Hamilto
                                                                                                                                                                                                          n, Ste. 100
                                                                                                                                                                                            Campbell, CA                                  Irvine Busines
                                                                                                                                                                                                         950 08                                          s Center                        Los Angeles
                                                                                                                                                                                                                                         7545 Irvine Cen                                             International
                                                                                                                                                                                                                                                                                        American Adm                Airport
                                                                                                                                                                                            1999 S. Bascom                                                 ter Dr., Ste. 200                            irals Club (Me
                                                                                                                                                                                                           Ave., Ste. 700                Irvine, CA 926                                 Rooms only)                    eting
                                                                                                                                                                                            Campbell, CA                                                18
                                                                                                                                                                                                         950 08                                                                         Los Angeles,
                                                                                                                                                                                                                                         Irvine Center                                               CA 90045
                                                                                                                                                                                           Carlsbad
                                                                                                                                                                                                                                        8001 Irvine                                     Los Angeles
                                                                                                                                                                                           Cornerstone                                              Center Dr., 4th                                 International
                                                                                                                                                                                                        Cor porate Cen                  Irvine, CA 926              Floor               Delta Crown               Airport
                                                                                                                                                                                           1902 Wright                  ter                            18                                            Room Club (Me
                                                                                                                                                                                                        Pl., 2nd Floo                                                                  Rooms only)                   eting
                                                                                                                                                                                          Carlsbad, CA               r




                                                                             Benefits
                                                                                                                                                                                                        920 08- 6583                   19800 MacArt                                    Terminal 5 Gat
                                                                                                                                                                                                                                                     hur Blvd., Ste.                                  e 53 Mezzan
                                                                                                                                                                                                                                       Irvine, CA 926                300               Los Angeles,               ine Level
                                                                                                                                                                                          701 Palomar                                                12                                             CA 90045
                                                                                                                                                                                                       Airport Rd.,
                                                                                                                                                                                          Carlsbad, CA              Ste. 300           Laguna Hills
                                                                                                                                                                                                       92011                                                                          Warner Center
                                                                                                                                                                                         Costa Mesa                                   Carlota Plaza
                                                                                                                                                                                                                                                                                      6303 Owens
                                                                                                                                                                                                                                      23046 Avenid                                              mouth Ave.,
                                                                                                                                                                                         Plaza Tower                                                 a de la Carlota                  Woodland Hill           10th Floor
    ConCept




                                                                                                                                                                                                     I                                Lag una Hills,                , Ste. 600                      s, CA 91367-2
                                                                                                                                                                                         600 Anton Blvd                                              CA 92653                                                     263
                                                                                                                                                                                                        ., 11th & 12t                                                                 Mountain Vie                             13
                                                               home offiCe                                                                                                                                                            Los Angeles
                                                                                                                                                                                         Costa Mesa,                  h Floors                                                                    w
                                                                                                                                                                                                     CA 92626                                                                        800 West El
                                                                                                                                                                                                                                     Executive Tow                                               Camino Rea
                                                                                                                                                                                                                                                   er                                Mountain Vie           l, Ste. 180
                                                                                                                                                                                        575 Anton Blvd                               11400 W. Oly                                                 w, CA 94040
                                                           (Work from you                  CalBranch®                                                                                                  ., 3rd Floor                                mpic Blvd., Ste.
                                                                                                         branch home                                                                    Costa Mesa,                                  Los Angeles,                   200              Newport Beach
                                                                            r home o                                      office solution                                                           CA 92626                                      CA 90064
                                                                                     nly) credibilit                                      s allow you
                                                                                                      y with a worki                                                                    Cupertino (Op                                                                               John Wayne
                                                                              $95/month rea




                                                                                                                                                                                                                        LoCatio
                                                                                                                     ng real estate                      to get local                                       ening Soon)             Northrop Gru                                                   Airport
                                                                                              l estate branch                       business add                                       10297 S. DeA                                               mman Plaza                        4695 MacArt
                                                                                                                                                                                                                                                                                                   hur Ct., 11th
                                                                                                                location featur                   ress at a respec                                  nza Blvd.                       180 0 Century                                   New port Bea                 Floor
                                                                                          dence and ma                           ed on all you                     ted                 Cupertino, CA                                              Park E., Ste. 600                               ch, CA 92660




                                                                             Sign-Up
                                                                                                           il but the com                      r official corres                                     50265                          Los Angeles,
                                                                                                                                                                                                                                                 CA 90067
                                                                                                                           fort of worki                        pon-                   El Segundo
                                                                                           » Address: You                                ng in your ow                                                                                                                             LNR Plaza
                                                                                                           r CalBranch ®                                 n home :                     400 Contine                                  World Sav ing                                   895 Dove St.,
                                                                                             a prestig     ious real estabusiness           address remain                                         ntal Blvd., 6th                               s                                                3rd Floor
                                                                                                  locations for           te busine                          s that of                El Seg undo,                 Floor           11601 Wilshir                                   New port Bea
                                                                                                                business cards, ss. Choose from 78 wor                                             CA 90245
                                                                                                                                                                                                                                   Los Angeles,
                                                                                                                                                                                                                                                 e Blvd.                                        ch, CA 92660
                                                                                                » Mail: You                       letterhead and                ld-class                                                                        CA 90025
                                                                                                            r mail                                  marketing ma                      Folsom
                                                                                                  warded to you and packages are collecte
                                                                                                                  according to                    d, signed for
                                                                                                                                                                    terials.        1024 Iron Poi
                                                                                                                                                                                                   nt Rd.                         10100 Santa
                                                                                                                                                                                                                                               Monica Blvd
                                                                                                                                                                                                                                                                                  West Tower
                                                                                                                                                                                                                                                                                  500 0 Birch St.,
                                                                                               » Internet:                       your instruc                    and for-            Folsom, CA 956                               Los Angeles,             ., Ste. 300                             Ste. 300 0
                                                                                                            Obtain a per                       tions.                                                30                                        CA 90067                           New port Bea
                                                                                                 unlimited em             sonal website                                                                                                                                                        ch, CA 92660
                                                                                                                ail and a hos              (name @2calb                              Glendale
                                                                                                 your duties eas               t of Web-base               ranch.com),                                                           Century Plaz                                     Orange
                                                                                                                 ier.                         d application                         Bayshore Tow                                              a Towers
                                                                                              » Supplies:                                                     s to make                            n Center                      2029 Century                                    City Tower




                                                                                                                                                                             LoCations
                                                                                                           You get                                                                  (Opening Soo                                               Park E., 14th




                            optionS
                                                                                                receive discoun preferred rates on office                                                          n)                            Los Angeles,
                                                                                                                                                                                                                                              CA 90067
                                                                                                                                                                                                                                                             Floor               333 City Blvd
                                                                                                                                                                                                                                                                                               . W.
                                                                                                                 ted rates on Stap               supplies and
                                                                                                                                                                couriers;
                                                                                                                                                                                    500 W. Silver
                                                                                                                                                                                                  Spring Dr.                                                                     Orange, CA 928 17th Floor
                                                                                              » Office Spa                          les, FedEx and                                  Glendale, CA                                                                                                 68
                                                                                                           ce: You                                    more.                                       53217                          City National
                                                                                                meeting rooms; ’ll have access to ready-to                                                                                                      Plaza                            Oakland
                                                                                                                                                  -use offices and                                                               515 S. Flower
                                                                                                world at preferr work from any of our loca                                         450 North Bra                                               St., 36th Floo
                                                                                                                                                                                                                                                             r                  Metropolitan
                                                                                                                ed rates.                       tions around                                     nd Blvd., Ste.                  Los Angeles,                                                  Oak land Inte
                                                                                             » Suppor t: Rec                                                    the                Glendale, CA                 600                           CA 90071                          Airport                      rnational
                                                                                                             ieve on- dem                                                                       91203
                                                                                               technical IT                 and access to                                                                                      Howard Hug                                       1 Airport Dr.,
                                                                                                                                                                                                                                                                                               Terminal 1
                                                                                                            support team                    our administrat                                                                                 hes Center

                                                               live Agent
                                                                                                                            s.                                ive and              Glendale Plaz                               6080 Center                                      Oak land, CA
                                                                                                                                                                                                 a                                          Dr., 6th Floo                                     94621
                                                                                                                                                                                   655 N. Central                              Los Angeles,              r
                                                                                                                                                                                                   Ave., 17th Floo                          CA 90045
                                                                                          You can give                                                                             Glendale, CA                   r                                                            Metropolitan
         Locations




                                                                                                         your real estate                                                                       91203
                                                                                                                                                                                                                                                                               Airport
                                                                                                                                                                                                                                                                                              Oak land Inte
                                                                                                                                                                                                                                                                                                            rnational
                                                               (telephone AnSW            cated phone
                                                                                                        number and
                                                                                                                            business an offi
                                                                                                                                            cial voice wit
                                                                                 ering)                                professional                        h a dedi-                                                                                                           1 Airport Dr.
                                                                                          callers with the                          answering ser
                                                                       $275/month                           name of you
                                                                                                                           r company and           vice that greets                                                                                                            Oak land, CA
                                                                                                                                                                                                                                                                                             94621
                                                                                           » Internet:                                      takes messages
                                                                                                       Obtain a per                                         :
                                                                                             unlimi                 sonal web       site (name @2c
                                                                                                     ted email
                                                                                              your duties eas and a host of Web-based                 albranch.com
                                                                                                                                                                       ),
                                                                                                               ier.                             applications
                                                                                          » Supplies:                                                          to make
                                                                                                        You get preferr
                                                                                             receive discoun              ed rate
                                                                                                               ted rates on Staps on office supplies and cou
                                                                                         » Office Spa                             les, FedEx and                    riers;
                                                                                                        ce: You                                      more.
                                                                                            meeting rooms; ’ll have access to ready-to
                                                                                                                                                 -use offices and
                                                                                            world at preferr work from any of our loca
                                                                                                              ed rates.                        tions around
                                                                                        » Suppor t: Rec                                                        the
                                                                                                           ieve on- dem
                                                                                           technical IT                   and access to
                                                                                                          support team                    our administrat
                                                                                      	 » Phone: Don                      s.                                 ive and
              Benefits




                                                                                                         ’t miss a client
                                                                                           • Phone num                     even when you
                                                                                                           ber—prov ide                      ’re out of the
                                                                                             contacts; cho                 a loca                             office.
                                                                                                             ose a local pho l phone number to all you




                                                  o p t pOtfno n s
                                                                                          • Personaliz                        ne number in                        r
                                                                                                        ed call answer                          any of our 78
                                                                                            answers you                  ing—a profess                           cities.
                                                                                                           r calls in you                 ion
                                                                                            specifications                r personal nam al receptionist
                                                                                                            .                               e according to




                                                       yo u r
                                                                                         • Call redirec                                                       your
                                                                                                         ting—speciali
                                                                                           tion to your                   zed technology
                                                                                                          primary num                        enables call red
                                                                                                                          ber.*                                 irec-




                                                    o
                                                                                        • Voice ma
                                                                                                     ilbox—a rem




                                                        i o ii c es
                                                                                          access to you              ote setup and
                                                                                                          r personal voi              retrieval syst
                                                                                                                          cemail 24/7.               em allows




                                                           f
                                                                                    *Additional fees
                                                                                                       may apply
               Sign-Up




                                                                                                                    2
Design   MasterPlan
         Developers at MasterPlan wanted to include
         a user manual with their software. Limiting
         each page to one topic and color coding
         helped to manage and filter the information.




                                                                                                                 ation
                                                                                                        er Inform
                                                                                                e Custom
                                                                                      ess, so th
                                                                           your busin ust system.
                                                                                                                                                                                                                                                                                                   MasterPlan
                                                                        of
                                                              the heart             on Tr
                                                     mers are             e Selling
                                          Your custo e touchstone for th
                                                    th
                                          Center is

           Toolbar
                        –57)
           (see pp. 52
                         nage-
            Project ma
            ment bar                                                                                                                                                                  ication   Log
                e p. 5)                                                                                                                                                    Commun
             (se
                                                                                                                                                                           (see p. 8)




                            company
              Person or
              to bill
               (see p. 7)

                                                                                                                                                                              Tabs
                                                                                                                                                                              (see p. 6)



                                 nt
                 Manageme
                                                                                                                                                                                                        rk,
                 tabs                                                                                                                                                                      do the wo
                                                                                                                                                                                 Who will
                 (see p. 6)
                                                                                                                                                                                 and when                                                                                                                                                 on the
                                                                                                                                                                                 (see p. 13)                                                                                                                                 eduled soon
                              y work                                                                                                                                                                                                                                                                              can be sch            cally.
                   Day-to- da                                                                                                                                                                                                                                                                      so that they urgent list automati
                                                                                                                                                                                                                                                                                    on this list,                 is
                   tabs                                                                                                                                                                                                                                           y place customers            de  lete from th
                        p. 6)                                                                                                                                                                                                                        Immediatel                   eduled, they ck; see p. 13.
                   (see                                                                                                                                                                                                                                             ce they’re sch        ice blo
                                                                                                                                                                                                                                                     calendar. On t from the Sales/Serv
                                                                                                                                                                                                                                                                                                                                                 list
                                                                                                                                                                                                                                                                                                                                     Updates the
                                                                                                                                                                                                                                                                  lis                                                   ts projects               your
                                                                                                                                                                                                                                                      Access this                                              ing Coun              according to
                                                                                                   Gray tabs guide your team through day-to-day tasks.                                                                                                                                            Sor t ascend             to be waiting
                                      ation                                                                                                                                                                                                                                               Sor t ascend
                                                                                                                                                                                                                                                                                                       ing                ing                last changes   To see this
                                                                                                                                                                                                                                                                                                                                                                         Project,
                     Project loc                                                                   Color tabs help manage your long-term planning.                                                                                                                              ing                          or descend          scheduled
                                                                                                                                                                                                                                                                   Sor t ascend           or descend
                                                                                                                                                                                                                                                                                                      ing
                                                                                                                                                                                                                                                                                                                                                            click an ent
                                                                                                                                                                                                                                                                                                                                                                          ry in the
                     (see p. 11)                                                                                                                                                                                                                                   or descend
                                                                                                                                                                                                                                                                               ing                                                                                         k “Find”
                                                                                                                                                                                                                                                                                                                                                             list and clic
                                                                                                                                                                                                                                                                                                                                                                                your
                                                                                                                                                                                                                                                                                                                                                              or hit enter on
                                                                                                                                                                                                                                                                                                                                                              keyboard
                                                                                                        Schedule work         Build relationships    List your contacts,     Prepare an e-mail        Load reports,
                                                                                                        for customers         with referring         maps to their           marketing                make charts,                                                                                                                                                         ing or
                                                              reserved.
                                                                        Per missio
                                                                                   n to
                                                                                      sterPlan.
                                                                                                                                                                                                                                                                                                                                                              Sor t ascend
                                                   All rights              of the Ma                    (see p. 24) 4         companies              locations, store        campaign and             print reports
                                         For tNox.                For tNox                                                                                                                                                                                                                                                                                    descending
                               t © by Mi               rs from Mi                                                             (see p. 28)            notes, and use a        store previous           (see p. 47)                      ing
                      Copyr igh              pu rchase
                          roduce is
                                    given to                                                                                                                                                                              Sor t ascend
                      rep                                                                                                                                                                                                             ing
                                                                                                                                                     direct email link       campaigns                                    or descend
                                                                                                                                                     (see p. 39)             (see p. 41)




                                                                                                   Project location,      Overview of               Photos, maps,          Estimate forms,       Print letters
                                                                                                   service times          payment, credit           directions to site     description of        and send emails
                                                                                                   (see p. 11)            card, and insurance       (see p. 18)            service               to customers
                                                                                                                          (see p. 17)                                      (see p. 22)           (see p. 23)




                                                                                                                                                                                                                                                                                           sion to
                                                                                                                                                                                                                                                                              rved. Per mis MasterPlan.
                                                                                                                                                                                                                                                                  rights rese                                               14
                                                                                                                                                                                                                                                      ortNox. All                  ox of the
                                                                                                                                                                                                                                  Copyright
                                                                                                                                                                                                                                            © by MiF                from MiFortN
                                                                                                                                                                                                                                                        purchasers
                                                                                                                                                                                                                                            is given to
                                                                                                                                                                                                                                  reproduce

                                                                    Copyright © by MiFortNox. All rights reserved. Permission to
                                                                    reproduce is given to purchasers from MiFortNox of the MasterPlan.

                                                                                                                                                             6




                                                                                                                                                                                                                      3
Design   Whitfield Financial
         Whitfield Financial wanted to present options
         for homeowners to stay out of foreclosure.
         They also wanted to reach the Hispanic
         populatin as well. So I designed and typeset
         the English version first, then switched the                                                                                                                                                                         Savinga California
                                                                                                                                                                                                                              One Home at Time                                                    ©
                                                                                                                                                                                                                                                                                                                 nuestta es dePronerle en su hogarprestamistapuedea pro biar nlaextraordinión su profesional
                                                                                                                                                                                                                                                                                                                       ro
                                                                                                                                                                                                                                                                                                                              mante
                                                                                                                                                                                                                                                                                                                                               ceso
                                                                                                                                                                                                                                                                                                                                              sus
                                                                                                                                                                                                                                                                                                                                                   (si) usted
                                                                                                                                                                                                                                                                                                                                                              s par cam
                                                                                                                                                                                                                                                                                                                                                                         pla
                                                                                                                                                                                                                                                                                                                                                                                 organizac
                                                                                                                                                                                                                                                                                                                                                                                          porcionar par
                                                                                                                                                                                                                                                                                                                                                                                           ario y
                                                                                                                                                                                                                                                                                                                                                                                                  pré
                                                                                                                                                                                                                                                                                                                                                                                                       a per


                                                                                                                                                                                                                                                                                                                                                                                                      un
                                                                                                                                                                                                                                                                                                                                                                                                                manecer.
                                                                                                                                                                                                                                                                                                                                                                                                                        stamo

                                                                                                                                                                                                                                                                                                                                                                                                                         e
                                                                                                                                                                                                                                                                                                                 Nuestra me               s a trabajar
                                                                                                                                                                                                                                                                                                                                                       con
                                                                                                                                                                                                                                                                                                                                                                        nandole con
                                                                                                                                                                                                                                                                                                                                                                                       un
                                                                                                                                                                                                                                                                                                                                                                                                         que usted tien

         pictures and reformatted the text to fit the                                                                                                                                                                                                                                                            Somos exp
                                                                                                                                                                                                                                                                                                                 actual de la
                                                                                                                                                                                                                                                                                                                  que
                                                                                                                                                                                                                                                                                                                             erimentado
                                                                                                                                                                                                                                                                                                                               propiedad
                                                                                                                                                                                                                                                                                                                       usted y sus
                                                                                                                                                                                                                                                                                                                                           (los préstam
                                                                                                                                                                                                                                                                                                                                    prestamista
                                                                                                                                                                                                                                                                                                                                                         os) proporcio
                                                                                                                                                                                                                                                                                                                                                 s puede con
                                                                                                                                                                                                                                                                                                                                                              siderar. Ent
                                                                                                                                                                                                                                                                                                                                                     po corto ven
                                                                                                                                                                                                                                                                                                                                                                           endemos com
                                                                                                                                                                                                                                                                                                                                                                   cer la posibil
                                                                                                                                                                                                                                                                                                                                                                                           pletamente
                                                                                                                                                                                                                                                                                                                                                                                  idad verdad
                                                                                                                                                                                                                                                                                                                                                                                               era de perder
                                                                                                                                                                                                                                                                                                                                                                                                 residenciales y
                                                                                                                                                                                                                                                                                                                                                                                                                su propiedad
                                                                                                                                                                                                                                                                                                                                                                                                                   comerciale
                                                                                                                                                                                                                                                                                                                                                                                                                              .
                                                                                                                                                                                                                                                                                                                                                                                                                                s
                                                                                                                                                                                                                                                                                                                                      sólo un tiem                                  corredores          íticas del ejec
                                                                                                                                                                                                                                                                                                                                                                                                                        ución
                                                                                                                                                                                                                                                                                                                         ma grave y                                    Mitigators,

         allotted space for the Spanish version.                                                                                                                                                                                                                                                                  proble
                                                                                                                                                                                                                                                                                                                   Somos un gru
                                                                                                                                                                                                                                                                                                                   de banqueros
                                                                                                                                                                                                                                                                                                                                   po de la Pér
                                                                                                                                                                                                                                                                                                                                   y bienes raíc
                                                                                                                                                                                                                                                                                                                                                dida experim
                                                                                                                                                                                                                                                                                                                                                 es que entien
                                                                                                                                                                                                                                                                                                                                             stamista a
                                                                                                                                                                                                                                                                                                                                                               entada
                                                                                                                                                                                                                                                                                                                                                                de que las
                                                                                                                                                                                                                                                                                                                                                         menudo se
                                                                                                                                                                                                                                                                                                                                                                            reglas federa
                                                                                                                                                                                                                                                                                                                                                                      oponen. Poc
                                                                                                                                                                                                                                                                                                                                                                                          les y las pol
                                                                                                                                                                                                                                                                                                                                                                                     as personas
                                                                                                                                                                                                                                                                                                                                                                               ista actual
                                                                                                                                                                                                                                                                                                                                                                                                   fuera del
                                                                                                                                                                                                                                                                                                                                                                                            para cambia
                                                                                                                                                                                                                                                                                                                                                                                                               mundo ban
                                                                                                                                                                                                                                                                                                                                                                                                           r la organizac
                                                                                                                                                                                                                                                                                                                                                                                                                            cario
                                                                                                                                                                                                                                                                                                                                                                                                                          ión

