This document provides an introduction to investing and discusses several key concepts:
1) It is impossible to consistently predict when markets will rise and fall, so the best strategy is to invest regularly over time through ups and downs to benefit from pound cost averaging.
2) While it is difficult to determine if markets are cheap or expensive, standard valuation metrics like the price-to-earnings ratio can provide some guidance.
3) All investments carry risk, and higher potential returns generally require taking on more risk. It is important to understand the risks and reduce risk exposure when markets are highly valued.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but following a strategy of regular savings and rebalancing can help reduce risks over the long run.
2) Risk and potential returns are correlated - higher risks allow for higher potential returns but do not guarantee them. Understanding risks is important.
3) Diversification through asset allocation and collective funds can help manage risks. Selecting funds based on manager performance is also discussed.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but following a strategy of regular savings and rebalancing can help reduce risks over the long run.
2) Risk and potential returns are correlated - higher risks allow for higher potential returns but do not guarantee them. Understanding risks is important.
3) Diversification through asset allocation and collective funds can help manage risks. Selecting funds based on manager performance is also discussed.
The counsel of an advisor or financial planner, well researched and rational, often runs
headlong into the strongly held yet irrational beliefs of the client. So, herein YCharts
explores six widely held financial biases and offers for each one a chart designed to explain
the bias and prompt a productive discussion with the client.
Money Illusion. Loss Aversion. Recency Bias. Overconfidence (Self-Belief). Disposition
Effect. Anchoring (Get-Back-It is). YCharts senior contributing editor Carla Fried explains
these half-dozen examples of emotion-trumps-reason. Carla has covered investing for more
than 25 years, writing for The New York Times, Bloomberg.com and Money Magazine. Her
twice-weekly YCharts columns are available at: ycharts.com/analysis
We answer all your questions regarding small-cap investing in this free downloadable ebook.
- What is small cap investing?
- What are the characteristics of small cap investing?
- How do I choose a small cap manager?
- Why invest in a managed portfolio?
- What does market timing have to do with anything?
- What investment style REALLY works for small caps?
CHW Vol 15 Isu 1 Jan Quarterly Edgehill PartnersJ Scott Miller
The document summarizes an interview with Jason Mann, portfolio manager of the EHP Advantage Fund, a long/short North American equity fund. Mann describes the fund's strategy of buying undervalued stocks with positive momentum and low volatility, and shorting overvalued stocks with negative momentum and high volatility. He emphasizes the fund's ability to systematically gear down risk and rotate to more defensive positions and strategies in declining markets to preserve capital while still participating in up markets. Mann also discusses the benefits of the fund's disciplined, evidence-based and systematic approach to stock selection and risk management.
Investing Public Funds: PFI Strategies is in the business of “finding money” in an institution’s operational and reserve funds. We also help public fund investors avoid the heartache of poor investment decisions, which everyone makes from time to time
Taking on Wall Street: A Comparative Study of Strategies Sourced from "The Pr...Quantopian
A unique set of data comprised of strategy returns sourced through traditional means from managers (“the pros”) and from strategies developed on Quantopian’s platform (“the crowd”) is analyzed. We detect distinct groups of strategy styles within the data: In particular, some "crowd" strategies fall into their own clusters distinct from those within the "pro" data set. A few do overlap as well. We go on to analyze the various strategy groups with respect to environmental conditions and risk factors (among other relevant features), teasing out differences in trading styles.
Ultimately we judge how well “the crowd” is doing so far, in terms of being able to compete with the established managers not only in terms of performance but also with respect to risk management and overall novelty and diversification in the trading styles that have emerged. Finally we address general notions (and pitfalls) of building meta strategies from manager return streams.
This presentation was part of QuantCon 2015 hosted by Quantopian. Visit us at: www.quantopian.com.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but following a strategy of regular savings and rebalancing can help reduce risks over the long run.
2) Risk and potential returns are correlated - higher risks allow for higher potential returns but do not guarantee them. Understanding risks is important.
3) Diversification through asset allocation and collective funds can help manage risks. Selecting funds based on manager performance is also discussed.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but following a strategy of regular savings and rebalancing can help reduce risks over the long run.
2) Risk and potential returns are correlated - higher risks allow for higher potential returns but do not guarantee them. Understanding risks is important.
3) Diversification through asset allocation and collective funds can help manage risks. Selecting funds based on manager performance is also discussed.
The counsel of an advisor or financial planner, well researched and rational, often runs
headlong into the strongly held yet irrational beliefs of the client. So, herein YCharts
explores six widely held financial biases and offers for each one a chart designed to explain
the bias and prompt a productive discussion with the client.
Money Illusion. Loss Aversion. Recency Bias. Overconfidence (Self-Belief). Disposition
Effect. Anchoring (Get-Back-It is). YCharts senior contributing editor Carla Fried explains
these half-dozen examples of emotion-trumps-reason. Carla has covered investing for more
than 25 years, writing for The New York Times, Bloomberg.com and Money Magazine. Her
twice-weekly YCharts columns are available at: ycharts.com/analysis
We answer all your questions regarding small-cap investing in this free downloadable ebook.
- What is small cap investing?
- What are the characteristics of small cap investing?
- How do I choose a small cap manager?
- Why invest in a managed portfolio?
- What does market timing have to do with anything?
- What investment style REALLY works for small caps?
CHW Vol 15 Isu 1 Jan Quarterly Edgehill PartnersJ Scott Miller
The document summarizes an interview with Jason Mann, portfolio manager of the EHP Advantage Fund, a long/short North American equity fund. Mann describes the fund's strategy of buying undervalued stocks with positive momentum and low volatility, and shorting overvalued stocks with negative momentum and high volatility. He emphasizes the fund's ability to systematically gear down risk and rotate to more defensive positions and strategies in declining markets to preserve capital while still participating in up markets. Mann also discusses the benefits of the fund's disciplined, evidence-based and systematic approach to stock selection and risk management.
Investing Public Funds: PFI Strategies is in the business of “finding money” in an institution’s operational and reserve funds. We also help public fund investors avoid the heartache of poor investment decisions, which everyone makes from time to time
Taking on Wall Street: A Comparative Study of Strategies Sourced from "The Pr...Quantopian
A unique set of data comprised of strategy returns sourced through traditional means from managers (“the pros”) and from strategies developed on Quantopian’s platform (“the crowd”) is analyzed. We detect distinct groups of strategy styles within the data: In particular, some "crowd" strategies fall into their own clusters distinct from those within the "pro" data set. A few do overlap as well. We go on to analyze the various strategy groups with respect to environmental conditions and risk factors (among other relevant features), teasing out differences in trading styles.
