The documents advertise monthly mortgage payments for various Orange County homes. The first offers a condo for $1,245 per month based on a $149,900 sales price. The second offers a detached PUD for $2,099 per month based on a $300,000 sales price. The third offers a single family home for $2,476 per month based on a $399,000 sales price. All feature 30-year adjustable rate mortgages with 5-year fixed periods and terms subject to change.

1. Own for
ONLY
$1,245*
Monthly!!
Orange County, Condo
California Department of Real Estate-Real Estate Broker
Tripoint Mortgage Group, Inc., License #01521904, NMLS #1153
Kenneth F. Castro, License #01158129, NMLS #340442
**Terms of Payment-Base on sales price of $149,900, base-loan amount of $144,693, 30-Year Term,
3.5% down-payment, not including closing costs, 5-Year fixed period-adjustable rate
mortgage(ARM), Program Caps-1/1/5 tied to One Year-Treasury bill (currently at .019%) & Margin of
2.0%. Initial adjustment after 5-year fixed period, up to 1.0% above initial interest rate, periodic
adjustment thereafter can be 1.0% above first adjustment a year for 25-years, with lifetime cap of
5.0% above initial interest rate. Annual Percentage Rate (APR) of 4.415%. HOA: $235 Mo., Payment
includes: Principle, interest, est. taxes & insurance, mortgage insurance, HOA dues. Terms subject
to change without notice, not all applicants will qualify. Home inventory vary, no guarantee this
home will be available. Picture depicted from OCAR MLS.

2. Own For
ONLY
$2,099*
Monthly!!
Orange County, Detached PUD
California Department of Real Estate-Real Estate Broker
Tripoint Mortgage Group, Inc., License #01521904, NMLS #1153
Kenneth F. Castro, License #01158129, NMLS #340442
**Terms of Payment-Base on sales price of $300,000, base-loan amount of $285,000, 30-Year Term,
3.50% down-payment-not including closing costs, 5-Year fixed period-adjustable rate mortgage
(ARM), Program Caps-1/1/5 tied to One Year-Treasury bill (currently at .019%) & Margin of 2.0%.
Initial adjustment after 5-year fixed period, up to 1.0% above initial interest rate, periodic adjustment
thereafter can be 1.0% above first adjustment a year for 25-years, with lifetime cap of 5.0% above
initial interest rate, Annual Percentage Rate (APR) of 4.264%. HOA: $153.00, Payment includes:
Principle, interest, est. taxes & insurance, mortgage insurance, HOA dues. Terms subject to change
without notice, not all applicants will qualify. Home inventory vary, no guarantee this home will be
available. Picture depicted from OCAR MLS.

3. Own For
ONLY
$2,476*
Monthly!!
Orange County, Detached Single Family
California Department of Real Estate-Real Estate Broker
Tripoint Mortgage Group, Inc., License #01521904, NMLS #1153
Kenneth F. Castro, License #01158129, NMLS #340442
**Terms of Payment-Base on sales price of $399,000, base-loan amount of $385,035, 30-Year Term,
3.50% down-payment-not including closing costs, 5-Year fixed period-adjustable rate
mortgage(ARM), Program Caps-1/1/5 tied to One Year-Treasury bill (currently at .019%) & Margin of
2.0%. Initial adjustment after 5-year fixed period, up to 1.0% above initial interest rate, periodic
adjustment thereafter can be 1.0% above first adjustment a year for 25-years, with lifetime cap of
5.0% above initial interest rate, Annual Percentage Rate (APR) of 4.238%. Payment includes:
Principle, interest, est. taxes & insurance, mortgage insurance. terms are subject to change
without notice, not all applicants will qualify, Home inventory vary, no guarantee this home will be
available. Picture depicted from OCAR MLS.