                                                                                                                                                                                                                                                                                                                    de una hip
                                                                                                                                                                                                                                                                                                                               oteca de pre                  con su prestam
                                                                                                                                                                                                                                                                                                                                               para trabajar
                                                                                                                                                                                                                                                                                                                                   ocimiento
                                                                                                                                                                                                                                                                                                                    tienen el con
                                                                                                                                                                                                                                                                                                                                o.
                                                                                                                                                                                                                                                                                                                    su préstam

                                                                                                                                                                                                                                                                                                                                                                                                            tar:
                                                                                                                                                                                                                                                                                                                                                                                          FaVor de no
                                                                                                                                                                                                                                                                                                                                                                                                       e...
                                                                                                                                                                                                                                                                                                                                                                                           Creemos qu cia es el
                                                                                                                                                                                                                                                                                                                                                                                           esa insolven so absoluto.
                                                                                                                                                                                                                                                                                                                                                                                                     ca
                                                                                                                                                                                                                                                                                                                                                                                           ÚLTIMO
                                          our Pr
                                       Our go
                                                al
                                                               oCess
                                      with yo is to keep yo                                                                                                                                                                                                                                                                                                                                                                        istas
                                                ur lend            u in yo                                                                                                                                                                                                                                                                                                                                          chos prestam
                                      profes              ers to           ur hom                                                                                                                                                                                                                                                                                                                    completo. Mu              si ellos han
                                             sional              restruct          e (if ) yo                                                                                                                                                                                                                                                                                            un paquete                propiedad
                                                      plan th             ure yo                                                                                                                                                                                                                                                                                                                      venta de su                    nos dos
                                                                                 ur curr u can afford                                                                                                                                                                                                                                         Yo MisMo? ista
                                     serious
                                               proble          at you                                                                                                                                                                                                                                                                                                                    aplazarán la               pleto por lo me
                                                        m and          and yo              ent pr            to stay                                                                                                                                                                                                                r Yo este                                                         paquete com                  venta.
                                     We are                     only a         ur le              oper               .W
                                                                        short tim nders can co ty loan(s) by e are experie                                                                                                                                                                                               ¿Puedo Hace           a. Si el prestam                          recibido un
                                                                                                                                                                                                                                                                                                                                                                                                        s antes de la
                                                                                                                                                                                                                                                                                                                                                                                                                      fecha de la
                                              a grou                                                                                                                                                                                                                                                                                      muy pequeñ                  ar ellos            a tres semana
                                                       p of ex                                       nsider                             nced in                                                                                                                                                                          Oportunidad
                                                                                                                                                                                                                                                                                                                                                                                                                           Yo antes e
                                    estate                                        e to ov                             provid                                                                                                                                                                                                                           io en su hog                                                                  LLos
                                                               perienc                                      .W                 in
                                            broker
                                                    s who                                   ercom
                                                                                                    e the re e fully unde g you with
                                                                                                                                                 working                                                                                                                                                                               io hipotecar                       ar y                               Po tengo
                                    Few pe                   unders ed Loss Miti                                                              a uniq                                                                                                                                                                     ejecuta juic                     derán su hog                     ¿cuánto tieM ar?
                                            ople ou                 tand             gators                 al poss
                                                                                                                    ibility
                                                                                                                               rstand
                                                                                                                                      that yo          ue,                                                                                                                                                                              ño y ellos ven s utilizarán todo
                                   to rest            tside th                                                                                                                                                                                                                                                           serán el due
                                                                                                                                                                                                                                                                                                                                                                                           Venden Mi H es diferente, típicamente en
                                                               e bank that federal            , resid                                                                                                                                                                                                                                                                                                        og                                 Cali-­
                                           ructur                                                    ential                 of losin           u have                                                                                                                                                                                        equidad. Ello         s querrán que
                                                   e your
                                                            loan.      ing wor            rules an          and co                   g your
                                                                                                                                            proper
                                                                                                                                                        a                                                                                                                                                                 em  bolsarán su                 ed. Ello                                         n                             de una
                                                                               ld have              d
                                                                                          the kn lender forecl
                                                                                                                    mmer
                                                                                                                            cial ba                  ty.                                                                                                                                                                                   e contra ust               abajo un pla
                                                                                                                                                                                                                                                                                                                                                                                     n     Cada situació                 del ejecución
                                                                                                                                    nkers                                                                                                                                                                                 que usted dic                 haga hacia                                        ceso entero                         s rápi-­
                                                                                                  owledg            osure
                                                                                                                            po            and re                                                                                                                                                                                        ero efectivo                         de pro-­       fornia el pro                      meses. El má
                                                                                                          e to w
                                                                                                                 ork with licies often           al                                                                                                                                                                        mucho din                         usted no pue                                   a acerca de
                                                                                                                                                                                                                                                                                                                                                                                                                          tres
                                                                                                                                                                                                                                                                                                                                                                                                                                          cación del
                                                                                                                                           conflic                                                                                                                                                                                        tolerancia que                 ctivo y su         hipoteca tom                  o de la modifi
                                                                                                                             your cu
                                                                                                                                     rrent le       t.                                                                                                                                                                     del pago de                    el dinero efe                                     os el proces               tenemos que
                                                                                                                                                                                                                                                                                                                                         Usted pierde                   y banqueros          do empezam                 po nosotros
                                                                                                                                              nder                                                                                                                                                                         porcionar.                    a Mitigators                                     el más tiem                          éxito.
                                                                                                                                                                                                                                                                                                                                          os la Pérdid                                       préstamo y                         babilidad de
                                                                                                                                                                                                                                                                                                                           hogar. Som                      der echos.                                     más   grande la pro           ejecución de
                                                                          Ple                                                                                                                                                                                                                                                             sabemos sus                                        trabajar, la                las leyes del
                                                                                                                                                                                                                                                                                                                            jubilados y
                                         We beli ase noTe:                                                                                                                                                                                                                                                                                                   Proceso?                         Si usted es
                                                                                                                                                                                                                                                                                                                                                                                                          inseguro de
                                                                                                                                                                                                                                                                                                                                                                                                                           do) Califor
                                                                                                                                                                                                                                                                                                                                                                                                                                        nia contacta

                                      ba        eve tha                                                                                                                                                                                                                                                                                          toMa eL
                                                                                                                                                                                                                                                                                                                             ¿cuán Largo respuesta. Generalmente, los a-­                     una hipote
                                                                                                                                                                                                                                                                                                                                                                                                           ca en (su esta

                                  absolu nkruptcy is th t
                                                                                                                                                                                                                                                                                                                                           ge la                           a tres sem                       ina.
                                                                                                                                                                                                                                                                                                                             No hay exi                      an sólo dos                       nuestra ofic
                                        te las                                                                                                                                                                                Client Agreement Package                                                ©                      planes de tole
                                                                                                                                                                                                                                                                                                                                               rancia tom
                                                                                                                                                                                                                                                                                                                                                                 izó que el pré
                                                                                                                                                                                                                                                                                                                                                                                 stamo

                                              t reso e
                                                                                                                                                                                                                                                                                                                                                                                                                                            ible
                                                                                                                                                                                                                                                                                                                                                  ierno garant                    présta-­                                     ximo es pos
                                                                                                                                                                                                                                                                                                                              nas. (Si) un
                                                                                                                                                                                                                                                                                                                                             gob                     ), alg unos                                 o— éxito Má                      30
                                                                                                                                                                                                                                                                                                                                                      por ejemplo                                 Recuerde Est                   ción de cliente
                                                      rt.                                                                                                                                                                                                                                                                     es implicado
                                                                                                                                                                                                                                                                                                                                               (FHA
                                                                                                                                                                                                                                                                                                                                              ierno pueden
                                                                                                                                                                                                                                                                                                                                                               tomar más
                                                                                                                                                                                                                                                                                                                                                                             largo
                                                                                                                                                                                                                                                                                                                                                                   ente, la ma
                                                                                                                                                                                                                                                                                                                                                                               yoría              cuando recibim
                                                                                                                                                                                                                                                                                                                                                                                                                  os la informa
                                                                                                                                                                                                                                                                                                                                                                                                                      antes del exp
                                                                                                                                                                                                                                                                                                                                                                                                                                    ediente de la
                                                                                                                                                                                                                                                                                                                               mos del gob                                                        días o más pronto
                                                                                                                                                                                                                                                                                                                                                  Afortunadam            unas pocas
                          Can I D                                                                                                                                                                                                                                                                                              trab ajar fuera.                  n sólo                            Nota de la Venta.
                                                                                                                                                                                                                                                                                                                                                  istas tomará                  la modi-­




                                                                                                                                                                                                                                                                                                                                Salva
                                      o   ThIs M                                                                                                                                                                                                                                                                               de los prestam obar un programa de
                        Very sm                     yself?                                                                                                                                                                                                                                                                                      a apr                             recibido
                                   al
                        your ho l chance. If                                                                                                                                                                                                                                                                                    semanas par                       vez ellos han
                       sell yo
                                  me they
                                              will be
                                                      the lend
                                                                 er fore
                                                                                                                                                                                     g                   Plans                                                                                                                  ficación del
                                                                                                                                                                                                                                                                                                                                                préstamo una

                                                                                                                                                                               CTurIn
                                ur hom                   the ow           clos
                                                                  ner an es on
                                                                                                                                                                                                                                                                                                                                                                                            

                                                                                                                                                                                                                                                                                                                                California
                      will us            e and
                                                                                                                                                 sTru                                                                                                                      and no

                                                                                                                                           our re
                                e everyt           pock                    d
                                          hing yo et your equi they will                                                                                                                                                                                        equity or



                                                                                                                                                                                                                  3
                      will w
                               ant lots              u say ag            ty.                                                                                                                                             lIeu                      or little               ty
                     paymen
                                t
                                         of cash
                                                    down
                                                                ainst yo They
                                                                           u. They
                                                                                                                                                                                                             DeeD In ere is no hope ing the proper offer
                    cash an plan you ca                      to do a                                                                                                                                         When
                                                                                                                                                                                                                      th
                                                                                                                                                                                                                                 pe of ke
                                                                                                                                                                                                                                               ep                   ant to
                                                   n’t affo            fo                                                                                                                                                or ho                           may w                    e
                               d your                       rd. You rbearance                                                                                                                                                                   ower                    oid th
                    and re
                             tired ba
                                        home.
                                                   We are             lose th                                                                                                           nders
                                                                                                                                                                                                and          interest en the borr lender to av                                  ficienc
                                                                                                                                                                                                                                                                                          y
                                                                                         how M                                                                                 type le



                                                                                                                                       1
                                                                                 e                                                                          TIon                                                       , th                   the                     g a de
                                       nkers
                                                and kn Loss Mitigato                                                                             oDIfICa              all ‘A’               terest            selling             EU to                  d gettin oblem in
                                                                                                                                    loan M ne percent of ers (with high in te a loan
                                                                                                                                                                                                                                                                                                                                Un Hogar a la Vez 
                                                                                                     uCh T
                   how l                                 ow yo                  rs       sell M              IMe D                                                                                                     D IN LI                urt an                  pr
                              ong
                                    Does Th                      ur right                          y hoM             o I h                                                                                     a DEE              g to co                       is a                    to                                                                                                        ©
                   There                                                    s.                              e?               ave B inet y-ni                  e lend                negotia            y-               ’s goin                       . This              e  lender
                           is no ex               e Pro                                 Every
                                                                                                situatio
                                                                                                                                    N ore
                                                                                                                                     ef
                                                                                                                                               Tsub-prim              itors w
                                                                                                                                                                                ill
                                                                                                                                                                                           quent
                                                                                                                                                                                                    pa         lender t against them te with th
                                                                                                                                     70 % of hey neral cred t of the delin
                  ance pl            act an               Cess T                                                                                                                                                         en                      gotia
                                                                                        nia th           n is di                                                                                    the         judgm                                                     t.
                                   ke only er. Generally ?                                                                                                                                                                           can ne full paymen
                                              sw                   ake
                            ans ta                                                             e en              ffere                            d ge              mos                  d on to                           es. We
                  govern                                                               three m tire foreclos nt, ty pically tes) an   ra                  where                  e adde main                     44 stat e property as
                          m                    tw
                 for inst ent guarante o to three w
                                                                   , forbea                      onths.            ure pr                in Cal tion                    fees ar         n re
                                                                                                                                                                                                                                                                                           ner.
                                                                   eeks. (If
                                                                              r-      ificatio            The fa           ocess ta modifica r- reclosure
                                                                                                                                                 ifo fo                        ents ca            e                 cept th                                                the ho
                                                                                                                                                                                                                                                                                   meow
                          ance),              ed loan                                                                                                                                                                                                             0.0 0 to          filing
                                                                                                                                                                                                                                                                                            a
                longer             some go                is invo              )a              n proc             ster we             kes ab
                                                                                                                            start th ments an  out
                                                                                                                                                    d
                                                                                                                                                             e loan
                                                                                                                                                                     . Paym             cases th                 ac                                         $250            r from
                         to wor               vernm                lv                work,             ess an
                                                                                                               d                        lo ck m d of th                      In  some          tly.                                         ll pay
                                                                                                                                                                                                                                                    up to          e lende       borrowe
                                                                                                                                                                                                                                                                                          r.
                                                        ent loan ed (FHA                     the gr                                                                                                                                                            t th
                                                                                                     eater th the more tim e baan enod- y the same.
                                                                                                                                                                                                                                         wi
                                                                                                                                                                                                                                                       preven
                will ta
                        ke
                                  k out.
                                          Fort                     s can ta          you ar                    e likel             e we ha               el                    d pe  rmanen                       Note:
                                                                                                                                                                                                                         some
                                                                                                                                                                                                                               lenders
                                                                                                                                                                                                                                          wi  ll also        r income
                                                                                                                                                                                                                                                                        to the
                                                                                                                                                                                                                                 in lieu
               modifi only a few w unately, mos                                ke            e unsu
                                                                                                      re of th         ihood                   oximat ill be reduce
                                                                                                                                              ve to                                                                       a deed             ich is
                                                                                                                                                                                                                                                     reg ula
                       cation                                                       state)                                     of succappr                                                                        Note:                s wh
                                                                                                                                         ess. rest rate w
                                             eeks to              t lender                  Califo             e forecl                                                                                                      their los
               a com             pr                     approv               s                      rnia co                                                                                          high          1099 on
                      plete pa ogram once                        e                                                       os
                                                                                                             ntact ou ure laws in teIf    in                             aMs                 (with
                                                     they ha a loan                                                                         (your anCe Progr                          nders



                                                                                                                                             2
              the sa             ckage.                                                                                                                                                                    m
                     le of yo             Many                 ve rece                                                  r office.                                            ime le               progra
             a com              ur
                     plete pa property if
                                                   lender
                                                            s will       ived                                                              forBear 30 % of sub-pr offer a workout pay at
                                                                    postpo
                                                                                                                                           Typica
                                                                                                                                                    lly                   ly                tely
             before             ckage              they ha                    ne                                                                                will on to immedia                      es
                     the sa             at leas
                                                 t two to ve received               Remem                                                              rates)            er                    quenci
                              le date
                                      .                     three w                           be                                            interest ires borrow                    tal delin lance
                                                                                   when we r This—M                                                  qu                     the to       the ba
                                                                      eeks                                    axim                           that re               ore of         , plus
                                                                                   or soon
                                                                                              receive
                                                                                                       the clien um success                             % or m         ure fees added to th
                                                                                                                                                                                                    eir
                                                                                           er befo                                 is poss le  ast 20               os
                                                                                                   re the fil t’s informat                  ible uding forecl                ill be           period
                                                                                                             ing of th         ion            incl                 ency w             over a
                                                                                                                        e Notice 30 days the delinqu                       yments             earanc
                                                                                                                                                                                                       e
                                                                                                                                  of Sale. of                    thly pa onths. Forb                  n
                                                                                                                                                        r mon             tm                  e actio
                                                                                                                                               regula          rt y-eigh e a foreclosur e
                                                                                                                                                        to fo
                                                                                                                                                of six             remov                 til th
                                                                                                                                                         do not                  ace un
                                                                                                                                                                       it in pl
                                                                             1                                                                  plans
                                                                                                                                                            ply stop
                                                                                                                                                 but sim rrent.
                                                                                                                                                            cu                           S
                                                                                                                                                 loan is                         GRAM
                                                                                                                                                                       E PRO
                                                                                                                                                               RANC              LEND
                                                                                                                                                                                        ER
                                                                                                                                                  FORBEA IL IF THE                        DER
                                                                                                                                                         EN FA                    CONSI WER
                                                                                                                                                   OFT                 ED TO               O
                                                                                                                                                            T FORC F THE BORR TO
                                                                                                                                                   IS NO                 O
                                                                                                                                                                ILIT Y        UIR E TH TO
                                                                                                                                                                                         EM
                                                                                                                                                    THE AB          E REQ                Y
                                                                                                                                                              Y. W                  ILIT
                                                                                                                                                     TO PA                 UR AB
                                                                                                                                                                DER YO
                                                                                                                                                     CONSI
                                                                                                                                                      PAY.




                                                                                                                                                                                     ercent d
                                                                                                                                                                             -nine p        n
                                                                                                                                                                     Ninet y ype lenders a nders        n.
                                                                                                                                                                     of ‘A’ t f sub-prime le modificatio
                                                                                                                                                                     70  %o            a loan
                                                                                                                                                                               gotiate
                                                                                                                                                                      will ne                    2                                                                                                        Paquete de Acuerdo de cliente                                              ©




                                                                                                                                                                                                                                                                               4
Design   CalBranch
         To reach California with their message of
         saving one home at a time, CalBranch                                                                                                                                                                                                  Ca
                                                                                                                                                                                                                                    1870 N lBranch
         Realty wanted to develop a postcard and                                                                                                                                                  DRE 01
                                                                                                                                                                                                        792203
                                                                                                                                                                                                                       Be part
                                                                                                                                                                                                                       We ar
                                                                                                                                                                                                                                  Salinas, . Main St.
                                                                                                                                                                                                                               of our tea
                                                                                                                                                                                                                                          m in
                                                                                                                                                                                                                                               CA 939
                                                                                                                                                                                                                                                      06
                                                                                                                                                                                                                           e seekin          Saving

         flyer series that individual agents could use.
                                                                                                                                                                                                                                   g license           Califor
                                                                                                                                                                                             An aff                                         d real es
                                                                                                                                                                                                                                                      tate ag
                                                                                                                                                                                                                                                                nia.

                                                                                                                                                                                                     o
                                                                                                                                                                                                                                                              ents.


                                                                                                                                                                                             to losi rdable lega
                                                                                                                                                                                                    ng you          l alter




                                                                                                                                                                        ho
                                                                                                                                                                                            higher           r              na
         The flyers were done in 5.5. x 8.5, 8.5 x 11                                                                                                                                       values   payme home due t tive
                                                                                                                                                                                                             nts or          o
                                                                                                                                                                                                    to refi
         and 7 x 10. The postcards were done in                                                                                                                                                             nance lack of
                                                                                                                                                                                                                  .
         standard and enlarged formats. These sizes
         could be used for mailings as well as ads in
         newspapers and magazines.
                                                                                                                                            5-3              300
                                                                                                                                     831-51




                                                                                                                                                                           me
                                                                                                                           oday!                                                           Call tod
                                                                                                                     Call T
                                                                                                                             omeo
                                                                                                                                   ne                                                               ay for
                                                                                                                       now s                                                               consult
                                                                                                                     K                                                                             ation.