Ultimately we judge how well “the crowd” is doing so far, in terms of being able to compete with the established managers not only in terms of performance but also with respect to risk management and overall novelty and diversification in the trading styles that have emerged. Finally we address general notions (and pitfalls) of building meta strategies from manager return streams.
This presentation was part of QuantCon 2015 hosted by Quantopian. Visit us at: www.quantopian.com.
1. The document discusses critical investor mistakes such as failing to establish an investment strategy, not devoting enough time to learning and research, and not diversifying assets.
2. It provides data showing that while stocks have averaged higher returns than inflation over the long run, individual investors have not achieved the same returns due to poor timing of investments and emotional reactions to market fluctuations.
3. The presentation emphasizes the importance of risk management, adapting portfolios to changing market conditions, diversifying across asset classes and investment styles, and working with a financial advisor.
AES International is a multi-award winning international wealth management and employee benefits organisation.
Find out why you should join our movement: https://www.aesinternational.com/
Benjamin Graham was an influential American economist and investor who is considered the father of value investing. He wrote two influential books, Security Analysis and The Intelligent Investor. The Intelligent Investor teaches the distinction between investing and speculation, with investing focused on analyzing companies and protecting against losses, while speculation aims for extraordinary gains. It also covers topics like how to select stocks, dealing with market fluctuations, and the importance of a margin of safety. The book has been hugely influential on investors like Warren Buffett and remains one of the foundational texts on value investing.
I'm looking for 2 people that want to change their current situation.
See how $18, one time, can change your situation in one year. There is strength in numbers. Teamwork makes the dream work. Take a look here >>> http://tinyurl.com/kb7luuf
http://Kaea80.4c4all.com
http://flow77.4c4all.com
http://unitedlove1.4c4all.com
"From Trading Strategy to Becoming an Industry Professional – How to Break in...Quantopian
You have created a great trading strategy, backtested, traded it and now you want to take it to the next level. You may find that developing the strategy was just the first of many difficult steps.
With the increased availability of low cost, high quality quant modelling platforms, the field is much more open than it once was. The interest for algorithmic trading his higher than ever and anyone has the potential develop a great trading model.
But having a great trading model is not enough. The work is not done yet.
This presentation will discuss turning your algorithmic trading strategy into a business or a great job, and becoming a professional trader. We’re going to talk about what it takes to move to the next level and where the common pitfalls lay. What kind of strategies are marketable are which are not. The pros and cons of trading your own money and how to go about finding external capital and gaining traction in the business.
Are you ready to take the step?
Careers in Systematic Investing: Advice and Perspective at the End by Matthew...Quantopian
Careers in Systematic Investing by Matthew Granade, former head of Research at Bridgewater Associates and co-founder of Domino.
This presentation was part of QuantCon 2015 hosted by Quantopian. Visit us at: www.quantopian.com.
Russell Luce • Foresters Equity Services
- Slicing the market: An active manager's view of a complex investment world by Ron Rowland
- Recession job losses finally recovered
- Profit with business valuation (Mark Miehe, SII Investments)
The document provides information about Ameriprise Financial and its services. It discusses Ameriprise Financial's history of helping clients through challenging economic times with a focus on goals and dreams. It also outlines four cornerstones of financial planning: liquidity, investment, protection, and tax planning.
The presentation tries to give an overview of why an individual (retail investor) should opt for investing in the financial markets through various vehicles for getting returns that can beat inflation and other asset classes. Reach out for getting more clarity or assistance regarding the same.
The document provides information on designing an effective investment portfolio. It discusses challenges like market volatility and the influence of financial media. The key is focusing on an investor's financial and life goals in order to build a prudent portfolio. Academics research suggests including both stocks and short-term bonds for diversification and considering small and value stocks for higher expected returns. Rebalancing is important to manage risk and avoid portfolio drift. The summary emphasizes maintaining a long-term perspective despite short-term market fluctuations in order to achieve investment goals.
Dimensional Fund Advisors promotes an investment approach based on financial science and decades of market research rather than speculation. It aims to deliver market returns by designing portfolios that capture compensated risks like small cap stocks and value stocks, while avoiding unnecessary risks. Dimensional focuses on broad diversification, smart trading to reduce costs, and engineering portfolios around dimensions shown to generate higher returns like market capitalization and value.
"7 Fundraising Lessons I Learned as a Unicorn Founder" by Pete Flintnfx_guild
Pete Flint from NFX shares his biggest learnings about fundraising, such as "Treat VCs like a check and that’s all you’ll ever get. Your perception drives who you attract. Optimize for skill sets and personality, and never settle."
PEG Stocks provides stock market tips and guidance to help investors earn profits from equity investments. It has been providing tips for the last 5 years with a focus on Price-Earnings to Growth (PEG) stocks. The document discusses various stock market concepts and strategies including fundamental analysis, technical analysis, buying low and selling high, cutting losses, and using stop losses to limit downside risk. It also provides details about PEG Stocks' research process, success rates across different trading strategies, and services offered to help investors navigate the stock market.
Mr. Ramanathan Venkat is a 41-year-old financial analyst and active investor living in Mumbai with 14 years of investing experience. He invests in stocks, mutual funds, public deposits, insurance, real estate, and gold. Some of the individual stocks he invests in include Aurobindo Pharma, Axis Bank, and Infosys. He also invests in HDFC and Kotak mutual funds. For public deposits, he chooses tax-free options like PPF and NSC. He emphasizes doing research, diversifying, and having a long-term perspective to be a successful investor.
Investing in philippine stock market for beginners - a quick start for Filip...Omeng Tawid
Investing in philippine stock market for beginners - a quick start for Filipino (Pinoy) investors:
Excerpt:
Stocks are simply shares of ownership in a
corporation. Thus anyone owning stocks or shares of
a company is called the company’s shareholder or
stockholder. Being a part-owner, you partake in the
performance, growth, earnings and profits, as well as
losses, of these companies.
The stock market is the place where people
converge to buy and sell shares or stocks through an
authorized stockbroker. That means once you have
your broker and enough money to buy stocks, you
can readily start investing in the stock market and
brand yourself as a noble shareholder of giant
fantastic companies.
