This document discusses trust and institutionalization in decentralized finance (DeFi). It defines trust and institutionalization, provides examples of DeFi solutions like lending and borrowing, and notes the rapid growth of DeFi assets under management. However, it also outlines hurdles to wider adoption like education, legislation, security, usability, and infrastructure. To overcome these hurdles, the document suggests increasing education through university programs, incentivized learning, and regulations like MiCA. It also proposes improving security, monitoring, and governance while abstracting away technical complexity to build trust in DeFi.