                                                                                                             Hom
                                                                        CalBranch
                                                                              in St.                                        ger of
                                                                 18 70 N. Ma
                                                                       s, CA 939
                                                                                 06                                  in dan
                                                                Salina
                                                                                                                             their
                                                                                                                      losing
                                                                                lifornia.           ices.
                                                                     Saving Ca encia de Bienes y Ra
                                                           Equipo en       con Lis
                                                de nuestro       de Ventas
                                      Sea parte       do agentes
                                          amos buscan
                                                                                                                            ?
                                                                                                                       home
                                      Est
                             2203
                     DRE 0179                                                                                                                                                 rnia
                                                                                                                                                           Califo                                 Saving
                                                                                                                                                   Savingat a Time
                                   nto
                                                                                                                                                                                                                 Califo
                                                                                                                                                                        ©




                          sta a pu
                                                                                                                                                     Home
                                                                                                                                                   One                            792203
                                                                                                                                                                            DRE 01
                                                                                                                                                                                                                          rn          —
                                                                                                                                                                                                                      ome at ia
                                                                                                                                                                                                                 One H



                 ¿Usted e
                                                                                                                                                                                                                            a Time.
                                                                                                                                                                                              831-59
                                  sa?                                                                                                                                                        831-75 5-5209
         HOGA




                         er su ca
                                                                                                               e                                                                             www.s    1-0
                                                                                                                                                                                                   avingc 957

                 de perd
                                                                                                                                                                                                         a  .com




                                                                                                                     ¡Llame
                                                                                                                              hoy!   831-51
                                                                                                            h


                                                                                                                                                  5-3300
                                                                                                                  ¿Sabe
                                                                                                                         alguie
                                                                                                              ogar



                                                                                                                 en pel         n
                    Nosotros
                                                                                                                        igro de
                                                                                                                 perder
                    tenemos
                                                                                                                         su hog
                                                                                                                                ar?
                               n.
                    la solució
          R




                                                                                                                                        Savin C
                                                                                                                                        One Hom g      a
                                                                                                                                               e at a Ti lifornia
                                                                                                                                                        me ©


                                                                —
                                             C lulifornia a.
                                                                                                                                                         DRE 017
                                                                                                                                                                92203




                                    Savinge resoa cion de hipotec
                                        io d
                                     servic
                                                  209
                                         831-595-5 957
                                              51-0
                                         831-7 ingca.com
                                        www.sav
                                                                                                                               5
Design   Saving California
         Saving California was seeking a logo that
         enforced its desire to help home­ wners who
                                           o
         were trying to avoid foreclosure.
         The shield reinforces Saving California’s fight
         in the legislative field for better mortgage
         practices and also the protection it offers
         to homeowners in helping them avoid
         foreclosure.




                                                      John Smith
                                                      Real Estate Agent
                                                        1540 Real Street
                                                      Fresno, CA 12345
                                                      p: (123) 456-7890
                                                      f: (123) 456-7890
                                                                               John Smith
                                                                               Real Estate Agent
                                                                                 1540 Real Street
                                                                                John Smith
                                                                               Fresno, CA 12345
                                                                               p:Real Estate Agent
                                                                                  (123) 456-7890
                                                                               f: (123)Real Street
                                                                                  1540 456-7890
                                                                                Fresno, CA 12345
                                                                                p: (123) 456-7890
                                                                                f: (123) 456-7890
                                                                                                     John Smith
                                                                                                     Real Estate Agent
                                                                                                       1540 Real Street
                                                                                                     Fresno, CA 12345
                                                                                                     p: (123) 456-7890
                                                                                                     f: (123) 456-7890




                                                                           6
Design   Memoré
         For the logo, I created a clean, simple text icon
         that would reproduce well on a white or colored
         background.                                         Honor it. Remember it. Keep it. Honor it. Remember it. Keep
         For the brochure, I used black to give              Find it. Feel it. Preserve it. Find it. Feel it. Preserve it.
         a sense of elegance and to create an interesting    Believe it. Protect it. Relish it. Believe it. Protect it. Relish it.
         visual that would not compete with the posters      Retreive it. Mind it. Touch it. Retreive it. Mind it. Touch it.
         Memoré wanted to highlight.
                                                             Caress it. Respect it. Love it. Caress it. Respect it. Love it.
                                                             Honor it. Remember it. Keep it. Honor it. Remember it. Keep
                                                             Find it. Feel it. Preserve it. Find it. Feel it. Preserve it.
                                                             Believe it. Protect it. Relish it. Believe it. Protect it. Relish it.
                                                             Retreive it. Mind it. Touch it. Retreive it. Mind it. Touch it.
                                                             Caress it. Respect it. Love it. Caress it. Respect it. Love it.


                                                                                                        Remember it. Keep it. Show it.
                                                                   Remember
                                                                              it. Keep it.
                                                                                             Show it.




                                                                               Black  W
                                                                                         hite
                                                                               Cherish
                                                                              Elegance
                                                                              Patriotic




                                                                          Outdoor




                                                                        Bright
                                                                       Reminisce
                                                                       Modern
                                                                       Garden




                                                                   7
Design   African American Interest Group
         For their annual genealogy conference, the
         African American Interest Group wanted a
         poster to advertising the event and to serve                                                 September 14  15, 2012
         as a directional sign at the event location.                                                        Columbus Metropolitan Library
         The poster design will also be used for future                                                                  Dr. Deborah Abbot
         events and brochures.                                                                                             10 am to 5 pm



                                                                                                                   African American Interest Group
                                                                                                                                   of the
                                                                                                                        Franklin County Genealogical
                                                                                                                             Historical Society
                                                                                                                                  presents




                                                                                                             Journey of
                                                                                                            our Ancestors:
                                                                                                             from Africa to America
                    Journey of our Ancestors:                                        Slave Research

                                     from Africa to America                          Cluster Genealogy
                                                                                     Advanced Research Methods




                Beginning Genealogy
                Library Resources
                Slave Research
                Cluster Genealogy
                Advanced Research Methods
                                              September 14  15, 2012
                                                 Columbus Metropolitan Library
                                                             Dr. Deborah Abbot
                                                               10 am to 5 pm


                                                                                 8
Typesetting   Bob Jones University
              A Teacher’s Edition contains abundant
              material; clarity and organization are crucial.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                12
              Charts, boxes, icons and colors help the
                                                                                                                                                                                                                                                                                                                                                                                 Addition: Two-Digit Numbers
              teacher find the information quickly and stay                                                                                                                                                                                                                                                  Lesson                 Topic                                                                            Materials                                                                       Objectives
                                                                                                                                                                                                                                                                                                               84       Add the Ones First                          •	 Unifix	Cubes	(or	Place	Value	Kit)	for	each	student •	 Join	sets	for	2-digit	addends

              on track.                                                                                                                                                                                                                                                                                                                                             •	 Subtraction	flashcards                             •	 Complete	a	2-digit	addition	problem	in	vertical	form
                                                                                                                                                                                                                                                                                                                                                                                                                          •	 Write	an	addition	equation	to	solve	a	word	problem

                                                                                                                                                                                                                                                                                                               85       Two-Digit Addition                          •	 Unifix	Cubes	(or	Place	Value	Kit)	for	each	student •	 Join	sets	for	2-digit	addends
                                                                                                                                                                                                                                                                                                                                                                    •	 Different	types	of	mail                            •	 Complete	a	2-digit	addition	problem	in	vertical	form
                                                                                                                                                                                                                                                                                                                                                                    •	 Subtraction	flashcards                             •	 Write	an	addition	equation	to	solve	a	word	problem

                                                                                                                                                                                                                                                                                                               86       Adding Dimes 
                                                                                                                                                                                                                                                                                                                        Pennies
                                                                                                                                                                                                                                                                                                                                                                    •	 Subtraction	flashcards	                                                                                •	 Join	sets	of	dimes	and	pennies	for	2-digit	addends
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Write	an	addition	or	subtraction	equation	to	solve	a	
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 word	problem
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Follow	the	Problem	Solving	Plan	to	solve	a	word	problem

                                                                                                                                                                                                                                                                                                               87       Money Addition                              •	 Pictograph	transparency	(Appendix	page	A66)
                                                                                                                                                                                                                                                                                                                                                                    •	 Subtraction	flashcards	
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Join	sets	of		dimes	and	pennies	for	2-digit	addends
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Write	an	addition	or	subtraction	equation	to	solve	a	
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 word	problem
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Follow	the	Problem	Solving	Plan	to	solve	a	word	problem
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Compose	an	addition	word	problem

                      84                pages  174–76         pages  173–74                                                                                                                                                                                                                                    88       Chapter 12 Review                                                                                                                                     R
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              	 eview

                                                                                        Join sets for 2-digit addends
                 Objectives
                  •	 Join	sets	for	2-digit	addends                                      Write an addition equation for a word problem                                                                                                                                                                          S3       Rename 10 Ones                              •	 Unifix	Cubes	(or	Place	Value	Kit)	for	each	student •	 Rename	10	ones	as	1	ten
                                                                                                                                                                                                                                                                                                                                                                    •	 Subtraction	flashcards                             •	 Join	sets	for	2-digit	addends	with	renaming
                  •	 Complete	a	2-digit	addition	problem	in	vertical	form               	 	 Distribute	the	Tens/Ones	Mats	and	Unifix	Cubes.	Direct	
                                                                                        1
                                                                                                                                                                                                                                                                                                                                                                                                                          •	 Complete	a	2-digit	addition	problem	with	renaming
                  •	 Write	an	addition	equation	to	solve	a	word	problem                     the	students	to	use	their	cubes	on	their	mats	to	show	
                 Teacher Materials
                  •	 Place	Value	Kit:	tens,	ones
                                                                                            the	word	problem.
                                                                                        	 .	Read	aloud	this	word	problem.	Use	your	tens	and	ones	
                                                                                        2                                                                                                                                                                                                                      S4       Rename 10 Pennies                                                                                                                                     •	 Rename	10	pennies	as	1	dime
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Join	sets	of	dimes	and	pennies	for	2-digit	addends	with	
                  •	 Subtraction	flashcards:	8	2	6,	8	2	4,	and	previously	memorized	        to	model	the	problem	on	a	Tens/Ones	frame.
                    subtraction	facts                                                                                                                                                                                                                                                                                                                                                                                                                                            renaming
                 Student Materials                                                          Mrs.	Hart’s	class	has	14	boys	and	12	girls.	How	many	                                                                                                                                                                                                                                                                                                                             •	 Solve	money	problems	with	sums	to	99¢
                  •	 Number	Cards:	0–9                                                   students	are	there	in	all?                                                                                                                         Add the                                                                                                                                                                                                                           •	 Write	an	addition	equation	to	solve	a	word	problem
                  •	 Tens/Ones	Mat
                                                                                                                                                                                                                                            Ones Fir
                  •	 50	Unifix	Cubes	(or	Place	Value	Kit:	tens,	ones)                   	 ➤	How  many boys are in the class? 14
                                                                                            Place 1 ten bar and 4 ones at the top
                                                                                                                                                                                                                                                     st
                                                                                                                                                                                                                                                                                      =======89 Test Day                Cumulative Review                           •	 A	paper	bag                                                                                            •	 Extend	a	shape	pattern:	abab, abbabb, abcabc
                                                                                                                                                                                                                                                                                              =====
                 Note                                                                                                                                                                                                                                                         Name
                                                                                                                                          Tens       Ones                                                                      Add the
                                                                                                                                                                                                                                                                                                                                                                    •	 Subtraction	flashcards                                                                                 •	 Extend	a	number	pattern:	abab, abbabb, abcabc
                 To	demonstrate	the	addends	with	Unifix	Cubes	or	the	Place	                 of your mat.                                                                                                                                       ones firs
                                                                                                                                                                                                                                                         t.
                 Value	Kit,	display	the	tens	horizontally	in	the	Tens	place	and	the	    	 ➤	How many girls are in the class? 12
                                                                                                                                                                                                                                                                                                                                        Write an
                                                                                                                                                                                                                                                                                                                                        Solve usin
                                                                                                                                                                                                                                                                                                                                                  equation
                                                                                                                                                                                                                                                                                                                                                            for                                                                                                               •	 Extend	a	letter	pattern:	abab, abbabb, abcabc
                                                                                                                                                                                                                             Add the                                                          Tens On                                              g the Ten the word problem
                                                                                                                                                                                                                                              tens nex                                                es                                                    s/Ones fram
                 ones	individually	in	the	Ones	place.	The	first	addend	should	be	           Place 1 ten bar and 2 ones at the                                                                                                                          t.                                                                                                                    .
                                                                                                                                                                                                                                                                                                                                                                                                                                                                              •	 Determine	the	value	of	a	set	of	dimes	and	pennies
                                                                                                                                                                                                                                                                                               2 3
                                                                                                                                                                                                                                                                                                                                                                        e.
                 displayed	near	the	top	of	the	Tens/Ones	frame	or	Tens/Ones	Mat,	
                 and	the	second	addend	should	be	displayed	near	the	bottom.
                                                                                            bottom of your mat.
                                                                                                                                                                                                                                                                                           1    5
                                                                                                                                                                                                                                                                                                                   12                                                 Kate put
                                                                                                                                                                                                                                                                                                                                                                                33
                                                                                                                                                                                                                                                                                                                                                                     letters. Su stamps on the
                                                                                                                                                                                                                                                                                                                                                                                                                                     Tens On
                                                                                                                                                                                                                                                                                                                                                                                                                                             es                               •	 Compare	2-digit	numbers	using	. and	,	
                                                                                        	 ➤	How can we find how many students
                                                                                                                                                                                                                                                                                                                                                                                 e put 15   33
                                                                                                                                                                                                                                                                                              3 8
                                                                                            there are in all? join the sets; add
                                                                                                                                                                                                                                Add.                                                                                                                                the letters           stamps on
                                                                                                                                          Tens       Ones
                                                                                                                                                                                                                                                                                                                                                                    did they
                                                                                                                                                                                                                                                                                                                                                                                . How ma
                                                                                                                                                                                                                                                                                                                                                                              use in all?      5
                                                                                                                                                                                                                                                                                                                                                                                          ny stamp
                                                                                                                                                                                                                                                                                                                                                                                                   s
                                                                                                                                                                                                                                                                                                                                                                                                                            1
                                                                                        	 .	Explain	that	when	joining	sets	with	
                                                                                        3                                                                                                                                                              Tens On
                                                                                            tens	and	ones,	the	cubes	in	the	
                                                                                                                                                                                                                                                       43
                                                                                                                                                                                                                                                               es                                                                       Add the
                                                                                                                                                                                                                                                                                                                                                  ones firs                                4 8
                                                                                            Ones	place	should	always	be	joined	
                                                                                                                                                                                                                                                    5
                                                                                                                                                                                                                                                                                                      Tens On
                                                                                                                                                                                                                                                                                                              es                    Add.
                                                                                                                                                                                                                                                                                                                                                             t.
                                                                                                                                                                                                                                                                                                                                                                                33  15 
                 Memorize subtraction facts: 8 2 6, 8 2 4                                   first;	then	the	bars	in	the	Tens	place	                                                                                                                     2                                              30                                                  Tens On                        48 stamp
                 	1.	Display	the	new	flashcards	slowly,	one	at	a	time.	Select	
                     volunteers	to	give	the	answers.
                                                                                            are	joined.
                                                                                        	 ➤	Move
                                                                                                                                                                                                                                                       95                                           2  7                                                   55
                                                                                                                                                                                                                                                                                                                                                                   es                              s
                                                                                                                                                                                                                                                                                                                                                                                                          Tens On
                                                                                                    all the cubes in the Ones place      Tens Tens OnesOnes
                 	 .	Distribute	Number	Cards	0–9.	Display	each	flashcard	
                 2                                                                          together. How many ones are there
                                                                                                                                                                                                                         Add.

                                                                                                                                                                                                                          Tens On
                                                                                                                                                                                                                                                                                                      5 7                                             1     4                                            15
                                                                                                                                                                                                                                                                                                                                                                                                                  es

                                                                                                                                                                                                                                  es
                     again.	Direct	the	students	to	hold	up	the	correct		                    in all? 6
                                                                                                                                                                                                                       41
                                                                                                                                                                                                                                                       Tens On
                                                                                                                                                                                                                                                               es             Tens On                                                                      6 9                                       4    3
                     Number	Card	for	each	answer.                                       	 ➤	Move all the tens in the Tens place                                                                              ited.
                                                                                                                                                                                                                      1 8                             76                             es                Tens On
                                                                                                                                                                                                                                                                                                                                 Add.
                                                                                                                                                                                                                                                                                                                                                                                                          58
                                                                                                                                                                                                                                                                            60
                                                                                                                                                                                                    n prohib


                 	 .	Practice	these	and	the	previously	memorized	subtraction	
                  3                                                                         together. How many tens are there in                                                                                                                                                                                es                 Tens On

                                                                                                                                                                                                                       59
                                                                                                                                                                                                                                                       2                                               3 4                                es
                                                                                                                                                                                                 Reproductio




                                                                                                                                                                                                                                                                                                                                                           Tens On
                     facts	several	times.                                                   all? 2                                                                                                                                                                         2 9                                                    54                              es
                                                                                                                                                                                                                                                       78
                                                                                                                                              Tens     Ones                                                                                                                                                                                                                     Tens On
                                                                                                                                                                                                                                                                                                                                                            22
                                                                                                                                           Tens Ones
                                                                                        	 ➤	What is the total number of students in the class? 26
                                                                                                                                             2 4
                                                                                                                                                                                                                                                                            89
                                                                                                                                                                                                                                                                                                        4                      2  5                                            9 4
                                                                                                                                                                                                                                                                                                                                                                                        es                         Tens On
                                                                                                                                                                                      BJU Press.




                 Identify tens and ones in a number                                                                                                                                                                  Write an
                                                                                                                                                                                                                                                                                                                                                     3
                                                                                                                                                                                                                                                                                                                                                                                                                           es
                                                                                        	 ➤	What is the equation that shows this word problem?
                                                                                                                                         1 5
                                                                                                                                                                                                                              equation
                                                                                                                                                                                                                                               for the wor
                                                                                                                                                                                                                                                                                                        38                         79                        3                                                      80
                                                                                                                                                                                                                                                                                                                                                                                   5
                                                                                                                                                                                                                                                           d problem
                 	1.	Display	5	tens	and	4	ones	(from	the	Place	Value	Kit)	on	a	
                                                                                                                                                                               © 2006




                                                                                           14 1 12 5 26                                                                                                          Jon needs                                          . Solve usin                                                                                              
                     Tens/Ones	frame.                                                       Write	the	equation	for	display	and	lead	the	students	in	                                                            Bill needs
                                                                                                                                                                                                                            27 stamp
                                                                                                                                                                                                                                      s.
                                                                                                                                                                                                                                                                                 g the Ten
                                                                                                                                                                                                                                                                                           s/Ones
                                                                                                                                                                                                                                                                                                                                                           5 5                                              1       7
                                                                                                                                                                                                                                                                                                                                                                                 99
                                                                                                                                                                                                                                                                                                    frame.
                                                                                                                                                                                                                           31 stamp




                                                                                                                                                                                                                                                                                                                                                                                                                                            © 2006
                 	 ➤	Whatnumber is shown? 54                                                reading	it	aloud.                                                                                                   How ma
                                                                                                                                                                                                               they nee
                                                                                                                                                                                                                        ny stamp
                                                                                                                                                                                                                                     s.
                                                                                                                                                                                                                                  s do                                                      Tens On                                                                                                                9 7




                                                                                                                                                                                                                                                                                                                                                                                                                                                   BJU Press.
                 	 ➤	How many tens are in 54? 5                                                                                                                                                                         d in all?                                                                   es
                                                                                        	 .	Repeat	the	procedure	telling	word	problems	for	23	1	16	
                                                                                        4
                 	 ➤	How many ones are in 54? 4                                             5	39 and	11	1	31	5	42.
                                                                                                                                           Tens    Ones
                                                                                                                                                                                                                                                                                              27                           Write the




                                                                                                                                                                                                                                                                                                                                                                                                                                                              Reproductio
                                                                                                                                                                                                                                                                                                                                      number
                 	 .	Select	a	volunteer	to	use	the	tens	and	ones	to	display	
                 2                                                                                                                                                                                                                                                                       3    1
                                                                                                                                                                                                                                                                                                                           ones. Wri          of
                                                                                                                                                                                                                                                                                                                                     te the num tens and
                                                                                                                                                                                                                                                                                                                                               ber.                 Draw a line
                                                                                        Complete a 2-digit addition problem in vertical
                                                                                                                                                                                                                                                                                             5 8
                                                                                                                                                                                                                                                                                                                                                                                to match.