In the Philippines, the Philippine stock market is the
place where you can invest in Philippine Stock
Exchange (PSE) - listed companies. And only those
people or firms accredited by PSE as authorized
brokers can participate directly in trading and putting
buy or sell orders.
Why Invest? To make your hard-earned money
work even harder for you
Investing enables one’s savings to grow or
appreciate to achieve various
long term financial goals. It is
said to be the most effective
way of building personal
wealth and attaining future
financial
security
for
oneself. It also safeguards
one’s capital against
inflation which erodes
the purchasing power
of your money if it’s not
invested.
Why stock market?
Because history says
so!
The fact is that stock
market is not the only
type of investment present
in the capital market. But history has proven that
nvesting in the stock market over the long-term has
outperformed all fixed-income instruments, plus it
offers good protection against inflation. The market
undeniably continuously experiences highs and lows,
dumps and trumps, and blows and dips, but these
short-term pictures are just tiny pixels compared to
the general uptrend portrait recognized in the long
run.
Who can invest? Everyone can!
Anyone can invest in the stock market. It is a readily
available choice of financial vehicle for those who
want to make their hard-earned money work even
harder for them. Millionaires or not, everyone can
earn in the same battle field.
Everyone motivated can do it.
When should you invest? When you’re ready!
That’s when you have money you won’t need for
your basic expenses, which you would otherwise put
in a bank. It’s better if it’s made available in a longer
time as it allows the investment to ride through the
Welcome to the final installment in our Evidence-Based Investment Insights: Bringing the Evidence Home. We hope you've enjoyed reading our series as much as we've enjoyed sharing it with you. Here are the key take-home messages from each installment:
This document provides information from Atlantic Sun Financial Group's August 2016 newsletter. It includes three articles:
1) "Investors Are Human, Too" which discusses behavioral biases that can influence investor decisions and recommends having a long-term perspective and sticking to an investing strategy.
2) "Be Prepared to Retire in a Volatile Market" which explains sequencing risk in retirement and recommends allocating assets into short, mid, and long-term buckets and strategies for determining annual withdrawals.
3) "Understanding the Net Investment Income Tax" which provides an overview of the 3.8% Medicare surtax on net investment income that applies to certain investment income if modified adjusted gross income exceeds thresholds.
"Snake Oil, Swamp Land, and Factor-Based Investing" by Gary Antonacci, author...Quantopian
BlackRock forecasts smart beta investing oriented toward size, value, quality, momentum, and low volatility to reach $1 trillion by 2020 and $2.4 trillion by 2025. Gary’s talk will show that this growth may not be justified due to these factors' lack of robustness, consistency, persistence, intuitiveness, and investability. Gary will also show that the success attributed to these factors would be better directed toward macro momentum and the short interest ratio.
This document provides a disclaimer and overview for an educational mutual fund analysis service. It analyzes over 23,000 mutual funds to provide alerts 1-4 times per year on when to buy and sell to maximize returns while minimizing losses. For a limited time, annual access costs $495 with a money back guarantee, including analysis of 401k and 529 plan funds and free reports. The goal is to help subscribers better understand market trends and funds to improve investment outcomes.
The document provides tips for how to be a better investor and achieve financial freedom. It recommends that instead of just saving money, one should invest in stocks which have historically earned around 10% annually over the long run. The best time to invest in stocks is any time, as trying to time the market is difficult. It also advises investors to ignore short term fluctuations in their portfolio and not sell low and buy high based on daily price movements. Excessive trading should also be avoided as it can erode a portfolio through taxes and selling at a loss.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but regular savings plans can take advantage of buying low during downturns. Understanding risks is important, as higher potential returns come with higher risks.
2) Diversification through asset allocation and rebalancing is important to manage risk. Measuring risk focuses on volatility, but this does not guarantee future performance.
3) Factors like valuations based on price-to-earnings ratios and understanding inflation risk are also part of becoming a successful long-term investor. The document provides an overview of basic investing concepts.
Some smart tips to trade well | Learn InvestingUIVConsultants
This document provides an overview of stock investing and discusses various strategies for selecting stocks. It begins by introducing the "Peter Lynch approach" of identifying potential stock investments based on personal experiences with companies whose products or services are highly rated. It notes that a happy customer base should translate to good business and stock performance. The document goes on to discuss other factors to consider such as a company's financials, industry trends, and management quality when analyzing individual stocks for investment. It also compares the advantages and disadvantages of investing in individual stocks versus mutual funds.
1. The document discusses critical investor mistakes such as failing to establish an investment strategy, not devoting enough time to learning and research, and not diversifying assets.
2. It provides data showing that while stocks have averaged higher returns than inflation over the long run, individual investors have not achieved the same returns due to poor timing of investments and emotional reactions to market fluctuations.
3. The presentation emphasizes the importance of risk management, adapting portfolios to changing market conditions, diversifying across asset classes and investment styles, and working with a financial advisor.
AES International is a multi-award winning international wealth management and employee benefits organisation.
Find out why you should join our movement: https://www.aesinternational.com/
Benjamin Graham was an influential American economist and investor who is considered the father of value investing. He wrote two influential books, Security Analysis and The Intelligent Investor. The Intelligent Investor teaches the distinction between investing and speculation, with investing focused on analyzing companies and protecting against losses, while speculation aims for extraordinary gains. It also covers topics like how to select stocks, dealing with market fluctuations, and the importance of a margin of safety. The book has been hugely influential on investors like Warren Buffett and remains one of the foundational texts on value investing.
I'm looking for 2 people that want to change their current situation.
See how $18, one time, can change your situation in one year. There is strength in numbers. Teamwork makes the dream work. Take a look here >>> http://tinyurl.com/kb7luuf
http://Kaea80.4c4all.com
http://flow77.4c4all.com
http://unitedlove1.4c4all.com
"From Trading Strategy to Becoming an Industry Professional – How to Break in...Quantopian
You have created a great trading strategy, backtested, traded it and now you want to take it to the next level. You may find that developing the strategy was just the first of many difficult steps.
With the increased availability of low cost, high quality quant modelling platforms, the field is much more open than it once was. The interest for algorithmic trading his higher than ever and anyone has the potential develop a great trading model.
But having a great trading model is not enough. The work is not done yet.
This presentation will discuss turning your algorithmic trading strategy into a business or a great job, and becoming a professional trader. We’re going to talk about what it takes to move to the next level and where the common pitfalls lay. What kind of strategies are marketable are which are not. The pros and cons of trading your own money and how to go about finding external capital and gaining traction in the business.
Are you ready to take the step?
Careers in Systematic Investing: Advice and Perspective at the End by Matthew...Quantopian
Careers in Systematic Investing by Matthew Granade, former head of Research at Bridgewater Associates and co-founder of Domino.
This presentation was part of QuantCon 2015 hosted by Quantopian. Visit us at: www.quantopian.com.
Russell Luce • Foresters Equity Services
- Slicing the market: An active manager's view of a complex investment world by Ron Rowland
- Recession job losses finally recovered
- Profit with business valuation (Mark Miehe, SII Investments)
The document provides information about Ameriprise Financial and its services. It discusses Ameriprise Financial's history of helping clients through challenging economic times with a focus on goals and dreams. It also outlines four cornerstones of financial planning: liquidity, investment, protection, and tax planning.
The presentation tries to give an overview of why an individual (retail investor) should opt for investing in the financial markets through various vehicles for getting returns that can beat inflation and other asset classes. Reach out for getting more clarity or assistance regarding the same.
The document provides information on designing an effective investment portfolio. It discusses challenges like market volatility and the influence of financial media. The key is focusing on an investor's financial and life goals in order to build a prudent portfolio. Academics research suggests including both stocks and short-term bonds for diversification and considering small and value stocks for higher expected returns. Rebalancing is important to manage risk and avoid portfolio drift. The summary emphasizes maintaining a long-term perspective despite short-term market fluctuations in order to achieve investment goals.
Dimensional Fund Advisors promotes an investment approach based on financial science and decades of market research rather than speculation. It aims to deliver market returns by designing portfolios that capture compensated risks like small cap stocks and value stocks, while avoiding unnecessary risks. Dimensional focuses on broad diversification, smart trading to reduce costs, and engineering portfolios around dimensions shown to generate higher returns like market capitalization and value.
"7 Fundraising Lessons I Learned as a Unicorn Founder" by Pete Flintnfx_guild
Pete Flint from NFX shares his biggest learnings about fundraising, such as "Treat VCs like a check and that’s all you’ll ever get. Your perception drives who you attract. Optimize for skill sets and personality, and never settle."
PEG Stocks provides stock market tips and guidance to help investors earn profits from equity investments. It has been providing tips for the last 5 years with a focus on Price-Earnings to Growth (PEG) stocks. The document discusses various stock market concepts and strategies including fundamental analysis, technical analysis, buying low and selling high, cutting losses, and using stop losses to limit downside risk. It also provides details about PEG Stocks' research process, success rates across different trading strategies, and services offered to help investors navigate the stock market.
Mr. Ramanathan Venkat is a 41-year-old financial analyst and active investor living in Mumbai with 14 years of investing experience. He invests in stocks, mutual funds, public deposits, insurance, real estate, and gold. Some of the individual stocks he invests in include Aurobindo Pharma, Axis Bank, and Infosys. He also invests in HDFC and Kotak mutual funds. For public deposits, he chooses tax-free options like PPF and NSC. He emphasizes doing research, diversifying, and having a long-term perspective to be a successful investor.
Investing in philippine stock market for beginners - a quick start for Filip...Omeng Tawid
Investing in philippine stock market for beginners - a quick start for Filipino (Pinoy) investors:
Excerpt:
Stocks are simply shares of ownership in a
corporation. Thus anyone owning stocks or shares of
a company is called the company’s shareholder or
stockholder. Being a part-owner, you partake in the
performance, growth, earnings and profits, as well as
losses, of these companies.
The stock market is the place where people
converge to buy and sell shares or stocks through an
authorized stockbroker. That means once you have
your broker and enough money to buy stocks, you
can readily start investing in the stock market and
brand yourself as a noble shareholder of giant
fantastic companies.
In the Philippines, the Philippine stock market is the
place where you can invest in Philippine Stock
Exchange (PSE) - listed companies. And only those
people or firms accredited by PSE as authorized
brokers can participate directly in trading and putting
buy or sell orders.
Why Invest? To make your hard-earned money
work even harder for you
Investing enables one’s savings to grow or
appreciate to achieve various
long term financial goals. It is
said to be the most effective
way of building personal
wealth and attaining future
financial
security
for
oneself. It also safeguards
one’s capital against
inflation which erodes
the purchasing power
of your money if it’s not
invested.
Why stock market?
Because history says
so!
The fact is that stock
market is not the only
type of investment present
in the capital market. But history has proven that
nvesting in the stock market over the long-term has
outperformed all fixed-income instruments, plus it
offers good protection against inflation. The market
undeniably continuously experiences highs and lows,
dumps and trumps, and blows and dips, but these
short-term pictures are just tiny pixels compared to
the general uptrend portrait recognized in the long
run.
Who can invest? Everyone can!
Anyone can invest in the stock market. It is a readily
available choice of financial vehicle for those who
want to make their hard-earned money work even
harder for them. Millionaires or not, everyone can
earn in the same battle field.
Everyone motivated can do it.
When should you invest? When you’re ready!
That’s when you have money you won’t need for
your basic expenses, which you would otherwise put
in a bank. It’s better if it’s made available in a longer
time as it allows the investment to ride through the
Welcome to the final installment in our Evidence-Based Investment Insights: Bringing the Evidence Home. We hope you've enjoyed reading our series as much as we've enjoyed sharing it with you. Here are the key take-home messages from each installment:
This document provides information from Atlantic Sun Financial Group's August 2016 newsletter. It includes three articles:
1) "Investors Are Human, Too" which discusses behavioral biases that can influence investor decisions and recommends having a long-term perspective and sticking to an investing strategy.
2) "Be Prepared to Retire in a Volatile Market" which explains sequencing risk in retirement and recommends allocating assets into short, mid, and long-term buckets and strategies for determining annual withdrawals.
3) "Understanding the Net Investment Income Tax" which provides an overview of the 3.8% Medicare surtax on net investment income that applies to certain investment income if modified adjusted gross income exceeds thresholds.
"Snake Oil, Swamp Land, and Factor-Based Investing" by Gary Antonacci, author...Quantopian
BlackRock forecasts smart beta investing oriented toward size, value, quality, momentum, and low volatility to reach $1 trillion by 2020 and $2.4 trillion by 2025. Gary’s talk will show that this growth may not be justified due to these factors' lack of robustness, consistency, persistence, intuitiveness, and investability. Gary will also show that the success attributed to these factors would be better directed toward macro momentum and the short interest ratio.