                                                                                                                                                                                                                               27




                                                                                                                                                                                                                                                                                                                                                                                                                                                                          n
                     the	number	69.




                                                                                                                                                                                                                                                                                                                                                                                                                                         prohibited.
                 	 ➤	How many tens are in 69? 6                                         form                                                                                                                                                     31             58 stamps                                                                                       2 tens 5 one
                 	 ➤	How many ones are in 69? 9                                         	1.	Write	24	1	15	as	shown.
                                                                                                                                                 Tens Ones
                                                                                                                                                                                 Math 1, Chapt
                                                                                                                                                                                                                       er 12, Lesson
                                                                                                                                                                                                                                       84                                                                                      3     tens   9                     7 tens 3 one
                                                                                                                                                                                                                                                                                                                                                                               s
                                                                                                                                                                                                                                                                                                                                                                                                                     73
                 	 .	Repeat	the	procedure	for	82.	8 tens, 2 ones
                 3                                                                      	 .	Remind	the	students	that	when	they	
                                                                                        2                                                                                                                                                                                 one hun                                                                 ones

                 Make 2-digit numbers
                                                                                            add	2-digit	numbers,	they	always	
                                                                                                                                                2 4
                                                                                                                                               1 5                                                             Worktex
                                                                                                                                                                                                                                                                                  dred    seventy-fi
                                                                                                                                                                                                                                                                                                       ve    175                    39                            8 tens 6 one
                                                                                                                                                                                                                                                                                                                                                                                   s
                                                                                                                                                                                                                                                                                                                                                                                                                   86
                                                                                            begin	by	adding	the	digits	in	the	Ones	                                                                                     t pa                      ges 175–                                                               176   one hun                                         s
                 	 	 Distribute	the	Tens/Ones	Mats	and	Unifix	Cubes.
                 1                                                                          place	first.                                                                  Review th                            76                                                                    x                                25
                                                                                                                                                                                                                                                                                                                                       dred sev
                                                                                                                                                                                                                                                                                                                                                enty-si
                                                                                                                                                                                        e                                                               3. Remin
                 	 .	Write	43	for	display.	Direct	each	student	to	use	his	
                 2                                                                      	 ➤	What   is 4 ones 1 5 ones? 9 ones                                             top of pa procedure for ad                                                                d th
                                                                                                                                                                                      ge
                                                                                                                                                                         half of th 175. Guide the
                                                                                                                                                                                                             ding 2- dig                                   digits in e students that
                                                                                                                                                                                                                                                                                                                                                                                                   Math 1, Chapt

                                                                                           Write	9	in	the	Ones	place	of	the	answer.
                                                                                                                                                                                                                                                                                                                                                                                                                er 12, Lesson
                     Unifix	Cubes	to	show	43.                                                                                                                                                                            it addend                                    th                     we                                                                                                                                 84


                 	 ➤	How   many tens did you put in the Tens place? 4                   	 ➤	What   is 2 tens 1 1 ten? 3 tens                                            remainde
                                                                                                                                                                                      e page. Re
                                                                                                                                                                                                 ad and ex
                                                                                                                                                                                                           students
                                                                                                                                                                                                                      in comp       s at the               by movin e Ones place. Te begin adding wi
                                                                                                                                                                                                                                let                                    g his cube            ll ea                th the
                 	 ➤	How   many ones did you put in the Ones place? 3                       Write	3	in	the	Tens	place	of	the	answer.
                                                                                                                                                                                      r
                                                                                                                                                                        to comp of page 175 and plain the directio ing the top                        	 ➤	Wha
                                                                                                                                                                                                                                                                t number            4 spaces ch student to ad
                                                                                                                                                                                    lete the              page 176.               ns for th                                 is your cu         to th                d 4 ones
                 	 .	Repeat	the	activity	for	26	and	17.	2 tens, 6 ones; 1 ten, 7 ones
                 3                                                                      	 .	Guide	the	students	in	reading	the	problem	as	you	point	
                                                                                        3                                                                                                     pages.                   Instr uct           e              Explain
                                                                                                                                                                                                                                                                    th                 be on no e right.
                                                                                                                                                                                                                                 the stude
                                                                                                                                                                                                                                           nts           answer to at 3 ones plus 4               w? 17
                                                                                            to	each	addend:	24 plus 15 equals 39.                                                                                                            Overview 7 in            this prob             ones is 7
                                                                                                                                                                                                                                                         a                       lem will             on                                                                                                                                                                                                                           195
                                                                                        	 .	Repeat	the	activity	by	writing	the	following	problems	
                                                                                        4                                                                                                                                                                        the Ones
                                                                                                                                                                                                                                                                             place. W        be in th es and that the
                                                                                                                                                                                                                                                        answer.                         rite 7 in     e colum
                                                                                            in	a	Tens/Ones	frame	and	selecting	volunteers	to	add.	
                                                                                                                                                                      Add 2-di                                                                      4. Tell ea                                    the Ones n that has
                                                                                            Emphasize	adding	the	digits	in	the	Ones	place	before	                                   git num                                                                     ch stude                                     place of
                                                                                                                                                                                                                                                       spaces do           nt to add                                  the
                                                                                            adding	the	digits	in	the	Tens	place.                                      Material                 bers usin                                                           wn.                 2 tens by
                                                                                                                                                                                s                         g the Hu                                	 ➤	Wha
                                                                                                                                                                                                                                                            t number                               moving
                                                                                        	      15      32       24                                                    • Chart 1:                                        ndred Ch                                         is your cu
                                                                                                                                                                                                                                                                                                            his cube
                                                                                                                                                                                                                                                                                                                      2
                 Direct	attention	to	the	picture	on	Worktext	page	174.	                                                                                               • Hundred
                                                                                                                                                                                    Hundred
                                                                                                                                                                                             Chart                                  ar t             Write 3
                                                                                                                                                                                                                                                                 in the Te          be on no
                                                                                             1 11	   1 12	   1 12                                                                    Chart (Ap                                                   5. Repeat                  ns place           w? 37
                 Read	aloud	the	theme	story	on	page	197	in	the	Chapter	                                                                                              • 1 Unifix                pendix pa                                                       the proc                of the an
                                                                                        	      26	     44	      36                                                                 Cube for              ge A44)                                                          edure for               sw
                 12	Overview.	                                                                                                                                      Procedure                each stu
                                                                                                                                                                                                     dent
                                                                                                                                                                                                                 for each
                                                                                                                                                                                                                           student                                                    each addit er.
                                                                                                                                                                    1. Display                                                                                                                     ion prob
                                                                                                                                                                                  th                                                                                                                        lem.
                                                                                                                                                                       Charts an e Hundred Chart.
                                                                                                               Chapter 12: Addition—Two-Digit Numbers                               d the Un            Distribu                                                                                                  1 2 3
                  198                                                                                                                                                 problem
                                                                                                                                                                                  s in Tens ifix Cubes. Writ
                                                                                                                                                                                                                  te the Hu
                                                                                                                                                                                                                              ndred                                                                                         4 5 6
                                                                                                                                                                         13                 /Ones fra
                                                                                                                                                                                                       mes for
                                                                                                                                                                                                                e these ad
                                                                                                                                                                                                                             dition                                                                                                   7 8 9
                                                                                                                                                                      1 24
                                                                                                                                                                                     21
                                                                                                                                                                                              49
                                                                                                                                                                                                       61
                                                                                                                                                                                                                display.
                                                                                                                                                                                                                                                                                                                 11 12 13                       10
                                                                                                                                                                        37
                                                                                                                                                                                 1 52
                                                                                                                                                                                           1 20                                                                                                                            14 15 16
                                                                                                                                                                 2. Direc           73
                                                                                                                                                                           t attentio        69	
                                                                                                                                                                                                     1 36

                                                                                                                                                                                                                                                                                                                 21 22 23            17 18 19
                                                                                                                                                                	 ➤	Wha
                                                                                                                                                                         t is the fir
                                                                                                                                                                                        n to the
                                                                                                                                                                                                 fir
                                                                                                                                                                                                      97
                                                                                                                                                                                      st addend st problem.                                                                                                                24 25 26             20
                                                                                                                                                                   Cove   r the nu
                                                                                                                                                                                                           mber 13                         ? 13	
                                                                                                                                                                                                                                                                                                                                     27 28 29
                                                                                                                                                                                                                                        on your
                                                                                                                                                                                                                                                     char t wi                                                  31 32 33                       30
                                                                                                                                                                                                                                                                  th a Unifix
                                                                                                                                                                                                                                                                                    Cube.                                 34 35 36
                                                                                                                                                                                                                                                                                                                                    37 38 39
                                                                                                                                                                                                                                                                                                               41 42 43                       40
                                                                                                                                                              Lesson 84                                                                                                                                                  44 45 46
                                                                                                                                                                                                                                                                                                                                   47 48 49
                                                                                                                                                                                                                                                                                                                                              50

                                                                                                                                                                                                                                                                                                                                                                                            19 9




                                                                                                                                                                                                                                                                                  9
Typesetting   Bob Jones University
              I created one document for both packets.
              Once the tests were printed with the
              answers, the magenta answer color was
              switched to white for the student version.                                                                                                                                                                      Chapte
              The text on lines (text paths) was “aligned                                                                                                                                                                                     r1
                                                                                                                                                                                                         D. Com
                                                                                                                                                                                                                bine
              to descender” to avoid white stripes through                                                                                                                                              21
                                                                                                                                                                                                            compo the sentence
                                                                                                                                                                                                           . Carso
                                                                                                                                                                                                                  und pr

                                                                                                                                                                                                                   n forg
                                                                                                                                                                                                                         edicate. s to make a
                                                                                                                                                                                                                                              com          pound
                                                                                                                                                                                                                                                                   subjec
                                                                                                                                                                                                             Trevor fo ot the football.
                                                                                                                                                                                                                                                                          t or a
              the underline.                                                                                                                                                                                  Carso
                                                                                                                                                                                                                      rgot the
                                                                                                                                                                                                                               football
                                                                                                                                                                                                                                        .
                                                                                                                                                                                                                      n an
                                                                                                                                                                                                                        d Trevo
                                                                                                                                                                                                     22. Dan                     r forgo
                                                                                                                                                                                                                                         t the fo
                                                                                                                                                                                                              slipped.                            otball.
                                                                                                                                                                                                         Dan fell
                                                                                                                                                                                                                  on the fl
                                                                                                                                                                                                                            oor.
                                                                                                                                                                                                          Dan     slipped
                                                                                                                                                                                                                              and fell
                                                                                                                                                                                                                                         on the
                                                                                                                                                                                                   E. Use                                         floor.
                                                                                                                                                                                                          a   comma
                                                                                                                                                                                                                      and a
                                                                                                                                                                                                  23. I w                joining
                                                                                                                                                                                                         ant pepp                word to
                                                                                                                                                                                                      Janet w     eroni on               make a
                                                                                                    Chapter 1                                                                                                ants saus
                                                                                                                                                                                                                       age.
                                                                                                                                                                                                                             the pizz
                                                                                                                                                                                                                                      a.
                                                                                                                                                                                                                                                compo
                                                                                                                                                                                                                                                      und se
                                                                                                                                                                                                                                                             ntence
                                                                                                                                                                                                                                                                    .


                                                                                                                                                                                                     ===
                                                                                                                                                                                                       I want
                                                                                  A. Write S if the group of words is a sentence.                                                                               pepper
                                                                                                                                                                                                                             ===
                                                                                                                                                                                                                           oni on
                                                                                                                                                                                                                                                     ===
                                                                                     Write F if the group of words is a fragment.                                                                                              the piz
                                                                                                                                                                                              24. Jane                                 za, but
                                                                                                                                                                                                       t will br                               [and] Ja
                                                                                               1. We stood in line.                               5. Ryan ate two hot dogs.
                                                                                                                                                                                                                                                                             ===
                                                                                     S                                                    S                                                                      ing soda                               net wan
                                                                                                                                                                                                  I will br               s to drin                             ts sausa
                                                                                     F         2. On the carousel.                        F       6. Doesn’t like cotton candy.                             ing pota                k.                                   ge.
                                                                                                                                                                                                                     to chips.

                                                                                                                                                                                                 ===
                                                                                     F         3. Rode it five times.                     S       7. My hands are sticky.
                                                                                                                                                                                                   Janet w
                                                                                     S         4. I bought cotton candy.                  F       8. A place to wash my hands.                                ill bring
                                                                                                                                                                                                                          ===
                                                                                                                                                                                                                          sodas
                                                                                                                                                                                           25. We
                                                                                                                                                                                                   can buy
                                                                                                                                                                                                                           to drin
                                                                                                                                                                                                                                   k, and
                                                                                                                                                                                                                                              ===
                                                                                                                                                                                                                                          [but] I
                                                                                  B. Draw a line between the complete subject and the complete predicate.
                                                                                     Write the simple subject and the simple predicate on the diagram.                                         We can      a frozen
                                                                                                                                                                                                      make a
                                                                                                                                                                                                              homem
                                                                                                                                                                                                                    pizza.
                                                                                                                                                                                                                                                  will bri
                                                                                                                                                                                                                                                           ng pota
                                                                                                                                                                                                                                                                         ===
                                                                                                                                                                                                                                                                   to chip
                                                                                                                                                                                                                                                                           s.




                                                                                                                                                                                                                                                                                                    © 2004
                                                                                    9. Seven dirty dogs|ran across the porch.                                                                                        ade pizz
                                                                                                                                                                                                                               a.
                                                                                                        dogs                              ran
                                                                                                                                                                                             ===




                                                                                                                                                                                                                                                                                                           BJU Pr
                                                                                                                                                                                                We can
                                                                                  10. The first dog|jumped over the rail.
                                                                                                                                                                                                       b   uy a fro
                                                                                                                                                                                                                    ===
                                                                                                                                                                                                                     zen piz
                                                                                                                                                                                                                                           ===




                                                                                                                                                                                                                                                                                                                 ess. Re
                                                                                                                                                                                                                               za, or w
                                                                                                                                                                                                                                          e can m
                                                                                                                                                                                                                                                                    ===
                                                                                                         dog                            jumped                                         F. Writ                                                    ake a h
                                                                                                                                                                                               e S if                                                     omemad
                                                                                                                                                                                          Write C the sentence




                                                                                                                                                                                                                                                                                                                         prod
                                                                                                                                                                                                  if the se         is a sim                                     e pizza
                                                                                                                                                                                                                                                                         .
                                                                                  11. Fido|fell down the stairs.                                                                                            ntence           ple sent




                                                                                                                                                                                                                                                                                                 uction
                                                                                                                                                                                        S                          is a co
                                                                                                                                                                                                26. The                    mpoun ence.
                                                                                                         Fido                             fell                                                            boys ha                  d sent
                                                                                                                                                                                                                                          ence.
                                                                                                                                                                                                                   d
                                                                                                                                                                                                                   great pl




                                                                                                                                                                                                                                                                                             prohibi
                                                                                                                                                                                       C
                                                                                                                                                                                              27. The                       ans for
                                                                                                                                                                                                      y wante                        the sum
                                                                                  12. Muddy pawprints|covered the floor.                                                               C                       d to buil                     mer.




                                                                                                                                                                                                                                                                                                     te
                                                                                                                                                                                             28. The                     d a club




                                                                                                                                                                                                                                                                                             d.
                                                                                                                                                                                                     y pulled                     house, bu
                                                                                                     pawprints                          covered                                    S                           weeds,                        t they ha
                                                                                                                                                                                            29. The                    and they                        d to wor
                                     © 2004 BJU Press. Reproduction prohibited.




                                                                                                                                                                                                    y put aw                       watered                      k in the
                                                                                                                                                                                   S                          ay the to                     the plan                     garden.
                                                                                                                                                                                           30. The                      ols in th                    ts.
                                                                                  C. Use the code to label each sentence. Add the correct ending                                                   re was st                      e toolsh
                                                                                     punctuation.                                                                                                            ill time                      ed.
                                                                                                                                                                                                                      to work
                                                                                   Imp.      13. Get your baseball glove    .                             CODE
                                                                                                                                                                                                                                on the cl
                                                                                                                                                                                                                                          ubhouse.
                                                                                    Int.     14. Where are my cleats    ?
                                                                                    Int.     15. What time does the game start      ?               Dec. = Declarative
                                                                                                                                                    Int. = Interrogative
                                                                                   Dec.      16. The game starts at 7:30    .                       Imp. = Imperative
                                                                                                                                                                                                                                                               English
                                                                                                                                                                                                                                                                         4, Chap
                                                                                                                                                                                                                                                                                ter 1 Te
                                                                                                                                                                                                                                                                                        st
                                                                                   Exc.      17. Oh, we’re going to be late     !                   Exc. = Exclamatory
                                                                                   Dec.      18. I am ready to leave now   .
                                                                                   Imp.      19. Put your gear in the car .
                                                                                   Exc. 20.        We made it just in time! or .
                                                                                  or Dec.