This document provides a disclaimer and overview for an educational mutual fund analysis service. It analyzes over 23,000 mutual funds to provide alerts 1-4 times per year on when to buy and sell to maximize returns while minimizing losses. For a limited time, annual access costs $495 with a money back guarantee, including analysis of 401k and 529 plan funds and free reports. The goal is to help subscribers better understand market trends and funds to improve investment outcomes.
The document provides tips for how to be a better investor and achieve financial freedom. It recommends that instead of just saving money, one should invest in stocks which have historically earned around 10% annually over the long run. The best time to invest in stocks is any time, as trying to time the market is difficult. It also advises investors to ignore short term fluctuations in their portfolio and not sell low and buy high based on daily price movements. Excessive trading should also be avoided as it can erode a portfolio through taxes and selling at a loss.
This document provides an introduction to becoming a successful investor. It discusses several key points:
1) Markets are difficult to predict in the short-term, but regular savings plans can take advantage of buying low during downturns. Understanding risks is important, as higher potential returns come with higher risks.
2) Diversification through asset allocation and rebalancing is important to manage risk. Measuring risk focuses on volatility, but this does not guarantee future performance.
3) Factors like valuations based on price-to-earnings ratios and understanding inflation risk are also part of becoming a successful long-term investor. The document provides an overview of basic investing concepts.
Some smart tips to trade well | Learn InvestingUIVConsultants
This document provides an overview of stock investing and discusses various strategies for selecting stocks. It begins by introducing the "Peter Lynch approach" of identifying potential stock investments based on personal experiences with companies whose products or services are highly rated. It notes that a happy customer base should translate to good business and stock performance. The document goes on to discuss other factors to consider such as a company's financials, industry trends, and management quality when analyzing individual stocks for investment. It also compares the advantages and disadvantages of investing in individual stocks versus mutual funds.
Contained within this guide are 13 essential rules for profitable investing. Each rule is easy-to-implement and will bring about a measurable increase in your long-term returns. Check it out now!
This document provides an overview of financial planning and investing. It explains that financial planning can help achieve life goals and outlines the importance of having a plan. It also discusses key investing concepts like risk, return, diversification and different asset classes. The document notes that financial advisers can help create suitable investment portfolios and administer them over the long term. Overall, the summary emphasizes that financial planning and investing are important for working towards financial goals at different life stages.
This document discusses low-cost investing using exchange traded funds (ETFs) for retirement. It argues that mutual funds are a flawed model for most investors due to their high fees which eat into returns over time. ETFs provide a better, cheaper alternative for gaining exposure to stock and bond markets while minimizing taxes and costs. The document presents strategies using low-cost ETFs from Vanguard, iShares and other providers to build globally diversified portfolios and outlines the services provided by Confluence Investment Advisors to manage ETF portfolios.
This document summarizes the key points from a presentation on creating a do-it-yourself investment strategy using low-cost index funds rather than paying high fees to investment advisors. It outlines setting realistic return targets based on an investor's goals and risk tolerance. It then discusses how to construct portfolios using broad asset classes like stocks, bonds, and real estate to achieve the targeted risk-return profile. Benchmarks are used to evaluate performance rather than relying on advisors who are unable to outperform the market on average. The presentation argues this approach allows investors to take ownership of their financial future rather than leaving it to salespeople.
The document provides an overview of Elmwood Wealth Management's quarterly insights for April 2013. It discusses several challenges facing investors including slowing economic growth rates compared to the previous year. It also notes that corporate profit margins remain high but may be pressured if companies increase spending. The document summarizes Elmwood's investment strategies in various themes like the U.S. energy resurgence and total return equity investing. It concludes by reaffirming Elmwood's commitment to serving clients' needs.
Is Your Advisor Giving You The Information Needed To Succeed? - Investment Op...shirtz14
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Similar to Introduction to Investing - Infinity (20)
1. How to become a successful investor
INTRODUCTION
TO
INVESTING
2. Contents
3 About Infinity
About Bestinvest
4 Introduction
What makes markets move?
Regular saving
How can we tell if shares are cheap?
5 Understanding the risks
6 How can you measure risk?
7 Importance of asset allocation
Regular rebalancing
8 The world is your oyster
Fashion and style
9 The benefits of collective funds
Active versus passive
10 Selecting fund managers
11 Bonds
12 Investing in property
13 Alternatives
14 Important information
INTRODUCTION TO
INVESTING
3. About Bestinvest
Founded in 1986, Bestinvest has
grown to become a leading private client
investment adviser, looking after over
£4 billion of assets for more than 50,000
clients. We offer a range of investment
services all of which are underpinned by
rigorous research aimed at identifying
those fund managers we believe will
deliver long-term outperformance.
Bestinvest has won numerous awards
including UK Wealth Manager of the
Year 2011 as voted by readers of the
FinancialTimes and Investors Chronicle.
We have also been voted Best Discretionary
Manager 2011 by Money Marketing and
Investment Adviser of the Year 2012 at
the Professional Adviser Awards.
Headquartered in Mayfair, London,
Bestinvest has 14 regional offices with
200 staff. The company is one of the
fastest-growing investment advisory
firms and is proud to support the NSPCC.
About Infinity
Infinity Financial Solutions is a leading
provider of expat financial services across
Asia with offices in Malaysia, Hong Kong,
China, Cambodia and Vietnam. It is our
fundamental belief that financial planning
makes life better and we are dedicated to
providing exceptional service to both our
individual and corporate clients.
The combination of carefully tailored
financial planning and a wide range
of options is at the heart of what
makes Infinity different from other
financial advisers. We’re completely
independent, so the advice we give is
impartial and unbiased.
We’re here to protect, build and maximise
your wealth for the future security of
you and your family. But most of all, we
want to help you achieve your hopes and
objectives, whatever they may be. The
possibilities are endless.
BEST XXX XXX XXXXXX XXXX
WINNER
BESTINVEST
BESTWEALTHMANAGERFORINVESTMENTS BEST XXX XXX XXXXXX XXXX
WINNER
BESTINVEST
UKWEALTHMANAGEROFTHEYEAR
2011
Best Discretionary
Adviser
2012
Investment Adviser
of the Year
3INTRODUCTION TO INVESTING
4. What makes markets move?
The value of most investments fluctuates
in a largely unpredictable manner. This is
always disconcerting for investors and
can be expensive if it leads to a knee
jerk reaction to sell when values are
depressed. The first point to make is that
markets already discount what is currently
known and expected. You’ll often see
the shares of a company fall after it has
delivered strong growth in profits, simply
because the market had been anticipating
even more. Likewise, the declaration of
huge losses can, sometimes, represent a
buying opportunity as all of the bad news
is already discounted.
So how can we predict when shares,
or any other investment, will go up
and down? The simple answer is that
this is impossible with any consistency,
especially in the case of large companies
whose shares are researched intensively
on a continuous basis by investment
banks, stockbrokers and fund managers.
The economic cycle has some impact on
overall market prices but not in a way
that lends itself to reliable forecasts. You
might think that over the long term it
must make sense to invest in those coun-
tries that will achieve the highest rates of
economic growth but intriguingly there
is no evidence that this works, even if
you are clever enough to identify the
fastest growers accurately (economists
are very poor at doing this). Indeed,
some academic research suggests that
the opposite may be true and you will
actually make more money by backing
the slow-growth economies.1
Regular saving
One way in which you can use market
movements to your advantage is by
making regular contributions to your
investments so that you buy when the
markets have down periods as well as
during the up periods.
This allows you to benefit from a
phenomenon called “Pound Cost
Averaging” which means that you
smooth out some of the risks of
getting the timing wrong and your
money works harder when values
are depressed. Setting up a regular
investment scheme is a good discipline,
which results in you keeping on investing
through the ups and downs and reduces
the chances that you will get carried away
by the prevailing sentiment.
How can we tell if shares
are cheap?
If we can’t predict the timing of market
cycles, can we work out if markets are
cheap or expensive? This would be very
useful because there is plenty of evidence
that suggests you make much more
money if you buy when shares are cheap.
The standard measure for valuing shares
is the Price/Earnings ratio (P/E) which
is the multiple of the market value of a
company to its underlying profits after
tax. If the P/E is 15 then in effect the
company is valued at 15 years of current
earnings. In broad historical terms if the
P/E on the overall market is over 20 then
shares are likely to be expensive and
if less than 10 they are probably cheap.
However, nothing is that simple with
investing. Company profits change all
the time and there can be periods when
they are very depressed, or very high
compared to ‘‘normal’’ levels. One way of
accounting for this is to calculate the P/E
on the basis of the average profits over
a period of 10 years and this is called
Cyclically Adjusted P/E (or ‘CAPE’).
1
Triumph of the Optimists by Dimson, Marsh & Staunton
In this guide we try to give you
a few pointers on how to be a
successful investor. For most
of us the future performance
of our investments will have a
huge impact on our standard
of living later in life.
Understanding how to get the best results
is vital and unless you are willing to let
someone else make all the decisions for
you this means you need to be familiar
with the basics. Investing is a strange
world where the usual rules don’t seem
to apply. If the price of a car or television
falls we probably feel more tempted to
buy it.
With investments the opposite happens –
private investors often buy just when
caution is needed after a steep rise and
sell heavily when markets slide
downwards. This stems from a tendency
to follow the crowd and seek safety in
numbers when we are uncertain or feel
limited in our knowledge. It is also
difficult to ever know for sure if markets
are cheap or expensive; there will always
be compelling arguments both ways.
4 INTRODUCTION TO INVESTING
5. Understanding the risks
It’s a fundamental law of investment that
you have to take more risk in order to
have the potential for higher returns.
However, it’s important to understand
that taking extra risk certainly does not
guarantee higher returns (if it did then it
wouldn’t be risky!). The following chart
gives an impression of how the potential
for higher returns increases as you take
more risk – but so does the potential
for losses.
It stands to reason that risks must be
greater when investments are highly
priced than when they are cheap. So you
should reduce the amount of risk when
markets are high but unfortunately many
investors do exactly the opposite and pile
in. After a period of strong market rises
it’s easy to believe that the good times
will roll on forever and that nothing can
ever go wrong. Likewise, when markets
become very cheap there will appear to
be no prospect of them ever recovering.
It takes courage to invest at this point but
history suggests that it will eventually be
well rewarded.
After you have invested it’s quite possible
that prices could fall so that you would
have a loss if you sold immediately. This is
always depressing but don’t feel any
guilt about it.
As we said earlier, no one can predict
the timing of market cycles with any
consistency and what really matters is the
return you make over the period when
you need to cash in the investment. If
you are still in that period of your life
when you will be investing more money
then you can cheer yourself up with the
thought that your next purchases will be
made at even better valuations.
Maximum and minimum annual returns 1991-2011
%
-40
-30
-20
-10
0
10
20
30
40
Equities75% cash,
25% equities
50% cash,
50% equities
25% cash,
75% equities
Cash
Source: Lipper for Investment Management
5INTRODUCTION TO INVESTINGAll investments carry risks. Please see Important Information on page 14 for detailed information.
6. How can you measure risk?
Since risk is such a fundamental part of
the investment world, can we measure
it accurately? ‘No’ is unfortunately the
answer because we can’t predict the
future. We do know that the main
determinant of risk in most portfolios
is the amount invested in equities (also
known as shares) as these fluctuate more
than most other types of investment but
even this statement needs a caveat.
One of the biggest risks facing long-
term investors is inflation. A portfolio
consisting wholly of government bonds
may have little investment risk (although
in these uncertain times that’s less true
than in the past) but it will be very
susceptible to any increase in inflation,
so it’s not really low risk at all.
Many academics and professionals use
volatility as a measure of risk. This is a
statistical term that measures how much
an individual investment or a portfolio of
investments fluctuates in value. This is a
useful concept but it is not guaranteed to
be a reliable predictor of the future as it
is a backwards looking measure that has
an unfortunate tendency to understate
risk at critical moments in time, such as
in the summer of 2007. So it needs to be
treated with caution. However, it can help
to show how your portfolio compares
with others and with benchmarks such
as the FTSE 100 index. At Bestinvest we
regularly review the volatility of client
portfolios to help monitor risk.
6 INTRODUCTION TO INVESTING
7. Importance of asset allocation
Once you start to accumulate a number
of investments the chances are that
these will be of different types. Some
will be equities, some bonds, perhaps
some property and also some of
the more esoteric assets such as
commodities (eg gold and oil), hedge
funds and private equity. This mix is
called asset allocation and academic
research suggests that it is responsible
for 90% of the differences in investment
returns2
. So it’s worth putting in some
effort to get this right.