                                                                                  English 4, Chapter 1 Test




                                                                                                                                                                              10
Typesetting   Bob Jones University
              This “Family Living Skills” series featured
              a Student Book, Teacher’s Edition, Student
              Applications Guide, Teacher’s Applications
              Guide, Tests and Transparencies.
                                                                                                                                                                               ChapterREVIEW
                                                                                                                                                 terms
                                                                                                                                                nuclear family
              For both guides, the magenta answer color                                                                                         extended family                          covenant
                                                                                                                                                                                         family life cycle                       urbanization
                                                                                                                                                genealogies
              was switched to white (or none) on the the                                                                                                                                 Christian family life
                                                                                                                                                                                                               cyc le
                                                                                                                                                                                                                                 mobility
                                                                                                                                                                                                                                 cohabitation
                                                                                                                                               Chapter Review
              Student Guide.                                                                                                                   The Family Defin
                                                                                                                                                                ed
                                                                                                                                                1. Write from mem
                                                                                                                                                                     ory the portion of Jos
                                                                                                                                                    that we have studied                    hua 24:15           15.What can you do
                                                                                                                                                                          in this chapter.                                          now to prepare for
                                                                                                                                                2. What is the differen                                             future?                               crises in the
                                                                                                                                                                        ce between a nuclear
                                                                                                                                                   and an extended fam                         family           16. What are some
                                                                                                                                                                         ily? Give an examp                                        of the external forc
                                                                                                                                                   extended family.                          le of an               on the family?                      es of change
                                                                                                                                               3. What are the thre                                            17. In what way can
                                                                                                                                                                    e parts to the biblical                                        urbanization cause fam
                                                                                                                                                  of the family?                            def inition                                                      ily
                             Dealing with Postpartum Fatigue: Ideas for a New Mother                                                         Biblical Roles in
                                                                                                                                                                                                                   disunity?
                                                                                                                                                                                                               18. How has technol
                                                                                                                                                               the Family                                                          ogy influenced the
                              What to Do                                        Specific Suggestions                                          4. What principles                                                                                        family?
                                                                                                                                                                   do the biblical genealo

                            Relax and rest.
                                                  Sleep when the baby sleeps; turn the phone off and the answering machine on
                                                                                                                                                  teach?
                                                                                                                                             5. Why is it importa
                                                                                                                                                                                            gies
                                                                                                                                                                                                             Critical thinking
                                                  (low volume); rest without guilt.                                                                                nt for each family mem                       1. Read Deuteronom
                                                                                                                                                 to act according to his                     ber                                          y 30:
                                                                                                                                                                         specified role in the
                                                                                                                                                                                                family?              requirements for God 9–10. What are two
                                                                                                                                             6. List two verses of                                                                            ’s
                                                  Have personal devotions; use free moments to pray; listen to recorded messages;                                   Scripture that give
                                                                                                                                                                                         the Lord’s                 from one generation blessing to be given
                                                                                                                                                instructions for eac                                                                         to the next?
                          Keep spiritually fed.   sing hymns and choruses to the baby; seek wisdom and see things in the light of
                                                                                                                                                roles: husband, wif
                                                                                                                                                                     h of the following fam
                                                                                                                                                                                              ily              2. Why should Chr
                                                                                                                                                                    e, parent, and child.                                              istians not accept som
                                                  God’s Word.                                                                                                                                                       secular def initions                        e of the
                                                                                                                                          Changes Affecting                                                                               of the word family?
                                                                                                                                                                      Families                                 3. What are some way
                                                  Pay for an occasional babysitter to come in while you go shopping, out for dinner         7. Write two complet                                                                           s modern society has
                                                                                                                                                                       ing statements for the                      followed God’s model                            not
                                                                                                                                                “Change is . . . ”                              phrase                                        for the family?
                                                  with husband and friends, or hiking for a couple of hours. If income                                                                                        4. What are some adju
                                                  is tight, trade times with other new mothers (you watch their baby for two                8. What are the thre                                                                          stments that the fam
                               Get help.                                                                                                                            e major eras in the                           its individual member                          ily or
                                                  hours and they later watch your baby for two hours). Get assistance from                     What are the eight                         family?                                            s must make when
                                                                                                                                                                      stages of the family                       ing from one stage                               chang-
                                                                                                                                                                                             life cycle?                                 of the family life cyc
                                                  “Grandma and Granddad” or family (church family members are often closer                 9. Give two sample                                                    the next?                                       le to
                                                                                                                                                                    family situations that
                                                  in relationship and distance).                                                               alter the three eras                         wou
                                                                                                                                                                      of the family life cyc ld             5. The Shunammite
                                                                                                                                                                                                                                      woman of II Kings
                                                                                                                                          10. What is the Chr                                le.                 was called a “great                        4:8–37
                                                                                                                                                                 istian family life cyc                                                  woman.” Read this
                                                  Get up and get going! Use video or DVD workouts with free weights. Take                     it illustrate Romans                      le? How does            noting especially the                         passage,
                                                                                                                                                                                                                                          vers
                               Exercise.          long walks, bike rides, or hikes with an all-terrain trailer/jogger stroller.          11. What are some
                                                                                                                                                                       11:36?                                   ter qualities led to this es below. What charac-
                                                                                                                                                                internal family change                                                       well-deserved title?
                                                  Go swimming with baby (after your six-week checkup).                                   12. Internal change                              s?                         Verses 8–10
                                                                                                                                                               s are mo                                                                     Verse 23
                                                                                                                                             __________________ re easily faced when                                Verse 13
                                                                                                                                                                                                                                           Verse 24
                                                  Listen to audio books; take the baby to the library and check out books to read                                        .                                          Verse 20
                           Expand your mind.                                                                                            13. Discuss the bibl                                                                               Verse 37
                                                  or listen to while you do tasks or take walks.                                                               ical view of divorce.                       6. Think about a cris
                                                                                                                                        14. How should a teen                                                                        is your family has face
                                                                                                                                                                                                              did you react to it?                             d.
                                                                                                                                            divorce?
                                                                                                                                                                   ager react to his par
                                                                                                                                                                                         ents’                                        How would you wan How
                                                  Get together with other moms; explore your city with babies in tow; have picnics                                                                            if it were to happen                           t to react
                            Share and enjoy.                                                                                                                                                                                           again?
                                                  at the park; have a Bible study with other new mothers; learn a hobby with friends.

                                                  Reduce commitments. Review your priorities before making plans or accepting                                                                                                the Family Examin
                           Learn to say “no.
                                           ”                                                                                                                                                                                                   ed              13
                                                  new obligations.

                                                  Divide household chores and tasks with your husband. If there are other children
                             Work together.
                                                  in the home, divide and conquer the housework.

                                                  Use quick and simple recipes and meal plans that utilize oven meals, the crock-
                                                  pot, or the microwave. Organize by placing items near the places they are used
                          Keep things simple.
                                                  (put your reading material near the rocker, the diaper stacker and disposal unit
                                                  near the changing location, etc.)

                                                  There is no such thing as a perfect baby, a perfect mother, or a perfectly clean
                            Say goodbye to        house. No matter how wonderful the baby is or you are, both are sinful beings
                            perfectionism.        and are prone to error. Be as clean and as organized as possible, but a spotless
                                                  house without a maid is a fantasy.




                                                                                                                       Infants       211




                                                                                                                                        11
Copywriting   Direct Sales Consultant
              A consultant for a scrapbooking company
              wanted a unique way to present snacks for
              her customers during workshops.
              Accepting the wisdom that chocolate makes
              everything better, I printed labels for a new                                                                                  Scrapametaphen

                                                                                                                                                                                                                                                                      e ta p h e n
                                                                                                                                                                                                  Scrapametaphen
              “drug,” and filled prescription bottles with                                                                        DIRECTIONS Tak
                                                                                                                                                     e 1 hourly, or as need


                                                                                                                                                                                                                                                                crapamurly, or as needed. ,
                                                                                                                                  USES Treats symptom                         ed.
                                                                                                                                                          s of chronic scrapitis
                                                                                                                                                                                       DIRECTIONS Tak
                                                                                                                                                                                                          e 1 hourly, or as need                         Scrapametaphen
                                                                                                                                                                                                                                                              S
                                                                                                                                 picture deliberation                             ,    USES Treats symptom                         ed.        DIRECTIONS Tak
              chocolate candies.                                                                                                 SIDE EFFECTS incl
                                                                                                                                                        and cropping feve
                                                                                                                                                    ude calmness, men
                                                                                                                                                                             r.       picture deliberation
                                                                                                                                                                                                               s of chronic scrapitis
                                                                                                                                                                                                             and cropping feve
                                                                                                                                                                                                                                       ,      USES Treats symptom
                                                                                                                                                                                                                                                                 e 1 hourly, or as need

                                                                                                                                                                                                                                                                                   ho
                                                                                                                                                                                                                                                                                         ed.

                                                                                                                                                                                                                                                                                                      scrapitis
                                                                                                                                                                          tal focus                                                                                   s of chronic scrapitis
                                                                                                                                                                                                                                                                      Take 1
                                                                                                                                 and the ability to                                   SIDE EFFECTS incl                           r.         picture deliberation                            ,

                                                                                                                                                                                             en
                                                                                                                                                    work faster.                                         ude calmness, men
                                                                                                                                                                                                                                                                                            hronic
                                                                                                                                                                                  m e ta p h
                                                                                                                                                                                                                               tal focus                            and cropping feve
                                                                                                                                                                                                                                             SIDE EFFECTS incl S                        r.
                                                                                                                                                                                                                                                                                  m s of c
                                                                                                                                                                                      and the ability to
                                                                                                                                                                                                                                                          ION calm
                                                                                                                                  ! Do take
                                                                                                                                                                                                                                             and the CT to
                                                                                                                                                                                                         work faster.
                                                                                                                                                                                                                                                                                                         v er.
                                                                                                                                            Scrapametaphen if                                                                                                   ude
                                                                                                                                                                                                                                                IRE ability work fastness, mental focus
                                                                                                                                                            S crap a
                                                                                                                                                                 you are pregnant,
                                                                                                                                                                                                                                             D                        ympto                   pping fe
                                                                                                                                    nursing, or planning

                                                                                                                                                                                                                                                        Treats s
                                                                                                                                                                                       ! Do take

                                                                                                                                                                                                            eded.
                                                                                                                                                           to get pregnant.                      Scrapametaphen if                                                          er.
                                                                                                                                                                                                                                                                                    a n d cro                    us
                                                                                                                                    Scrapbooking time                                                                 you are pregnant,

                                                                                                                                                                                           or as ne                                                                                                     ntal foc
                                                                                                                                                       is limited.                       nursing, or planning
                                                                                                                                                                                                                                                SES Scrapametaphen if you are pregnant,
                                                                                                                                                                                                                                              ! Do take
                                                                                                                                                                                                                to get pregnant.
                                                                                                                                                                                                                                             U                                 on
                                                                                                                                                                            hourly,                                                                            eliberati                      ess, m e
                                                                                                                                                                                         Scrapbooking time
                                                                                                                                                                                                                         ,
                                                                                                                                                                                                            is limited.                         nursing, or planning

                                                                                                                                                           Take 1                                       scrapitis                                icture d                           e calmn
                                                                                                                                                                                                                                                                       to get pregnant.


                                                                                       h en
                                                                                                                                                                                                                                                Scrapbooking time
                                                                                                                                                                                        hronic                                                p                      S inclu
                                                                                                                                                                                                                                                                   is limited.
                                                                                                                                                                                                                                                                                  d
                                                                            e ta p
                                                                                                                                            IONS
                                                                                                                              IRECT                                       m s of c                                r.                                        FFEC T
                                                                                                                                                                                                                                                                                    ork faste
                                                                                                                                                                                                                                                                                                r.
                                                       Scrapamurly, or as neededis, picture delitsUStion1 Trechroliasscrarpitis,on aUSES TreaoSpTake, 1ameetatalasenced.s
                                                                                                                         D Scrapametaphen                                                                    ve
                                                                                                       . USES TIONS TakS hourly, or sneeded.      ats ym
                                                                                                                                                                    pto                   Scrap g fe ph
                                                                                                                                                                                              pin                                              SIDE E                 ity to w                                 n an t
                                                                                                                                                                              n d cr                                                                         e abil phen                              are preg
                                                                                                               DIREC
                                                                                                                                     e
                                                                                                                                                                                                                      fo u
                                                                                                                                                                                                                                                                                           en if you nant.
                                                                                                                                  E
                                                                                                                     Trea symptoms
                                                                                                                                                     nic e ati
                                                                                                                                                                              DIRECTION
                                                                                                                                                                                                       hou n
                                                                                                                                                                                                      m rly, or need                              nd th
                                                                                                                                                                                                                                                aTIONScrapameta
                                                                         ho                                                              re de bfever.                                   ts ess                                                                                     etaph
                                                                                                                                            of
                                                                                            scrapit                                                                                      n                                                                           rly, orapam
                                                             Take 1                                                         picudeand cropping S includepictalm beration andof chronic scrapitis,
                                                                                                              SIDE EFFECTS incl tu                                              c ure deli symptoms                                         USES Treats symptom e Scr as needed. g to get
                                                                                                                                                                                                                                                                                                   preg
                                                                                                                            bera                                                                                                            DIREC
                                                                                      onic
                                                                                                                                                                                                                                                       S Take 1 hou

                                                    IONS                   s of ch r                                                                                         SIDE FFEC ter.
                                                                                                                                                                                                                                                  ! Do tak of chronic scrannin
                                             DIRECT                                          fever.
                                                                                                                                                    CT
                                                                                                                                          calmness, mental
                                                               mptom
                                                                                                              and the ability to
                                                                                                                                   wor EFFE
                                                                                                                                IDE k faster.
                                                                                                                                                                 focus
                                                                                                                                                                            ork EfasTS include calmness, mental focut,
                                                                                                                                                                                                          cropping fever.                                         s
                                                                                                                                                                                                                                                                andg, or
                                                                                                                                                                                                                                                                               la
                                                                                                                                                                                                                                                                             pfevepitis, limited.
                                                                                 ropping                       ! Do take S
                                                                                                                                                                                                                                           picture deliberation

                                             USES T reats sy                 dc                           cu   s nurs Scrapametaphene youbilpregnant, w and the ability to work faste pregnan s
                                                                                                                                                           ity to !                                     ar er.
                                                                                                                                                                                                                                           SIDE EFFECTSnurs     in cropping tir.me is
                                                                                                                                                                                                                                                         include calmness g
                                                                ation an                     ental fo                 ing, or planningth a are                                   Do take if you                                            and the ability to apbookin tal focus
                                                                                                                              andis to get pregnant.
                                                                                                                                               if                                                                                                                          , men
                                                      deliber                      n ess, m                                                                                           enor etap if you are
                                                                                                                                                                            etaphing,Scrapampr hennant. pregnant,                                            r
                                                                                                                                                                                                                                                         Scwork faster.
                                             picture                   de calm                                                                            Scrapam ing pbooking t ningeto get pregnant.  g
                                                                                                                 Scrapbooking time                                              nurs
                                                                                                                                          limited.
                                                                                                                                                                                Scra to g   e time is limited.
                                                                                                                                                                                                                                       ! Do take
                                                            S inclu                                                              ! Do take
                                                                                                                                                                                            plan                                                  Scrapametaphen if
                                                                                  ster.
                                                                                                                                                                                                                                                                         you are pregnant,
                                                     FFEC T                                                                                                         plann
                                                                                                                                                                                                                                         nursing, or planning

                                              SIDE E                                                                                                                                                .
                                                                      work fa                                                                     sing, or time is limited
                                                                                                                                                                                                                                                                   to get pregnant.
                                                                                                             nt,
                                                                                                                                                                                                                                                                                                      ta p h e n
                                                                                                                                                                                                                                         Scrapbooking time
                                                             ity to                               pregn a                                 nur
                                                                                                                                                                                                                                                               is limited.
                                                        abil                                   e
                                                                                    if you ar nt. DIRECTIONScrapametarapen okin
                                                                                                                                                                     g
                                                                                                                                                                                                                                                                                  rapamerly, or as needed
                                              and the                    etaphen                                                           Sc ph bo
                                                                                                                                                                                                                                                                            Sc
                                                                                                a                                                                                      Scrapametaphen
                                                            Scrapam ing to get pregn
                                                                                                                        S Take 1 hou

                                                ! Do take
                                                                                                                                           rly, or as needed.
                                                                         n
                                                                                                            USES Treats symptom                                             DIRECTIONS Tak                                                      Scrapametaphen
                                                            , or plan                                                                                                                                                                                                                            hou
                                                                                                                                       s of chronic scrapitis                                  e 1 hourly, or as need
                                                                                     ited.                                                                        ,                                                     ed.
                                                                                                                                                                                                                                                                                   Take 1                       ic crap
                                                                                                                                                                                                                                                                                                                          it
                                                   nursing ing time is lim
                                                                                                           picture deliberation                                            USES Treats symptom

                                                                                                                                                                                                               enr.focus picture deliberation andCcropping scraspitismptoms of chroningsfever.
                                                                                                                                    and cropping feve                                                                               DIRECTIONS Tak


                                                                                                                                                                                             udeaph men
                                                                                                                                                            r.                                      s of chronic scrapitis                              e 1 hourly, or as need
                                                                                                                                                                                                                                                              s chronic S
                                                                                                           SIDE EFFECTS incl                                                                                                ,

                                                                                                                                                                                               t kcalmness, tal ded. SIDE EFFECTS include calmTreats r.y
                                                                                                                                                                           picture deliberation                                     USES Treats symptom                     N      ed.


                                                                                                                                                                                 a e fast s e
                                                           ook                                                                                                                                                                                               E ofTIO
                                                                                                                               ude calmness, men


                                                                                                                                                               S ! nurstakempamwor henoer. aare nenant, isand the ability to worEkSfastnessdmental eras tion and cropps, mental
                                                                                                                                                                                                  and cropping feve
                                                   S crapb                                                                                                                                                                                          DIR
                                                                                                                                                         tal focus

                                                                                                                                              you are pregnant, crap
                                                                                                           and the ability to                                              SIDE EFFECTS incl                                                                                           ,
                                                                                                                               work faster.
                                                                                                            ! Do take                                                     and the ability to                                                                                  feve
                                                                                                                                                                                                                                                     US
                                                                                                                       Scrapametaphen if
                                                                                                                                                                                              rly, if r preg
                                                                                                              nursing, or planning                                                                                                                                        ,        focu
                                                                                                                                                                                         ouning to get you nant crapit !, Do take Scrapametapturer. elib                                                 nes
                                                                                                                                                                              Do
                                                                                                                                                                                  ing, h plan
                                                                                                                                       to get pregnant.                               Scra
                                                                                                                                                                                   1 or                                                                              e
                                                                                                                                                                                               etap
                                                                                                                                                                           akepbooking time is limironic s                                           pic hen if you are pregnant, clude calm
                                                                                                              Scrapbooking time

                                                                                                 en                                                                     T Scra
                                                                                                                                   is limited.


                                                                                    e ta p h                                                                                                                                   . Scrapbooking timeIDEget pregnant.TS in
                                                                                                                                                         IONS
                                                                                                                                                                                                           preg
                                                                                                                                                                                         s of ch ted.
                                                                                                                                                                                                                     .
                                                                                                                                            IRECT                                                                                                                                                       ster.
                                                                                                                                                                                                                                      nursing, or planning


                                                                  crapamurly, or as needeTIONScrapametaphS Treats beration and croppsinmental focus
                                                                                                                                                                                                                                                                         FEC
                                                                                                                                        D                             sympto
                                                                                                                                                                                     m                           g fever                                            EF                         work fa
                                                                                                                                                                                                                                                              to
                                                                                                                                                                                                                                                       S is limited.
                                                               S                                                d.                                                                                                                                                           ability to                    if you ar
                                                                                                                                                                                                                                                                                                                      e pre
                                                                                                                                         U                                                                                                              and the
                                                                                                                                             SEen
                                                                                 h o                                 , e 1 hourly, or as re deli
                                                                                                         DIREC isS Tak
                                                                                                          apit                                                                      Scrapametaphen    nes ,                                                                                pam   etaphen t pregnant.
                                                                     Take 1                  onic scr SES Treats symptoms of chronictu pitis, ECTS IRECcluS e c 1 hourly, or .as needed.
                                                                                                                                           pic needed.                     in TION dTake
                                                                                                                                                                                            alm                                             Scrapametaphenke Scra                                         ge
                                                           IONS                    s of ch r                                                                                                                                                                ! Do ta                            nning to
                                                                                                        U                                                                D
                                                  DIRECT                                                                                                                USES Treats symptom ster
                                                                        mptom                         feIDEeEr.deliberation and cropping fever.FF
                                                                                                          v FFEC                              IDE E                                    otion fa chronic scrapitis, egnaTreatsS Take 1 hourly,nursined. or pla me is limited.
                                                                                                                                                   scra
                                                                                                        picture
                                                                                                                                                                                          rk s of                                                                               g,
                                                               ats sy                      opping and the focinclude calmness, mental focusabilpicture deliw
                                                                                                                                           S                               y to bera and cropping fever. re pr USES nt, symptoms of chronic scrapitis king ti
                                                                                                                                                                                                                                 DIRECTION
                                                             e                          cr                                                                              it
                                                  USES T r                                                             us
                                                                                                        S                                                                                                                                                            or as need

                                                                             on and                     ntal ability to wor fast                       the                                                          a
                                                                                                                    TS


                                                                eliberati                   ess, me ! Do take Scrapametapkhen er.and                                   and the abilmetaphe
                                                                                                                                                                       SIDE EFFECTS incl
                                                                                                                                                                                                    n if mental focusnt. SIDEure deliberation and cropScrfeveboo
                                                                                                                                                                                           ude calmness, you                     pict
                                                                                                                                                                                                                                                                     ping a r.
                                                                                                                                                                                                                                                                              p ,
                                                   p icture d           includ   e calmn                                                if you are pregnant               crapa ity to work to er.et pregna and the abilityinclude calmness, mental focus
                                                                                                                                                              take S Do take Scraning hen ifg are
                                                                                                                                                                                                  fast                                EFFECTS

                                                                                                                                                nant. o
                                                                                       faster.                                                        D
                                                                     S                                     nursing, or planning
                                                                                                                                                                           nursing, n
                                                                                                                                   to get preg!                ,
                                                            FFEC T                                                                                                      , or plaor planning to get youed. nant,
                                                                                                                                                                        !                                                                        to work faster.
                                                    SIDE E
                                                                                                                                                                                       pametap
                                                                           to work                                                                                                        e li it
                                                                                                                                                       nursing Scrapbooking timeislimimpregnant.
                                                                                                           Scrapbooking time
                                                                                                                    nant,
                                                                                                                                                                                                                                                                                                               ap h en
                                                                                                                               is limited.                                                                      preg             ! Do take

                                                             e ability                              are preg                                                               king tim is ted.
                                                                                                                                                                                                                                            Scrapametaphen if



                                                                                                                                                                                                                                                                                                ap am e t , o r a s n
                                                                                                                                                                                                                                                                   you are pregnant,

                                                                                          n if you ant.                                                   crapboo
                                                                                                                                                                                                                                   nursing, or planning
                                                    and th
                                                                                                                                                                                                                                                           to get pregnant.
                                                                                 etaphe t pregn                                                         S                                                                          Scrapbooking time