As we said earlier, most investments
fluctuate in value. However, they don’t
all fluctuate in the same way. There will
be times when equities are rising while
bonds and property are falling. Good asset
allocation uses this lack of correlation
between asset classes to achieve a higher
return for a given level of volatility.
Regular rebalancing
Rebalancing means bringing your
investment portfolio back to its original
asset allocation. It may have become
out of kilter because, over time, some
investments can grow faster than others.
It’s useful to rebalance regularly (annually
is about right) and, in effect, it makes you
sell equities when they are overvalued and
buy them when they are cheap.
0
20
40
60
80
100
120
140
160
Sept 02 Sept 04 Sept 08 Sept 10 Sept 12
Diversified portfolios can lower risk whilst still achieving attractive returns
Bonds (FTSE A British Govt All Stocks TR)
Source: EPFR, Credit Suisse research
Portfolio (60% Equities, 30% Bonds, 10% Property)
Property (IPD UK All Property Monthly TR)
Equities (FTSE All-Share TR)
%
INCREASE
7INTRODUCTION TO INVESTINGAll investments carry risks. Please see Important Information on page 14 for detailed information.
2
Source: Brinson, Hood & Beebower (1986); Ibbotson & Kaplan (2000)
8. The world is your oyster
UK stock exchange listed companies
represent around 10% of global stock
markets, so it simply doesn’t make sense
to restrict your choice of investments to
the UK market alone. These days it’s
easy to invest internationally – there are
thousands of funds available covering
most of the overseas markets. Where
should these fit in to your portfolio?
Everyone expects the Asian economies
to achieve higher growth than the West
for the foreseeable future but as we
discussed earlier this probably has no
bearing on the performance of their stock
markets and, in any case, economists are
not very good at forecasting growth.
Generally it makes sense to invest as
widely as possible – this will deliver
some diversification benefits and also
allow exposure to the full range of
investment opportunities.
Fashion and style
There are many different ways of
investing successfully. Some people
try to find shares that have fallen out of
favour and the market appears to have
undervalued their prospects. A few years
ago WM Morrison was a good example of
this when it seemed to be struggling after
acquiring Safeway. Others prefer to
invest in companies that are growing fast.
Even though these shares often appear
expensive they could still be very profitable
for investors if the growth continues.
Companies such as Amazon and Google
would be good examples of this. There
is not a ‘right’ or ‘wrong’ approach here,
although history suggests that ‘‘value’’
investors, who focus on picking companies
that have been ignored by the wider
market in the belief their value will
eventually be recognised, have the odds
more on their side. Legendary investor
Warren Buffet is the most well-known
adherent of value investing. What you
will see are periods when a particular
style seems to be doing very well while
others will be out of favour. It’s tempting
then to switch away from the managers
who are doing badly and jump on the
bandwagon but this is unlikely to be a
successful approach compared to investing
with a mix of managers who pursue
different strategies.
8 INTRODUCTION TO INVESTING
9. The benefits of collective funds
Unless you have a personal interest in
shares and are prepared to allocate a
large amount of your time to researching
and monitoring them, it will usually make
sense to invest via a collective vehicle
(or fund) where your money is pooled
together with others and invested on
your behalf in a number of individual
investments. Popular types of funds
include OEICs (open-ended investment
companies), unit trusts, Investment Trusts
or Exchange Traded Funds (ETFs). Each of
these will provide you with exposure to a
diversified portfolio.
Active versus passive
Do you want to select an actively managed
fund that employs a manager to try and
beat the market by picking stocks or
sectors they believe will perform best, or
a passive vehicle that should deliver you
with index returns before costs?
Opinions vary on the merits of each.
What is indisputable is that many active
managers do not manage to beat their
benchmarks over long periods of time
and this is even more difficult in the most
highly researched areas such as large-cap
US equities. If you are going to invest
in actively managed funds then it is
important to be super selective.
Passive investment will provide performance
that is similar to the index or market as a
whole – though these funds will slightly
underperform because they also have
charges. Some index funds are much too
expensive in our view. If you decide to
use ETFs (passive vehicles listed on stock
exchanges) then be careful about those
that use derivatives rather than actually
buying the underlying shares. These
are called synthetic ETFs and carry an
additional risk of a default by the
provider of the derivatives – usually
an investment bank.
9INTRODUCTION TO INVESTINGAll investments carry risks. Please see Important Information on page 14 for detailed information.
10. Selecting fund managers
If you go down the active route you
must be very selective as the difference
between the best and worst performance
can be dramatic: only best of breed
managers can justify the higher costs
versus passives. Fund manager selection
is a highly complex matter. The most
obvious approach might appear to be to
choose those funds that have performed
best in the past from a comparison table
but there is overwhelming evidence
that this approach does not work. That’s
mainly because it’s hard to separate out
luck from skill. If you held a contest to
find the best person at tossing a coin 10
times to get an outcome of heads and
attracted 1,000 people, the chances are
that one person would achieve 10 heads.
If he or she was a fund manager they
would be judged a genius and be winning
awards. Consistency of performance over
long time periods is an important factor
when selecting an actively managed fund
but it takes many, many years for the luck
element to diminish.
Therefore most analysis of fund managers
focuses more on qualitative factors, such
as trying to assess how they make
decisions and what gives them an edge
over the rest of the market. Bestinvest
has been assessing fund managers for
more than 20 years and has developed a
number of proprietary techniques to help
pick the sheep from the goats. Overall
this has helped our clients to perform
better than most but please be aware
that successful investment is about
playing percentages. There are no
certainties and there will always be
periods when even the very best
managers struggle to make money.
Some fund managers have very distinctive
styles. Some may have a history of doing
relatively well when markets are falling,
others have the opposite characteristic.
When putting funds together in a portfolio
it’s usually a good idea to have a mixture
of styles, otherwise you will have to
endure poor performance during some
market conditions.
10 INTRODUCTION TO INVESTING
11. Bonds
Bonds are essentially “IOU” notes
allowing governments and companies
to borrow for relatively long periods
of time during which they will pay interest
(known as the ‘‘coupon’’) to the bond-
holders. Bonds should form a part of most
portfolios as a means of diversifying the
risk from equities. The most straightfor-
ward bonds are fixed interest gilts issued
by Governments. These offer a predefined
rate of return over a fixed life which can
range from a few months to many
decades. The longer the duration, the high-
er the yield (in most market conditions) but
with the higher yield comes much more
volatility in capital value.