                                                                                                                                                                                                                                                                                      S cr
                                                                                                                                                                                                                                                       is limited.
                                                                       crapam g to ge
                                                      ! Do take S plannin                                        Scrapametaphen
                                                                     , or
                                                          nursing ing time is lim
                                                                                            ited. USES TreatsS Take 1 hourly, or as needed.
                                                                                                      DIRECTION                                                                  Scrapametaphen
                                                                                                                                                                                                                                         Scrapametaphen TIONS Take
                                                                                                                                                                                                                                                                                                     1 hourly
                                                                                                                                                                                                                  ed. hen TION
                                                                                                                                                                                                                                                                                                                          s
                                                                                                                                                                                                                                                                                                               chronic
                                                                                                                                                                                             s of chro e scra p
                                                                                                                                                                                                              a
                                                                                                                                                                     picture deliberation amnic t pitis,
                                                                                                                                                                     DIRECTIONS Tak
                                                                                                                                                                                                                                                                                                    toms of
                                                                                                                   symptoms of chro
                                                                      ok
                                                          S crapbo
                                                                                                                                                                                        e 1 hourly, or as need
                                                                                                                                           nic scrapitis,
                                                                                                                                                                                                                                                                  DIR       EC
                                                                                                                                                                                        pcalmnessping o needdelid. s chroU scrapitis                                                     ts symp
                                                                                                     picture deliberation                                            USES Treats symptom

                                                                                                                                                                           Scraudeand cropo,urfeve,r.focurs as SpictureFFECTSistion andofcroppingSESr. T,reaeliberation and cropss, m                               ping
                                                                                                                             and cropping feve                                                                                DIREC       S Take 1 hou
                                                                                                                                                     r.                                                                                                    rly, or as needed.
                                                                                                     SIDE EFFECTS incl
                                                                                                    and the ability to
                                                                                                                        ude calmness, men
                                                                                                                                                  tal focus         SIDE EFFECTS incl
                                                                                                                                                                                                                                        e
                                                                                                                                                                                                                              USES Treats symptom
                                                                                                                                                                                                                                                                   nic
                                                                                                                        work faster.
                                                                                                                                                                                                             ly                       pit ,
                                                                                                                                                                                                                                          bera
                                                                                                                                                                                                                                                                                                                  ne
                                                                                                                                                                                       work fasth                                 raabilityinclude calmness, picture d
                                                                                                                                                                                                         mental
                                                                                                                                                                                           e 1 er.                                                                                                     de calm
                                                                                                                                                                    and the ability to                                                                                  feve
                                                                                                                                                                                   Tak                                        sc
                                                                                                           en is limiget pregare pregDIRECT! IONSScraypamningtoget you arefpreghro, ning! fever. pamworkhen ifer. SIDE EsFFECTS incluwork faster.
                                                                                                     ! Do take                                                                                                                 IDE E
                                                                                                                                                                                                                           icand the
                                                                                                 ap h
                                                                                                                 Scrapametaphen if                                                                                                                                   mental focu
                                                                                                                                       you
                                                                                                                                                                                        etaphen if s o c
                                                                                            et
                                                                                                        nursing, or planning                          nant,             Do take                                                               to


                                                                        Scrapamurly, or as neededis,
                                                                                                                                                                                          p to m nant. nantp
                                                                                                                               to            nant.                                                                                                      fast
                                                                                                        Scrapbooking time

                                                                                                                                                                         eats s m is limited. nd crop
                                                                                                                                                                       nursing, or plan
                                                                                                                                                                                                                                                                                            ility to
                                                                                                                                    ted.                                                                                         Do take Scra
                                                                                                                               .                                                                     preg
                                                                                                                                                      USES T r                                                                                   us to get you are pregnant,
                                                                                                                                                                                                                                                  etap

                                                                                                                                                                                                                                  ntal foc is limited. nant. d the ab
                                                                                                                                                                       Scrapbooking time
                                                                                                                                                                                            on a
                                                                                                                                                                                                                                nursing, or planning
                                                                                                                                                                                                                                                                                                                           a
                                                                                                                                                                            eliberati                               ess, m e                                          an                                       en if you
                                                                                                                                                                                                                                Scrapbooking time              preg

                                                                                  ke 1 ho                            apit                               picture
                                                                                                                                                                          d                              almn                                                                                       ametaph              eg
                                                                        NS T a                   ch r onic scr                                                                    S in    clude c                                                                        ! Do ta          ke Scrap nning to get pr
                                                                                      toms of                                                                                                                   ster.
                                                                    IO
                                                         DIRECT                                                      v er.                              SIDE E
                                                                                                                                                                       FFEC T
                                                                                                                                                                                               work fa                                                                                        , or pla             ited.
                                                              ES T r e a
                                                                          ts symp          n d cro p
                                                                                                       ping fe                    cu s                                      ability to                                           re pregn
                                                                                                                                                                                                                                                 ant,                           nursing ing time is lim
                                                         US                      a tion a                        ental fo                                 an    d the                                              if you a nt.                                                 S cr  apbook
                                                                      deliber                almnes
                                                                                                         s, m
                                                                                                                                                                                     crapam e
                                                                                                                                                                                                      taphen pregna
                                                          picture                  clude c                                                                   ! Do take S planning to ge d.
                                                                                                                                                                                                                       t
                                                                         ECTS in                  ste r.
                                                           SIDE E                      work fa
                                                                     FF                                                                                                            , or                             ite
                                                                            ility to                                e pregn a
                                                                                                                                       nt,                          nursing ing time is lim
                                                               d the ab                             if you ar nt.                                                          apbook                                                                                                                                  e ta p
                                                                                                                                                                                                                                                                                                Scrapamurly, o
                                                           an                                   en                                                                   S cr
                                                                                      ametaph                 egn a
                                                              ! Do ta      ke Scrap nning to get pr
                                                                              , or pla               ited.                                                                                                                                                                                           Take 1
                                                                                                                                                                                                                                                                                                               ho
                                                                  nursing ing time is lim
                                                                                                                                                                                                                          a   p h en d .                                                     IONS                      ch r
                                                                                                                                                                                                 ap am et , o r a s n e e d e
                                                                   Sc  rapbook                             12                                                                                                                                                                 DIRECT                 ym p   toms of
                                                                                                                                                                                      S cr                             rly
                                                                                                                                                                                                                                                                               USES        Treats s
                                                                                                                                                                                                                                                                                                   iberatio
                                                                                                                                                                                                                                                                                                              n and   cro p
Copywriting   Wrayco
              Wrayco started an employee referral
              program and wanted to annouce it with
              posters for their bulletin boards.
                                                                                                Know a
              Since it was a welding/construcion company,                                              Good Fit
                                                                                                                ?




                                                                                 ng the Best.
              I took a photograph of a related object and
              asked a question to grab attention.




                                                                          mitted to hiri
                                                                                       m
                                                                        stries Inc. Co
                                                            Wrayco Indu
                                                            Employe
                                                                                                     e R e f e rr
                                                                                                                 al Progr
                                                                                                                          am
                                                                                            $500 when
                                                                                                       you refer a
                                                                                            Two draw               friend
                                                                                                     ings: $100
                                                                                                                gas cards




                                                                                                13
Copywriting   HydroSolutions Inc
              HydroSolutions Inc wanted to reach the
              farming and agricultural market in Montana
              and Wyoming.
              I worked with the engineers to develop copy
              and then designed a black and white ad that
              would work in both a 2-color newspaper ad
                                                                      Water resources
              and yet have a strong enough presence with              for a griculture
              a large black band and unusual photo to hold
              its place in a 4-color magazine.

                                                                                                     Water rights
                                                                                                     Water supplies
                                                                                                         irrigation
                                                                                                         efficiency
                                                                                                     groundWater
                                                                                                     development
                                                             Alkali Creek siphon construction 1937
                                                                                                          www.hydrosi.com
                                                                                                         Helena, MT (406) 443-6169
                                                                                                        Billings, MT (406) 655-9555
                                                                                                     Red Lodge, MT (406) 446-9940
                                                                                                       Sheridan, WY (307) 673-4482




                                                                 14
Copywriting   HydroSolutions Inc
              HydroSolutions Inc wanted to develop a 
              brochure detailing their areas of expertise.                                                   C ompany S erviCeS                                o ffiCeS
              My first task was to distill the text down to                                                  Water Resources  Engineering           Billings
                                                                                                                                                     1537 Avenue D
                                                                                                                                                                           Helena
                                                                                                                                                                           Power Block Building   Progressive
                                                                                                                                                                                                    wat e r
                                                                                                                                                     Suite 340             4th Floor West
                                                                                                             Groundwater Resources
              a manageable amount to keep the layout
                                                                                                                                                     Billings, MT 59102    7 West 6th Avenue
                                                                                                                                                     (406) 655-9555        Helena, MT 59601

                                                                                                                                                                                                                   Solutions
                                                                                                                                                     (406) 655-0575        (406) 443-6169
                                                                                                             Water Rights                                                  (406) 443-6385

              clean and simple.                                                                              Water Management
                                                                                                                                                     Sheridan
                                                                                                                                                     1043 Coffeen Avenue
                                                                                                                                                     Suite C
                                                                                                                                                                           Red Lodge
                                                                                                                                                                           PO Box 2446
                                                                                                                                                     Sheridan, WY 82801    Red Lodge, MT 59068
                                                                                                                                                     (307) 673-4482        (406) 446-9940

              The biggest design challenge was working                                                       Environmental Evaluations
                                                                                                              Compliance
                                                                                                                                                     (307) 673-4397        (406) 446-1260


                                                                                                                                                              www.hydrosi.com
              with a picture that was 75 dpi, not normally                                                   Geographic Information
                                                                                                             Systems  Database
              an ideal resolution for printing. I kept the




                                                                                                                                      ¶
              picture small and added color bands around                                                                                                                                            Water rights

              it to give it more visual weight.                                                                                                                                                     Water supply

                                                                                                                                                                                                    Water Conservation

                                                                                                                                                                                                    WasteWater treatment




                   Water rightS                                                             Water ConServ
                                                                                                                     ation
                                                                                             • Water-use Op
                     • Water Right Ap                                                                       tim  ization
                                      pli cations                                            • Subsurface
                    • Change-of-                                                                          Drip Irrigation De
                                 use Ap  plications                                                                          sign
                                                                                            • Rainwater Ca
                    • Groundwater                                                                           tchment
                                  /Surface Water
                      Interaction                                                           • Water Recyc
                                                                                                          ling and Re-use
                   • Mitigation                                                             • Resource Ma Independent Expertise          in Water Resources and the Environment
                                Plans                                                                     nagement
                   • Historic  Co
                                   nsu mptive Use



                                                          P ro gr es si ve
                                                             w at e r
                                                                             Solutions
                Water Supply
                 • Aquifer Tes
                               ting  Analysis
                                                                                         WaSteWater tre
                                                                                                                    atment
                 • Well Design                                                            • Waste Water
                                                                                                        Mi nimization
                 • Groundwater                                                            • Innovative
                               Modeling                                                                 Water Treatmen
                                                                                                                       t
                 • Groundwater                                                            • Discharge Per
                               Quantity                                                                   mitting
                    Quality                                                             • Engineering
                                                                                                        Design of Water
                • Injection                                                               Management Fac
                              Recharge,                                                                     ilities
                  Storage  Retrie                                                       • Complianc
                                   val                                                                e Planning 
                • Surface Water                                                            Monitoring
                                Evaluation                     by
                   Source Develop
                                    ment

                          Independent
                                                 Expertise in
                                                              Water Resour
                                                                           ces and the
                                                                                       Environment




                                                                                                               15

Jen Hearing\'s Portfolio

  • 1.
    Means of Communication Design,Typesetting & Copywriting Jennifer Hearing 1530 Greenscape Blvd. Westerville, OH 43081 jhearing@choicecomposition.com www.linkedin.com/in/jenniferhearing 740.644.8797
  • 2.
    Design CalBranch Realty Wanting to open new offices, CalBranch ConCept Realty sought to reach qualified realtors looking to expand their current office, start a new one or group together. OptiOns This brochure provides the necessary infor- mation yet keeps it concise and accessible. CAliforniA We are adding loCAtionS following loc the existing more and mo ations to determ re locations ine if you wo each month. Review the branch locatio uld like to sig time. If you ns. There is n up under like, you can no obligation certainly wo to do desk- Utilize the bra rk from your nch location home office. near you to me Campbell et with your clients. Irvine loCAtionS 900 E. Hamilto n, Ste. 100 Campbell, CA Irvine Busines 950 08 s Center Los Angeles 7545 Irvine Cen International American Adm Airport 1999 S. Bascom ter Dr., Ste. 200 irals Club (Me Ave., Ste. 700 Irvine, CA 926 Rooms only) eting Campbell, CA 18 950 08 Los Angeles, Irvine Center CA 90045 Carlsbad 8001 Irvine Los Angeles Cornerstone Center Dr., 4th International Cor porate Cen Irvine, CA 926 Floor Delta Crown Airport 1902 Wright ter 18 Room Club (Me Pl., 2nd Floo Rooms only) eting Carlsbad, CA r Benefits 920 08- 6583 19800 MacArt Terminal 5 Gat hur Blvd., Ste. e 53 Mezzan Irvine, CA 926 300 Los Angeles, ine Level 701 Palomar 12 CA 90045 Airport Rd., Carlsbad, CA Ste. 300 Laguna Hills 92011 Warner Center Costa Mesa Carlota Plaza 6303 Owens 23046 Avenid mouth Ave., Plaza Tower a de la Carlota Woodland Hill 10th Floor ConCept I Lag una Hills, , Ste. 600 s, CA 91367-2 600 Anton Blvd CA 92653 263 ., 11th & 12t Mountain Vie 13 home offiCe Los Angeles Costa Mesa, h Floors w CA 92626 800 West El Executive Tow Camino Rea er Mountain Vie l, Ste. 180 575 Anton Blvd 11400 W. Oly w, CA 94040 (Work from you CalBranch® ., 3rd Floor mpic Blvd., Ste. branch home Costa Mesa, Los Angeles, 200 Newport Beach r home o office solution CA 92626 CA 90064 nly) credibilit s allow you y with a worki Cupertino (Op John Wayne $95/month rea LoCatio ng real estate to get local ening Soon) Northrop Gru Airport l estate branch business add 10297 S. DeA mman Plaza 4695 MacArt hur Ct., 11th location featur ress at a respec nza Blvd. 180 0 Century New port Bea Floor dence and ma ed on all you ted Cupertino, CA Park E., Ste. 600 ch, CA 92660 Sign-Up il but the com r official corres 50265 Los Angeles, CA 90067 fort of worki pon- El Segundo » Address: You ng in your ow LNR Plaza r CalBranch ® n home : 400 Contine World Sav ing 895 Dove St., a prestig ious real estabusiness address remain ntal Blvd., 6th s 3rd Floor locations for te busine s that of El Seg undo, Floor 11601 Wilshir New port Bea business cards, ss. Choose from 78 wor CA 90245 Los Angeles, e Blvd. ch, CA 92660 » Mail: You letterhead and ld-class CA 90025 r mail marketing ma Folsom warded to you and packages are collecte according to d, signed for terials. 1024 Iron Poi nt Rd. 10100 Santa Monica Blvd West Tower 500 0 Birch St., » Internet: your instruc and for- Folsom, CA 956 Los Angeles, ., Ste. 300 Ste. 300 0 Obtain a per tions. 30 CA 90067 New port Bea unlimited em sonal website ch, CA 92660 ail and a hos (name @2calb Glendale your duties eas t of Web-base ranch.com), Century Plaz Orange ier. d application Bayshore Tow a Towers » Supplies: s to make n Center 2029 Century City Tower LoCations You get (Opening Soo Park E., 14th optionS receive discoun preferred rates on office n) Los Angeles, CA 90067 Floor 333 City Blvd . W. ted rates on Stap supplies and couriers; 500 W. Silver Spring Dr. Orange, CA 928 17th Floor » Office Spa les, FedEx and Glendale, CA 68 ce: You more. 53217 City National meeting rooms; ’ll have access to ready-to Plaza Oakland -use offices and 515 S. Flower world at preferr work from any of our loca 450 North Bra St., 36th Floo r Metropolitan ed rates. tions around nd Blvd., Ste. Los Angeles, Oak land Inte » Suppor t: Rec the Glendale, CA 600 CA 90071 Airport rnational ieve on- dem 91203 technical IT and access to Howard Hug 1 Airport Dr., Terminal 1 support team our administrat hes Center live Agent s. ive and Glendale Plaz 6080 Center Oak land, CA a Dr., 6th Floo 94621 655 N. Central Los Angeles, r Ave., 17th Floo CA 90045 You can give Glendale, CA r Metropolitan Locations your real estate 91203 Airport Oak land Inte rnational (telephone AnSW cated phone number and business an offi cial voice wit ering) professional h a dedi- 1 Airport Dr. callers with the answering ser $275/month name of you r company and vice that greets Oak land, CA 94621 » Internet: takes messages Obtain a per : unlimi sonal web site (name @2c ted email your duties eas and a host of Web-based albranch.com ), ier. applications » Supplies: to make You get preferr receive discoun ed rate ted rates on Staps on office supplies and cou » Office Spa les, FedEx and riers; ce: You more. meeting rooms; ’ll have access to ready-to -use offices and world at preferr work from any of our loca ed rates. tions around » Suppor t: Rec the ieve on- dem technical IT and access to support team our administrat » Phone: Don s. ive and Benefits ’t miss a client • Phone num even when you ber—prov ide ’re out of the contacts; cho a loca office. ose a local pho l phone number to all you o p t pOtfno n s • Personaliz ne number in r ed call answer any of our 78 answers you ing—a profess cities. r calls in you ion specifications r personal nam al receptionist . e according to yo u r • Call redirec your ting—speciali tion to your zed technology primary num enables call red ber.* irec- o • Voice ma ilbox—a rem i o ii c es access to you ote setup and r personal voi retrieval syst cemail 24/7. em allows f *Additional fees may apply Sign-Up 2
  • 3.
    Design MasterPlan Developers at MasterPlan wanted to include a user manual with their software. Limiting each page to one topic and color coding helped to manage and filter the information. ation er Inform e Custom ess, so th your busin ust system. MasterPlan of the heart on Tr mers are e Selling Your custo e touchstone for th th Center is Toolbar –57) (see pp. 52 nage- Project ma ment bar ication Log e p. 5) Commun (se (see p. 8) company Person or to bill (see p. 7) Tabs (see p. 6) nt Manageme rk, tabs do the wo Who will (see p. 6) and when on the (see p. 13) eduled soon y work can be sch cally. Day-to- da so that they urgent list automati on this list, is tabs y place customers de lete from th p. 6) Immediatel eduled, they ck; see p. 13. (see ce they’re sch ice blo calendar. On t from the Sales/Serv list Updates the lis ts projects your Access this ing Coun according to Gray tabs guide your team through day-to-day tasks. Sor t ascend to be waiting ation Sor t ascend ing ing last changes To see this Project, Project loc Color tabs help manage your long-term planning. ing or descend scheduled Sor t ascend or descend ing click an ent ry in the (see p. 11) or descend ing k “Find” list and clic your or hit enter on keyboard Schedule work Build relationships List your contacts, Prepare an e-mail Load reports, for customers with referring maps to their marketing make charts, ing or reserved. Per missio n to sterPlan. Sor t ascend All rights of the Ma (see p. 24) 4 companies locations, store campaign and print reports For tNox. For tNox descending t © by Mi rs from Mi (see p. 28) notes, and use a store previous (see p. 47) ing Copyr igh pu rchase roduce is given to Sor t ascend rep ing direct email link campaigns or descend (see p. 39) (see p. 41) Project location, Overview of Photos, maps, Estimate forms, Print letters service times payment, credit directions to site description of and send emails (see p. 11) card, and insurance (see p. 18) service to customers (see p. 17) (see p. 22) (see p. 23) sion to rved. Per mis MasterPlan. rights rese 14 ortNox. All ox of the Copyright © by MiF from MiFortN purchasers is given to reproduce Copyright © by MiFortNox. All rights reserved. Permission to reproduce is given to purchasers from MiFortNox of the MasterPlan. 6 3
  • 4.
    Design Whitfield Financial Whitfield Financial wanted to present options for homeowners to stay out of foreclosure. They also wanted to reach the Hispanic populatin as well. So I designed and typeset the English version first, then switched the Savinga California One Home at Time © nuestta es dePronerle en su hogarprestamistapuedea pro biar nlaextraordinión su profesional ro mante ceso sus (si) usted s par cam pla organizac porcionar par ario y pré a per un manecer. stamo e Nuestra me s a trabajar con nandole con un que usted tien pictures and reformatted the text to fit the Somos exp actual de la que erimentado propiedad usted y sus (los préstam prestamista os) proporcio s puede con siderar. Ent po corto ven endemos com cer la posibil pletamente idad verdad era de perder residenciales y su propiedad comerciale . s sólo un tiem corredores íticas del ejec ución ma grave y Mitigators, allotted space for the Spanish version. proble Somos un gru de banqueros po de la Pér y bienes raíc dida experim es que entien stamista a entada de que las menudo se reglas federa oponen. Poc les y las pol as personas ista actual fuera del para cambia mundo ban r la organizac cario ión de una hip oteca de pre con su prestam para trabajar ocimiento tienen el con o. su préstam tar: FaVor de no e... Creemos qu cia es el esa insolven so absoluto. ca ÚLTIMO our Pr Our go al oCess with yo is to keep yo istas ur lend u in yo chos prestam profes ers to ur hom completo. Mu si ellos han sional restruct e (if ) yo un paquete propiedad plan th ure yo venta de su nos dos ur curr u can afford Yo MisMo? ista serious proble at you aplazarán la pleto por lo me m and and yo ent pr to stay r Yo este paquete com venta. We are only a ur le oper .W short tim nders can co ty loan(s) by e are experie ¿Puedo Hace a. Si el prestam recibido un s antes de la fecha de la a grou muy pequeñ ar ellos a tres semana p of ex nsider nced in Oportunidad Yo antes e estate e to ov provid io en su hog LLos perienc .W in broker s who ercom e the re e fully unde g you with working io hipotecar ar y Po tengo Few pe unders ed Loss Miti a uniq ejecuta juic derán su hog ¿cuánto tieM ar? ople ou tand gators al poss ibility rstand that yo ue, ño y ellos ven s utilizarán todo to rest tside th serán el due Venden Mi H es diferente, típicamente en e bank that federal , resid og Cali-­ ructur ential of losin u have equidad. Ello s querrán que e your loan. ing wor rules an and co g your proper a em bolsarán su ed. Ello n de una ld have d the kn lender forecl mmer cial ba ty. e contra ust abajo un pla n Cada situació del ejecución nkers que usted dic haga hacia ceso entero s rápi-­ owledg osure po and re ero efectivo de pro-­ fornia el pro meses. El má e to w ork with licies often al mucho din usted no pue a acerca de tres cación del conflic tolerancia que ctivo y su hipoteca tom o de la modifi your cu rrent le t. del pago de el dinero efe os el proces tenemos que Usted pierde y banqueros do empezam po nosotros nder porcionar. a Mitigators el más tiem éxito. os la Pérdid préstamo y babilidad de hogar. Som der echos. más grande la pro ejecución de Ple sabemos sus trabajar, la las leyes del jubilados y We beli ase noTe: Proceso? Si usted es inseguro de do) Califor nia contacta ba eve tha toMa eL ¿cuán Largo respuesta. Generalmente, los a-­ una hipote ca en (su esta absolu nkruptcy is th t ge la a tres sem ina. No hay exi an sólo dos nuestra ofic te las Client Agreement Package © planes de tole rancia tom izó que el pré stamo t reso e ible ierno garant présta-­ ximo es pos nas. (Si) un gob ), alg unos o— éxito Má 30 por ejemplo Recuerde Est ción de cliente rt. es implicado (FHA ierno pueden tomar más largo ente, la ma yoría cuando recibim os la informa antes del exp ediente de la mos del gob días o más pronto Afortunadam unas pocas Can I D trab ajar fuera. n sólo Nota de la Venta. istas tomará la modi-­ Salva o ThIs M de los prestam obar un programa de Very sm yself? a apr recibido al your ho l chance. If semanas par vez ellos han sell yo me they will be the lend er fore g Plans ficación del préstamo una CTurIn ur hom the ow clos ner an es on California will us e and sTru and no our re e everyt pock d hing yo et your equi they will equity or 3 will w ant lots u say ag ty. lIeu or little ty paymen t of cash down ainst yo They u. They DeeD In ere is no hope ing the proper offer cash an plan you ca to do a When th pe of ke ep ant to n’t affo fo or ho may w e d your rd. You rbearance ower oid th and re tired ba home. We are lose th nders and interest en the borr lender to av ficienc y how M type le 1 e TIon , th the g a de nkers and kn Loss Mitigato oDIfICa all ‘A’ terest selling EU to d gettin oblem in loan M ne percent of ers (with high in te a loan Un Hogar a la Vez  uCh T how l ow yo rs sell M IMe D D IN LI urt an pr ong Does Th ur right y hoM o I h a DEE g to co is a to © There s. e? ave B inet y-ni e lend negotia y- ’s goin . This e lender is no ex e Pro Every situatio N ore ef Tsub-prim itors w ill quent pa lender t against them te with th 70 % of hey neral cred t of the delin ance pl act an Cess T en gotia nia th n is di the judgm t. ke only er. Generally ? can ne full paymen sw ake ans ta e en ffere d ge mos d on to es. We govern three m tire foreclos nt, ty pically tes) an ra where e adde main 44 stat e property as m tw for inst ent guarante o to three w , forbea onths. ure pr in Cal tion fees ar n re ner. eeks. (If r- ificatio The fa ocess ta modifica r- reclosure ifo fo ents ca e cept th the ho meow ance), ed loan 0.0 0 to filing a longer some go is invo )a n proc ster we kes ab start th ments an out d e loan . Paym cases th ac $250 r from to wor vernm lv work, ess an d lo ck m d of th In some tly. ll pay up to e lende borrowe r. ent loan ed (FHA the gr t th eater th the more tim e baan enod- y the same. wi preven will ta ke k out. Fort s can ta you ar e likel e we ha el d pe rmanen Note: some lenders wi ll also r income to the in lieu modifi only a few w unately, mos ke e unsu re of th ihood oximat ill be reduce ve to a deed ich is reg ula cation state) of succappr Note: s wh ess. rest rate w eeks to t lender Califo e forecl their los a com pr approv s rnia co high 1099 on plete pa ogram once e os ntact ou ure laws in teIf in aMs (with they ha a loan (your anCe Progr nders 2 the sa ckage. m le of yo Many ve rece r office. ime le progra a com ur plete pa property if lender s will ived forBear 30 % of sub-pr offer a workout pay at postpo Typica lly ly tely before ckage they ha ne will on to immedia es the sa at leas t two to ve received Remem rates) er quenci le date . three w be interest ires borrow tal delin lance when we r This—M qu the to the ba eeks axim that re ore of , plus or soon receive the clien um success % or m ure fees added to th eir er befo is poss le ast 20 os re the fil t’s informat ible uding forecl ill be period ing of th ion incl ency w over a e Notice 30 days the delinqu yments earanc e of Sale. of thly pa onths. Forb n r mon tm e actio regula rt y-eigh e a foreclosur e to fo of six remov til th do not ace un it in pl 1 plans ply stop but sim rrent. cu S loan is GRAM E PRO RANC LEND ER FORBEA IL IF THE DER EN FA CONSI WER OFT ED TO O T FORC F THE BORR TO IS NO O ILIT Y UIR E TH TO EM THE AB E REQ Y Y. W ILIT TO PA UR AB DER YO CONSI PAY. ercent d -nine p n Ninet y ype lenders a nders n. of ‘A’ t f sub-prime le modificatio 70 %o a loan gotiate will ne 2 Paquete de Acuerdo de cliente © 4
  • 5.
    Design CalBranch To reach California with their message of saving one home at a time, CalBranch Ca 1870 N lBranch Realty wanted to develop a postcard and DRE 01 792203 Be part We ar Salinas, . Main St. of our tea m in CA 939 06 e seekin Saving flyer series that individual agents could use. g license Califor An aff d real es tate ag nia. o ents. to losi rdable lega ng you l alter ho higher r na The flyers were done in 5.5. x 8.5, 8.5 x 11 values payme home due t tive nts or o to refi and 7 x 10. The postcards were done in nance lack of . standard and enlarged formats. These sizes could be used for mailings as well as ads in newspapers and magazines. 5-3 300 831-51 me oday! Call tod Call T omeo ne ay for now s consult K ation. Hom CalBranch in St. ger of 18 70 N. Ma s, CA 939 06 in dan Salina their losing lifornia. ices. Saving Ca encia de Bienes y Ra Equipo en con Lis de nuestro de Ventas Sea parte do agentes amos buscan ? home Est 2203 DRE 0179 rnia Califo Saving Savingat a Time nto Califo © sta a pu Home One 792203 DRE 01 rn — ome at ia One H ¿Usted e a Time. 831-59 sa? 831-75 5-5209 HOGA er su ca e www.s 1-0 avingc 957 de perd a .com ¡Llame hoy! 831-51 h 5-3300 ¿Sabe alguie ogar en pel n Nosotros igro de perder tenemos su hog ar? n. la solució R Savin C One Hom g a e at a Ti lifornia me © — C lulifornia a. DRE 017 92203 Savinge resoa cion de hipotec io d servic 209 831-595-5 957 51-0 831-7 ingca.com www.sav 5
  • 6.
    Design Saving California Saving California was seeking a logo that enforced its desire to help home­ wners who o were trying to avoid foreclosure. The shield reinforces Saving California’s fight in the legislative field for better mortgage practices and also the protection it offers to homeowners in helping them avoid foreclosure. John Smith Real Estate Agent 1540 Real Street Fresno, CA 12345 p: (123) 456-7890 f: (123) 456-7890 John Smith Real Estate Agent 1540 Real Street John Smith Fresno, CA 12345 p:Real Estate Agent (123) 456-7890 f: (123)Real Street 1540 456-7890 Fresno, CA 12345 p: (123) 456-7890 f: (123) 456-7890 John Smith Real Estate Agent 1540 Real Street Fresno, CA 12345 p: (123) 456-7890 f: (123) 456-7890 6
  • 7.
    Design Memoré For the logo, I created a clean, simple text icon that would reproduce well on a white or colored background. Honor it. Remember it. Keep it. Honor it. Remember it. Keep For the brochure, I used black to give Find it. Feel it. Preserve it. Find it. Feel it. Preserve it. a sense of elegance and to create an interesting Believe it. Protect it. Relish it. Believe it. Protect it. Relish it. visual that would not compete with the posters Retreive it. Mind it. Touch it. Retreive it. Mind it. Touch it. Memoré wanted to highlight. Caress it. Respect it. Love it. Caress it. Respect it. Love it. Honor it. Remember it. Keep it. Honor it. Remember it. Keep Find it. Feel it. Preserve it. Find it. Feel it. Preserve it. Believe it. Protect it. Relish it. Believe it. Protect it. Relish it. Retreive it. Mind it. Touch it. Retreive it. Mind it. Touch it. Caress it. Respect it. Love it. Caress it. Respect it. Love it. Remember it. Keep it. Show it. Remember it. Keep it. Show it. Black W hite Cherish Elegance Patriotic Outdoor Bright Reminisce Modern Garden 7
  • 8.
    Design African American Interest Group For their annual genealogy conference, the African American Interest Group wanted a poster to advertising the event and to serve September 14 15, 2012 as a directional sign at the event location. Columbus Metropolitan Library The poster design will also be used for future Dr. Deborah Abbot events and brochures. 10 am to 5 pm African American Interest Group of the Franklin County Genealogical Historical Society presents Journey of our Ancestors: from Africa to America Journey of our Ancestors: Slave Research from Africa to America Cluster Genealogy Advanced Research Methods Beginning Genealogy Library Resources Slave Research Cluster Genealogy Advanced Research Methods September 14 15, 2012 Columbus Metropolitan Library Dr. Deborah Abbot 10 am to 5 pm 8
  • 9.
    Typesetting Bob Jones University A Teacher’s Edition contains abundant material; clarity and organization are crucial. 12 Charts, boxes, icons and colors help the Addition: Two-Digit Numbers teacher find the information quickly and stay Lesson Topic Materials Objectives 84 Add the Ones First • Unifix Cubes (or Place Value Kit) for each student • Join sets for 2-digit addends on track. • Subtraction flashcards • Complete a 2-digit addition problem in vertical form • Write an addition equation to solve a word problem 85 Two-Digit Addition • Unifix Cubes (or Place Value Kit) for each student • Join sets for 2-digit addends • Different types of mail • Complete a 2-digit addition problem in vertical form • Subtraction flashcards • Write an addition equation to solve a word problem 86 Adding Dimes Pennies • Subtraction flashcards • Join sets of dimes and pennies for 2-digit addends • Write an addition or subtraction equation to solve a word problem • Follow the Problem Solving Plan to solve a word problem 87 Money Addition • Pictograph transparency (Appendix page A66) • Subtraction flashcards • Join sets of dimes and pennies for 2-digit addends • Write an addition or subtraction equation to solve a word problem • Follow the Problem Solving Plan to solve a word problem • Compose an addition word problem 84 pages  174–76  pages  173–74 88 Chapter 12 Review R eview Join sets for 2-digit addends Objectives • Join sets for 2-digit addends Write an addition equation for a word problem S3 Rename 10 Ones • Unifix Cubes (or Place Value Kit) for each student • Rename 10 ones as 1 ten • Subtraction flashcards • Join sets for 2-digit addends with renaming • Complete a 2-digit addition problem in vertical form Distribute the Tens/Ones Mats and Unifix Cubes. Direct 1 • Complete a 2-digit addition problem with renaming • Write an addition equation to solve a word problem the students to use their cubes on their mats to show Teacher Materials • Place Value Kit: tens, ones the word problem. . Read aloud this word problem. Use your tens and ones 2 S4 Rename 10 Pennies • Rename 10 pennies as 1 dime • Join sets of dimes and pennies for 2-digit addends with • Subtraction flashcards: 8 2 6, 8 2 4, and previously memorized to model the problem on a Tens/Ones frame. subtraction facts renaming Student Materials Mrs. Hart’s class has 14 boys and 12 girls. How many • Solve money problems with sums to 99¢ • Number Cards: 0–9 students are there in all? Add the • Write an addition equation to solve a word problem • Tens/Ones Mat Ones Fir • 50 Unifix Cubes (or Place Value Kit: tens, ones) ➤ How many boys are in the class? 14 Place 1 ten bar and 4 ones at the top st =======89 Test Day Cumulative Review • A paper bag • Extend a shape pattern: abab, abbabb, abcabc ===== Note Name Tens Ones Add the • Subtraction flashcards • Extend a number pattern: abab, abbabb, abcabc To demonstrate the addends with Unifix Cubes or the Place of your mat. ones firs t. Value Kit, display the tens horizontally in the Tens place and the ➤ How many girls are in the class? 12 Write an Solve usin equation for • Extend a letter pattern: abab, abbabb, abcabc Add the Tens On g the Ten the word problem tens nex es s/Ones fram ones individually in the Ones place. The first addend should be Place 1 ten bar and 2 ones at the t. . • Determine the value of a set of dimes and pennies 2 3 e. displayed near the top of the Tens/Ones frame or Tens/Ones Mat, and the second addend should be displayed near the bottom. bottom of your mat. 1 5 12 Kate put 33 letters. Su stamps on the Tens On es • Compare 2-digit numbers using . and , ➤ How can we find how many students e put 15 33 3 8 there are in all? join the sets; add Add. the letters stamps on Tens Ones did they . How ma use in all? 5 ny stamp s 1 . Explain that when joining sets with 3 Tens On tens and ones, the cubes in the 43 es Add the ones firs 4 8 Ones place should always be joined 5 Tens On es Add. t. 33  15  Memorize subtraction facts: 8 2 6, 8 2 4 first; then the bars in the Tens place 2 30 Tens On 48 stamp 1. Display the new flashcards slowly, one at a time. Select volunteers to give the answers. are joined. ➤ Move 95 2 7 55 es s Tens On all the cubes in the Ones place Tens Tens OnesOnes . Distribute Number Cards 0–9. Display each flashcard 2 together. How many ones are there Add. Tens On 5 7 1 4 15 es es again. Direct the students to hold up the correct in all? 6 41 Tens On es Tens On 6 9 4 3 Number Card for each answer. ➤ Move all the tens in the Tens place ited. 1 8 76 es Tens On Add. 58 60 n prohib . Practice these and the previously memorized subtraction 3 together. How many tens are there in es Tens On 59  2 3 4 es Reproductio Tens On facts several times. all? 2 2 9 54 es 78 Tens Ones Tens On 22 Tens Ones ➤ What is the total number of students in the class? 