You can also invest in a type of bond
known as index-linked bonds, which offer
protection from inflation. This is a very
attractive feature and as a result these
bonds are valued very highly.
Bonds are also issued by companies
(‘‘corporate bonds’’) and various other
bodies. These bonds tend to be of a
shorter duration than most gilts and their
behaviour is influenced by the market’s
perception of the riskiness of the borrower
and interest rates generally. The bonds
issued by companies with the strongest
financial health and a high credit rating
are known as investment grade. High
yield bonds, which used to sometimes be
referred to in the US as ‘‘junk bonds’’, are
those issued by companies that are not
considered to be investment grade and
these tend to behave more like equities.
It’s usual to access these types of bonds
through a fund. This will provide the ben-
efit of professional management to make
the selections and will diversify the risk
from any defaults. A default is the risk
that the company will miss a payment,
or not be able to fully pay back the loan
at the end.
11INTRODUCTION TO INVESTINGAll investments carry risks. Please see Important Information on page 14 for detailed information.
12. Investing in property
Commercial property – such as office
blocks, shopping centres and warehouses
– has a number of attractions for investors:
long leases with high quality tenants should
provide good security for rental income
and over the long term commercial
property should protect against inflation.
On the downside it is very illiquid, hard to
value accurately and transaction charges for
buying and selling buildings are very high
(at least 6%). This means that all of the
vehicles used for investing in property
have some serious downsides.
Real Estate Investment Trusts (REITs) are
companies listed on the stock market that
invest in property. The price of their shares
therefore fluctuates on a daily basis. This
means that they perform most of the time
in a similar way to other shares, reflecting
the ebbs and flows of investor sentiment.
However, in the long run they should
reflect the performance of the underlying
property portfolio.
Some property funds have an open-ended
structure so the price is always loosely
linked to the underlying asset value.
However, it can oscillate by more than
6% from day to day simply depending on
whether there are net buyers or sellers of
the fund. To provide liquidity for any sellers
the fund has to hold a reasonable level of
cash, which acts as a drag on long-term
returns. At times this cash proportion can
rise sharply owing to the delays involved in
completing new purchases.
12 INTRODUCTION TO INVESTING
13. Alternatives – hedge funds,
private equity and commodities
Over the last two decades the asset
allocation of many professionally
managed portfolios has widened beyond
equities, bonds and property to include
more esoteric strategies. Bestinvest has
been at the forefront of this approach
since it offers the prospect of potentially
higher returns for a given level of risk but
only on a highly selective basis.
The term hedge fund now covers such a
wide range of investment strategies that it
is virtually meaningless. However, for the
purposes of this document we will take it
to mean funds that employ a much wider
range of trading strategies, designed to
achieve positive returns when markets
fall as well as when they rise. These are
often called Absolute Return funds. Many
of these were extremely successful in the
past but in more recent years the picture
is much more mixed: during the 2008
credit crisis, the average hedge fund lost
19%. Not only have hedge funds overall
failed to deliver very attractive returns,
they also now seem to be quite closely
correlated to other markets.
Private equity refers to investments in
companies that are privately owned and
whose shares are not publicly traded on
stock exchanges. This can encompass
quite large firms, which are backed by
private equity finance as well as venture
capital which generally targets smaller,
younger businesses. As these types of
investments are illiquid, it is normal for
private equity firms to become involved in
the development of the businesses, usually
through representation on the Boards.
Commodities is another broad asset
class that really includes a number of
underlying physical substances with
very different characteristics, such as
precious metals, minerals, base materials
and agricultural crops. Gold is primarily
seen as a hedge against the debasement
of paper currencies. Oil and industrial
metals are mainly sensitive to changes to
supply and economic activity, while soft
commodities such as wheat and orange
juice are influenced by climate. However,
the common characteristic among them is
that they provide no underlying income
return, indeed there is generally a cost
attached to ownership (for example
storage or insurance etc). So all of the
return needs to be generated by increases
in value as there is no income.
13INTRODUCTION TO INVESTINGAll investments carry risks. Please see Important Information on page 14 for detailed information.
14. Important information
Please remember the value of all
investments can go up as well as down.
This introduction to investing does not
constitute personal advice and if you
are in any doubt as to the suitability of
an investment please contact one of our
advisers. All investments carry risks but
we would point out the following:
Funds
Different investments carry varying levels
of risk depending on the geographical
region and industry sector to which they
are exposed. You should make yourself
aware of these specific risks prior to
investing The value of all investments and
the income from them can go down as
well as up, and you can get back less than
you originally invested. Past performance
or any yields quoted should not be considered
reliable indicators of future returns.
Bonds
Bonds issued by major governments and
companies are generally considered more
stable than those issued by emerging
markets or smaller corporate issuers;
in the event of an issuer experiencing
financial difficulty, there may be a risk
to some or all of the capital invested.
Absolute return funds
Investors should be aware that Absolute
Return funds do not guarantee a positive
return and you could get back less than
you invested, as with any other
investment. Additionally, the underlying
assets of these funds generally use
complex hedging techniques through the
use of derivative products, which can
carry additional risks which may not be
immediately apparent.
Commodities
Funds which invest in specific sectors may
carry more risk than those spread across
a number of different sectors. In particular,
gold, technology and other focused funds
can suffer as the underlying stocks can be
more volatile and less liquid.
Property funds
The property market can be illiquid;
consequently, there can be times when
investors will be unable to sell their
holdings. Property valuations are
subjective and a matter of judgement.
Specialist funds
Due to their nature, specialist funds can
be subject to specific sector risks. Investors
should ensure they read all relevant
information in order to understand the
nature of such investments and the
specific risks involved.
14 INTRODUCTION TO INVESTING
15.
16. Bestinvest
6 Chesterfield Gardens
London W1J 5BQ
Bestinvest (Brokers) Limited (Reg. No. 2830297) and Bestinvest (Consultants) Limited (Reg. No. 1550116)
are both registered in England and are authorised and regulated by the Financial Services Authority.
Registered office: 6 Chesterfield Gardens, Mayfair, London W1J 5BQ. 201212-2723
Call: Malaysia +60 3 2164 6585
Email: info@infinitysolutions.com
Visit: infinitysolutions.com
Visit our website to find our offices across Asia
Infinity Financial Solutions Ltd.
Marketing Office
S06A2 6th Floor, South Block
Wisma Selangor Dredging
142-A Jalan Ampang
Kuala Lumpar 50450, Malaysia
Company No. LL04446