26 2 4 89  4 2 5 9 4 es Tens On BJU Press. Identify tens and ones in a number Write an 3 es ➤ What is the equation that shows this word problem?  1 5 equation for the wor 38 79 3 80 5 d problem 1. Display 5 tens and 4 ones (from the Place Value Kit) on a © 2006 14 1 12 5 26 Jon needs . Solve usin  Tens/Ones frame. Write the equation for display and lead the students in Bill needs 27 stamp s. g the Ten s/Ones 5 5 1 7 99 frame. 31 stamp © 2006 ➤ Whatnumber is shown? 54 reading it aloud. How ma they nee ny stamp s. s do Tens On 9 7 BJU Press. ➤ How many tens are in 54? 5 d in all? es . Repeat the procedure telling word problems for 23 1 16 4 ➤ How many ones are in 54? 4 5 39 and 11 1 31 5 42. Tens Ones 27 Write the Reproductio number . Select a volunteer to use the tens and ones to display 2 3 1 ones. Wri of te the num tens and ber. Draw a line Complete a 2-digit addition problem in vertical 5 8 to match. 27 n the number 69. prohibited. ➤ How many tens are in 69? 6 form  31  58 stamps 2 tens 5 one ➤ How many ones are in 69? 9 1. Write 24 1 15 as shown. Tens Ones Math 1, Chapt er 12, Lesson 84 3 tens 9 7 tens 3 one s 73 . Repeat the procedure for 82. 8 tens, 2 ones 3 . Remind the students that when they 2 one hun ones Make 2-digit numbers add 2-digit numbers, they always 2 4  1 5 Worktex dred seventy-fi ve 175 39 8 tens 6 one s 86 begin by adding the digits in the Ones t pa ges 175– 176 one hun s Distribute the Tens/Ones Mats and Unifix Cubes. 1 place first. Review th 76 x 25 dred sev enty-si e 3. Remin . Write 43 for display. Direct each student to use his 2 ➤ What is 4 ones 1 5 ones? 9 ones top of pa procedure for ad d th ge half of th 175. Guide the ding 2- dig digits in e students that Math 1, Chapt Write 9 in the Ones place of the answer. er 12, Lesson Unifix Cubes to show 43. it addend th we 84 ➤ How many tens did you put in the Tens place? 4 ➤ What is 2 tens 1 1 ten? 3 tens remainde e page. Re ad and ex students in comp s at the by movin e Ones place. Te begin adding wi let g his cube ll ea th the ➤ How many ones did you put in the Ones place? 3 Write 3 in the Tens place of the answer. r to comp of page 175 and plain the directio ing the top ➤ Wha t number 4 spaces ch student to ad lete the page 176. ns for th is your cu to th d 4 ones . Repeat the activity for 26 and 17. 2 tens, 6 ones; 1 ten, 7 ones 3 . Guide the students in reading the problem as you point 3 pages. Instr uct e Explain th be on no e right. the stude nts answer to at 3 ones plus 4 w? 17 to each addend: 24 plus 15 equals 39. Overview 7 in this prob ones is 7 a lem will on 195 . Repeat the activity by writing the following problems 4 the Ones place. W be in th es and that the answer. rite 7 in e colum in a Tens/Ones frame and selecting volunteers to add. Add 2-di 4. Tell ea the Ones n that has Emphasize adding the digits in the Ones place before git num ch stude place of spaces do nt to add the adding the digits in the Tens place. Material bers usin wn. 2 tens by s g the Hu ➤ Wha t number moving 15 32 24 • Chart 1: ndred Ch is your cu his cube 2 Direct attention to the picture on Worktext page 174. • Hundred Hundred Chart ar t Write 3 in the Te be on no 1 11 1 12 1 12 Chart (Ap 5. Repeat ns place w? 37 Read aloud the theme story on page 197 in the Chapter • 1 Unifix pendix pa the proc of the an 26 44 36 Cube for ge A44) edure for sw 12 Overview. Procedure each stu dent for each student each addit er. 1. Display ion prob th lem. Charts an e Hundred Chart. Chapter 12: Addition—Two-Digit Numbers d the Un Distribu 1 2 3 198 problem s in Tens ifix Cubes. Writ te the Hu ndred 4 5 6 13 /Ones fra mes for e these ad dition 7 8 9 1 24 21 49 61 display. 11 12 13 10 37 1 52 1 20 14 15 16 2. Direc 73 t attentio 69 1 36 21 22 23 17 18 19 ➤ Wha t is the fir n to the fir 97 st addend st problem. 24 25 26 20 Cove r the nu mber 13 ? 13 27 28 29 on your char t wi 31 32 33 30 th a Unifix Cube. 34 35 36 37 38 39 41 42 43 40 Lesson 84 44 45 46 47 48 49 50 19 9 9
  • 10.
    Typesetting Bob Jones University I created one document for both packets. Once the tests were printed with the answers, the magenta answer color was switched to white for the student version. Chapte The text on lines (text paths) was “aligned r1 D. Com bine to descender” to avoid white stripes through 21 compo the sentence . Carso und pr n forg edicate. s to make a com pound subjec Trevor fo ot the football. t or a the underline. Carso rgot the football . n an d Trevo 22. Dan r forgo t the fo slipped. otball. Dan fell on the fl oor. Dan slipped and fell on the E. Use floor. a comma and a 23. I w joining ant pepp word to Janet w eroni on make a Chapter 1 ants saus age. the pizz a. compo und se ntence . === I want A. Write S if the group of words is a sentence. pepper === oni on === Write F if the group of words is a fragment. the piz 24. Jane za, but t will br [and] Ja 1. We stood in line. 5. Ryan ate two hot dogs. === S S ing soda net wan I will br s to drin ts sausa F 2. On the carousel. F 6. Doesn’t like cotton candy. ing pota k. ge. to chips. === F 3. Rode it five times. S 7. My hands are sticky. Janet w S 4. I bought cotton candy. F 8. A place to wash my hands. ill bring === sodas 25. We can buy to drin k, and === [but] I B. Draw a line between the complete subject and the complete predicate. Write the simple subject and the simple predicate on the diagram. We can a frozen make a homem pizza. will bri ng pota === to chip s. © 2004 9. Seven dirty dogs|ran across the porch. ade pizz a. dogs ran === BJU Pr We can 10. The first dog|jumped over the rail. b uy a fro === zen piz === ess. Re za, or w e can m === dog jumped F. Writ ake a h e S if omemad Write C the sentence prod if the se is a sim e pizza . 11. Fido|fell down the stairs. ntence ple sent uction S is a co 26. The mpoun ence. Fido fell boys ha d sent ence. d great pl prohibi C 27. The ans for y wante the sum 12. Muddy pawprints|covered the floor. C d to buil mer. te 28. The d a club d. y pulled house, bu pawprints covered S weeds, t they ha 29. The and they d to wor © 2004 BJU Press. Reproduction prohibited. y put aw watered k in the S ay the to the plan garden. 30. The ols in th ts. C. Use the code to label each sentence. Add the correct ending re was st e toolsh punctuation. ill time ed. to work Imp. 13. Get your baseball glove . CODE on the cl ubhouse. Int. 14. Where are my cleats ? Int. 15. What time does the game start ? Dec. = Declarative Int. = Interrogative Dec. 16. The game starts at 7:30 . Imp. = Imperative English 4, Chap ter 1 Te st Exc. 17. Oh, we’re going to be late ! Exc. = Exclamatory Dec. 18. I am ready to leave now . Imp. 19. Put your gear in the car . Exc. 20. We made it just in time! or . or Dec. English 4, Chapter 1 Test 10
  • 11.
    Typesetting Bob Jones University This “Family Living Skills” series featured a Student Book, Teacher’s Edition, Student Applications Guide, Teacher’s Applications Guide, Tests and Transparencies. ChapterREVIEW terms nuclear family For both guides, the magenta answer color extended family covenant family life cycle urbanization genealogies was switched to white (or none) on the the Christian family life cyc le mobility cohabitation Chapter Review Student Guide. The Family Defin ed 1. Write from mem ory the portion of Jos that we have studied hua 24:15 15.What can you do in this chapter. now to prepare for 2. What is the differen future? crises in the ce between a nuclear and an extended fam family 16. What are some ily? Give an examp of the external forc extended family. le of an on the family? es of change 3. What are the thre 17. In what way can e parts to the biblical urbanization cause fam of the family? def inition ily Dealing with Postpartum Fatigue: Ideas for a New Mother Biblical Roles in disunity? 18. How has technol the Family ogy influenced the What to Do Specific Suggestions 4. What principles family? do the biblical genealo Relax and rest. Sleep when the baby sleeps; turn the phone off and the answering machine on teach? 5. Why is it importa gies Critical thinking (low volume); rest without guilt. nt for each family mem 1. Read Deuteronom to act according to his ber y 30: specified role in the family? requirements for God 9–10. What are two 6. List two verses of ’s Have personal devotions; use free moments to pray; listen to recorded messages; Scripture that give the Lord’s from one generation blessing to be given instructions for eac to the next? Keep spiritually fed. sing hymns and choruses to the baby; seek wisdom and see things in the light of roles: husband, wif h of the following fam ily 2. Why should Chr e, parent, and child. istians not accept som God’s Word. secular def initions e of the Changes Affecting of the word family? Families 3. What are some way Pay for an occasional babysitter to come in while you go shopping, out for dinner 7. Write two complet s modern society has ing statements for the followed God’s model not “Change is . . . ” phrase for the family? with husband and friends, or hiking for a couple of hours. If income 4. What are some adju is tight, trade times with other new mothers (you watch their baby for two 8. What are the thre stments that the fam Get help. e major eras in the its individual member ily or hours and they later watch your baby for two hours). Get assistance from What are the eight family? s must make when stages of the family ing from one stage chang- life cycle? of the family life cyc “Grandma and Granddad” or family (church family members are often closer 9. Give two sample the next? le to family situations that in relationship and distance). alter the three eras wou of the family life cyc ld 5. The Shunammite woman of II Kings 10. What is the Chr le. was called a “great 4:8–37 istian family life cyc woman.” Read this Get up and get going! Use video or DVD workouts with free weights. Take it illustrate Romans le? How does noting especially the passage, vers Exercise. long walks, bike rides, or hikes with an all-terrain trailer/jogger stroller. 11. What are some 11:36? ter qualities led to this es below. What charac- internal family change well-deserved title? Go swimming with baby (after your six-week checkup). 12. Internal change s? Verses 8–10 s are mo Verse 23 __________________ re easily faced when Verse 13 Verse 24 Listen to audio books; take the baby to the library and check out books to read . Verse 20 Expand your mind. 13. Discuss the bibl Verse 37 or listen to while you do tasks or take walks. ical view of divorce. 6. Think about a cris 14. How should a teen is your family has face did you react to it? d. divorce? ager react to his par ents’ How would you wan How Get together with other moms; explore your city with babies in tow; have picnics if it were to happen t to react Share and enjoy. again? at the park; have a Bible study with other new mothers; learn a hobby with friends. Reduce commitments. Review your priorities before making plans or accepting the Family Examin Learn to say “no. ” ed 13 new obligations. Divide household chores and tasks with your husband. If there are other children Work together. in the home, divide and conquer the housework. Use quick and simple recipes and meal plans that utilize oven meals, the crock- pot, or the microwave. Organize by placing items near the places they are used Keep things simple. (put your reading material near the rocker, the diaper stacker and disposal unit near the changing location, etc.) There is no such thing as a perfect baby, a perfect mother, or a perfectly clean Say goodbye to house. No matter how wonderful the baby is or you are, both are sinful beings perfectionism. and are prone to error. Be as clean and as organized as possible, but a spotless house without a maid is a fantasy. Infants 211 11
  • 12.
    Copywriting Direct Sales Consultant A consultant for a scrapbooking company wanted a unique way to present snacks for her customers during workshops. Accepting the wisdom that chocolate makes everything better, I printed labels for a new Scrapametaphen e ta p h e n Scrapametaphen “drug,” and filled prescription bottles with DIRECTIONS Tak e 1 hourly, or as need crapamurly, or as needed. , USES Treats symptom ed. s of chronic scrapitis DIRECTIONS Tak e 1 hourly, or as need Scrapametaphen S picture deliberation , USES Treats symptom ed. DIRECTIONS Tak chocolate candies. SIDE EFFECTS incl and cropping feve ude calmness, men r. picture deliberation s of chronic scrapitis and cropping feve , USES Treats symptom e 1 hourly, or as need ho ed. scrapitis tal focus s of chronic scrapitis Take 1 and the ability to SIDE EFFECTS incl r. picture deliberation , en work faster. ude calmness, men hronic m e ta p h tal focus and cropping feve SIDE EFFECTS incl S r. m s of c and the ability to ION calm ! Do take and the CT to work faster. v er. Scrapametaphen if ude IRE ability work fastness, mental focus S crap a you are pregnant, D ympto pping fe nursing, or planning Treats s ! Do take eded. to get pregnant. Scrapametaphen if er. a n d cro us Scrapbooking time you are pregnant, or as ne ntal foc is limited. nursing, or planning SES Scrapametaphen if you are pregnant, ! Do take to get pregnant. U on hourly, eliberati ess, m e Scrapbooking time , is limited. nursing, or planning Take 1 scrapitis icture d e calmn to get pregnant. h en Scrapbooking time hronic p S inclu is limited. d e ta p IONS IRECT m s of c r. FFEC T ork faste r. Scrapamurly, or as neededis, picture delitsUStion1 Trechroliasscrarpitis,on aUSES TreaoSpTake, 1ameetatalasenced.s D Scrapametaphen ve . USES TIONS TakS hourly, or sneeded. ats ym pto Scrap g fe ph pin SIDE E ity to w n an t n d cr e abil phen are preg DIREC e fo u en if you nant. E Trea symptoms nic e ati DIRECTION hou n m rly, or need nd th aTIONScrapameta ho re de bfever. ts ess etaph of scrapit n rly, orapam Take 1 picudeand cropping S includepictalm beration andof chronic scrapitis, SIDE EFFECTS incl tu c ure deli symptoms USES Treats symptom e Scr as needed. g to get preg bera DIREC onic S Take 1 hou IONS s of ch r SIDE FFEC ter. ! Do tak of chronic scrannin DIRECT fever. CT calmness, mental mptom and the ability to wor EFFE IDE k faster. focus ork EfasTS include calmness, mental focut, cropping fever. s andg, or la pfevepitis, limited. ropping ! Do take S picture deliberation USES T reats sy dc cu s nurs Scrapametaphene youbilpregnant, w and the ability to work faste pregnan s ity to ! ar er. SIDE EFFECTSnurs in cropping tir.me is include calmness g ation an ental fo ing, or planningth a are Do take if you and the ability to apbookin tal focus andis to get pregnant. if , men deliber n ess, m enor etap if you are etaphing,Scrapampr hennant. pregnant, r Scwork faster. picture de calm Scrapam ing pbooking t ningeto get pregnant. g Scrapbooking time nurs limited. Scra to g e time is limited. ! Do take S inclu ! Do take plan Scrapametaphen if ster. you are pregnant, FFEC T plann nursing, or planning SIDE E . work fa sing, or time is limited to get pregnant. nt, ta p h e n Scrapbooking time ity to pregn a nur is limited. abil e if you ar nt. DIRECTIONScrapametarapen okin g rapamerly, or as needed and the etaphen Sc ph bo Sc a Scrapametaphen Scrapam ing to get pregn S Take 1 hou ! Do take rly, or as needed. n USES Treats symptom DIRECTIONS Tak Scrapametaphen , or plan hou s of chronic scrapitis e 1 hourly, or as need ited. , ed. Take 1 ic crap it nursing ing time is lim picture deliberation USES Treats symptom enr.focus picture deliberation andCcropping scraspitismptoms of chroningsfever. and cropping feve DIRECTIONS Tak udeaph men r. s of chronic scrapitis e 1 hourly, or as need s chronic S SIDE EFFECTS incl , t kcalmness, tal ded. SIDE EFFECTS include calmTreats r.y picture deliberation USES Treats symptom N ed. a e fast s e ook E ofTIO ude calmness, men S ! nurstakempamwor henoer. aare nenant, isand the ability to worEkSfastnessdmental eras tion and cropps, mental and cropping feve S crapb DIR tal focus you are pregnant, crap and the ability to SIDE EFFECTS incl , work faster. ! Do take and the ability to feve US Scrapametaphen if rly, if r preg nursing, or planning , focu ouning to get you nant crapit !, Do take Scrapametapturer. elib nes Do ing, h plan to get pregnant. Scra 1 or e etap akepbooking time is limironic s pic hen if you are pregnant, clude calm Scrapbooking time en T Scra is limited. e ta p h . Scrapbooking timeIDEget pregnant.TS in IONS preg s of ch ted. . IRECT ster. nursing, or planning crapamurly, or as needeTIONScrapametaphS Treats beration and croppsinmental focus FEC D sympto m g fever EF work fa to S is limited. S d. ability to if you ar e pre U and the SEen h o , e 1 hourly, or as re deli DIREC isS Tak apit Scrapametaphen nes , pam etaphen t pregnant. Take 1 onic scr SES Treats symptoms of chronictu pitis, ECTS IRECcluS e c 1 hourly, or .as needed. pic needed. in TION dTake alm Scrapametaphenke Scra ge IONS s of ch r ! Do ta nning to U D DIRECT USES Treats symptom ster mptom feIDEeEr.deliberation and cropping fever.FF v FFEC IDE E otion fa chronic scrapitis, egnaTreatsS Take 1 hourly,nursined. or pla me is limited. scra picture rk s of g, ats sy opping and the focinclude calmness, mental focusabilpicture deliw S y to bera and cropping fever. re pr USES nt, symptoms of chronic scrapitis king ti DIRECTION e cr it USES T r us S or as need on and ntal ability to wor fast the a TS eliberati ess, me ! Do take Scrapametapkhen er.and and the abilmetaphe SIDE EFFECTS incl n if mental focusnt. SIDEure deliberation and cropScrfeveboo ude calmness, you pict ping a r. p , p icture d includ e calmn if you are pregnant crapa ity to work to er.et pregna and the abilityinclude calmness, mental focus take S Do take Scraning hen ifg are fast EFFECTS nant. o faster. D S nursing, or planning nursing, n to get preg! , FFEC T , or plaor planning to get youed. nant, ! to work faster. SIDE E pametap to work e li it nursing Scrapbooking timeislimimpregnant. Scrapbooking time nant, ap h en is limited. preg ! Do take e ability are preg king tim is ted. Scrapametaphen if ap am e t , o r a s n you are pregnant, n if you ant. crapboo nursing, or planning and th to get pregnant. etaphe t pregn S Scrapbooking time S cr is limited. crapam g to ge ! Do take S plannin Scrapametaphen , or nursing ing time is lim ited. USES TreatsS Take 1 hourly, or as needed. DIRECTION Scrapametaphen Scrapametaphen TIONS Take 1 hourly ed. hen TION s chronic s of chro e scra p a picture deliberation amnic t pitis, DIRECTIONS Tak toms of symptoms of chro ok S crapbo e 1 hourly, or as need nic scrapitis, DIR EC pcalmnessping o needdelid. s chroU scrapitis ts symp picture deliberation USES Treats symptom Scraudeand cropo,urfeve,r.focurs as SpictureFFECTSistion andofcroppingSESr. T,reaeliberation and cropss, m ping and cropping feve DIREC S Take 1 hou r. rly, or as needed. SIDE EFFECTS incl and the ability to ude calmness, men tal focus SIDE EFFECTS incl e USES Treats symptom nic work faster. ly pit , bera ne work fasth raabilityinclude calmness, picture d mental e 1 er. de calm and the ability to feve Tak sc en is limiget pregare pregDIRECT! IONSScraypamningtoget you arefpreghro, ning! fever. pamworkhen ifer. SIDE EsFFECTS incluwork faster. ! Do take IDE E icand the ap h Scrapametaphen if mental focu you etaphen if s o c et nursing, or planning nant, Do take to Scrapamurly, or as neededis, p to m nant. nantp to nant. fast Scrapbooking time eats s m is limited. nd crop nursing, or plan ility to ted. Do take Scra . preg USES T r us to get you are pregnant, etap ntal foc is limited. nant. d the ab Scrapbooking time on a nursing, or planning a eliberati ess, m e an en if you Scrapbooking time preg ke 1 ho apit picture d almn ametaph eg NS T a ch r onic scr S in clude c ! Do ta ke Scrap nning to get pr toms of ster. IO DIRECT v er. SIDE E FFEC T work fa , or pla ited. ES T r e a ts symp n d cro p ping fe cu s ability to re pregn ant, nursing ing time is lim US a tion a ental fo an d the if you a nt. S cr apbook deliber almnes s, m crapam e taphen pregna picture clude c ! Do take S planning to ge d. t ECTS in ste r. SIDE E work fa FF , or ite ility to e pregn a nt, nursing ing time is lim d the ab if you ar nt. apbook e ta p Scrapamurly, o an en S cr ametaph egn a ! Do ta ke Scrap nning to get pr , or pla ited. Take 1 ho nursing ing time is lim a p h en d . IONS ch r ap am et , o r a s n e e d e Sc rapbook 12 DIRECT ym p toms of S cr rly USES Treats s iberatio n and cro p
  • 13.
    Copywriting Wrayco Wrayco started an employee referral program and wanted to annouce it with posters for their bulletin boards. Know a Since it was a welding/construcion company, Good Fit ? ng the Best. I took a photograph of a related object and asked a question to grab attention. mitted to hiri m stries Inc. Co Wrayco Indu Employe e R e f e rr al Progr am $500 when you refer a Two draw friend ings: $100 gas cards 13
  • 14.
    Copywriting HydroSolutions Inc HydroSolutions Inc wanted to reach the farming and agricultural market in Montana and Wyoming. I worked with the engineers to develop copy and then designed a black and white ad that would work in both a 2-color newspaper ad Water resources and yet have a strong enough presence with for a griculture a large black band and unusual photo to hold its place in a 4-color magazine. Water rights Water supplies irrigation efficiency groundWater development Alkali Creek siphon construction 1937 www.hydrosi.com Helena, MT (406) 443-6169 Billings, MT (406) 655-9555 Red Lodge, MT (406) 446-9940 Sheridan, WY (307) 673-4482 14
  • 15.
    Copywriting HydroSolutions Inc HydroSolutions Inc wanted to develop a  brochure detailing their areas of expertise. C ompany S erviCeS o ffiCeS My first task was to distill the text down to Water Resources Engineering Billings 1537 Avenue D Helena Power Block Building Progressive wat e r Suite 340 4th Floor West Groundwater Resources a manageable amount to keep the layout Billings, MT 59102 7 West 6th Avenue (406) 655-9555 Helena, MT 59601 Solutions (406) 655-0575 (406) 443-6169 Water Rights (406) 443-6385 clean and simple. Water Management Sheridan 1043 Coffeen Avenue Suite C Red Lodge PO Box 2446 Sheridan, WY 82801 Red Lodge, MT 59068 (307) 673-4482 (406) 446-9940 The biggest design challenge was working Environmental Evaluations Compliance (307) 673-4397 (406) 446-1260 www.hydrosi.com with a picture that was 75 dpi, not normally Geographic Information Systems Database an ideal resolution for printing. I kept the ¶ picture small and added color bands around Water rights it to give it more visual weight. Water supply Water Conservation WasteWater treatment Water rightS Water ConServ ation • Water-use Op • Water Right Ap tim ization pli cations • Subsurface • Change-of- Drip Irrigation De use Ap plications sign • Rainwater Ca • Groundwater tchment /Surface Water Interaction • Water Recyc ling and Re-use • Mitigation • Resource Ma Independent Expertise in Water Resources and the Environment Plans nagement • Historic Co nsu mptive Use P ro gr es si ve w at e r Solutions Water Supply • Aquifer Tes ting Analysis WaSteWater tre atment • Well Design • Waste Water Mi nimization • Groundwater • Innovative Modeling Water Treatmen t • Groundwater • Discharge Per Quantity mitting Quality • Engineering Design of Water • Injection Management Fac Recharge, ilities Storage Retrie • Complianc val e Planning • Surface Water Monitoring Evaluation by Source Develop ment Independent Expertise in Water Resour ces and the Environment 15